Dashboard
1
Strong lending practices with low Gross NPA ratio of 0.19%
2
Strong Long Term Fundamental Strength with a 9.40% CAGR growth in Net Profits
3
The company has declared Positive results for the last 4 consecutive quarters
4
With ROE of 9.5, it has a fair valuation with a 1.6 Price to Book Value
5
High Institutional Holdings at 25.35%
Total Returns (Price + Dividend) 
TimePeriod
Price Return
Dividend Return
Total Return
3 Months
2.97%
0%
2.97%
6 Months
5.89%
0%
5.89%
1 Year
95.73%
0%
95.73%
2 Years
45.84%
0%
45.84%
3 Years
47.61%
0%
47.61%
4 Years
100.52%
0%
100.52%
5 Years
217.33%
0%
217.33%
Village Bank & Trust Financial Corp. for the last several years.
Risk Adjusted Returns v/s 
News
No Recent News for the Company
Announcements 
No announcement available
Corporate Actions 
No corporate action available
Quality key factors 
Factor
Value
Sales Growth (5y)
11.23%
EBIT Growth (5y)
1.30%
EBIT to Interest (avg)
0
Debt to EBITDA (avg)
0
Net Debt to Equity (avg)
0
Sales to Capital Employed (avg)
0
Tax Ratio
0
Dividend Payout Ratio
0
Pledged Shares
0
Institutional Holding
25.35%
ROCE (avg)
0
ROE (avg)
0
Valuation key factors
Factor
Value
P/E Ratio
17
Industry P/E
Price to Book Value
1.63
EV to EBIT
19.22
EV to EBITDA
17.75
EV to Capital Employed
1.43
EV to Sales
3.84
PEG Ratio
0.07
Dividend Yield
24.89%
ROCE (Latest)
7.47%
ROE (Latest)
9.52%
Technicals key factors
Indicator
Weekly
Monthly
MACD
Mildly Bearish
Bullish
RSI
No Signal
Bearish
Bollinger Bands
Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Mildly Bearish
Bullish
Dow Theory
Mildly Bullish
No Trend
OBV
Bullish
No Trend
Shareholding Snapshot : Dec 2024
Shareholding Compare (%holding) 
Majority shareholders
Domestic Funds
Domestic Funds
Held in 4 Schemes (2.31%)
Foreign Institutions
Held by 3 Foreign Institutions (1.32%)
Strategic Entities with highest holding
Highest Public shareholder
About Village Bank & Trust Financial Corp. 
Village Bank & Trust Financial Corp.
Regional Banks
Village Bank and Trust Financial Corp. is a bank holding company. The Company has three active subsidiaries: Village Bank (the Bank), Southern Community Financial Capital Trust I and Village Financial Statutory Trust II. The Bank has one active subsidiary: Village Bank Mortgage Corporation (the mortgage company), which is a full service mortgage banking company. The Company is the holding company of and successor to the Bank. The Bank is the primary operating business of the Company. The Bank offers a range of banking and related financial services, including checking, savings, certificates of deposit and other depository services, and commercial, real estate and consumer loans, primarily in the Richmond, Virginia metropolitan area. The Bank offers a range of financial services and products, and specializes in providing customized financial services to small and medium sized businesses, professionals, and individuals. The Bank conducts business from over 10 branch banking offices.
Company Coordinates 
Company Details
13319 Midlothian Tpke , MIDLOTHIAN VA : 23113-4271
Registrar Details






