DCB Bank

Why is DCB Bank Ltd. falling/rising?

As of 02-Aug, DCB Bank Ltd. is facing a decline in stock price, currently at 186.10, with a total drop of -4.61% over the last three days. Despite strong long-term fundamentals and positive year-to-date returns, decreasing investor participation and short-term price weakness are negatively impacting market sentiment.

As of 02-Aug, DCB Bank Ltd. is experiencing a decline in its stock price, currently at 186.10, which reflects a change of -1.25 (-0.67%). The stock has underperformed its sector by -0.41% today and has been on a consecutive fall for the last three days, resulting in a total decline of -4.61% during this period. <BR><BR>Investor participation appears to be decreasing, as evidenced by a significant drop in delivery volume, which fell by -47.13% compared to the 5-day average. Although the stock is trading above its 50-day, 100-day, and 200-day moving averages, it is below its 5-day and 20-day moving averages, indicating a short-term weakness in price momentum.<BR><BR>Despite these negative trends, DCB Bank Ltd. has shown strong long-term fundamentals, with a year-to-date return of +8.36% and a remarkable +38.36% return over the past year. However, the recent performance and declining investor interest suggest that current market sentiment is affecting the stock negatively, leading to its recent price drop.

Which are the latest news on DCB Bank?

Are DCB Bank Ltd. latest results good or bad?

DCB Bank Ltd.'s latest Q1 FY27 results are positive, with a net profit of ₹213.20 crore (up 35.57% year-on-year) and record net interest income of ₹683.95 crore (up 17.83%). However, the declining CASA ratio at 21.65% is a concern for future funding costs.

DCB Bank Ltd.'s latest results for Q1 FY27 can be considered quite positive overall. The bank reported a net profit of ₹213.20 crore, which reflects a significant year-on-year increase of 35.57%. Additionally, net interest income reached an all-time high of ₹683.95 crore, marking a 17.83% increase compared to the previous year. <BR><BR>The bank's net interest margin remained stable at 3.35%, indicating solid performance in its core banking operations. Furthermore, the gross non-performing asset (NPA) ratio improved to 2.43%, down from 2.98% a year ago, suggesting enhanced asset quality.<BR><BR>Despite these positive indicators, there are challenges to monitor, particularly the declining current account savings account (CASA) ratio, which fell to 21.65%. This could impact the bank's funding costs and net interest margins in the future. <BR><BR>Overall, the results indicate strong operational momentum and improving fundamentals, making DCB Bank's performance in this quarter favorable.

Should I buy, sell or hold DCB Bank Ltd.?

When is the next results date for DCB Bank Ltd.?

The next results date for DCB Bank Ltd. is 24 July 2026.

The next results date for DCB Bank Ltd. is scheduled for 24 July 2026.

How big is DCB Bank?

As of 10th June, DCB Bank Ltd. has a market capitalization of 5,778.00 Cr and reported a Net Profit of 731.56 Cr, with Shareholder's Funds at 5,690.68 Cr and Total Assets of 76,892.75 Cr. There is no valid sales data available for the latest four quarters.

As of 10th June, DCB Bank Ltd. has a market capitalization of 5,778.00 Cr, categorizing it as a Small Cap company.<BR><BR>In the latest four quarters, DCB Bank reported Net Sales of 0.00 Cr, indicating no valid sales data found for summing. The Net Profit for the same period was 731.56 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025. Shareholder's Funds stood at 5,690.68 Cr, while Total Assets amounted to 76,892.75 Cr.

Who are in the management team of DCB Bank?

The management team of DCB Bank includes Murali M Natrajan (Managing Director & CEO), Iqbal Ishak Khan (Director), and several independent directors such as Amyn Jassani and Shabbir Merchant, among others, overseeing the bank's governance and strategic direction.

The management team of DCB Bank includes the following key members:<BR><BR>1. **Murali M Natrajan** - Managing Director & CEO<BR>2. **Iqbal Ishak Khan** - Director<BR>3. **Rubi Chaturvedi** - Company Secretary & Compliance Officer<BR>4. **Amyn Jassani** - Independent Director<BR>5. **Shabbir Merchant** - Independent Director<BR>6. **Somasundaram Palamadairamaswamy** - Independent Director<BR>7. **Rafiq Ramzanali Somani** - Independent Director<BR>8. **Tarun Balram** - Independent Director<BR>9. **Thiyagarajan Kumar** - Independent Director<BR>10. **F N Subedar** - Part Time Chairman<BR>11. **Lakshmy Chandrasekaran** - Independent Director<BR><BR>This team plays a crucial role in the governance and strategic direction of the bank.

