General Insuranc

how big is General Insuranc?

As of Jun 06, General Insurance Corporation of India has a market capitalization of 69,729.00 Cr, with recent net sales of 49,616.80 Cr and a net profit of 7,431.86 Cr. Shareholder's funds are 55,256.55 Cr, and total assets amount to 1,83,764.08 Cr.

Market Cap: As of Jun 06, General Insurance Corporation of India has a market capitalization of 69,729.00 Cr, categorizing it as a Large Cap company.<BR><BR>Recent Quarterly Performance: For the latest 4 quarters, the company reported a sum of Net Sales of 49,616.80 Cr and a sum of Net Profit of 7,431.86 Cr. This data is on a Consolidated basis.<BR><BR>Balance Sheet Snapshot: The balance sheet data is also on a Consolidated basis for the latest annual period ending in Mar'24. Shareholder's Funds are reported at 55,256.55 Cr, while Total Assets amount to 1,83,764.08 Cr.

What does General Insuranc do?

General Insurance Corporation of India (GIC Re) is a leading reinsurance company in India, established in 1972, with a market cap of Rs 70,343 Cr and a net profit of Rs 2,499 Cr as of March 2025. It operates with a P/E ratio of 9.00 and a dividend yield of 2.51%.

Overview: <BR>General Insurance Corporation of India (GIC Re) is the leader in the Indian reinsurance market, operating within the insurance industry and classified as a large-cap company.<BR><BR>History: <BR>GIC Re was incorporated in the year 1972. The latest quarterly results reported are for March 2025, showcasing the company's ongoing operations and performance.<BR><BR>Financial Snapshot: <BR>Net Sales: 13,209 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: 2,499 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: Rs 70,343 Cr (Large Cap)<BR><BR>Key Metrics: <BR>P/E: 9.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 2.51% <BR>Debt-Equity: 0.00 <BR>Return on Equity: 12.08% <BR>Price to Book: 1.14<BR><BR>Contact Details: <BR>Address: Suraksha 170 J Tata Road, Churchgate Mumbai Maharashtra : 400020 <BR>Tel: 91-22-22867000 <BR>Email: investors.gic@gicofindia.com <BR>Website: http://www.gicofindia.in

What is the bonus history of the General Insuranc?

General Insurance Corporation of India issued a 1:1 bonus on July 12, 2018, allowing shareholders to receive an additional share for each share held, effectively doubling their holdings. The record date for this bonus was July 14, 2018.

General Insurance Corporation of India has a bonus history that includes a notable event where they announced a 1:1 bonus issue. This was executed with an ex-date of July 12, 2018, and the record date was July 14, 2018. This means that for every share held, shareholders received an additional share, effectively doubling their holdings at that time.

Has General Insuranc declared dividend?

Yes, General Insurance Corporation of India has declared a 200% dividend, amounting to ₹10 per share, with an ex-date of September 11, 2024. The company has shown strong total returns over various periods, particularly in the long term, despite some short-term fluctuations.

General Insurance Corporation of India has declared a 200% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 200%<BR>- Amount per share: 10<BR>- Ex-date: 11 Sep 24<BR><BR>Dividend Yield: 2.51%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -3.21%, with no dividend return, resulting in a total return of -3.21%.<BR><BR>Over the past year, the price return was 10.73%, with a dividend return of 2.58%, leading to a total return of 13.31%.<BR><BR>In the 2-year period, the price return was 118.23%, the dividend return was 9.14%, culminating in a total return of 127.37%.<BR><BR>For the 3-year period, the price return was 230.1%, with a dividend return of 15.36%, resulting in a total return of 245.46%.<BR><BR>In the last 4 years, the price return was 99.08%, the dividend return was 9.80%, which brought the total return to 108.88%.<BR><BR>Lastly, over the 5-year period, the price return was 189.84%, with a dividend return of 12.75%, leading to a total return of 202.59%.<BR><BR>Overall, General Insurance Corporation of India has declared a substantial dividend, and the total returns over various periods indicate strong performance, particularly in the longer term, despite some fluctuations in the short term.

Who are the peers of the General Insuranc?

Peers of General Insuranc include Life Insurance, SBI Life Insurance, HDFC Life Insurance, ICICI Pru Life, ICICI Lombard, Max Financial, New India Assura, Go Digit General, Star Health Insurance, and Niva Bupa Health. General Insuranc has a 1-year return of 9.98%, lower than Max Financial's 62.40% and higher than New India Assura's -22.35%.

