DCB Bank

Why is DCB Bank Ltd. falling/rising?

As of 22-Jun, DCB Bank Ltd. is seeing a stock price increase to 187.30, up 1.46%, driven by strong financial health, consistent performance, and positive investor sentiment. The bank's low NPA ratio and significant profit growth further enhance its attractiveness compared to market benchmarks.

As of 22-Jun, DCB Bank Ltd. is experiencing a rise in its stock price, currently at 187.30, reflecting an increase of 2.7 or 1.46%. This upward movement can be attributed to several positive factors highlighted in the company's performance metrics. Over the past week, the stock has increased by 1.46%, outperforming the Sensex, which rose by 1.09%. Additionally, the stock has shown a strong year-to-date performance with a 9.05% increase, contrasting sharply with the Sensex's decline of 9.54%.<BR><BR>The company has demonstrated robust financial health, evidenced by a low Gross NPA ratio of 2.45% and a significant annual growth rate of 16.85% in net profits. DCB Bank has consistently reported positive results for the last six consecutive quarters, including record highs in net interest income and interest earned. Furthermore, the stock's attractive valuation, with a Price to Book Value of 0.9, indicates it is trading at a premium compared to its peers, which can attract more investors.<BR><BR>Institutional holdings are also a positive indicator, with 45.44% of shares held by institutional investors, who typically have better resources to analyze company fundamentals. Their stake has increased by 1.36% over the previous quarter, suggesting growing confidence in the company's prospects.<BR><BR>Overall, the combination of strong financial performance, positive investor sentiment, and favorable comparisons to market benchmarks contributes to the rising stock price of DCB Bank Ltd.

Which are the latest news on DCB Bank?

How big is DCB Bank?

As of 10th June, DCB Bank Ltd. has a market capitalization of 5,778.00 Cr and reported a Net Profit of 731.56 Cr, with Shareholder's Funds at 5,690.68 Cr and Total Assets of 76,892.75 Cr. There is no valid sales data available for the latest four quarters.

As of 10th June, DCB Bank Ltd. has a market capitalization of 5,778.00 Cr, categorizing it as a Small Cap company.<BR><BR>In the latest four quarters, DCB Bank reported Net Sales of 0.00 Cr, indicating no valid sales data found for summing. The Net Profit for the same period was 731.56 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025. Shareholder's Funds stood at 5,690.68 Cr, while Total Assets amounted to 76,892.75 Cr.

Who are in the management team of DCB Bank?

The management team of DCB Bank includes Murali M Natrajan (Managing Director & CEO), Iqbal Ishak Khan (Director), and several independent directors such as Amyn Jassani and Shabbir Merchant, among others, overseeing the bank's governance and strategic direction.

The management team of DCB Bank includes the following key members:<BR><BR>1. **Murali M Natrajan** - Managing Director & CEO<BR>2. **Iqbal Ishak Khan** - Director<BR>3. **Rubi Chaturvedi** - Company Secretary & Compliance Officer<BR>4. **Amyn Jassani** - Independent Director<BR>5. **Shabbir Merchant** - Independent Director<BR>6. **Somasundaram Palamadairamaswamy** - Independent Director<BR>7. **Rafiq Ramzanali Somani** - Independent Director<BR>8. **Tarun Balram** - Independent Director<BR>9. **Thiyagarajan Kumar** - Independent Director<BR>10. **F N Subedar** - Part Time Chairman<BR>11. **Lakshmy Chandrasekaran** - Independent Director<BR><BR>This team plays a crucial role in the governance and strategic direction of the bank.

Who are the peers of the DCB Bank?

DCB Bank's peers include Bandhan Bank, Karur Vysya Bank, RBL Bank, City Union Bank, J&K Bank, T N Merc. Bank, South Ind. Bank, Karnataka Bank, and CSB Bank. RBL Bank leads in 1-year returns at 64.20%, while DCB Bank's return is 21.26%, higher than CSB Bank's -7.40%.

Peers: The peers of DCB Bank are Bandhan Bank, Karur Vysya Bank, RBL Bank, City Union Bank, J&K Bank, T N Merc. Bank, South Ind.Bank, Karnataka Bank, CSB Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bandhan Bank and Karur Vysya Bank, while Average management risk is found at RBL Bank, T N Merc. Bank, and CSB Bank. Good management risk is noted at City Union Bank, J&K Bank, South Ind.Bank, and Karnataka Bank. Growth is Excellent at Karur Vysya Bank and CSB Bank, while Below Average growth is seen at Bandhan Bank, and Average growth is noted at T N Merc. Bank. Good growth is observed at RBL Bank, City Union Bank, J&K Bank, South Ind.Bank, Karnataka Bank, and Dhanlaxmi Bank. Excellent capital structure is present at Bandhan Bank, Karur Vysya Bank, City Union Bank, South Ind.Bank, and Karnataka Bank, while Good capital structure is noted at RBL Bank, J&K Bank, and Dhanlaxmi Bank, and Excellent capital structure is found at T N Merc. Bank and CSB Bank.<BR><BR>Return Snapshot: RBL Bank has the highest 1-year return at 64.20%, while CSB Bank has the lowest at -7.40%. DCB Bank's 1-year return of 21.26% is higher than CSB Bank's but lower than RBL Bank's. Additionally, CSB Bank is the only peer with a negative six-month return.

