General Insuranc

Why is General Insurance Corporation of India falling/rising?

As of 10-Aug, the stock price of General Insurance Corporation of India is at 352.95, reflecting a decline of 1.25% and part of a broader bearish trend with underperformance against the sector and a significant drop in investor participation. Despite strong long-term fundamentals, the stock has generated a -10.16% return over the past year, underperforming the market.

As of 10-Aug, the stock price of General Insurance Corporation of India is falling, currently at 352.95, which reflects a decrease of 4.45 or 1.25%. This decline is part of a broader trend, as the stock has been losing value for the last four consecutive days, resulting in a total return drop of 1.57% during this period. Additionally, the stock is trading below its moving averages across various time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, indicating a bearish trend.<BR><BR>The stock has also underperformed the sector by 1.58% today and is close to its 52-week low, being only 2.12% away from the low of Rs 346.5. Furthermore, there has been a significant decline in investor participation, with delivery volume falling by 39.94% compared to the 5-day average. This lack of trading activity suggests waning interest among investors.<BR><BR>Despite some positive long-term fundamentals, such as a strong CAGR growth in operating profits and high institutional holdings, the stock's recent performance has been disappointing. Over the past year, it has generated a return of -10.16%, significantly underperforming the broader market, which has seen a return of 5.40%. The flat results reported in March, with a notable decline in profit before tax, have further contributed to the negative sentiment surrounding the stock.

Which are the latest news on General Insuranc?

Should I buy, sell or hold General Insurance Corporation of India?

What does General Insuranc do?

General Insurance Corporation of India (GIC Re) is a leading reinsurance provider in India, incorporated in 1972, with recent net sales of ₹13,018 Cr and a net profit of ₹2,533 Cr as of March 2026. It has a market cap of ₹67,694 Cr and key metrics include a P/E ratio of 7.00 and a dividend yield of 2.58%.

Overview: <BR>General Insurance Corporation of India (GIC Re) is a leader in the Indian reinsurance market, operating within the insurance industry and categorized as a mid-cap company.<BR><BR>History: <BR>GIC Re was incorporated in the year 1972. It has maintained its status as a leading reinsurance provider and the latest quarterly results reported are for March 2026, showcasing its ongoing operations.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 13,018 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: 2,533 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 67,694 Cr (Mid Cap) <BR><BR>Key Metrics: <BR>P/E: 7.00 <BR>Industry P/E: 20 <BR>Dividend Yield: 2.58% <BR>Debt Equity: 0.00 <BR>Return on Equity: 13.71% <BR>Price to Book: 0.96 <BR><BR>Contact Details: <BR>Address: Suraksha 170 J Tata Road, Churchgate Mumbai Maharashtra : 400020 <BR>Tel: 91-22-22867000 <BR>Email: investors.gic@gicofindia.com <BR>Website: http://www.gicofindia.in

How big is General Insuranc?

As of 10th June, General Insurance Corporation of India has a market capitalization of 67,694.00 Cr, with recent Net Sales of 52,985.60 Cr and a Net Profit of 9,662.38 Cr.

As of 10th June, General Insurance Corporation of India has a market capitalization of 67,694.00 Cr, categorizing it as a Mid Cap company.<BR><BR>For the latest four quarters, the company reported Net Sales of 52,985.60 Cr and a Net Profit of 9,662.38 Cr.<BR><BR>The latest annual reporting period for the balance sheet is March 2025, with Shareholder's Funds amounting to 61,499.70 Cr and Total Assets of 1,94,076.09 Cr.

Who are in the management team of General Insuranc?

The management team of General Insuranc includes Devesh Srivastava (Chairman/Executive Director), Maruthi Prasad Tangirala (Non Executive Director), and five Independent Non Executive Directors: Manimekhalai A, T. Sivakumar, Priya Bhushan Sharma, Vinita Kumari, along with Suresh Savaliya (Company Secretary & Compliance Officer).

The management team of General Insuranc includes the following members:<BR><BR>1. **Devesh Srivastava** - Chairman / Executive Director<BR>2. **Maruthi Prasad Tangirala** - Non Executive Director / Nomin<BR>3. **Manimekhalai A** - Independent Non Executive Director<BR>4. **T. Sivakumar** - Independent Non Executive Director<BR>5. **Priya Bhushan Sharma** - Independent Non Executive Director<BR>6. **Vinita Kumari** - Independent Non Executive Director<BR>7. **Suresh Savaliya** - Company Secretary & Compliance Officer<BR><BR>If you need more information about any specific member or their roles, feel free to ask!

Who are the peers of the General Insuranc?