Peers: The peers of General Insuranc are Life Insurance, SBI Life Insuran, HDFC Life Insur., ICICI Pru Life, ICICI Lombard, Max Financial, New India Assura, Go Digit General, Star Health Insu, and Niva Bupa Health.<BR><BR>Quality Snapshot: Excellent management risk is observed at ICICI Lombard, while Average management risk is found at Life Insurance, SBI Life Insuran, HDFC Life Insur., ICICI Pru Life, General Insuranc, Max Financial, Go Digit General, Star Health Insu, and Niva Bupa Health, and Below Average management risk is noted at New India Assura. Growth is Excellent at Go Digit General and Niva Bupa Health, Average at SBI Life Insuran, HDFC Life Insur., ICICI Pru Life, General Insuranc, Max Financial, and Star Health Insu, and Below Average at Life Insurance and New India Assura. All peers have an Excellent capital structure.<BR><BR>Return Snapshot: Max Financial has the highest 1-year return at 62.40%, while New India Assura has the lowest at -22.35%. General Insuranc's 1-year return of 9.98% is significantly higher than New India Assura's but lower than Max Financial's. Additionally, New India Assura and ICICI Lombard have negative six-month returns.

Who are in the management team of General Insuranc?

As of March 2023, the management team of General Insuranc includes Devesh Srivastava (Chairman/Executive Director), Maruthi Prasad Tangirala (Non-Executive Director), and five Independent Non-Executive Directors: Manimekhalai A, T. Sivakumar, Priya Bhushan Sharma, Vinita Kumari, along with Suresh Savaliya (Company Secretary & Compliance Officer).

As of March 2023, the management team of General Insuranc includes the following individuals:<BR><BR>1. Devesh Srivastava - Chairman / Executive Director<BR>2. Maruthi Prasad Tangirala - Non Executive Director / Nomin<BR>3. Manimekhalai A - Independent Non Executive Director<BR>4. T. Sivakumar - Independent Non Executive Director<BR>5. Priya Bhushan Sharma - Independent Non Executive Director<BR>6. Vinita Kumari - Independent Non Executive Director<BR>7. Suresh Savaliya - Company Secretary & Compliance Officer<BR><BR>Each member plays a distinct role within the organization, contributing to its governance and operational oversight.

Who are the top shareholders of the General Insuranc?

The top shareholders of General Insurance include the President of India with 82.4%, Life Insurance Corporation of India at 9.81%, 18 mutual fund schemes with 1.19%, 137 foreign institutional investors holding 1.93%, and individual investors at 1.52%.

The top shareholders of General Insuranc include the President of India, who holds a significant majority stake of 82.4%. The highest public shareholder is the Life Insurance Corporation of India, with a holding of 9.81%. Additionally, there are 18 mutual fund schemes collectively holding 1.19% and 137 foreign institutional investors (FIIs) with a combined stake of 1.93%. Individual investors account for 1.52% of the shareholding.

Are General Insuranc latest results good or bad?

General Insurance Corporation of India reported strong results for Q2 2025, with a Profit After Tax of Rs 2,530.59 crore, an 80.7% year-on-year increase, and robust growth in net sales and earnings per share. Overall, the financial performance is positive, and the stock is rated as a 'Hold'.

General Insurance Corporation of India has reported strong results for the quarter ending June 2025, indicating a positive financial performance. The company achieved a Profit After Tax (PAT) of Rs 2,530.59 crore, which is an impressive year-on-year growth of 80.7%. This marks the highest PAT the company has recorded in the last five quarters, showcasing a significant improvement in profitability.<BR><BR>Additionally, the Profit Before Tax (PBT) reached Rs 2,604.98 crore, reflecting a year-on-year increase of 76.84%. Net sales also showed robust growth, hitting Rs 14,623.26 crore, the highest in the past five quarters, with a year-on-year growth of 13.48%. Earnings per Share (EPS) rose to Rs 14.42, further indicating enhanced profitability for shareholders.<BR><BR>Overall, the financial trajectory of General Insurance Corporation of India appears to be very positive, with substantial growth in key performance indicators. The stock call remains a 'Hold', suggesting a cautious but optimistic outlook.

Is General Insuranc overvalued or undervalued?

As of September 12, 2025, General Insuranc is considered undervalued with a PE ratio of 7.56 and strong financial metrics, despite a year-to-date return of -16.91%, suggesting it may be a buying opportunity compared to its peers.

As of 12 September 2025, the valuation grade for General Insuranc has moved from very attractive to attractive, indicating a shift in market perception. The company is currently assessed as undervalued based on its strong financial ratios. The PE ratio stands at 7.56, while the Price to Book Value is 1.05, and the EV to EBIT is notably low at 3.70. These metrics suggest that the company is trading at a discount compared to its earnings and asset value.<BR><BR>In comparison to its peers, General Insuranc's PE ratio is significantly lower than that of Bajaj Finance, which is at 35.82, and Life Insurance, which has a PE of 11.36, reinforcing the notion that General Insuranc is undervalued. Additionally, its PEG ratio of 0.37 further supports this assessment, indicating strong growth potential relative to its price. Despite recent underperformance against the Sensex, with a year-to-date return of -16.91% compared to the Sensex's 4.82%, the company's solid fundamentals suggest that it may present a buying opportunity for investors.