What does DCB Bank do?

DCB Bank Ltd. is a private sector bank in India, established in 1995, with a market cap of INR 5,778 Cr and reported net sales of 1,907.27 Cr and net profit of 206 Cr for March 2026. The bank focuses on various financial services and operates from its headquarters in Mumbai.

Overview:<BR>DCB Bank Ltd. is a private sector bank in India, classified as a small-cap company.<BR><BR>History:<BR>DCB Bank was established in May 1995 and was formerly known as Development Credit Bank Limited. The name change to DCB Bank Limited occurred on December 30, 2013. The latest quarterly results reported are for March 2026.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 1,907.27 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: 206 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 5,778 Cr (Small Cap)<BR><BR>Key Metrics:<BR>P/E: N/A <BR>Industry P/E: N/A <BR>Dividend Yield: 0.72% <BR>Debt-Equity: N/A <BR>ROE: N/A <BR>Price-to-Book: N/A <BR><BR>Contact Details:<BR>Address: 601& 602 Peninsula Business Pk, Tower A 6th Floor Lower Parel Mumbai Maharashtra : 400013 <BR>Phone: 91-022-6618 7000 <BR>Email: investorgrievance@dcbbank.com <BR>Website: http://www.dcbbank.com

Are DCB Bank Ltd. latest results good or bad?

DCB Bank Ltd.'s latest results are positive, with a net profit of ₹205.65 crores in Q4 FY25, a 16.14% year-on-year increase, and improved asset quality with a gross NPA ratio of 2.45%. The bank shows strong growth and efficient capital utilization, making it a favorable indicator for its performance.

DCB Bank Ltd.'s latest results are quite positive. In the fourth quarter of FY25, the bank reported a net profit of ₹205.65 crores, which reflects a year-on-year increase of 16.14% and an 11.32% rise compared to the previous quarter. The net interest income also showed strong growth, reaching ₹655.22 crores, up 17.43% year-on-year and 4.89% quarter-on-quarter.<BR><BR>One of the notable highlights is the improvement in asset quality, with the gross non-performing asset (NPA) ratio declining to 2.45%, the lowest level in eight quarters. This indicates effective management of bad debts and a focus on recovery.<BR><BR>Additionally, the bank's return on equity stands at a solid 11.78%, showcasing efficient capital utilization. The overall financial performance indicates robust growth, with total income for the quarter reaching ₹2,118.78 crores, marking an 8.06% increase year-on-year.<BR><BR>Furthermore, DCB Bank's shares have performed well, gaining 49.15% over the past year and significantly outperforming the Sensex. The current trading price of ₹192.40, along with a price-to-earnings ratio of 9x, suggests that the stock is attractively valued compared to its peers.<BR><BR>In summary, DCB Bank's latest results reflect strong profitability, improving asset quality, and a positive outlook, making them a favorable indicator for the company's performance.

Should I buy, sell or hold DCB Bank Ltd.?

When is the next results date for DCB Bank Ltd.?

The next results date for DCB Bank Ltd. is April 24, 2026.

The next results date for DCB Bank Ltd. is scheduled for April 24, 2026.

Is DCB Bank overvalued or undervalued?

As of October 23, 2025, DCB Bank is fairly valued with a PE ratio of 7.58, outperforming the Sensex with a 41.43% return over the past year, while its net NPA to book value is 10.73%, contrasting with peers like HDFC Bank and ICICI Bank, which have higher PE ratios of 21.79 and 19.66, respectively.

As of 23 October 2025, DCB Bank's valuation grade has moved from attractive to fair. The company is currently fairly valued. Key ratios include a PE ratio of 7.58, a price to book value of 0.85, and a PEG ratio of 0.51, indicating a reasonable valuation compared to its earnings growth potential. <BR><BR>In comparison to its peers, HDFC Bank is considered expensive with a PE ratio of 21.79, while ICICI Bank is also fairly valued with a PE ratio of 19.66. DCB Bank's net NPA to book value stands at 10.73%, which is a notable outlier in the context of its performance. Additionally, DCB Bank has significantly outperformed the Sensex in the past year with a return of 41.43% compared to the Sensex's 5.59%, reinforcing its competitive position in the market.

Is DCB Bank technically bullish or bearish?