Who are the peers of the DCB Bank?

DCB Bank's peers include Bandhan Bank, Karur Vysya Bank, RBL Bank, City Union Bank, J&K Bank, T N Merc. Bank, South Ind. Bank, Karnataka Bank, and CSB Bank. RBL Bank leads in 1-year returns at 64.20%, while DCB Bank's return is 21.26%, higher than CSB Bank's -7.40%.

Peers: The peers of DCB Bank are Bandhan Bank, Karur Vysya Bank, RBL Bank, City Union Bank, J&K Bank, T N Merc. Bank, South Ind.Bank, Karnataka Bank, CSB Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bandhan Bank and Karur Vysya Bank, while Average management risk is found at RBL Bank, T N Merc. Bank, and CSB Bank. Good management risk is noted at City Union Bank, J&K Bank, South Ind.Bank, and Karnataka Bank. Growth is Excellent at Karur Vysya Bank and CSB Bank, while Below Average growth is seen at Bandhan Bank, and Average growth is noted at T N Merc. Bank. Good growth is observed at RBL Bank, City Union Bank, J&K Bank, South Ind.Bank, Karnataka Bank, and Dhanlaxmi Bank. Excellent capital structure is present at Bandhan Bank, Karur Vysya Bank, City Union Bank, South Ind.Bank, and Karnataka Bank, while Good capital structure is noted at RBL Bank, J&K Bank, and Dhanlaxmi Bank, and Excellent capital structure is found at T N Merc. Bank and CSB Bank.<BR><BR>Return Snapshot: RBL Bank has the highest 1-year return at 64.20%, while CSB Bank has the lowest at -7.40%. DCB Bank's 1-year return of 21.26% is higher than CSB Bank's but lower than RBL Bank's. Additionally, CSB Bank is the only peer with a negative six-month return.

What does DCB Bank do?

DCB Bank Ltd. is a private sector bank in India, established in 1995, with a market cap of INR 5,778 Cr and reported net sales of 1,907.27 Cr and net profit of 206 Cr for March 2026. The bank focuses on various financial services and operates from its headquarters in Mumbai.

Overview:<BR>DCB Bank Ltd. is a private sector bank in India, classified as a small-cap company.<BR><BR>History:<BR>DCB Bank was established in May 1995 and was formerly known as Development Credit Bank Limited. The name change to DCB Bank Limited occurred on December 30, 2013. The latest quarterly results reported are for March 2026.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 1,907.27 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: 206 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 5,778 Cr (Small Cap)<BR><BR>Key Metrics:<BR>P/E: N/A <BR>Industry P/E: N/A <BR>Dividend Yield: 0.72% <BR>Debt-Equity: N/A <BR>ROE: N/A <BR>Price-to-Book: N/A <BR><BR>Contact Details:<BR>Address: 601& 602 Peninsula Business Pk, Tower A 6th Floor Lower Parel Mumbai Maharashtra : 400013 <BR>Phone: 91-022-6618 7000 <BR>Email: investorgrievance@dcbbank.com <BR>Website: http://www.dcbbank.com

Is DCB Bank overvalued or undervalued?

As of October 23, 2025, DCB Bank is fairly valued with a PE ratio of 7.58, outperforming the Sensex with a 41.43% return over the past year, while its net NPA to book value is 10.73%, contrasting with peers like HDFC Bank and ICICI Bank, which have higher PE ratios of 21.79 and 19.66, respectively.

As of 23 October 2025, DCB Bank's valuation grade has moved from attractive to fair. The company is currently fairly valued. Key ratios include a PE ratio of 7.58, a price to book value of 0.85, and a PEG ratio of 0.51, indicating a reasonable valuation compared to its earnings growth potential. <BR><BR>In comparison to its peers, HDFC Bank is considered expensive with a PE ratio of 21.79, while ICICI Bank is also fairly valued with a PE ratio of 19.66. DCB Bank's net NPA to book value stands at 10.73%, which is a notable outlier in the context of its performance. Additionally, DCB Bank has significantly outperformed the Sensex in the past year with a return of 41.43% compared to the Sensex's 5.59%, reinforcing its competitive position in the market.

Is DCB Bank technically bullish or bearish?

As of October 23, 2025, DCB Bank's technical trend is bullish, supported by strong indicators like a bullish MACD and Bollinger Bands, despite a short-term bearish signal from the KST, with a notable 41.43% return over the past year compared to the Sensex's 5.59%.

