CSB Bank

When is the next results date for CSB Bank?

No Upcoming Board Meetings

Has CSB Bank declared dividend?

No Dividend History Available

Who are the peers of the CSB Bank?

CSB Bank's peers include HDFC Bank, ICICI Bank, Kotak Mahindra Bank, Axis Bank, IDBI Bank, Yes Bank, IndusInd Bank, IDFC First Bank, DCB Bank, and Dhanlaxmi Bank. In terms of management risk, CSB Bank is rated average, with a 1-year return of 7.65%, higher than IndusInd Bank but lower than ICICI Bank's 24.17%.

Peers: The peers of CSB Bank are HDFC Bank, ICICI Bank, Kotak Mah. Bank, Axis Bank, IDBI Bank, Yes Bank, IndusInd Bank, IDFC First Bank, DCB Bank, and Dhanlaxmi Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at HDFC Bank, ICICI Bank, and IndusInd Bank, while Good management risk is found at Axis Bank, IDFC First Bank, and DCB Bank. Average management risk is noted at CSB Bank, IDBI Bank, and Dhanlaxmi Bank, and Average management risk is also present at Yes Bank. In terms of Growth, Excellent growth is seen at HDFC Bank, ICICI Bank, and CSB Bank, while Good growth is found at Kotak Mah. Bank, IDBI Bank, IDFC First Bank, and DCB Bank. Below Average growth is noted at IndusInd Bank, and Average growth is observed at Yes Bank and Dhanlaxmi Bank. Excellent capital structure is present at HDFC Bank, ICICI Bank, Kotak Mah. Bank, Axis Bank, IDBI Bank, IndusInd Bank, CSB Bank, DCB Bank, and the rest.<BR><BR>Return Snapshot: The peer with the highest 1-year return is ICICI Bank at 24.17%, while the peer with the lowest is IndusInd Bank at -47.40%. CSB Bank's 1-year return is 7.65%, which is higher than IndusInd Bank but lower than ICICI Bank. Additionally, IndusInd Bank and Dhanlaxmi Bank have negative six-month returns.

Who are in the management team of CSB Bank?

As of March 2023, the management team of CSB Bank includes Bhama Krishnamurthy (Chairperson), Pralay Mandal (Managing Director & CEO), and several independent and non-executive directors, totaling ten key members responsible for governance and management.

As of March 2023, the management team of CSB Bank includes the following members:<BR><BR>1. Bhama Krishnamurthy - Chairperson<BR>2. Sumit Maheshwari - Non-Executive & Non-Independent Director<BR>3. Sijo Varghese - Company Secretary & Compliance Officer<BR>4. Sharmila Abhay Karve - Independent Director<BR>5. Sudhin Choksey - Independent Director<BR>6. Madhavan Menon - Non-Executive & Non-Independent Director<BR>7. Sunil Srivastav - Independent Director<BR>8. Pralay Mandal - Managing Director & CEO<BR>9. Sharad Kumar Saxena - Independent Director<BR>10. Biswamohan Mahapatra - Independent Director<BR><BR>Each member has a specific role within the organization, contributing to its governance and management.

What does CSB Bank do?

CSB Bank Limited is a rapidly growing private sector bank in India, offering various banking services with a market cap of INR 7,395 Cr. As of March 2025, it reported net sales of 980.89 Cr and a net profit of 190 Cr, with a gross NPA of 1.57%.

Overview: <BR>CSB Bank Limited is one of the fastest growing private sector banks in India, operating within the mid-cap market segment and providing a range of banking and financial services.<BR><BR>History: <BR>CSB Bank was incorporated in an unspecified year and has undergone status changes to become a prominent player in the banking sector. The latest quarterly results reported are for March 2025, showing significant sales and profit figures.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 980.89 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 190 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: INR 7,395 Cr (Mid Cap)<BR><BR>Key Metrics: <BR>Industry: Private Sector Bank <BR>Market cap: INR 7,395 Cr <BR>Dividend Yield: 0.00% <BR>CAR: 20.59% <BR>Return on Assets: 1.24% <BR>Net NPA: 0.52% <BR>Gross NPA: 1.57% <BR><BR>Contact Details: <BR>No Company Details Available <BR>Registrar Address: Not available.

Who are the top shareholders of the CSB Bank?

The top shareholders of CSB Bank include Fih Mauritius Investments Ltd with 40%, mutual funds at 15.93%, foreign institutional investors at 13.07%, and the SBI Small Cap Fund as the largest public shareholder with 8.66%. Individual investors hold 17.47% of the shares.

The top shareholders of CSB Bank include Fih Mauritius Investments Ltd, which holds the largest stake at 40%. Other significant shareholders are mutual funds, which collectively hold 15.93% through 14 schemes, and foreign institutional investors (FIIs) with a combined holding of 13.07% from 68 FIIs. Additionally, the SBI Small Cap Fund is the highest public shareholder with 8.66%. Individual investors also have a notable presence, holding 17.47% of the shares.

