General Insuranc

how big is General Insuranc?

As of Jun 06, General Insurance Corporation of India has a market capitalization of 69,729.00 Cr, with recent net sales of 49,616.80 Cr and a net profit of 7,431.86 Cr. Shareholder's funds are 55,256.55 Cr, and total assets amount to 1,83,764.08 Cr.

Market Cap: As of Jun 06, General Insurance Corporation of India has a market capitalization of 69,729.00 Cr, categorizing it as a Large Cap company.<BR><BR>Recent Quarterly Performance: For the latest 4 quarters, the company reported a sum of Net Sales of 49,616.80 Cr and a sum of Net Profit of 7,431.86 Cr. This data is on a Consolidated basis.<BR><BR>Balance Sheet Snapshot: The balance sheet data is also on a Consolidated basis for the latest annual period ending in Mar'24. Shareholder's Funds are reported at 55,256.55 Cr, while Total Assets amount to 1,83,764.08 Cr.

What does General Insuranc do?

General Insurance Corporation of India (GIC Re) is a leading reinsurance company in India, established in 1972, with a market cap of Rs 70,343 Cr and a net profit of Rs 2,499 Cr as of March 2025. It operates with a P/E ratio of 9.00 and a dividend yield of 2.51%.

Overview: <BR>General Insurance Corporation of India (GIC Re) is the leader in the Indian reinsurance market, operating within the insurance industry and classified as a large-cap company.<BR><BR>History: <BR>GIC Re was incorporated in the year 1972. The latest quarterly results reported are for March 2025, showcasing the company's ongoing operations and performance.<BR><BR>Financial Snapshot: <BR>Net Sales: 13,209 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: 2,499 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: Rs 70,343 Cr (Large Cap)<BR><BR>Key Metrics: <BR>P/E: 9.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 2.51% <BR>Debt-Equity: 0.00 <BR>Return on Equity: 12.08% <BR>Price to Book: 1.14<BR><BR>Contact Details: <BR>Address: Suraksha 170 J Tata Road, Churchgate Mumbai Maharashtra : 400020 <BR>Tel: 91-22-22867000 <BR>Email: investors.gic@gicofindia.com <BR>Website: http://www.gicofindia.in

What is the bonus history of the General Insuranc?

General Insurance Corporation of India issued a 1:1 bonus on July 12, 2018, allowing shareholders to receive an additional share for each share held, effectively doubling their holdings. The record date for this bonus was July 14, 2018.

General Insurance Corporation of India has a bonus history that includes a notable event where they announced a 1:1 bonus issue. This was executed with an ex-date of July 12, 2018, and the record date was July 14, 2018. This means that for every share held, shareholders received an additional share, effectively doubling their holdings at that time.

Has General Insuranc declared dividend?

Yes, General Insurance Corporation of India has declared a 200% dividend, amounting to ₹10 per share, with an ex-date of September 11, 2024. The company has shown strong total returns over various periods, particularly in the long term, despite some short-term fluctuations.

General Insurance Corporation of India has declared a 200% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 200%<BR>- Amount per share: 10<BR>- Ex-date: 11 Sep 24<BR><BR>Dividend Yield: 2.51%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -3.21%, with no dividend return, resulting in a total return of -3.21%.<BR><BR>Over the past year, the price return was 10.73%, with a dividend return of 2.58%, leading to a total return of 13.31%.<BR><BR>In the 2-year period, the price return was 118.23%, the dividend return was 9.14%, culminating in a total return of 127.37%.<BR><BR>For the 3-year period, the price return was 230.1%, with a dividend return of 15.36%, resulting in a total return of 245.46%.<BR><BR>In the last 4 years, the price return was 99.08%, the dividend return was 9.80%, which brought the total return to 108.88%.<BR><BR>Lastly, over the 5-year period, the price return was 189.84%, with a dividend return of 12.75%, leading to a total return of 202.59%.<BR><BR>Overall, General Insurance Corporation of India has declared a substantial dividend, and the total returns over various periods indicate strong performance, particularly in the longer term, despite some fluctuations in the short term.

Who are the peers of the General Insuranc?

Peers of General Insuranc include Life Insurance, SBI Life Insurance, HDFC Life Insurance, ICICI Pru Life, ICICI Lombard, Max Financial, New India Assura, Go Digit General, Star Health Insurance, and Niva Bupa Health. General Insuranc has a 1-year return of 9.98%, lower than Max Financial's 62.40% and higher than New India Assura's -22.35%.

