DCB Bank

Which are the latest news on DCB Bank?

Why is DCB Bank Ltd. falling/rising?

As of 05-Sep, DCB Bank Ltd. is experiencing a slight decline in its stock price at 220.60, but it has shown strong performance with a year-to-date rise of 28.44% and a significant return of 74.11% over the past year. The recent price drop is likely due to short-term market fluctuations and reduced trading volume, rather than any fundamental weakness.

As of 05-Sep, DCB Bank Ltd. is experiencing a slight decline in its stock price, currently at 220.60, which reflects a change of -1.85 (-0.83%). Despite this recent drop, the stock has shown strong performance over various periods, with a 1-week increase of 3.57%, a 1-month increase of 15.08%, and a year-to-date rise of 28.44%. Over the past year, the stock has significantly outperformed the benchmark, generating a return of 74.11% compared to a decline of 5.21% in the Sensex.<BR><BR>The stock is currently trading close to its 52-week high, just 3.72% away from Rs 228.8. However, it has underperformed its sector by 1.39% today, which may contribute to the current price decline. Additionally, there has been a notable decrease in investor participation, with delivery volume falling by 29.85% against the 5-day average, indicating reduced trading activity.<BR><BR>On the positive side, DCB Bank Ltd. maintains strong fundamentals, including a low Gross NPA ratio of 2.43% and a robust long-term growth rate in net profits at 22.10% CAGR. The company has consistently reported positive results over the last seven quarters, which supports its strong market performance. Furthermore, high institutional holdings at 45.76% suggest confidence from larger investors in the company's fundamentals.<BR><BR>In summary, while DCB Bank Ltd. is currently facing a minor decline in its stock price, its overall performance remains strong, supported by solid fundamentals and historical returns. The recent drop may be attributed to short-term market fluctuations and reduced trading volume rather than a fundamental weakness in the company.

Who are in the management team of DCB Bank?

The management team of DCB Bank includes Murali M Natrajan (Managing Director & CEO), F N Subedar (Part Time Chairman), and several independent directors such as Iqbal Ishak Khan and Rubi Chaturvedi (Company Secretary & Compliance Officer), among others, bringing diverse expertise to the bank's leadership.

The management team of DCB Bank includes the following key individuals:<BR><BR>1. **Murali M Natrajan** - Managing Director & CEO<BR>2. **Iqbal Ishak Khan** - Director<BR>3. **Rubi Chaturvedi** - Company Secretary & Compliance Officer<BR>4. **Amyn Jassani** - Independent Director<BR>5. **Shabbir Merchant** - Independent Director<BR>6. **Somasundaram Palamadairamaswamy** - Independent Director<BR>7. **Rafiq Ramzanali Somani** - Independent Director<BR>8. **Tarun Balram** - Independent Director<BR>9. **Thiyagarajan Kumar** - Independent Director<BR>10. **F N Subedar** - Part Time Chairman<BR>11. **Lakshmy Chandrasekaran** - Independent Director<BR><BR>This diverse team brings a range of expertise and experience to the bank's leadership.

What does DCB Bank do?

DCB Bank Ltd. is a private sector bank in India, established in 1995, with a market cap of INR 6,867 Cr and reported net sales of 1,984.31 Cr and net profit of 213 Cr for June 2026. For more information, visit their website at http://www.dcbbank.com.

Overview: <BR>DCB Bank Ltd. is a private sector bank in India operating within the small-cap market segment.<BR><BR>History: <BR>DCB Bank Limited was established in May 1995 and was formerly known as Development Credit Bank Limited until its name change on December 30, 2013. The latest quarterly results reported are for June 2026, showing sales and profit figures.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 1,984.31 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 213 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 6,867 Cr (Small Cap)<BR><BR>Key Metrics: <BR>Industry: Private Sector Bank <BR>Dividend Yield: 0.66% <BR>P/E: N/A <BR>Industry P/E: N/A <BR>Debt-Equity: N/A <BR>ROE: N/A <BR>Price-to-Book: N/A <BR><BR>Contact Details: <BR>Address: 601& 602 Peninsula Business Pk, Tower A 6th Floor Lower Parel Mumbai Maharashtra : 400013 <BR>Phone: 91-022-6618 7000 <BR>Email: investorgrievance@dcbbank.com <BR>Website: http://www.dcbbank.com

Who are the peers of the DCB Bank?

DCB Bank's peers include RBL Bank, Karur Vysya Bank, Bandhan Bank, and others, with varying management and growth risks. DCB Bank has a good capital structure and a 1-year return of 77.94%, higher than Bandhan Bank but lower than T N Merc. Bank's 120.17%.