As of 23 October 2025, the technical trend for DCB Bank has changed from mildly bullish to bullish. The current stance is bullish with strong indicators supporting this view. The MACD is bullish on both the weekly and monthly time frames, while Bollinger Bands also indicate a bullish trend in both time frames. Daily moving averages confirm a bullish outlook. Although the KST shows a bearish signal on the weekly, it is bullish on the monthly, suggesting some short-term weakness. Dow Theory reflects a mildly bullish stance on both weekly and monthly levels. Overall, the strength of the bullish trend is reinforced by the positive performance against the Sensex over various periods, particularly a 41.43% return over the past year compared to the Sensex's 5.59%.

How has been the historical performance of DCB Bank?

DCB Bank has shown consistent growth from March 2019 to March 2025, with interest earned rising from ₹3,041.49 crore to ₹6,470.59 crore, total income increasing from ₹3,391.65 crore to ₹7,221.10 crore, and profit after tax growing from ₹325.37 crore to ₹615.33 crore. The bank's total assets and deposits also significantly expanded, reflecting strong financial performance and customer confidence.

Answer:<BR>The historical performance of DCB Bank shows a consistent growth trend across various financial metrics from March 2019 to March 2025.<BR><BR>Breakdown:<BR>DCB Bank's interest earned has increased significantly from 3,041.49 crore in March 2019 to 6,470.59 crore in March 2025, reflecting a strong upward trajectory. The total income also rose from 3,391.65 crore in March 2019 to 7,221.10 crore in March 2025. Net interest income followed suit, climbing from 1,149.29 crore to 2,106.57 crore over the same period. However, interest expended also increased, from 1,892.20 crore in March 2019 to 4,364.02 crore in March 2025. Profit before tax showed a positive trend, rising from 506.54 crore in March 2019 to 828.61 crore in March 2025, while profit after tax increased from 325.37 crore to 615.33 crore in the same timeframe. The bank's total assets grew from 76,892.75 crore in March 2025 compared to 38,538.36 crore in March 2020, indicating robust expansion. Deposits surged from 30,369.93 crore in March 2020 to 60,030.95 crore in March 2025, showcasing strong customer confidence. The capital adequacy ratio remained healthy, standing at 16.77% in March 2025, while the return on assets remained at 0.0% throughout the years. Overall, DCB Bank has demonstrated solid growth in income and profitability, alongside a significant increase in assets and deposits.

Who are the top shareholders of the DCB Bank?

The top shareholders of DCB Bank include the Aga Khan Fund for Economic Development with 13.92%, mutual funds at 19.74%, Foreign Institutional Investors at 9.64%, and individual investors holding 36.6%. There are no pledged promoter holdings.

The top shareholders of DCB Bank include the Aga Khan Fund for Economic Development Sa, which holds the largest stake at 13.92%. Additionally, mutual funds collectively hold 19.74% of the shares through 10 different schemes, with HDFC Small Cap Fund being the highest public shareholder at 5.27%. Foreign Institutional Investors (FIIs) own 9.64% of the bank's shares, represented by 105 different FIIs. Individual investors make up a significant portion of the ownership, holding 36.6% of the shares. There are no pledged promoter holdings reported.

Has DCB Bank declared dividend?

Yes, DCB Bank has declared a 12% dividend, amounting to ₹1.2 per share, with an ex-date of May 10, 2024. Despite a current dividend yield of 0%, the bank has shown strong total returns across various periods, including a 115.02% total return over the last 5 years.

DCB Bank has declared a 12% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 12%<BR>- Amount per share: 1.2<BR>- Ex-date: May 10, 2024<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the last 6 months, DCB Bank achieved a price return of 13.83% with no dividend return, resulting in a total return of 13.83%.<BR><BR>Over the past year, the price return was 13.48%, and there was no dividend return, leading to a total return of 13.48%.<BR><BR>In the 2-year period, the price return was 22.74%, with a dividend return of 1.02%, culminating in a total return of 23.76%.<BR><BR>For the 3-year period, the price return stood at 71.64%, alongside a dividend return of 3.25%, resulting in a total return of 74.89%.<BR><BR>In the 4-year period, DCB Bank recorded a price return of 41.34% and a dividend return of 3.20%, which combined to give a total return of 44.54%.<BR><BR>Over the last 5 years, the price return was an impressive 110.8%, with a dividend return of 4.22%, leading to a total return of 115.02%.<BR><BR>Overall, DCB Bank has declared a dividend while maintaining strong total returns across various periods, indicating a positive performance despite a current dividend yield of 0%.