Peers: The peers of General Insuranc are Life Insurance, SBI Life Insuran, HDFC Life Insur., ICICI Pru Life, ICICI Lombard, Max Financial, New India Assura, Go Digit General, Star Health Insu, and Niva Bupa Health.<BR><BR>Quality Snapshot: Excellent management risk is observed at ICICI Lombard, while Average management risk is found at Life Insurance, SBI Life Insuran, HDFC Life Insur., ICICI Pru Life, General Insuranc, Max Financial, Go Digit General, Star Health Insu, and Niva Bupa Health, and Below Average management risk is noted at New India Assura. Growth is Excellent at Go Digit General and Niva Bupa Health, Average at SBI Life Insuran, HDFC Life Insur., ICICI Pru Life, General Insuranc, Max Financial, and Star Health Insu, and Below Average at Life Insurance and New India Assura. All peers have an Excellent capital structure.<BR><BR>Return Snapshot: Max Financial has the highest 1-year return at 62.40%, while New India Assura has the lowest at -22.35%. General Insuranc's 1-year return of 9.98% is significantly higher than New India Assura's but lower than Max Financial's. Additionally, New India Assura and ICICI Lombard have negative six-month returns.

Who are in the management team of General Insuranc?

As of March 2023, the management team of General Insuranc includes Devesh Srivastava (Chairman/Executive Director), Maruthi Prasad Tangirala (Non-Executive Director), and five Independent Non-Executive Directors: Manimekhalai A, T. Sivakumar, Priya Bhushan Sharma, Vinita Kumari, along with Suresh Savaliya (Company Secretary & Compliance Officer).

As of March 2023, the management team of General Insuranc includes the following individuals:<BR><BR>1. Devesh Srivastava - Chairman / Executive Director<BR>2. Maruthi Prasad Tangirala - Non Executive Director / Nomin<BR>3. Manimekhalai A - Independent Non Executive Director<BR>4. T. Sivakumar - Independent Non Executive Director<BR>5. Priya Bhushan Sharma - Independent Non Executive Director<BR>6. Vinita Kumari - Independent Non Executive Director<BR>7. Suresh Savaliya - Company Secretary & Compliance Officer<BR><BR>Each member plays a distinct role within the organization, contributing to its governance and operational oversight.

Who are the top shareholders of the General Insuranc?

The top shareholders of General Insurance include the President of India with 82.4%, Life Insurance Corporation of India at 9.81%, 18 mutual fund schemes with 1.19%, 137 foreign institutional investors holding 1.93%, and individual investors at 1.52%.

The top shareholders of General Insuranc include the President of India, who holds a significant majority stake of 82.4%. The highest public shareholder is the Life Insurance Corporation of India, with a holding of 9.81%. Additionally, there are 18 mutual fund schemes collectively holding 1.19% and 137 foreign institutional investors (FIIs) with a combined stake of 1.93%. Individual investors account for 1.52% of the shareholding.

Is General Insuranc overvalued or undervalued?

As of September 12, 2025, General Insuranc is considered undervalued with a PE ratio of 7.56 and strong financial metrics, despite a year-to-date return of -16.91%, suggesting it may be a buying opportunity compared to its peers.

As of 12 September 2025, the valuation grade for General Insuranc has moved from very attractive to attractive, indicating a shift in market perception. The company is currently assessed as undervalued based on its strong financial ratios. The PE ratio stands at 7.56, while the Price to Book Value is 1.05, and the EV to EBIT is notably low at 3.70. These metrics suggest that the company is trading at a discount compared to its earnings and asset value.<BR><BR>In comparison to its peers, General Insuranc's PE ratio is significantly lower than that of Bajaj Finance, which is at 35.82, and Life Insurance, which has a PE of 11.36, reinforcing the notion that General Insuranc is undervalued. Additionally, its PEG ratio of 0.37 further supports this assessment, indicating strong growth potential relative to its price. Despite recent underperformance against the Sensex, with a year-to-date return of -16.91% compared to the Sensex's 4.82%, the company's solid fundamentals suggest that it may present a buying opportunity for investors.

How has been the historical performance of General Insuranc?

General Insuranc has shown a strong recovery in its financial performance, with net sales increasing from 45,374.94 Cr in Mar'24 to 49,616.80 Cr in Mar'25, and profit after tax rising to 6,973.96 Cr from 6,508.14 Cr. The company's total assets also grew to 1,94,076.09 Cr in Mar'25, reflecting overall positive trends in sales and profitability.

