Visagar Finan.

Which are the latest news on Visagar Finan.?

Why is Visagar Financial Services Ltd falling/rising?

As of 22-Jun, Visagar Financial Services Ltd's stock price is stagnant at 0.35, reflecting a decline of 14.63% year-to-date and 32.69% over the past year, significantly underperforming the Sensex. The stock is also trading below key moving averages, indicating a bearish trend and declining investor participation.

As of 22-Jun, Visagar Financial Services Ltd is experiencing a decline in its stock price. The current price remains at 0.35, with no change noted (0.00%). Over the past week, the stock has underperformed, showing a decrease of 2.78%, while the benchmark Sensex has increased by 1.09%. This trend continues over a one-month period, where both the stock and the Sensex have seen a decline of 2.78% and an increase of 2.23%, respectively.<BR><BR>Year-to-date, Visagar Financial Services Ltd has fallen by 14.63%, compared to a smaller decline of 9.54% in the Sensex. Over the past year, the stock has dropped by 32.69%, significantly underperforming the Sensex, which has only decreased by 6.45%. The three-year performance shows a stark contrast, with the stock down by 65.69%, while the Sensex has risen by 21.91%. However, over the last five years, the stock has gained 47.16%, slightly outperforming the Sensex's 46.60% increase.<BR><BR>Today's performance indicates that the stock has underperformed its sector by 0.95%. Additionally, it is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, which suggests a bearish trend. Investor participation is also declining, as evidenced by a delivery volume of 3.37 lacs on June 19, which has fallen by 18.91% compared to the 5-day average. Despite being liquid enough for trading, these factors contribute to the overall negative sentiment surrounding Visagar Financial Services Ltd, leading to its current price stagnation and decline.

How big is Visagar Finan.?

As of 10th June, Visagar Financial Services Ltd has a market capitalization of 22.00 Cr, with net sales of 9.94 Cr and a net loss of 0.35 Cr over the latest four quarters. Shareholder's funds total 60.54 Cr, and total assets are valued at 104.37 Cr.

As of 10th June, <BR><BR>Market Cap: Visagar Financial Services Ltd has a market capitalization of 22.00 Cr, categorizing it as a Micro Cap.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 9.94 Cr. The sum of Net Profit for the latest 4 quarters reflects a loss of 0.35 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period for the balance sheet is March 2025. Shareholder's Funds amount to 60.54 Cr, while Total Assets are valued at 104.37 Cr.

Who are in the management team of Visagar Finan.?

The management team of Visagar Finan includes Arvind G Desai (Whole Time Director), Asha Kothari (Chairperson), and several non-executive directors: Tilokchand Kothari, Suranjan Upadhyay, and Kailash Chhaparwal, along with Shalini Bose as Company Secretary.

The management team of Visagar Finan includes the following individuals:<BR><BR>1. **Arvind G Desai** - Whole Time Director<BR>2. **Tilokchand Kothari** - Non Executive Director<BR>3. **Suranjan Upadhyay** - Non Executive Independent Director<BR>4. **Kailash Chhaparwal** - Non Executive Independent Director<BR>5. **Asha Kothari** - Chairperson<BR>6. **Shalini Bose** - Company Secretary<BR><BR>If you need more information about any specific member or their roles, feel free to ask!

Who are the peers of the Visagar Finan.?

Visagar Finan.'s peers include TTI Enterprise, GSL Securities, Maruti Global In, KJMC Corporate, Shree Metalloys, Paragon Finance, Dynamic Portfol, Global Cap.Mkt., Manipal Fin. Cor, and Guj. Lease Fin. It has a management risk rated as excellent, but its 1-year return is the lowest among peers at -33.33%, compared to Manipal Fin. Cor's highest return of 20.75%.

Peers: The peers of Visagar Finan. are TTI Enterprise, GSL Securities, Maruti Global In, KJMC Corporate, Shree Metalloys, Paragon Finance, Dynamic Portfol, Global Cap.Mkt., Manipal Fin. Cor, and Guj. Lease Fin.<BR><BR>Quality Snapshot: Excellent management risk is observed at TTI Enterprise, Visagar Finan., KJMC Corporate, Paragon Finance, Dynamic Portfol, and Global Cap.Mkt., while Below Average management risk is found at Shree Metalloys. Growth is rated as Good at KJMC Corporate, Average at Shree Metalloys, and Below Average at TTI Enterprise, Visagar Finan., Paragon Finance, Dynamic Portfol, and Global Cap.Mkt. Excellent capital structure is noted for TTI Enterprise, Visagar Finan., KJMC Corporate, Paragon Finance, Dynamic Portfol, and Global Cap.Mkt., while Good capital structure is found at Shree Metalloys.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Manipal Fin. Cor at 20.75%, while the lowest is Visagar Finan. at -33.33%. Visagar Finan.'s return is significantly lower than the highest peer. Additionally, Dynamic Portfol, Global Cap.Mkt., and Maruti Global In have negative six-month returns.

