CSB Bank

Which are the latest news on CSB Bank?

Why is CSB Bank Ltd falling/rising?

As of 05-Sep, CSB Bank Ltd's stock price is rising to 328.15, showing a short-term uptick after recent declines and increased investor interest. However, it has a year-to-date decline of 28.53%, despite strong fundamentals and trading at a discount compared to peers.

As of 05-Sep, CSB Bank Ltd's stock price is rising, currently at 328.15, reflecting an increase of 3.25 (1.0%). This uptick follows a trend reversal after two consecutive days of decline. Additionally, the stock has seen a rise in investor participation, with a delivery volume increase of 43.96% compared to the 5-day average, indicating growing interest among investors.<BR><BR>Despite the positive movement today, the stock has been underperforming in the long term, with a year-to-date decline of 28.53% compared to a 10.21% drop in the benchmark Sensex. However, the bank's strong fundamentals, such as a high Capital Adequacy Ratio of 21.98% and consistent positive quarterly results, contribute to its attractiveness. The net profit has grown at an annual rate of 24.10%, and the stock is trading at a discount relative to its peers, with a PEG ratio of 0.8.<BR><BR>In summary, while CSB Bank Ltd is experiencing a short-term rise in stock price due to increased investor participation and a reversal of recent declines, it still faces challenges from its overall long-term performance and recent underperformance against broader market indices.

Should I buy, sell or hold CSB Bank Ltd?

Who are in the management team of CSB Bank?

The management team of CSB Bank includes Bhama Krishnamurthy (Chairperson), Pralay Mandal (Managing Director & CEO), and Sijo Varghese (Company Secretary & Compliance Officer), along with several independent and non-executive directors. This team is responsible for guiding the bank's strategy and operations.

The management team of CSB Bank includes the following key members:<BR><BR>1. **Bhama Krishnamurthy** - Chairperson<BR>2. **Pralay Mandal** - Managing Director & CEO<BR>3. **Sijo Varghese** - Company Secretary & Compliance Officer<BR><BR>Additionally, the Board of Directors features several independent and non-executive directors, including:<BR><BR>- **Sharmila Abhay Karve** - Independent Director<BR>- **Sudhin Choksey** - Independent Director<BR>- **Sunil Srivastav** - Independent Director<BR>- **Sharad Kumar Saxena** - Independent Director<BR>- **Biswamohan Mahapatra** - Independent Director<BR>- **Sumit Maheshwari** - Non-Executive & Non-Independent Director<BR>- **Madhavan Menon** - Non-Executive & Non-Independent Director<BR><BR>This diverse team plays a crucial role in guiding the bank's strategy and operations.

What does CSB Bank do?

CSB Bank Ltd is a rapidly growing private sector bank in India, offering various banking services. As of June 2026, it reported net sales of ₹1,287.32 Cr and a net profit of ₹150 Cr, with a market capitalization of ₹5,760 Cr.

Overview:<BR>CSB Bank Ltd is one of the fastest growing private sector banks in India, operating in the small cap market segment and providing a range of banking and financial services.<BR><BR>History:<BR>CSB Bank Ltd was incorporated in an unspecified year and has undergone status changes to become a private sector bank. The latest quarterly results reported are for June 2026, showing sales and profit figures.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 1,287.32 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 150 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 5,760 Cr (Small Cap)<BR><BR>Key Metrics:<BR>P/E: N/A <BR>Industry P/E: N/A <BR>Dividend Yield: 0.00% <BR>Debt-Equity: N/A <BR>ROE: N/A <BR>Price-to-Book: N/A <BR><BR>Contact Details:<BR>Registrar Address: Not available. <BR>Phone: Not available. <BR>Email: Not available. <BR>Website: Not available.

Who are the peers of the CSB Bank?

CSB Bank's peers include RBL Bank, Karur Vysya Bank, Bandhan Bank, and others. T N Merc. Bank leads with a 1-year return of 120.17%, while CSB Bank has a return of -5.57%.

Peers: The peers of CSB Bank are RBL Bank, Karur Vysya Bank, Bandhan Bank, City Union Bank, J&K Bank, T N Merc. Bank, Karnataka Bank, South Ind.Bank, DCB Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at Karur Vysya Bank, while Average management risk is found at RBL Bank and T N Merc. Bank. Growth is Excellent at Karur Vysya Bank, CSB Bank, and T N Merc. Bank, while Below Average growth is noted at Bandhan Bank. Excellent capital structure is seen at RBL Bank, Karur Vysya Bank, Bandhan Bank, City Union Bank, T N Merc. Bank, Karnataka Bank, South Ind.Bank, and DCB Bank, while Good capital structure is present at J&K Bank and Dhanlaxmi Bank.<BR><BR>Return Snapshot: The peer with the highest 1-year return is T N Merc. Bank at 120.17%, while Bandhan Bank has the lowest at 1.27%. CSB Bank's 1-year return is -5.57%, which is lower than both extremes. Additionally, CSB Bank and Bandhan Bank have negative six-month returns.

How big is CSB Bank?

As of 31st August, CSB Bank Ltd has a market capitalization of 5,760.00 Cr, classifying it as a Small Cap company. The bank reported a Net Profit of 664.62 Cr, with Shareholder's Funds at 4,894.29 Cr and Total Assets of 57,755.96 Cr as of March 2026.

As of 31st August, CSB Bank Ltd has a market capitalization of 5,760.00 Cr, categorizing it as a Small Cap company.<BR><BR>In the latest four quarters, CSB Bank reported no valid Net Sales data, resulting in a value of 0.00 Cr. However, the Net Profit for the same period amounted to 664.62 Cr.<BR><BR>The latest reporting period for the balance sheet is March 2026. Shareholder's Funds are recorded at 4,894.29 Cr, while Total Assets stand at 57,755.96 Cr.