Peers: The peers of DCB Bank are RBL Bank, Karur Vysya Bank, Bandhan Bank, City Union Bank, J&K Bank, T N Merc. Bank, Karnataka Bank, South Ind.Bank, CSB Bank, and Dhanlaxmi Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at Karur Vysya Bank, while Average management risk is found at RBL Bank and T N Merc. Bank. Good management risk is noted at Bandhan Bank, City Union Bank, J&K Bank, Karnataka Bank, South Ind.Bank, and DCB Bank, and the rest. For growth, Excellent growth is seen at Karur Vysya Bank and CSB Bank, while Below Average growth is noted at Bandhan Bank. Good growth is present at RBL Bank, City Union Bank, J&K Bank, Karnataka Bank, South Ind.Bank, and DCB Bank, and the rest. In terms of capital structure, Excellent capital structure is observed at RBL Bank, Karur Vysya Bank, Bandhan Bank, City Union Bank, T N Merc. Bank, Karnataka Bank, South Ind.Bank, and CSB Bank, while Good capital structure is found at DCB Bank and Dhanlaxmi Bank.<BR><BR>Return Snapshot: The peer with the highest 1-year return is T N Merc. Bank at 120.17%, while Bandhan Bank has the lowest at 1.27%. DCB Bank's 1-year return of 77.94% is significantly higher than Bandhan Bank's but lower than T N Merc. Bank's. Additionally, CSB Bank and Dhanlaxmi Bank have negative six-month returns.

How big is DCB Bank?

As of 31st August, DCB Bank Ltd. has a market capitalization of 6,867.00 Cr, classifying it as a Small Cap company, with total assets of 88,167.51 Cr and shareholder's funds of 6,534.99 Cr as of March'26.

As of 31st August, <BR><BR>Market Cap: DCB Bank Ltd. has a market capitalization of 6,867.00 Cr, categorizing it as a Small Cap company.<BR><BR>Recent Quarterly Performance: The company reported net sales of 0.00 Cr for the latest quarters, with a net profit of 787.50 Cr for the four quarters ending in June'26, March'26, December'25, and September'25.<BR><BR>Balance Sheet Snapshot: The latest reporting period is March'26, with shareholder's funds amounting to 6,534.99 Cr and total assets valued at 88,167.51 Cr.

Should I buy, sell or hold DCB Bank Ltd.?

Are DCB Bank Ltd. latest results good or bad?

DCB Bank Ltd.'s latest Q1 FY27 results are positive, with a net profit of ₹213.20 crore (up 35.57% year-on-year) and record net interest income of ₹683.95 crore (up 17.83%). However, the declining CASA ratio at 21.65% is a concern for future funding costs.

DCB Bank Ltd.'s latest results for Q1 FY27 can be considered quite positive overall. The bank reported a net profit of ₹213.20 crore, which reflects a significant year-on-year increase of 35.57%. Additionally, net interest income reached an all-time high of ₹683.95 crore, marking a 17.83% increase compared to the previous year. <BR><BR>The bank's net interest margin remained stable at 3.35%, indicating solid performance in its core banking operations. Furthermore, the gross non-performing asset (NPA) ratio improved to 2.43%, down from 2.98% a year ago, suggesting enhanced asset quality.<BR><BR>Despite these positive indicators, there are challenges to monitor, particularly the declining current account savings account (CASA) ratio, which fell to 21.65%. This could impact the bank's funding costs and net interest margins in the future. <BR><BR>Overall, the results indicate strong operational momentum and improving fundamentals, making DCB Bank's performance in this quarter favorable.

When is the next results date for DCB Bank Ltd.?

The next results date for DCB Bank Ltd. is 24 July 2026.

The next results date for DCB Bank Ltd. is scheduled for 24 July 2026.

Is DCB Bank overvalued or undervalued?

As of October 23, 2025, DCB Bank is fairly valued with a PE ratio of 7.58, outperforming the Sensex with a 41.43% return over the past year, while its net NPA to book value is 10.73%, contrasting with peers like HDFC Bank and ICICI Bank, which have higher PE ratios of 21.79 and 19.66, respectively.

As of 23 October 2025, DCB Bank's valuation grade has moved from attractive to fair. The company is currently fairly valued. Key ratios include a PE ratio of 7.58, a price to book value of 0.85, and a PEG ratio of 0.51, indicating a reasonable valuation compared to its earnings growth potential. <BR><BR>In comparison to its peers, HDFC Bank is considered expensive with a PE ratio of 21.79, while ICICI Bank is also fairly valued with a PE ratio of 19.66. DCB Bank's net NPA to book value stands at 10.73%, which is a notable outlier in the context of its performance. Additionally, DCB Bank has significantly outperformed the Sensex in the past year with a return of 41.43% compared to the Sensex's 5.59%, reinforcing its competitive position in the market.

Is DCB Bank technically bullish or bearish?