What does Visagar Finan. do?

Visagar Financial Services Ltd is a Non-Banking Financial Company (NBFC) focused on lending in the micro-cap market. It was established in 1994, rebranded in 2011, and reported net sales of 3 Cr and a net loss of 1 Cr for March 2026.

Overview:<BR>Visagar Financial Services Ltd is a Non Banking Financial Company (NBFC) operating in the micro-cap market, primarily engaged in the business of lending money.<BR><BR>History:<BR>The company was incorporated in 1994 as Inca Finlease Private Limited and later converted to a public limited company on July 08, 1994, changing its name to Inca Finlease Limited. It was rebranded to Visagar Financial Services Limited on February 11, 2011. The latest quarterly results reported net sales and net profit for March 2026.<BR><BR>Financial Snapshot:<BR>- Net Sales: 3 Cr (Quarterly Results - Mar 2026)<BR>- Net Profit: -1 Cr (Quarterly Results - Mar 2026)<BR>- Market Cap: INR 22 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: N/A (Loss Making)<BR>- Industry P/E: 20<BR>- Dividend Yield: 0.00%<BR>- Debt Equity: 0.51<BR>- Return on Equity: -0.58%<BR>- Price to Book: 0.35<BR><BR>Contact Details:<BR>Address: 907/908 Dev Plaza 9th Flr SV R, Andheri Fire Stn Andheri (W) Mumbai Maharashtra : 400058 <BR>Tel: 91-22-67424815 <BR>Email: info@visagar.com <BR>Website: http://www.vfsl.org

Should I buy, sell or hold Visagar Financial Services Ltd?

Are Visagar Financial Services Ltd latest results good or bad?

Visagar Financial Services Ltd's latest results are concerning, showing a net profit loss of ₹0.96 crores and a 76.29% year-on-year revenue decline. The company's financial health has deteriorated significantly, leading to a "STRONG SELL" rating and underperformance compared to peers in the NBFC sector.

Visagar Financial Services Ltd's latest results are quite concerning. In the fourth quarter of FY26, the company reported a net profit loss of ₹0.96 crores, a significant decline from a profit of ₹1.44 crores in the previous quarter. This marks a dramatic shift from profitability to loss, reflecting severe financial distress.<BR><BR>Revenue also plummeted to ₹2.75 crores, representing a staggering 76.29% decrease year-on-year and a 7.72% decline from the previous quarter. The company's profit after tax (PAT) margin fell to negative 34.91%, down from a positive 48.32% in the prior quarter, indicating a significant deterioration in financial health.<BR><BR>Overall, the company's performance has been characterized by erratic revenue patterns and mounting losses, leading to a "STRONG SELL" rating with a Mojo Score of just 17 out of 100. Additionally, Visagar Financial has underperformed its peers in the NBFC sector, with a negative return of 28.85% over the past year.<BR><BR>Given these factors, the latest results can be classified as bad, highlighting a critical need for the company to stabilize its operations and return to profitability.

When is the next results date for Visagar Financial Services Ltd?

The next results date for Visagar Financial Services Ltd is 30 May 2026.

The next results date for Visagar Financial Services Ltd is scheduled for 30 May 2026.

Is Visagar Finan. overvalued or undervalued?

As of December 4, 2025, Visagar Finan. is fairly valued despite significant profitability challenges, with a PE ratio of -10.85, an EV to EBITDA ratio of -63.19, and a Price to Book Value of 0.41, contrasting sharply with peers like Bajaj Finance at a PE of 34.9 and Life Insurance at 10.85, indicating potential for recovery despite a YTD return of -44.74% compared to the Sensex's 9.12%.