Are CSB Bank Ltd latest results good or bad?

CSB Bank Ltd's latest results show strong year-on-year growth in net interest income and profit, but a sequential decline in net profit and rising asset quality concerns indicate caution for investors. The bank's gross non-performing assets ratio has increased, suggesting potential challenges ahead.

CSB Bank Ltd's latest results present a mixed picture. On one hand, the bank achieved a record high net interest income (NII) of ₹478.66 crores, reflecting a strong year-on-year growth of 26.16%. This indicates robust performance in its core lending operations. However, the bank's net profit for the quarter declined by 25.57% sequentially to ₹150.04 crores, despite a year-on-year increase of 26.51%. This decline was largely driven by significantly higher provisioning requirements, which more than doubled compared to the previous quarter, and a sharp drop in non-interest income.<BR><BR>Additionally, the gross non-performing assets (GNPA) ratio increased to 1.75%, up from 1.66% in the prior quarter, signaling potential concerns regarding asset quality. The bank's net interest margin also compressed slightly to 3.66%, indicating pressure on profitability.<BR><BR>Overall, while CSB Bank has shown strong growth in interest income and year-on-year profitability, the sequential profit decline and rising asset quality concerns suggest caution. Investors may need to monitor the bank's ability to stabilize these metrics in the coming quarters.

Is CSB Bank technically bullish or bearish?

As of December 3, 2025, CSB Bank's trend is mildly bullish with positive indicators like a bullish MACD and Bollinger Bands, but caution is advised due to a mildly bearish signal from Dow Theory.

As of 3 December 2025, the technical trend for CSB Bank has changed from bullish to mildly bullish. The current stance is mildly bullish, supported by a bullish MACD on both weekly and monthly time frames, and mildly bullish Bollinger Bands on both time frames. The daily moving averages also indicate a mildly bullish trend. However, the Dow Theory shows a mildly bearish signal on the weekly chart, which tempers the overall bullish outlook. The RSI is neutral with no signals on both weekly and monthly charts, and the KST remains bullish. Overall, while there are positive indicators, the presence of a mildly bearish signal in Dow Theory suggests caution.

How has been the historical performance of CSB Bank?

CSB Bank has shown consistent growth, with interest earned rising from INR 1,347.52 crore in Mar'19 to INR 3,597.14 crore in Mar'25, and profit after tax increasing from INR -197.42 crore to INR 593.80 crore in the same period. Total assets expanded from INR 18,873.81 crore to INR 47,847.24 crore, indicating robust financial performance.

Answer:<BR>The historical performance of CSB Bank shows a consistent growth trajectory in various financial metrics over the years.<BR><BR>Breakdown:<BR>CSB Bank's interest earned has increased significantly from INR 1,347.52 crore in Mar'19 to INR 3,597.14 crore in Mar'25, reflecting a strong upward trend. The bank's total income also rose from INR 1,483.44 crore in Mar'19 to INR 4,569.20 crore in Mar'25. Despite a slight decrease in net interest income from INR 1,476.41 crore in Mar'24 to INR 1,476.17 crore in Mar'25, the overall profitability has improved, with profit before tax increasing from INR -300.10 crore in Mar'19 to INR 799.53 crore in Mar'25. Profit after tax has similarly grown from INR -197.42 crore in Mar'19 to INR 593.80 crore in Mar'25. The bank's total assets have expanded from INR 18,873.81 crore in Mar'19 to INR 47,847.24 crore in Mar'25, while total liabilities increased from INR 18,873.82 crore to INR 47,847.22 crore in the same period. Cash and cash equivalents have also shown a positive trend, growing from INR 939 crore in Mar'20 to INR 3,592 crore in Mar'25. Overall, CSB Bank has demonstrated robust growth in its financial performance over the years.

Is CSB Bank overvalued or undervalued?

As of October 23, 2025, CSB Bank is fairly valued with a PE ratio of 11.97, outperforming the Sensex with a 1-year stock return of 37.22%, while its return on equity is 13.32% and net NPA to book value is 4.78%.

As of 23 October 2025, the valuation grade for CSB Bank has moved from expensive to fair. The company is currently fairly valued, with a PE ratio of 11.97, a Price to Book Value of 1.59, and a PEG ratio of 1.28. In comparison to peers, HDFC Bank is considered expensive with a PE ratio of 21.79, while ICICI Bank is fairly valued at a PE of 19.66. <BR><BR>CSB Bank's return on equity stands at 13.32%, and its net NPA to book value is 4.78%, indicating a reasonable risk profile within the private sector banking space. Notably, CSB Bank has outperformed the Sensex in various time frames, including a 1-year stock return of 37.22% compared to the Sensex's 5.59%, reinforcing its current valuation stance.

Who are the top shareholders of the CSB Bank?

The top shareholders of CSB Bank include Fih Mauritius Investments Ltd with 40%, mutual funds at 15.93%, foreign institutional investors at 13.07%, and the SBI Small Cap Fund as the largest public shareholder with 8.66%. Individual investors hold 17.47% of the shares.

The top shareholders of CSB Bank include Fih Mauritius Investments Ltd, which holds the largest stake at 40%. Other significant shareholders are mutual funds, which collectively hold 15.93% through 14 schemes, and foreign institutional investors (FIIs) with a combined holding of 13.07% from 68 FIIs. Additionally, the SBI Small Cap Fund is the highest public shareholder with 8.66%. Individual investors also have a notable presence, holding 17.47% of the shares.

When is the next results date for CSB Bank?

No Upcoming Board Meetings

Has CSB Bank declared dividend?

No Dividend History Available