Karnataka Bank

Why is Karnataka Bank Ltd falling/rising?

As of 02-Aug, Karnataka Bank Ltd's stock price is at 285.00, down 2.13% after a trend reversal. Despite this decline, the stock has strong long-term performance with a year-to-date increase of 38.82% and positive financial indicators, suggesting potential for future recovery.

As of 02-Aug, Karnataka Bank Ltd's stock price is currently at 285.00, reflecting a decrease of 6.2 points or 2.13%. The stock has underperformed its sector by 1.95% today and has experienced a trend reversal, falling after two consecutive days of gains. The stock touched an intraday low of Rs 283.05, indicating a decline of 2.8% during the trading session.<BR><BR>Despite the current decline, the stock has shown strong performance over longer periods, with a year-to-date increase of 38.82% and a one-year return of 57.72%. This performance is notable against the backdrop of a declining benchmark, as the Sensex has decreased by 8.36% year-to-date. Additionally, the stock has been trading above its moving averages, which suggests a generally positive trend prior to this recent drop.<BR><BR>The stock's recent high of Rs 295.5, reached earlier today, indicates that there was upward momentum before the current decline. However, the increase in delivery volume by 107.02% against the 5-day average suggests rising investor participation, which could be a positive sign for future performance. The bank's strong fundamentals, including a low Gross NPA ratio of 2.58% and a high Capital Adequacy Ratio of 16.20%, further support its long-term growth potential. <BR><BR>In summary, while Karnataka Bank Ltd is currently experiencing a decline in its stock price, its strong historical performance, positive financial indicators, and increased investor interest may contribute to potential recovery in the future.

Which are the latest news on Karnataka Bank?

Are Karnataka Bank Ltd latest results good or bad?

Karnataka Bank Ltd's latest Q1 FY27 results are positive, with a net profit of ₹418.95 crore, a 43.28% year-on-year growth, and a record low gross NPA ratio of 2.58%. The strong capital adequacy ratio of 21.10% further supports its favorable position in the banking sector.

Karnataka Bank Ltd's latest results for Q1 FY27 can be considered quite positive. The bank reported a net profit of ₹418.95 crore, which reflects a substantial year-on-year growth of 43.28%. This growth in profitability is complemented by a net interest income of ₹938.29 crore, marking a 24.18% increase compared to the same quarter last year.<BR><BR>One of the standout achievements in this quarter is the improvement in asset quality, with the gross non-performing assets (NPA) ratio dropping to a record low of 2.58%. This decline in NPAs indicates effective credit management and recovery processes, positioning the bank favorably within the competitive banking landscape.<BR><BR>Additionally, the capital adequacy ratio remains strong at 21.10%, providing a solid buffer for future growth. Overall, the financial performance highlights Karnataka Bank's operational momentum, making it a compelling turnaround story in the private banking sector. The bank's stock has also performed well, delivering significant returns over the past year, which further underscores the positive sentiment surrounding its recent results.

Should I buy, sell or hold Karnataka Bank Ltd?

When is the next results date for Karnataka Bank Ltd?

The next results date for Karnataka Bank Ltd is 29 July 2026.

The next results date for Karnataka Bank Ltd is scheduled for 29 July 2026.

How big is Karnataka Bank?

As of 10th June, Karnataka Bank Ltd has a market capitalization of 10,100.00 Cr, with shareholder's funds of 12,085.33 Cr and total assets of 1,21,113.40 Cr. The company reported a net profit of 1310.50 Cr over the latest four quarters.

As of 10th June, <BR><BR>Market Cap: Karnataka Bank Ltd has a market capitalization of 10,100.00 Cr, categorizing it as a Small Cap company.<BR><BR>Recent Quarterly Performance: The company reported Net Sales of 0.00 Cr, with a Net Profit of 1310.50 Cr for the latest 4 quarters ending in March 2026, December 2025, September 2025, and June 2025.<BR><BR>Balance Sheet Snapshot: The latest annual reporting period is March 2025, with Shareholder's Funds amounting to 12,085.33 Cr and Total Assets of 1,21,113.40 Cr.

Who are in the management team of Karnataka Bank?

The management team of Karnataka Bank includes Pradeep Kumar (Chairman), Srisrikrishnan H. (Managing Director & CEO), and several independent and non-executive directors, bringing diverse expertise to the bank.

The management team of Karnataka Bank includes the following key members:<BR><BR>1. **Pradeep Kumar** - Chairman & Independent Director<BR>2. **Sekhar Rao** - Executive Director<BR>3. **Srisrikrishnan H.** - Managing Director & CEO<BR>4. **Keshav Krishnarao Desai** - Independent Director<BR>5. **B R Ashok** - Non-Executive Director<BR>6. **A V Chandrashekar** - Independent Non-Executive Director<BR>7. **UMA SHANKAR** - Independent Non-Executive Director<BR>8. **D S Ravindran** - Independent Non-Executive Director<BR>9. **Balakrishna Alse S** - Independent Non-Executive Director<BR>10. **Jeevandas Narayan** - Independent Director<BR>11. **Kalmanje Gururaj Acharya** - Independent Director<BR><BR>This team brings a diverse range of expertise and leadership to the bank.