How big is CSB Bank?

As of 24th July, CSB Bank Ltd has a market capitalization of 7,477.00 Cr and reported a net profit of 593.80 Cr, with total assets of 36,068.24 Cr and shareholder's funds of 3,803.65 Cr. No valid net sales data is available for the latest four quarters.

As of 24th July, CSB Bank Ltd has a market capitalization of 7,477.00 Cr, categorizing it as a Mid Cap company.<BR><BR>In the latest four quarters, CSB Bank reported net sales of 0.00 Cr, indicating no valid net sales data found for summing. The net profit for the same period is 593.80 Cr.<BR><BR>The latest annual reporting period for the balance sheet is March 2024. Shareholder's funds stand at 3,803.65 Cr, while total assets amount to 36,068.24 Cr.

Is CSB Bank overvalued or undervalued?

As of October 23, 2025, CSB Bank is fairly valued with a PE ratio of 11.97, outperforming the Sensex with a 1-year stock return of 37.22%, while its return on equity is 13.32% and net NPA to book value is 4.78%.

As of 23 October 2025, the valuation grade for CSB Bank has moved from expensive to fair. The company is currently fairly valued, with a PE ratio of 11.97, a Price to Book Value of 1.59, and a PEG ratio of 1.28. In comparison to peers, HDFC Bank is considered expensive with a PE ratio of 21.79, while ICICI Bank is fairly valued at a PE of 19.66. <BR><BR>CSB Bank's return on equity stands at 13.32%, and its net NPA to book value is 4.78%, indicating a reasonable risk profile within the private sector banking space. Notably, CSB Bank has outperformed the Sensex in various time frames, including a 1-year stock return of 37.22% compared to the Sensex's 5.59%, reinforcing its current valuation stance.

How has been the historical performance of CSB Bank?

CSB Bank has shown consistent growth, with interest earned rising from INR 1,347.52 crore in Mar'19 to INR 3,597.14 crore in Mar'25, and profit after tax increasing from INR -197.42 crore to INR 593.80 crore in the same period. Total assets expanded from INR 18,873.81 crore to INR 47,847.24 crore, indicating robust financial performance.

Answer:<BR>The historical performance of CSB Bank shows a consistent growth trajectory in various financial metrics over the years.<BR><BR>Breakdown:<BR>CSB Bank's interest earned has increased significantly from INR 1,347.52 crore in Mar'19 to INR 3,597.14 crore in Mar'25, reflecting a strong upward trend. The bank's total income also rose from INR 1,483.44 crore in Mar'19 to INR 4,569.20 crore in Mar'25. Despite a slight decrease in net interest income from INR 1,476.41 crore in Mar'24 to INR 1,476.17 crore in Mar'25, the overall profitability has improved, with profit before tax increasing from INR -300.10 crore in Mar'19 to INR 799.53 crore in Mar'25. Profit after tax has similarly grown from INR -197.42 crore in Mar'19 to INR 593.80 crore in Mar'25. The bank's total assets have expanded from INR 18,873.81 crore in Mar'19 to INR 47,847.24 crore in Mar'25, while total liabilities increased from INR 18,873.82 crore to INR 47,847.22 crore in the same period. Cash and cash equivalents have also shown a positive trend, growing from INR 939 crore in Mar'20 to INR 3,592 crore in Mar'25. Overall, CSB Bank has demonstrated robust growth in its financial performance over the years.

Is CSB Bank technically bullish or bearish?

As of December 3, 2025, CSB Bank's trend is mildly bullish with positive indicators like a bullish MACD and Bollinger Bands, but caution is advised due to a mildly bearish signal from Dow Theory.

As of 3 December 2025, the technical trend for CSB Bank has changed from bullish to mildly bullish. The current stance is mildly bullish, supported by a bullish MACD on both weekly and monthly time frames, and mildly bullish Bollinger Bands on both time frames. The daily moving averages also indicate a mildly bullish trend. However, the Dow Theory shows a mildly bearish signal on the weekly chart, which tempers the overall bullish outlook. The RSI is neutral with no signals on both weekly and monthly charts, and the KST remains bullish. Overall, while there are positive indicators, the presence of a mildly bearish signal in Dow Theory suggests caution.

Are CSB Bank Ltd latest results good or bad?

CSB Bank Ltd's latest results show a slight year-on-year profit increase and strong growth in net interest income, but rising gross non-performing assets and significantly higher provisions raise concerns about asset quality and future profitability. Overall, the results reflect both positive growth and serious challenges.

