Westamerica Bancorporation

How big is Westamerica Bancorporation?

As of Jun 18, Westamerica Bancorporation has a market capitalization of $1.20 billion, with total assets of $6.08 billion and shareholder's funds of $889.96 million.

As of Jun 18, Westamerica Bancorporation has a market capitalization of 1,201.95 million, categorizing it as a Micro Cap company.<BR><BR>As of Jun 18, the company reported a sum of interest earned for the latest four quarters of 258.75 million and a net profit of 133.26 million.<BR><BR>As of Dec 24, the reporting period shows shareholder's funds of 889.96 million and total assets amounting to 6,082.00 million.

What does Westamerica Bancorporation do?

Westamerica Bancorporation is a bank holding company offering various banking services to individuals and businesses. As of March 2025, it reported net sales of $59 million and a net profit of $31 million, with a market cap of approximately $1.2 billion.

Overview:<BR>Westamerica Bancorporation is a bank holding company that provides a range of banking services to individual and corporate customers in the Regional Banks industry.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 59 Million (Quarterly Results - Mar 2025)<BR>Most recent Net Profit: 31 Million (Quarterly Results - Mar 2025)<BR>Market cap: USD 1,201.95 Million (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 10.00<BR>Dividend Yield: 0.00%<BR>Debt Equity: 0.00<BR>Return on Equity: 14.44%<BR>Price to Book: 1.30<BR><BR>Contact Details:<BR>Address: 1108 5th Ave, SAN RAFAEL CA : 94901-2916<BR>Tel: 1 707 8636000<BR>Website: https://www.westamerica.com

Should I buy, sell or hold Westamerica Bancorporation?

Who are in the management team of Westamerica Bancorporation?

As of March 2022, the management team of Westamerica Bancorporation includes Mr. David Payne as Chairman, President, and CEO, along with independent directors Mrs. Etta Allen, Mr. Louis Bartolini, Mr. E. Joseph Bowler, Dr. Melanie Chiesa, and Ms. Michele Hassid.

As of March 2022, the management team of Westamerica Bancorporation includes Mr. David Payne, who serves as the Chairman of the Board, President, and Chief Executive Officer. Additionally, the board consists of several independent directors: Mrs. Etta Allen, Mr. Louis Bartolini, Mr. E. Joseph Bowler, Dr. Melanie Chiesa, and Ms. Michele Hassid.

Is Westamerica Bancorporation overvalued or undervalued?

As of June 30, 2025, Westamerica Bancorporation is fairly valued with a P/E ratio of 10 and has underperformed the S&P 500, indicating potential challenges for future growth despite its lower valuation compared to some peers.

As of 30 June 2025, the valuation grade for Westamerica Bancorporation has moved from expensive to fair. Based on the current metrics, the company appears fairly valued. The P/E ratio stands at 10, while the Price to Book Value is 1.38, and the EV to EBIT is 3.77. In comparison to peers, WesBanco, Inc. has a P/E of 17.59, and Trustmark Corp. has a P/E of 11.24, indicating that Westamerica Bancorporation is trading at a lower valuation multiple than some of its peers.<BR><BR>Despite its fair valuation, Westamerica Bancorporation has underperformed relative to the S&P 500 over various periods, with a year-to-date return of -4.54% compared to the index's 12.22%, and a three-year return of -8.46% versus 70.41% for the S&P 500. This underperformance may suggest that while the stock is fairly valued, it faces challenges that could impact its future growth prospects.

Is Westamerica Bancorporation technically bullish or bearish?

As of September 12, 2025, Westamerica Bancorporation shows a bearish trend with mixed technical indicators and has underperformed the S&P 500 significantly, with year-to-date and three-year returns of -4.54% and -8.46%, respectively.

As of 12 September 2025, the technical trend for Westamerica Bancorporation has changed from mildly bearish to bearish. The weekly MACD is mildly bullish, but the monthly MACD indicates a bearish stance. The daily moving averages are mildly bearish, and the weekly KST is bullish while the monthly KST is mildly bearish. Overall, the indicators suggest a bearish sentiment, particularly in the longer time frames. <BR><BR>In terms of performance, Westamerica has underperformed the S&P 500 across multiple periods, with a year-to-date return of -4.54% compared to the S&P 500's 12.22%, and a three-year return of -8.46% versus the S&P 500's 70.41%. This further supports the bearish outlook.