Who are the peers of the Karnataka Bank?

Karnataka Bank's peers include Bandhan Bank, Karur Vysya Bank, RBL Bank, City Union Bank, J&K Bank, T N Merc. Bank, South Ind.Bank, CSB Bank, DCB Bank, and Dhanlaxmi Bank. RBL Bank leads in 1-year returns at 64.20%, while Karnataka Bank's return is 26.76%, higher than CSB Bank's -7.40%.

Peers: The peers of Karnataka Bank are Bandhan Bank, Karur Vysya Bank, RBL Bank, City Union Bank, J&K Bank, T N Merc. Bank, South Ind.Bank, CSB Bank, DCB Bank, and Dhanlaxmi Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bandhan Bank and Karur Vysya Bank, while Average management risk is found at RBL Bank, T N Merc. Bank, CSB Bank, and Dhanlaxmi Bank. Good management risk is noted at City Union Bank, J&K Bank, South Ind.Bank, and DCB Bank. In terms of growth, Excellent growth is seen at Karur Vysya Bank and CSB Bank, while Below Average growth is noted at Bandhan Bank, and Average growth is found at T N Merc. Bank. Good growth is observed at RBL Bank, City Union Bank, J&K Bank, South Ind.Bank, DCB Bank, and Dhanlaxmi Bank. Excellent capital structure is present at Bandhan Bank, Karur Vysya Bank, T N Merc. Bank, South Ind.Bank, and CSB Bank, while Good capital structure is noted at RBL Bank, City Union Bank, J&K Bank, DCB Bank, and Dhanlaxmi Bank.<BR><BR>Return Snapshot: RBL Bank has the highest 1-year return at 64.20%, while CSB Bank has the lowest at -7.40%. Karnataka Bank's 1-year return of 26.76% is higher than that of CSB Bank but lower than RBL Bank. Additionally, CSB Bank and DCB Bank have negative six-month returns.

What does Karnataka Bank do?

Karnataka Bank Ltd is a private sector bank established in 1924, offering a variety of banking and financial services. As of March 2026, it reported net sales of ₹2,257.32 Cr and a net profit of ₹408 Cr, with a market cap of ₹10,100 Cr.

Overview:<BR>Karnataka Bank Ltd is a premier private sector bank engaged in providing a wide range of banking and financial services, operating within the small-cap market segment.<BR><BR>History:<BR>Karnataka Bank Limited was incorporated on February 18, 1924, in Mangalore, Karnataka. The latest quarterly results reported are for March 2026, showing significant sales and profit figures.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 2,257.32 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: 408 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 10,100 Cr (Small Cap)<BR><BR>Key Metrics:<BR>Industry: Private Sector Bank <BR>Dividend Yield: 1.85% <BR>CAR: 18.70% <BR>Return on Assets: 1.01% <BR>Net NPA: 0.98% <BR>Gross NPA: 2.78% <BR><BR>Contact Details:<BR>Address: P O Box 599 Mahaveera Circle, Kankanady Mangalore Karnataka : 575002 <BR>Phone: 91-824-2228222 <BR>Email: investor.grievance@ktkbank.com <BR>Website: http://www.karnatakabank.com

Is Karnataka Bank technically bullish or bearish?

As of December 4, 2025, Karnataka Bank's technical trend is neutral with mixed signals: weekly indicators show bullish momentum while monthly indicators are mildly bearish, suggesting a sideways market with short-term weakness.

As of 4 December 2025, the technical trend for Karnataka Bank has changed from mildly bearish to sideways. The current technical stance is neutral, with mixed signals across different indicators. The weekly MACD is bullish, while the monthly MACD is mildly bearish, indicating divergence in time frames. Bollinger Bands show bullish momentum on both weekly and monthly charts. However, daily moving averages are mildly bearish, suggesting short-term weakness. The KST is bullish weekly but bearish monthly, adding to the mixed signals. Overall, the lack of clear trends in Dow Theory and OBV further supports a neutral stance.

Is Karnataka Bank overvalued or undervalued?

As of November 21, 2025, Karnataka Bank is considered attractive and undervalued with a low PE ratio of 6.23, a price-to-book value of 0.57, and a dividend yield of 2.65%, despite recent underperformance compared to the Sensex, while showing significant long-term growth potential of 327.01% over five years.

