CSB Bank

When is the next results date for CSB Bank?

No Upcoming Board Meetings

Has CSB Bank declared dividend?

No Dividend History Available

Who are the peers of the CSB Bank?

CSB Bank's peers include HDFC Bank, ICICI Bank, Kotak Mahindra Bank, Axis Bank, IDBI Bank, Yes Bank, IndusInd Bank, IDFC First Bank, DCB Bank, and Dhanlaxmi Bank. In terms of management risk, CSB Bank is rated average, with a 1-year return of 7.65%, higher than IndusInd Bank but lower than ICICI Bank's 24.17%.

Peers: The peers of CSB Bank are HDFC Bank, ICICI Bank, Kotak Mah. Bank, Axis Bank, IDBI Bank, Yes Bank, IndusInd Bank, IDFC First Bank, DCB Bank, and Dhanlaxmi Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at HDFC Bank, ICICI Bank, and IndusInd Bank, while Good management risk is found at Axis Bank, IDFC First Bank, and DCB Bank. Average management risk is noted at CSB Bank, IDBI Bank, and Dhanlaxmi Bank, and Average management risk is also present at Yes Bank. In terms of Growth, Excellent growth is seen at HDFC Bank, ICICI Bank, and CSB Bank, while Good growth is found at Kotak Mah. Bank, IDBI Bank, IDFC First Bank, and DCB Bank. Below Average growth is noted at IndusInd Bank, and Average growth is observed at Yes Bank and Dhanlaxmi Bank. Excellent capital structure is present at HDFC Bank, ICICI Bank, Kotak Mah. Bank, Axis Bank, IDBI Bank, IndusInd Bank, CSB Bank, DCB Bank, and the rest.<BR><BR>Return Snapshot: The peer with the highest 1-year return is ICICI Bank at 24.17%, while the peer with the lowest is IndusInd Bank at -47.40%. CSB Bank's 1-year return is 7.65%, which is higher than IndusInd Bank but lower than ICICI Bank. Additionally, IndusInd Bank and Dhanlaxmi Bank have negative six-month returns.

Who are in the management team of CSB Bank?

As of March 2023, the management team of CSB Bank includes Bhama Krishnamurthy (Chairperson), Pralay Mandal (Managing Director & CEO), and several independent and non-executive directors, totaling ten key members responsible for governance and management.

As of March 2023, the management team of CSB Bank includes the following members:<BR><BR>1. Bhama Krishnamurthy - Chairperson<BR>2. Sumit Maheshwari - Non-Executive & Non-Independent Director<BR>3. Sijo Varghese - Company Secretary & Compliance Officer<BR>4. Sharmila Abhay Karve - Independent Director<BR>5. Sudhin Choksey - Independent Director<BR>6. Madhavan Menon - Non-Executive & Non-Independent Director<BR>7. Sunil Srivastav - Independent Director<BR>8. Pralay Mandal - Managing Director & CEO<BR>9. Sharad Kumar Saxena - Independent Director<BR>10. Biswamohan Mahapatra - Independent Director<BR><BR>Each member has a specific role within the organization, contributing to its governance and management.

What does CSB Bank do?

CSB Bank Limited is a rapidly growing private sector bank in India, offering various banking services with a market cap of INR 7,395 Cr. As of March 2025, it reported net sales of 980.89 Cr and a net profit of 190 Cr, with a gross NPA of 1.57%.

Overview: <BR>CSB Bank Limited is one of the fastest growing private sector banks in India, operating within the mid-cap market segment and providing a range of banking and financial services.<BR><BR>History: <BR>CSB Bank was incorporated in an unspecified year and has undergone status changes to become a prominent player in the banking sector. The latest quarterly results reported are for March 2025, showing significant sales and profit figures.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 980.89 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 190 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: INR 7,395 Cr (Mid Cap)<BR><BR>Key Metrics: <BR>Industry: Private Sector Bank <BR>Market cap: INR 7,395 Cr <BR>Dividend Yield: 0.00% <BR>CAR: 20.59% <BR>Return on Assets: 1.24% <BR>Net NPA: 0.52% <BR>Gross NPA: 1.57% <BR><BR>Contact Details: <BR>No Company Details Available <BR>Registrar Address: Not available.