Peers of General Insuranc include Life Insurance, SBI Life, HDFC Life, ICICI Lombard, ICICI Pru Life, Max Financial, Star Health, Go Digit General, New India Assura, and Niva Bupa Health. General Insuranc has a 1-year return of -7.10%, better than New India Assura's -25.45% but worse than Max Financial's 2.82%.

Peers: The peers of General Insuranc are Life Insurance, SBI Life Insuran, HDFC Life Insur., ICICI Lombard, ICICI Pru Life, Max Financial, Star Health Insu, Go Digit General, New India Assura, and Niva Bupa Health.<BR><BR>Quality Snapshot: Excellent management risk is observed at ICICI Lombard and Go Digit General, while Average management risk is found at Life Insurance, SBI Life Insuran, HDFC Life Insur., ICICI Pru Life, General Insuranc, Max Financial, Star Health Insu, New India Assura, and Niva Bupa Health, and Below Average management risk is noted at ICICI Pru Life and New India Assura. Growth is Good at Go Digit General and Niva Bupa Health, Average at SBI Life Insuran, HDFC Life Insur., and General Insuranc, and Below Average at Life Insurance, ICICI Pru Life, Max Financial, Star Health Insu, and New India Assura. Excellent capital structure is consistent across all peers.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Max Financial at 2.82%, while the peer with the lowest is New India Assura at -25.45%. General Insuranc has a 1-year return of -7.10%, which is better than New India Assura but worse than Max Financial. Additionally, the six-month return is negative for HDFC Life Insur., ICICI Pru Life, Max Financial, Go Digit General, New India Assura.

Are General Insurance Corporation of India latest results good or bad?

The latest results for General Insurance Corporation of India show a 46.76% quarter-on-quarter profit increase to ₹2,532.59 crores, indicating a recovery. However, year-on-year net sales declined by 1.44%, and operating margins fell significantly, suggesting ongoing operational challenges.

The latest results for the General Insurance Corporation of India (GIC Re) present a mixed picture. On one hand, the company experienced a significant sequential recovery in profitability, with consolidated net profit rising by 46.76% quarter-on-quarter to ₹2,532.59 crores, and a slight year-on-year increase of 1.35%. This indicates improved financial performance compared to the previous quarter.<BR><BR>However, there are notable concerns as well. Net sales declined by 1.44% year-on-year, indicating challenges in revenue generation, and the operating margin, excluding other income, compressed significantly to 27.23% from 38.88% in the same quarter last year. This substantial drop in margin reflects underlying operational challenges and pricing pressures in the reinsurance market.<BR><BR>Overall, while the sequential profit growth is a positive sign, the year-on-year decline in sales and margins suggests that GIC Re is facing significant operational headwinds. Investors may view the results as a mix of good and bad, depending on their focus on short-term recovery versus long-term sustainability.

When is the next results date for General Insurance Corporation of India?

The next results date for General Insurance Corporation of India is 26 May 2026.

The next results date for General Insurance Corporation of India is scheduled for 26 May 2026.

Is General Insuranc technically bullish or bearish?

As of December 1, 2025, the market trend is mildly bearish, influenced by daily moving averages and mixed signals from MACD and Bollinger Bands across different time frames.

As of 1 December 2025, the technical trend has changed from sideways to mildly bearish. The current technical stance is mildly bearish, driven primarily by the daily moving averages indicating a bearish sentiment. The weekly MACD is mildly bullish, but the monthly MACD is mildly bearish, suggesting mixed signals across different time frames. The Bollinger Bands show a bullish stance on the weekly chart, but the monthly remains sideways, indicating a lack of strong momentum. Overall, the lack of clear trends in the Dow Theory and the KST's monthly bearish signal further support the mildly bearish outlook.

How has been the historical performance of General Insuranc?

General Insuranc has shown a strong recovery in its financial performance, with net sales increasing from 45,374.94 Cr in Mar'24 to 49,616.80 Cr in Mar'25, and profit after tax rising to 6,973.96 Cr from 6,508.14 Cr. The company's total assets also grew to 1,94,076.09 Cr in Mar'25, reflecting overall positive trends in sales and profitability.