Answer:<BR>The historical performance of General Insuranc shows a fluctuating trend in net sales and profits over the years, with a notable increase in recent periods.<BR><BR>Breakdown:<BR>General Insuranc's net sales increased from 45,374.94 Cr in Mar'24 to 49,616.80 Cr in Mar'25, marking a positive trend after a slight decline in Mar'23. The total operating income followed a similar pattern, rising to 49,616.80 Cr in Mar'25 from 45,374.94 Cr in Mar'24. The company's operating profit (PBDIT) also improved significantly, reaching 9,702.59 Cr in Mar'25 compared to 7,909.35 Cr in Mar'24, reflecting an operating profit margin of 25.55%. Profit before tax increased to 9,104.64 Cr in Mar'25, up from 7,924.90 Cr in Mar'24, while profit after tax rose to 6,973.96 Cr from 6,508.14 Cr in the same period. The consolidated net profit for Mar'25 was reported at 7,431.84 Cr, compared to 6,685.88 Cr in Mar'24. The company's total assets grew to 1,94,076.09 Cr in Mar'25 from 1,83,764.08 Cr in Mar'24, with total liabilities also increasing to 1,94,076.09 Cr from 1,83,764.08 Cr. Cash flow from operating activities showed a recovery, reaching 1,975.00 Cr in Mar'25, contrasting with a negative cash flow of -211.00 Cr in Mar'24. Overall, General Insuranc has demonstrated a strong recovery in its financial performance in the latest fiscal year.

Is General Insuranc technically bullish or bearish?

As of December 1, 2025, the market trend is mildly bearish, influenced by daily moving averages and mixed signals from MACD and Bollinger Bands across different time frames.

As of 1 December 2025, the technical trend has changed from sideways to mildly bearish. The current technical stance is mildly bearish, driven primarily by the daily moving averages indicating a bearish sentiment. The weekly MACD is mildly bullish, but the monthly MACD is mildly bearish, suggesting mixed signals across different time frames. The Bollinger Bands show a bullish stance on the weekly chart, but the monthly remains sideways, indicating a lack of strong momentum. Overall, the lack of clear trends in the Dow Theory and the KST's monthly bearish signal further support the mildly bearish outlook.

When is the next results date for General Insurance Corporation of India?

The next results date for General Insurance Corporation of India is February 7, 2026.

The next results date for General Insurance Corporation of India is scheduled for February 7, 2026.

Are General Insurance Corporation of India latest results good or bad?

The latest results for General Insurance Corporation of India show strong sales growth of 12.97%, but a significant 39.95% drop in net profit and declining profit margins indicate challenges in profitability, making the overall outlook more negative than positive.

The latest results for General Insurance Corporation of India (GIC Re) present a mixed picture. On one hand, the company reported a year-on-year increase in net sales of 12.97%, reaching ₹12,588.62 crores. This indicates healthy top-line growth. However, the net profit for the quarter fell significantly, down 39.95% quarter-on-quarter to ₹1,725.66 crores, although it did show a slight year-on-year increase of 2.92%.<BR><BR>The profitability metrics are concerning, particularly with the PAT margin contracting to 18.19% from 30.23% in the previous quarter, reflecting pressures from competitive pricing and increased claims. Additionally, there was a dramatic 75.61% decline in other income, which significantly impacted overall profitability.<BR><BR>Overall, while GIC Re's sales performance is commendable, the sharp decline in net profit and margins suggests challenges in sustaining profitability amidst market pressures. Therefore, the results can be viewed as more negative than positive, particularly in terms of profitability and margin stability.

Should I buy, sell or hold General Insurance Corporation of India?

Why is General Insurance Corporation of India falling/rising?

As of 16-Mar, the stock price of General Insurance Corporation of India is at 358.90, reflecting a decline and a bearish trend, trading below its moving averages. Despite positive long-term fundamentals, the stock has underperformed the market significantly over the past year.

As of 16-Mar, the stock price of General Insurance Corporation of India is falling, currently at 358.90, reflecting a decrease of 0.95 (-0.26%). This decline is part of a broader trend, as the stock has been losing value for the past two days, with a total drop of 2.74% during this period. Additionally, the stock is trading below its moving averages across various time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, indicating a bearish trend.<BR><BR>The stock's performance over the past week shows a decline of 1.93%, while it has underperformed its sector by 1.05% today. It is also close to its 52-week low, being just 2.2% away from the low of Rs 351. Furthermore, there has been a decrease in investor participation, with delivery volume falling by 0.98% compared to the 5-day average.<BR><BR>Despite some positive long-term fundamentals, such as a 41.84% CAGR growth in operating profits and a PEG ratio of 0.2, the stock has underperformed the market significantly over the past year, generating a return of -5.80% compared to the market's 5.94% return. This underperformance, along with flat results reported in December, contributes to the stock's current downward trajectory.

Which are the latest news on General Insuranc?