Who are the top shareholders of the CSB Bank?

The top shareholders of CSB Bank include Fih Mauritius Investments Ltd with 40%, mutual funds at 15.93%, foreign institutional investors at 13.07%, and the SBI Small Cap Fund as the largest public shareholder with 8.66%. Individual investors hold 17.47% of the shares.

The top shareholders of CSB Bank include Fih Mauritius Investments Ltd, which holds the largest stake at 40%. Other significant shareholders are mutual funds, which collectively hold 15.93% through 14 schemes, and foreign institutional investors (FIIs) with a combined holding of 13.07% from 68 FIIs. Additionally, the SBI Small Cap Fund is the highest public shareholder with 8.66%. Individual investors also have a notable presence, holding 17.47% of the shares.

How big is CSB Bank?

As of 24th July, CSB Bank Ltd has a market capitalization of 7,477.00 Cr and reported a net profit of 593.80 Cr, with total assets of 36,068.24 Cr and shareholder's funds of 3,803.65 Cr. No valid net sales data is available for the latest four quarters.

As of 24th July, CSB Bank Ltd has a market capitalization of 7,477.00 Cr, categorizing it as a Mid Cap company.<BR><BR>In the latest four quarters, CSB Bank reported net sales of 0.00 Cr, indicating no valid net sales data found for summing. The net profit for the same period is 593.80 Cr.<BR><BR>The latest annual reporting period for the balance sheet is March 2024. Shareholder's funds stand at 3,803.65 Cr, while total assets amount to 36,068.24 Cr.

Is CSB Bank overvalued or undervalued?

As of October 23, 2025, CSB Bank is fairly valued with a PE ratio of 11.97, outperforming the Sensex with a 1-year stock return of 37.22%, while its return on equity is 13.32% and net NPA to book value is 4.78%.

As of 23 October 2025, the valuation grade for CSB Bank has moved from expensive to fair. The company is currently fairly valued, with a PE ratio of 11.97, a Price to Book Value of 1.59, and a PEG ratio of 1.28. In comparison to peers, HDFC Bank is considered expensive with a PE ratio of 21.79, while ICICI Bank is fairly valued at a PE of 19.66. <BR><BR>CSB Bank's return on equity stands at 13.32%, and its net NPA to book value is 4.78%, indicating a reasonable risk profile within the private sector banking space. Notably, CSB Bank has outperformed the Sensex in various time frames, including a 1-year stock return of 37.22% compared to the Sensex's 5.59%, reinforcing its current valuation stance.

How has been the historical performance of CSB Bank?

CSB Bank has shown consistent growth, with interest earned rising from INR 1,347.52 crore in Mar'19 to INR 3,597.14 crore in Mar'25, and profit after tax increasing from INR -197.42 crore to INR 593.80 crore in the same period. Total assets expanded from INR 18,873.81 crore to INR 47,847.24 crore, indicating robust financial performance.

Answer:<BR>The historical performance of CSB Bank shows a consistent growth trajectory in various financial metrics over the years.<BR><BR>Breakdown:<BR>CSB Bank's interest earned has increased significantly from INR 1,347.52 crore in Mar'19 to INR 3,597.14 crore in Mar'25, reflecting a strong upward trend. The bank's total income also rose from INR 1,483.44 crore in Mar'19 to INR 4,569.20 crore in Mar'25. Despite a slight decrease in net interest income from INR 1,476.41 crore in Mar'24 to INR 1,476.17 crore in Mar'25, the overall profitability has improved, with profit before tax increasing from INR -300.10 crore in Mar'19 to INR 799.53 crore in Mar'25. Profit after tax has similarly grown from INR -197.42 crore in Mar'19 to INR 593.80 crore in Mar'25. The bank's total assets have expanded from INR 18,873.81 crore in Mar'19 to INR 47,847.24 crore in Mar'25, while total liabilities increased from INR 18,873.82 crore to INR 47,847.22 crore in the same period. Cash and cash equivalents have also shown a positive trend, growing from INR 939 crore in Mar'20 to INR 3,592 crore in Mar'25. Overall, CSB Bank has demonstrated robust growth in its financial performance over the years.