Answer:<BR>The historical performance of General Insuranc shows a fluctuating trend in net sales and profits over the years, with a notable increase in recent periods.<BR><BR>Breakdown:<BR>General Insuranc's net sales increased from 45,374.94 Cr in Mar'24 to 49,616.80 Cr in Mar'25, marking a positive trend after a slight decline in Mar'23. The total operating income followed a similar pattern, rising to 49,616.80 Cr in Mar'25 from 45,374.94 Cr in Mar'24. The company's operating profit (PBDIT) also improved significantly, reaching 9,702.59 Cr in Mar'25 compared to 7,909.35 Cr in Mar'24, reflecting an operating profit margin of 25.55%. Profit before tax increased to 9,104.64 Cr in Mar'25, up from 7,924.90 Cr in Mar'24, while profit after tax rose to 6,973.96 Cr from 6,508.14 Cr in the same period. The consolidated net profit for Mar'25 was reported at 7,431.84 Cr, compared to 6,685.88 Cr in Mar'24. The company's total assets grew to 1,94,076.09 Cr in Mar'25 from 1,83,764.08 Cr in Mar'24, with total liabilities also increasing to 1,94,076.09 Cr from 1,83,764.08 Cr. Cash flow from operating activities showed a recovery, reaching 1,975.00 Cr in Mar'25, contrasting with a negative cash flow of -211.00 Cr in Mar'24. Overall, General Insuranc has demonstrated a strong recovery in its financial performance in the latest fiscal year.

Is General Insuranc overvalued or undervalued?

As of September 12, 2025, General Insuranc is considered undervalued with a PE ratio of 7.56 and strong financial metrics, despite a year-to-date return of -16.91%, suggesting it may be a buying opportunity compared to its peers.

As of 12 September 2025, the valuation grade for General Insuranc has moved from very attractive to attractive, indicating a shift in market perception. The company is currently assessed as undervalued based on its strong financial ratios. The PE ratio stands at 7.56, while the Price to Book Value is 1.05, and the EV to EBIT is notably low at 3.70. These metrics suggest that the company is trading at a discount compared to its earnings and asset value.<BR><BR>In comparison to its peers, General Insuranc's PE ratio is significantly lower than that of Bajaj Finance, which is at 35.82, and Life Insurance, which has a PE of 11.36, reinforcing the notion that General Insuranc is undervalued. Additionally, its PEG ratio of 0.37 further supports this assessment, indicating strong growth potential relative to its price. Despite recent underperformance against the Sensex, with a year-to-date return of -16.91% compared to the Sensex's 4.82%, the company's solid fundamentals suggest that it may present a buying opportunity for investors.

Who are the top shareholders of the General Insuranc?

The top shareholders of General Insurance include the President of India with 82.4%, Life Insurance Corporation of India at 9.81%, 18 mutual fund schemes with 1.19%, 137 foreign institutional investors holding 1.93%, and individual investors at 1.52%.

The top shareholders of General Insuranc include the President of India, who holds a significant majority stake of 82.4%. The highest public shareholder is the Life Insurance Corporation of India, with a holding of 9.81%. Additionally, there are 18 mutual fund schemes collectively holding 1.19% and 137 foreign institutional investors (FIIs) with a combined stake of 1.93%. Individual investors account for 1.52% of the shareholding.

What is the bonus history of the General Insuranc?

General Insurance Corporation of India issued a 1:1 bonus on July 12, 2018, allowing shareholders to receive an additional share for each share held, effectively doubling their holdings. The record date for this bonus was July 14, 2018.

General Insurance Corporation of India has a bonus history that includes a notable event where they announced a 1:1 bonus issue. This was executed with an ex-date of July 12, 2018, and the record date was July 14, 2018. This means that for every share held, shareholders received an additional share, effectively doubling their holdings at that time.

Has General Insuranc declared dividend?

Yes, General Insurance Corporation of India has declared a 200% dividend, amounting to ₹10 per share, with an ex-date of September 11, 2024. The company has shown strong total returns over various periods, particularly in the long term, despite some short-term fluctuations.

General Insurance Corporation of India has declared a 200% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 200%<BR>- Amount per share: 10<BR>- Ex-date: 11 Sep 24<BR><BR>Dividend Yield: 2.51%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -3.21%, with no dividend return, resulting in a total return of -3.21%.<BR><BR>Over the past year, the price return was 10.73%, with a dividend return of 2.58%, leading to a total return of 13.31%.<BR><BR>In the 2-year period, the price return was 118.23%, the dividend return was 9.14%, culminating in a total return of 127.37%.<BR><BR>For the 3-year period, the price return was 230.1%, with a dividend return of 15.36%, resulting in a total return of 245.46%.<BR><BR>In the last 4 years, the price return was 99.08%, the dividend return was 9.80%, which brought the total return to 108.88%.<BR><BR>Lastly, over the 5-year period, the price return was 189.84%, with a dividend return of 12.75%, leading to a total return of 202.59%.<BR><BR>Overall, General Insurance Corporation of India has declared a substantial dividend, and the total returns over various periods indicate strong performance, particularly in the longer term, despite some fluctuations in the short term.