When is the next results date for General Insuranc?

General Insuranc will declare its results on 12 November 2025.

General Insuranc will declare its results on 12 November 2025.

How has been the historical performance of General Insuranc?

General Insuranc has shown a strong recovery in its financial performance, with net sales increasing from 45,374.94 Cr in Mar'24 to 49,616.80 Cr in Mar'25, and profit after tax rising to 6,973.96 Cr from 6,508.14 Cr. The company's total assets also grew to 1,94,076.09 Cr in Mar'25, reflecting overall positive trends in sales and profitability.

Answer:<BR>The historical performance of General Insuranc shows a fluctuating trend in net sales and profits over the years, with a notable increase in recent periods.<BR><BR>Breakdown:<BR>General Insuranc's net sales increased from 45,374.94 Cr in Mar'24 to 49,616.80 Cr in Mar'25, marking a positive trend after a slight decline in Mar'23. The total operating income followed a similar pattern, rising to 49,616.80 Cr in Mar'25 from 45,374.94 Cr in Mar'24. The company's operating profit (PBDIT) also improved significantly, reaching 9,702.59 Cr in Mar'25 compared to 7,909.35 Cr in Mar'24, reflecting an operating profit margin of 25.55%. Profit before tax increased to 9,104.64 Cr in Mar'25, up from 7,924.90 Cr in Mar'24, while profit after tax rose to 6,973.96 Cr from 6,508.14 Cr in the same period. The consolidated net profit for Mar'25 was reported at 7,431.84 Cr, compared to 6,685.88 Cr in Mar'24. The company's total assets grew to 1,94,076.09 Cr in Mar'25 from 1,83,764.08 Cr in Mar'24, with total liabilities also increasing to 1,94,076.09 Cr from 1,83,764.08 Cr. Cash flow from operating activities showed a recovery, reaching 1,975.00 Cr in Mar'25, contrasting with a negative cash flow of -211.00 Cr in Mar'24. Overall, General Insuranc has demonstrated a strong recovery in its financial performance in the latest fiscal year.

Should I buy, sell or hold General Insuranc?

Is General Insuranc technically bullish or bearish?

As of December 1, 2025, the market trend is mildly bearish, influenced by daily moving averages and mixed signals from MACD and Bollinger Bands across different time frames.

As of 1 December 2025, the technical trend has changed from sideways to mildly bearish. The current technical stance is mildly bearish, driven primarily by the daily moving averages indicating a bearish sentiment. The weekly MACD is mildly bullish, but the monthly MACD is mildly bearish, suggesting mixed signals across different time frames. The Bollinger Bands show a bullish stance on the weekly chart, but the monthly remains sideways, indicating a lack of strong momentum. Overall, the lack of clear trends in the Dow Theory and the KST's monthly bearish signal further support the mildly bearish outlook.

Which are the latest news on General Insuranc?

Why is General Insurance Corporation of India falling/rising?

As of 01-Feb, the stock price of General Insurance Corporation of India is at 377.60, showing a slight decline but outperforming its sector today. Despite a recent drop, the stock's fundamentals suggest potential for long-term recovery due to improving financial performance and attractive valuation metrics.

As of 01-Feb, the stock price of General Insurance Corporation of India is currently at 377.60, reflecting a slight decline of 0.4 points or 0.11%. Despite this minor drop, the stock has shown some positive trends in the short term, outperforming the sector by 2.56% today. Over the past week, the stock has increased by 1.90%, while the benchmark Sensex has decreased by 1.00%. <BR><BR>However, the stock has experienced a decline of 1.82% over the past month, and a year-to-date decrease of 0.79%. In the longer term, the stock has faced challenges, with a 5.89% drop over the past year, even though its profits have increased by 31.7%. This indicates that while the stock price has fallen, the underlying financial performance is improving, as evidenced by a strong operating profit growth rate of 122.02% CAGR.<BR><BR>The stock is trading at a fair value compared to its peers, with a Price to Book Value of 1 and a PEG ratio of 0.2, suggesting that it is attractively valued. Additionally, the rising investor participation, indicated by an increase in delivery volume, suggests a growing interest in the stock despite its recent price decline. Overall, while the stock is currently experiencing a slight fall, the fundamentals indicate a potential for recovery in the long term.