As of 21 November 2025, Karnataka Bank's valuation grade has moved from very attractive to attractive, indicating a shift in its perceived value. The company is currently assessed as undervalued based on its key financial ratios, including a PE ratio of 6.23, a price-to-book value of 0.57, and a PEG ratio of 0.00. These figures suggest that the bank is trading at a significant discount compared to its earnings and book value.<BR><BR>In comparison to its peers, Karnataka Bank stands out with a much lower PE ratio than HDFC Bank at 21.58 and ICICI Bank at 19.76, both categorized as expensive. Additionally, the bank's dividend yield of 2.65% provides an attractive income stream relative to its peers. Despite a recent decline in stock performance year-to-date, where it has underperformed the Sensex, the long-term growth of 327.01% over five years reinforces the potential for recovery and value appreciation.

How has been the historical performance of Karnataka Bank?

Karnataka Bank has shown consistent growth in key financial metrics, with interest earned rising from ₹6,474.77 crore in March 2020 to ₹9,013.60 crore in March 2025, and total income increasing from ₹7,736.40 crore to ₹10,283.12 crore in the same period. However, profit after tax peaked at ₹1,306.28 crore in March 2024 before declining slightly to ₹1,272.37 crore in March 2025.

Answer:<BR>The historical performance of Karnataka Bank shows a consistent growth trajectory in various financial metrics over the years.<BR><BR>Breakdown:<BR>Karnataka Bank's interest earned has increased from 6,474.77 crore in March 2020 to 9,013.60 crore in March 2025, reflecting a strong upward trend. The bank's net interest income also rose significantly, reaching 3,310.38 crore in March 2025, up from 2,030.36 crore in March 2020. Total income followed a similar pattern, climbing from 7,736.40 crore in March 2020 to 10,283.12 crore in March 2025. However, profit after tax showed fluctuations, peaking at 1,306.28 crore in March 2024 before slightly declining to 1,272.37 crore in March 2025. The bank's total liabilities increased from 83,483.12 crore in March 2020 to 121,113.42 crore in March 2025, while total assets grew from 83,483.12 crore to 121,113.40 crore in the same period. The bank's cash and cash equivalents saw a decrease, closing at 7,984.00 crore in March 2025, down from 8,053.00 crore in March 2024. Overall, Karnataka Bank has demonstrated robust growth in income and assets, despite some variability in profit margins and cash flow.

Who are the top shareholders of the Karnataka Bank?

The top shareholders of Karnataka Bank are primarily individual investors, holding 61.15%, followed by foreign institutional investors at 12.88% and mutual funds at 8.31%. Notably, there are no pledged promoter holdings or a single promoter with the highest stake.

The top shareholders of Karnataka Bank include a mix of individual investors and institutional holdings. Individual investors hold the largest share at 61.15%. Among institutional investors, mutual funds collectively hold 8.31% through 16 schemes, with Quant Mutual Fund's Quant Small Cap Fund being the highest public shareholder at 3.9%. Additionally, foreign institutional investors (FIIs) have a stake of 12.88%, represented by 145 different FIIs. There are no pledged promoter holdings, and there is no single promoter with the highest holding.

What is the bonus history of the Karnataka Bank?

Karnataka Bank issued a bonus in the ratio of 1:10 on March 17, 2020, with a record date of March 18, 2020, allowing shareholders to receive one additional share for every ten shares held. This is the bank's most recent bonus action.

Karnataka Bank has a bonus history that includes a notable issue on March 17, 2020. During this event, the bank announced a bonus issue in the ratio of 1:10, meaning that shareholders received one additional share for every ten shares they held. The record date for this bonus was March 18, 2020. This was the most recent bonus action taken by the bank. If you have any more questions about Karnataka Bank or its financial activities, feel free to ask!

Has Karnataka Bank declared dividend?

Yes, Karnataka Bank has declared a 55% dividend, amounting to ₹5.5 per share, with an ex-date of September 3, 2024. Despite recent volatility, the bank has shown strong long-term growth, with total returns of 400.82% over the last 5 years.

Karnataka Bank Ltd has declared a 55% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 55%<BR>- Amount per share: 5.5<BR>- Ex-date: 03 Sep 2024<BR><BR>Dividend Yield: 2.81%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -9.2%, with no dividend return, resulting in a total return of -9.2%.<BR><BR>Over the past year, the price return was -7.4%, with a dividend return of 2.53%, leading to a total return of -4.87%.<BR><BR>In the 2-year period, the price return was 32.25%, and the dividend return was 6.68%, resulting in a total return of 38.93%.<BR><BR>For the last 3 years, the price return was 203.43%, with a dividend return of 22.48%, culminating in a total return of 225.91%.<BR><BR>In the 4-year period, the price return was 205.3%, and the dividend return was 25.91%, leading to a total return of 231.21%.<BR><BR>Over the last 5 years, the price return was 362.56%, with a dividend return of 38.26%, resulting in a total return of 400.82%.<BR><BR>Overall, Karnataka Bank has declared a significant dividend, and while the recent returns have shown some volatility, the longer-term performance indicates strong growth, particularly in total returns over extended periods.