Is CSB Bank technically bullish or bearish?

As of December 3, 2025, CSB Bank's trend is mildly bullish with positive indicators like a bullish MACD and Bollinger Bands, but caution is advised due to a mildly bearish signal from Dow Theory.

As of 3 December 2025, the technical trend for CSB Bank has changed from bullish to mildly bullish. The current stance is mildly bullish, supported by a bullish MACD on both weekly and monthly time frames, and mildly bullish Bollinger Bands on both time frames. The daily moving averages also indicate a mildly bullish trend. However, the Dow Theory shows a mildly bearish signal on the weekly chart, which tempers the overall bullish outlook. The RSI is neutral with no signals on both weekly and monthly charts, and the KST remains bullish. Overall, while there are positive indicators, the presence of a mildly bearish signal in Dow Theory suggests caution.

Are CSB Bank Ltd latest results good or bad?

CSB Bank Ltd's latest results show a strong net profit increase of 32.04% QoQ and a 25.02% YoY growth in net interest income, but rising gross NPA ratio to 1.96% raises concerns about asset quality. Overall, while profits are growing, the asset quality issues require careful consideration from investors.

CSB Bank Ltd's latest results present a mixed picture. On the positive side, the bank reported a significant net profit increase of 32.04% quarter-on-quarter (QoQ), reaching ₹201.58 crores, and a robust year-on-year (YoY) growth in net interest income (NII) of 25.02%, totaling ₹464.16 crores. Additionally, total income grew by 10.62% YoY, driven by strong interest earnings.<BR><BR>However, there are notable concerns regarding asset quality. The gross non-performing asset (NPA) ratio has risen to 1.96%, up from 1.81% in the previous quarter, indicating potential stress in the loan book. This marks the second consecutive quarter of deterioration in this metric. While the net NPA ratio improved to a record low of 0.40%, the rising gross NPA ratio raises questions about the sustainability of earnings quality.<BR><BR>Overall, while CSB Bank's financial performance shows encouraging growth in profits and income, the increasing asset quality concerns warrant close monitoring. Investors should weigh these factors carefully when considering their positions in the bank.

Should I buy, sell or hold CSB Bank Ltd?

Why is CSB Bank Ltd falling/rising?

As of 05-May, CSB Bank Ltd's stock price is Rs 386.40, down 1.42%, and has underperformed the sector. The stock has a year-to-date decline of 15.84%, indicating potential overvaluation despite positive indicators like a high Capital Adequacy Ratio and strong net profit growth.

As of 05-May, CSB Bank Ltd's stock price is currently at Rs 386.40, reflecting a decrease of Rs 5.55 or 1.42%. The stock has underperformed the sector today by 0.36%, and it reached an intraday low of Rs 384, which is a decline of 2.03%. <BR><BR>In terms of performance over different periods, the stock has shown a year-to-date decline of 15.84%, while the benchmark Sensex has decreased by only 9.63%. This significant underperformance may contribute to the current downward pressure on the stock price. Additionally, while the stock has seen a positive return of 9.91% over the past year, it is important to note that this is coupled with a profit increase of only 6.6%, leading to a PEG ratio of 1.6, which indicates that the stock may be overvalued relative to its earnings growth.<BR><BR>Despite these challenges, there are positive indicators such as a high Capital Adequacy Ratio of 20.53%, which provides a buffer against risk, and strong growth in net profit at an annual rate of 39.96%. The company has also reported positive results for the last three consecutive quarters, with notable increases in net interest income and credit deposit ratios. Furthermore, the stock has seen a rise in investor participation, with delivery volume increasing by 144.87% against the 5-day average.<BR><BR>However, the stock's current trading position, being lower than the 5-day, 20-day, 100-day, and 200-day moving averages, suggests a bearish trend. The combination of these factors, particularly the recent underperformance against the sector and the broader market, likely contributes to the stock's current decline.

Which are the latest news on CSB Bank?