CSB Bank Ltd's latest results present a mixed picture. On one hand, the bank achieved a net profit of ₹152.67 crore for Q3 FY26, which is a slight increase of 0.69% year-on-year. Additionally, net interest income (NII) reached an all-time high of ₹453.19 crore, reflecting a robust growth of 20.71% year-on-year and a 7.00% increase from the previous quarter. This indicates strong performance in their core lending operations.<BR><BR>However, there are significant concerns regarding asset quality. The gross non-performing assets (NPA) ratio has risen to 1.96%, the highest in eight quarters, signaling potential stress in the loan portfolio. This deterioration in asset quality is compounded by a dramatic increase in provisions, which surged by 424.86% year-on-year to ₹86.77 crore, adversely affecting profitability.<BR><BR>Overall, while CSB Bank has shown strong growth in net interest income and total income, the rising NPAs and increased provisioning requirements pose serious challenges. The bank's ability to manage these issues will be crucial for its future performance. Therefore, the results can be viewed as a combination of positive growth in certain areas but accompanied by concerning trends in asset quality and profitability.

Should I buy, sell or hold CSB Bank Ltd?

Why is CSB Bank Ltd falling/rising?

As of 03-Apr, CSB Bank Ltd's stock price is rising to 364.10, reflecting a 0.96% increase. This growth is driven by strong financial performance, positive momentum, and high institutional backing, despite some negative trends.

As of 03-Apr, CSB Bank Ltd's stock price is rising, currently at 364.10, with a change of 3.45 (0.96%) upwards. This upward movement can be attributed to several factors. The stock has been gaining for the last two days, with a total return of 7.15% during this period, indicating positive momentum. Additionally, the stock has outperformed its sector by 0.43% today.<BR><BR>The bank's strong financial performance is also a contributing factor. It has reported a high Capital Adequacy Ratio of 20.53%, which provides a solid buffer against risks. Furthermore, the bank's net profit has grown at an impressive annual rate of 39.96%, and it achieved record highs in interest earned and net interest income in its latest quarterly results.<BR><BR>Despite some negative trends, such as a decline in delivery volume and the stock trading below longer-term moving averages, the overall market-beating performance of the stock, which generated a return of 14.07% over the past year while the broader market (BSE500) declined by -1.85%, reflects strong investor confidence. The stock's attractive valuation, with a Price to Book Value of 1.3 and a PEG ratio of 0.8, further supports its rising price. High institutional holdings at 29.79% also suggest that knowledgeable investors are backing the stock, contributing to its upward price movement.

Why is CSB Bank Ltd falling/rising?

As of 04-Apr, CSB Bank Ltd's stock price is rising to 364.10, reflecting a 0.96% increase. The stock has shown strong performance with a total return of 7.15% over the last two days, supported by solid financial fundamentals and high institutional backing.

As of 04-Apr, CSB Bank Ltd's stock price is rising, currently at 364.10, reflecting a change of 3.45 (0.96%) upward. The stock has shown a strong performance today, outperforming its sector by 0.43% and achieving a consecutive gain over the last two days, with a total return of 7.15% during this period. Additionally, the stock reached an intraday high of Rs 372.85, indicating positive momentum.<BR><BR>Despite some fluctuations, including a day's low of Rs 343, the overall trend suggests investor confidence, supported by the bank's solid financial fundamentals. The bank boasts a high Capital Adequacy Ratio of 20.53%, indicating strong buffers against risk, and has demonstrated healthy long-term growth with a net profit increase of 39.96% annually. Furthermore, the bank's recent quarterly results show record highs in interest earned and net interest income, contributing to its attractive valuation.<BR><BR>The stock's performance is also noteworthy in the context of the broader market, as it has generated a return of 14.07% over the past year, significantly outperforming the negative returns of the market (BSE500) at -1.85%. High institutional holdings at 29.79% suggest that knowledgeable investors are backing the stock, further enhancing its appeal. Overall, these factors contribute to the rising stock price of CSB Bank Ltd.

Why is CSB Bank Ltd falling/rising?

As of 05-Apr, CSB Bank Ltd's stock price is rising to 364.10, driven by strong financial health, positive quarterly results, and high institutional backing, despite a year-to-date decline. The stock has outperformed its sector and shows a total return of 7.15% over the last two days.

As of 05-Apr, CSB Bank Ltd's stock price is rising, currently at 364.10, reflecting an increase of 3.45 (0.96%). This upward movement can be attributed to several factors. Firstly, the stock has outperformed its sector by 0.43% today and has shown a consecutive gain over the last two days, accumulating a total return of 7.15% during this period. Additionally, the stock reached an intraday high of Rs 372.85, indicating strong intraday performance despite a low of Rs 343.<BR><BR>Moreover, the bank's financial health is robust, highlighted by a high Capital Adequacy Ratio of 20.53%, which provides a significant buffer against risk. The bank has also demonstrated healthy long-term growth, with a net profit growth rate of 39.96% annually. Positive quarterly results, including the highest interest earned and net interest income, further bolster investor confidence.<BR><BR>Despite a year-to-date decline of 20.70%, the stock has generated a 14.07% return over the past year, significantly outperforming the broader market, which has seen negative returns. High institutional holdings at 29.79% suggest that knowledgeable investors are backing the stock, contributing to its rising price. Overall, these factors indicate a positive sentiment around CSB Bank Ltd, leading to its current price increase.

Which are the latest news on CSB Bank?