As of October 23, 2025, DCB Bank's technical trend is bullish, supported by strong indicators like a bullish MACD and Bollinger Bands, despite a short-term bearish signal from the KST, with a notable 41.43% return over the past year compared to the Sensex's 5.59%.

As of 23 October 2025, the technical trend for DCB Bank has changed from mildly bullish to bullish. The current stance is bullish with strong indicators supporting this view. The MACD is bullish on both the weekly and monthly time frames, while Bollinger Bands also indicate a bullish trend in both time frames. Daily moving averages confirm a bullish outlook. Although the KST shows a bearish signal on the weekly, it is bullish on the monthly, suggesting some short-term weakness. Dow Theory reflects a mildly bullish stance on both weekly and monthly levels. Overall, the strength of the bullish trend is reinforced by the positive performance against the Sensex over various periods, particularly a 41.43% return over the past year compared to the Sensex's 5.59%.

How has been the historical performance of DCB Bank?

DCB Bank has shown consistent growth from March 2019 to March 2025, with interest earned rising from ₹3,041.49 crore to ₹6,470.59 crore, total income increasing from ₹3,391.65 crore to ₹7,221.10 crore, and profit after tax growing from ₹325.37 crore to ₹615.33 crore. The bank's total assets and deposits also significantly expanded, reflecting strong financial performance and customer confidence.

Answer:<BR>The historical performance of DCB Bank shows a consistent growth trend across various financial metrics from March 2019 to March 2025.<BR><BR>Breakdown:<BR>DCB Bank's interest earned has increased significantly from 3,041.49 crore in March 2019 to 6,470.59 crore in March 2025, reflecting a strong upward trajectory. The total income also rose from 3,391.65 crore in March 2019 to 7,221.10 crore in March 2025. Net interest income followed suit, climbing from 1,149.29 crore to 2,106.57 crore over the same period. However, interest expended also increased, from 1,892.20 crore in March 2019 to 4,364.02 crore in March 2025. Profit before tax showed a positive trend, rising from 506.54 crore in March 2019 to 828.61 crore in March 2025, while profit after tax increased from 325.37 crore to 615.33 crore in the same timeframe. The bank's total assets grew from 76,892.75 crore in March 2025 compared to 38,538.36 crore in March 2020, indicating robust expansion. Deposits surged from 30,369.93 crore in March 2020 to 60,030.95 crore in March 2025, showcasing strong customer confidence. The capital adequacy ratio remained healthy, standing at 16.77% in March 2025, while the return on assets remained at 0.0% throughout the years. Overall, DCB Bank has demonstrated solid growth in income and profitability, alongside a significant increase in assets and deposits.

Who are the top shareholders of the DCB Bank?

The top shareholders of DCB Bank include the Aga Khan Fund for Economic Development with 13.92%, mutual funds at 19.74%, Foreign Institutional Investors at 9.64%, and individual investors holding 36.6%. There are no pledged promoter holdings.

The top shareholders of DCB Bank include the Aga Khan Fund for Economic Development Sa, which holds the largest stake at 13.92%. Additionally, mutual funds collectively hold 19.74% of the shares through 10 different schemes, with HDFC Small Cap Fund being the highest public shareholder at 5.27%. Foreign Institutional Investors (FIIs) own 9.64% of the bank's shares, represented by 105 different FIIs. Individual investors make up a significant portion of the ownership, holding 36.6% of the shares. There are no pledged promoter holdings reported.

Has DCB Bank declared dividend?

Yes, DCB Bank has declared a 12% dividend, amounting to ₹1.2 per share, with an ex-date of May 10, 2024. Despite a current dividend yield of 0%, the bank has shown strong total returns across various periods, including a 115.02% total return over the last 5 years.

DCB Bank has declared a 12% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 12%<BR>- Amount per share: 1.2<BR>- Ex-date: May 10, 2024<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the last 6 months, DCB Bank achieved a price return of 13.83% with no dividend return, resulting in a total return of 13.83%.<BR><BR>Over the past year, the price return was 13.48%, and there was no dividend return, leading to a total return of 13.48%.<BR><BR>In the 2-year period, the price return was 22.74%, with a dividend return of 1.02%, culminating in a total return of 23.76%.<BR><BR>For the 3-year period, the price return stood at 71.64%, alongside a dividend return of 3.25%, resulting in a total return of 74.89%.<BR><BR>In the 4-year period, DCB Bank recorded a price return of 41.34% and a dividend return of 3.20%, which combined to give a total return of 44.54%.<BR><BR>Over the last 5 years, the price return was an impressive 110.8%, with a dividend return of 4.22%, leading to a total return of 115.02%.<BR><BR>Overall, DCB Bank has declared a dividend while maintaining strong total returns across various periods, indicating a positive performance despite a current dividend yield of 0%.