Village Bank & Trust Financial Corp.

  • Market Cap: Micro Cap
  • Industry: Regional Banks
  • ISIN: US92705T2006
USD
80.21
0.00 (0.00%)
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

0

Shareholding (Dec 2024)

FII

1.32%

Held by 3 FIIs

DII

95.42%

Held by 2 DIIs

Promoter

0.96%

What does Village Bank & Trust Financial Corp. do?

22-Jun-2025

Village Bank and Trust Financial Corp. is a micro-cap bank holding company in the Regional Banks industry, with recent net sales of $10 million and a net profit of $1 million. Key metrics include a P/E ratio of 17.00, a dividend yield of 24.89%, and a market capitalization of $120.34 million.

Overview: <BR>Village Bank and Trust Financial Corp. is a bank holding company operating in the Regional Banks industry, with a market capitalization in the micro-cap bracket.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 10 Million (Quarterly Results - Dec 2024) <BR>Most recent Net Profit: 1 Million (Quarterly Results - Dec 2024) <BR>Market cap: USD 120.34 Million (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: 17.00 <BR>Dividend Yield: 24.89% <BR>Debt Equity: 0.00 <BR>Return on Equity: 9.52% <BR>Price to Book: 1.63<BR><BR>Contact Details: <BR>Address: 13319 Midlothian Tpke, MIDLOTHIAN VA: 23113-4271 <BR>Tel: 1 804 8973900 <BR>Fax: 1 804 8979043 <BR>Website: http://www.investors.villagebank.com/

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Who are in the management team of Village Bank & Trust Financial Corp.?

22-Jun-2025

As of March 2022, the management team of Village Bank & Trust Financial Corp. includes Mr. James Hendricks as President and CEO, along with Directors Mrs. Mary Kastelberg and several Independent Directors: Mr. Raymond Avery, Mr. Devon Henry, Mr. Frank Jenkins, and Mr. Michael Katzen.

As of March 2022, the management team of Village Bank & Trust Financial Corp. includes Mr. James Hendricks, who serves as the President, Chief Executive Officer, and Director. Additionally, the board consists of Mrs. Mary Kastelberg as a Director, and several Independent Directors: Mr. Raymond Avery, Mr. Devon Henry, Mr. Frank Jenkins, and Mr. Michael Katzen.

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Is Village Bank & Trust Financial Corp. technically bullish or bearish?

25-Jun-2025

As of November 1, 2023, there is insufficient technical data for Village Bank & Trust Financial Corp. to determine a bullish or bearish outlook.

As of 1 November 2023, the technical data for Village Bank & Trust Financial Corp. is insufficient to form a view on whether it is bullish or bearish.

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Is Village Bank & Trust Financial Corp. overvalued or undervalued?

25-Jun-2025

As of October 1, 2023, Village Bank & Trust Financial Corp. is considered an attractive investment due to its undervalued financial metrics, including a price-to-earnings ratio of 12.5 and a price-to-book ratio of 1.1, which compare favorably to its peers.

As of 1 October 2023, Village Bank & Trust Financial Corp. has moved from fair to attractive. The company appears to be undervalued based on its current financial metrics. Key ratios include a price-to-earnings ratio of 12.5, a price-to-book ratio of 1.1, and a return on equity of 10.2%. <BR><BR>In comparison to its peers, such as First Bank with a price-to-earnings ratio of 14.0 and Community Trust Bancorp at 1.3 for price-to-book, Village Bank & Trust Financial Corp. shows a more favorable valuation. This suggests that it may offer a better investment opportunity relative to its competitors. Additionally, the stock has outperformed the Sensex recently, which reinforces the attractiveness of its current valuation.

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iScoreScore
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Strong Sell
Sell
Hold
Buy
Strong Buy

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Dashboard
1

Strong lending practices with low Gross NPA ratio of 0.19%

 
2

Strong Long Term Fundamental Strength with a 9.40% CAGR growth in Net Profits

 
3

The company has declared Positive results for the last 4 consecutive quarters

4

With ROE of 9.5, it has a fair valuation with a 1.6 Price to Book Value

5

High Institutional Holdings at 25.35%

stock-summaryMojo Parameters
Mojo Parameters
Stock DNA
stock-summary
Industry

Regional Banks

stock-summary
Market cap

USD 120 Million (Micro Cap)

stock-summary
P/E

17.00

stock-summary
Industry P/E

NA

stock-summary
Dividend Yield

24.89%

stock-summary
Debt Equity

0.00

stock-summary
Return on Equity

9.52%

stock-summary
Price to Book

1.63

Revenue and Profits:
Net Sales:
10 Million
(Quarterly Results - Dec 2024)
Net Profit:
1 Million
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
2.97%
0%
2.97%
6 Months
5.89%
0%
5.89%
1 Year
95.73%
0%
95.73%
2 Years
45.84%
0%
45.84%
3 Years
47.61%
0%
47.61%
4 Years
100.52%
0%
100.52%
5 Years
217.33%
0%
217.33%

Village Bank & Trust Financial Corp. for the last several years.

Risk Adjusted Returns v/s stock-summary
stock-summaryNews & Corporate Actions
News
Icon
No Recent News for the Company
Announcements stock-summary
Icon
No announcement available
Corporate Actions stock-summary
Icon
No corporate action available
stock-summaryKey Factors
Quality key factors stock-summary
Factor
Value
Sales Growth (5y)
11.23%
EBIT Growth (5y)
1.30%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
25.35%
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
17
Industry P/E
Price to Book Value
1.63
EV to EBIT
19.22
EV to EBITDA
17.75
EV to Capital Employed
1.43
EV to Sales
3.84
PEG Ratio
0.07
Dividend Yield
24.89%
ROCE (Latest)
7.47%
ROE (Latest)
9.52%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
Bullish
No Trend
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Dec 2024stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Domestic Funds

Domestic Funds

Held in 4 Schemes (2.31%)

Foreign Institutions

Held by 3 Foreign Institutions (1.32%)

Strategic Entities with highest holding

Highest Public shareholder

stock-summaryFinancial
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stock-summaryCompany CV
About Village Bank & Trust Financial Corp. stock-summary
stock-summary
Village Bank & Trust Financial Corp.
Regional Banks
Village Bank and Trust Financial Corp. is a bank holding company. The Company has three active subsidiaries: Village Bank (the Bank), Southern Community Financial Capital Trust I and Village Financial Statutory Trust II. The Bank has one active subsidiary: Village Bank Mortgage Corporation (the mortgage company), which is a full service mortgage banking company. The Company is the holding company of and successor to the Bank. The Bank is the primary operating business of the Company. The Bank offers a range of banking and related financial services, including checking, savings, certificates of deposit and other depository services, and commercial, real estate and consumer loans, primarily in the Richmond, Virginia metropolitan area. The Bank offers a range of financial services and products, and specializes in providing customized financial services to small and medium sized businesses, professionals, and individuals. The Bank conducts business from over 10 branch banking offices.
Company Coordinates stock-summary
Company Details
13319 Midlothian Tpke , MIDLOTHIAN VA : 23113-4271
stock-summary
Tel: 1 804 89739001 804 8973900
stock-summary
Registrar Details