As of October 23, 2025, DCB Bank's technical trend is bullish, supported by strong indicators like a bullish MACD and Bollinger Bands, despite a short-term bearish signal from the KST, with a notable 41.43% return over the past year compared to the Sensex's 5.59%.

As of 23 October 2025, the technical trend for DCB Bank has changed from mildly bullish to bullish. The current stance is bullish with strong indicators supporting this view. The MACD is bullish on both the weekly and monthly time frames, while Bollinger Bands also indicate a bullish trend in both time frames. Daily moving averages confirm a bullish outlook. Although the KST shows a bearish signal on the weekly, it is bullish on the monthly, suggesting some short-term weakness. Dow Theory reflects a mildly bullish stance on both weekly and monthly levels. Overall, the strength of the bullish trend is reinforced by the positive performance against the Sensex over various periods, particularly a 41.43% return over the past year compared to the Sensex's 5.59%.

How has been the historical performance of DCB Bank?

DCB Bank has shown consistent growth from March 2019 to March 2025, with interest earned rising from ₹3,041.49 crore to ₹6,470.59 crore, total income increasing from ₹3,391.65 crore to ₹7,221.10 crore, and profit after tax growing from ₹325.37 crore to ₹615.33 crore. The bank's total assets and deposits also significantly expanded, reflecting strong financial performance and customer confidence.

Answer:<BR>The historical performance of DCB Bank shows a consistent growth trend across various financial metrics from March 2019 to March 2025.<BR><BR>Breakdown:<BR>DCB Bank's interest earned has increased significantly from 3,041.49 crore in March 2019 to 6,470.59 crore in March 2025, reflecting a strong upward trajectory. The total income also rose from 3,391.65 crore in March 2019 to 7,221.10 crore in March 2025. Net interest income followed suit, climbing from 1,149.29 crore to 2,106.57 crore over the same period. However, interest expended also increased, from 1,892.20 crore in March 2019 to 4,364.02 crore in March 2025. Profit before tax showed a positive trend, rising from 506.54 crore in March 2019 to 828.61 crore in March 2025, while profit after tax increased from 325.37 crore to 615.33 crore in the same timeframe. The bank's total assets grew from 76,892.75 crore in March 2025 compared to 38,538.36 crore in March 2020, indicating robust expansion. Deposits surged from 30,369.93 crore in March 2020 to 60,030.95 crore in March 2025, showcasing strong customer confidence. The capital adequacy ratio remained healthy, standing at 16.77% in March 2025, while the return on assets remained at 0.0% throughout the years. Overall, DCB Bank has demonstrated solid growth in income and profitability, alongside a significant increase in assets and deposits.

Who are the top shareholders of the DCB Bank?

The top shareholders of DCB Bank include the Aga Khan Fund for Economic Development with 13.92%, mutual funds at 19.74%, Foreign Institutional Investors at 9.64%, and individual investors holding 36.6%. There are no pledged promoter holdings.

The top shareholders of DCB Bank include the Aga Khan Fund for Economic Development Sa, which holds the largest stake at 13.92%. Additionally, mutual funds collectively hold 19.74% of the shares through 10 different schemes, with HDFC Small Cap Fund being the highest public shareholder at 5.27%. Foreign Institutional Investors (FIIs) own 9.64% of the bank's shares, represented by 105 different FIIs. Individual investors make up a significant portion of the ownership, holding 36.6% of the shares. There are no pledged promoter holdings reported.

Has DCB Bank declared dividend?

Yes, DCB Bank has declared a 12% dividend, amounting to ₹1.2 per share, with an ex-date of May 10, 2024. Despite a current dividend yield of 0%, the bank has shown strong total returns across various periods, including a 115.02% total return over the last 5 years.

DCB Bank has declared a 12% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 12%<BR>- Amount per share: 1.2<BR>- Ex-date: May 10, 2024<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the last 6 months, DCB Bank achieved a price return of 13.83% with no dividend return, resulting in a total return of 13.83%.<BR><BR>Over the past year, the price return was 13.48%, and there was no dividend return, leading to a total return of 13.48%.<BR><BR>In the 2-year period, the price return was 22.74%, with a dividend return of 1.02%, culminating in a total return of 23.76%.<BR><BR>For the 3-year period, the price return stood at 71.64%, alongside a dividend return of 3.25%, resulting in a total return of 74.89%.<BR><BR>In the 4-year period, DCB Bank recorded a price return of 41.34% and a dividend return of 3.20%, which combined to give a total return of 44.54%.<BR><BR>Over the last 5 years, the price return was an impressive 110.8%, with a dividend return of 4.22%, leading to a total return of 115.02%.<BR><BR>Overall, DCB Bank has declared a dividend while maintaining strong total returns across various periods, indicating a positive performance despite a current dividend yield of 0%.