As of 4 December 2025, the valuation grade for Visagar Finan. has moved from risky to fair. The company is currently fairly valued, with a PE ratio of -10.85, an EV to EBITDA ratio of -63.19, and a Price to Book Value of 0.41. These figures indicate significant challenges in profitability and valuation metrics compared to its peers.<BR><BR>In comparison to notable peers, Bajaj Finance is considered very expensive with a PE ratio of 34.9, while Life Insurance is very attractive with a PE ratio of 10.85. The stark contrast in valuation metrics highlights Visagar Finan.'s relative position in the market. Despite recent underperformance against the Sensex, with a YTD return of -44.74% compared to the Sensex's 9.12%, the company's fair valuation suggests a potential for recovery if operational improvements are realized.

How has been the historical performance of Visagar Finan.?

Visagar Finan's historical performance has shown significant volatility, with net sales peaking at 334.18 Cr in March 2024 before dropping to 129.57 Cr in March 2025, while operating profit and net profits remained negative throughout this period. Total assets and liabilities were stable, but cash flow from operating activities continued to be negative.

Answer:<BR>The historical performance of Visagar Finan shows significant fluctuations in its financial metrics over the years.<BR><BR>Breakdown:<BR>Visagar Finan's net sales peaked at 334.18 Cr in March 2024 but dropped sharply to 129.57 Cr in March 2025, following a low of just 1.10 Cr in March 2023. The total operating income mirrored this trend, reaching 334.18 Cr in March 2024 and falling to 129.57 Cr in March 2025. The company's total expenditure also decreased from 335.28 Cr in March 2024 to 129.61 Cr in March 2025. Operating profit, excluding other income, showed a slight improvement from -1.10 Cr in March 2024 to -0.04 Cr in March 2025, although it remained negative. Profit before tax improved from -1.21 Cr in March 2024 to -0.16 Cr in March 2025, while profit after tax also saw a similar trend, moving from -1.21 Cr to -0.16 Cr. The company's total assets were stable, at 104.37 Cr in March 2025 compared to 104.44 Cr in March 2024, while total liabilities slightly decreased from 104.44 Cr to 104.37 Cr in the same period. Cash flow from operating activities remained negative at 0.00 Cr in March 2025, consistent with the previous year's outflow of -25.00 Cr. Overall, Visagar Finan's financial performance reflects a challenging environment with significant volatility in sales and profitability.

Who are the top shareholders of the Visagar Finan.?

The top shareholder of Visagar Finan is Tilokchand Manaklal Kothari, with a 2.93% stake. Individual investors hold 89.37% of the shares, with no mutual funds, foreign institutional investors, or pledged promoter holdings involved.

The top shareholders of Visagar Finan include Tilokchand Manaklal Kothari, who holds the highest promoter stake at 2.93%. The majority of the shares are held by individual investors, accounting for 89.37% of the total holdings. There are no mutual funds or foreign institutional investors involved, and there are no pledged promoter holdings.

What is the technical trend for Visagar Finan.?

As of June 6, 2025, Visagar Finan's technical trend is mildly bearish, influenced by bearish daily moving averages and mixed signals from the MACD and Bollinger Bands.

As of 6 June 2025, the technical trend for Visagar Finan has changed from bearish to mildly bearish. The weekly MACD indicates a mildly bullish stance, while the monthly MACD remains bearish. The Bollinger Bands show a mildly bearish trend in both weekly and monthly time frames. Daily moving averages are bearish, and the KST reflects a mildly bullish position weekly but bearish monthly. The Dow Theory suggests a mildly bullish trend on the weekly chart, with no trend on the monthly. Overall, the current technical stance is mildly bearish, driven primarily by the bearish daily moving averages and the mixed signals from the MACD and Bollinger Bands.

What is the bonus history of the Visagar Finan.?

Visagar Financial Services Ltd has issued bonuses historically, with the most recent being a 1:2 bonus on January 20, 2022, and a prior 1:1 bonus on December 4, 2012. This reflects the company's commitment to rewarding its shareholders.

Visagar Financial Services Ltd has a history of issuing bonuses. The most recent bonus was a 1:2 bonus issue, which was announced with an ex-date of January 20, 2022, and a record date of January 21, 2022. Prior to that, the company issued a 1:1 bonus on December 4, 2012, with a record date of December 5, 2012. This indicates that the company has actively engaged in rewarding its shareholders through bonus issues over the years.

Has Visagar Finan. declared dividend?

No Dividend History Available