Annual Results Results Snapshot
Figures in Cr
Standalone Annual Results
Mar'25
Mar'24
Mar'23
Mar'22
Mar'21
Mar'20
Mar'19
Interest Earned
6,470.59
5,362.04
4,200.27
3,512.77
3,458.21
3,536.63
3,041.49
Income On Investments
1,310.36
1,049.93
707.82
590.66
583.16
622.79
535.43
Interest On Balances With Rbi Other Inter Bank Funds
31.87
32.13
63.50
57.15
53.73
37.08
30.67
Interest / Discount On Advances / Bills
5,099.26
4,237.96
3,394.82
2,831.77
2,785.54
2,843.19
2,447.86
Others
29.10
42.02
34.13
33.19
35.78
33.57
27.53
Other Income
750.51
474.24
409.39
452.04
445.83
391.10
350.16
Total Income
7,221.10
5,836.28
4,609.66
3,964.81
3,904.04
3,927.73
3,391.65
Interest Expended
4,364.02
3,434.14
2,483.26
2,155.26
2,171.60
2,271.72
1,892.20
Net Interest Income
2,106.57
1,927.90
1,717.01
1,357.51
1,286.61
1,264.91
1,149.29
Total Expenditure (Excl Depreciation)
1,820.08
1,537.70
1,339.67
1,012.57
846.63
902.95
852.85
Employee Cost
923.07
794.33
692.90
539.14
433.50
458.80
433.99
Other Operating Expenses
897.01
743.37
646.77
473.43
413.13
444.15
418.86
Operating Profit Before Provisions and Contingencies
1,037.00
864.44
786.73
796.98
885.81
753.06
646.60
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
208.39
142.48
159.17
407.43
433.01
261.14
140.06
Profit Before Tax
828.61
721.96
627.56
389.55
452.80
491.92
506.54
Tax
213.28
185.99
162.00
102.05
117.01
153.98
181.17
Profit After Tax
615.33
535.97
465.56
287.50
335.79
337.94
325.37
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
615.33
535.97
465.56
287.50
335.79
337.94
325.37
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
5,090.18
4,464.99
3,954.61
3,511.20
3,215.74
2,873.36
2,560.52
Earnings per share (EPS)
19.58
17.13
14.95
9.24
10.81
10.89
10.51
Diluted Earnings per share
19.49
16.99
14.79
9.19
10.7
10.74
10.36
Operating Profit Margin (Excl OI)
68.65%
68.67%
64.32%
59.58%
63.0%
67.08%
67.35%
Gross Profit Margin
12.81%
13.46%
14.94%
11.09%
13.09%
13.91%
16.65%
PAT Margin
9.51%
10.0%
11.08%
8.18%
9.71%
9.56%
10.7%
Net Interest Margin
3.31%
3.65%
3.93%
3.56%
3.59%
3.67%
3.83%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
24.52%
26.02%
26.42%
26.75%
22.85%
21.0%
23.95%
CASA Amount
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
16.77%
16.59%
17.55%
18.92%
19.67%
17.75%
16.81%
Capital Adequacy Ratio (Tier 1)
14.3%
14.53%
15.18%
15.84%
15.49%
13.9%
13.1%
Provision Coverage Ratio (%)
74.48%
77.3%
79.34%
67.84%
62.35%
70.81%
78.77%
Amount of Gross NPAs
1,554.43
1,353.47
1,122.84
1,289.93
1,083.44
631.51
439.48
Amount of Net NPAs
571.55
454.33
356.92
573.23
594.15
293.51
153.77
% of Net NPAs
1.12%
1.11%
1.04%
1.97%
2.31%
1.16%
0.65%
% of Gross NPAs
2.99%
3.23%
3.19%
4.32%
4.13%
2.46%
1.84%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
418.0
396.0
349.0
410.0
504.0
504.0
Number of Branches
464.0
442.0
427.0
400.0
352.0
336.0
333.0
Annual Analysis Highlights
Interest Earned
YoY Growth in year ended Mar 2025 is 20.67% vs 27.66% in Mar 2024
Net Profit
YoY Growth in year ended Mar 2025 is 14.81% vs 15.12% in Mar 2024
Operating Profit (PBDIT)
YoY Growth in year ended Mar 2025 is 19.96% vs 9.88% in Mar 2024
% of Net NPAs
YoY Growth in year ended Mar 2025 is 0.01% vs 0.07% in Mar 2024
% of Gross NPAs
YoY Growth in year ended Mar 2025 is -0.24% vs 0.04% in Mar 2024
Compare Annual Results Of DCB Bank With
Figures in Cr
Standalone Annual Results
Change(INR)
Change(%)
Interest Earned
6,470.59
3,597.14
2,873.45
79.88%
Income On Investments
1,310.36
621.73
688.63
110.76%
Interest On Balances With Rbi Other Inter Bank Funds
31.87
19.86
12.01
60.47%
Interest / Discount On Advances / Bills
5,099.26
2,930.64
2,168.62
74.0%
Others
29.10
24.91
4.19
16.82%
Other Income
750.51
972.06
-221.55
-22.79%
Total Income
7,221.10
4,569.20
2,651.90
58.04%
Interest Expended
4,364.02
2,120.97
2,243.05
105.76%
Net Interest Income
2,106.57
1,476.17
630.40
42.71%
Total Expenditure (Excl Depreciation)
1,820.08
1,537.99
282.09
18.34%
Employee Cost
923.07
754.25
168.82
22.38%
Other Operating Expenses
897.01
783.74
113.27
14.45%
Operating Profit Before Provisions and Contingencies
1,037.00
910.24
126.76
13.93%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
208.39
110.71
97.68
88.23%
Profit Before Tax
828.61
799.53
29.08
3.64%
Tax
213.28
205.73
7.55
3.67%
Profit After Tax
615.33
593.80
21.53
3.63%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
615.33
593.80
21.53
3.63%
Face Value
10.00
10.00
0.00
Reserves
5,090.18
4,150.36
939.82
22.64%
Earnings per share (EPS)
19.58
34.22
-14.64
-42.78%
Diluted Earnings per share
19.49
34.23
-14.74
-43.06%
Operating Profit Margin (Excl OI)
68.65%
54.17%
0.00
14.48%
Gross Profit Margin
12.81%
22.23%
0.00
-9.42%
PAT Margin
9.51%
16.51%
0.00
-7.00%
Net Interest Margin
3.31%
4.13%
-0.82
-0.82%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
24.52%
24.19%
0.33
0.33%
CASA Amount
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
16.77%
22.46%
-5.69
-5.69%
Capital Adequacy Ratio (Tier 1)
14.30%
20.59%
-6.29
-6.29%
Provision Coverage Ratio (%)
74.48%
83.71%
-9.23
-9.23%
Amount of Gross NPAs
1,554.43
498.46
1,055.97
211.85%
Amount of Net NPAs
571.55
163.53
408.02
249.51%
% of Net NPAs
1.12%
0.52%
0.60
0.60%
% of Gross NPAs
2.99%
1.57%
1.42
1.42%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
0.00
791.00
-791.00
-100.0%
Number of Branches
464.00
829.00
-365.00
-44.03%
Annual - Interest Earned
Interest Earned 6470.59 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is 20.67% vs 27.66% in Mar 2024
Annual - Net Profit
Net Profit 615.33 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is 14.81% vs 15.12% in Mar 2024
Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 1,037.00 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is 19.96% vs 9.88% in Mar 2024
Annual - % of Net NPAs
% of Net NPAs 1.12%
in Mar 2025Figures in %
YoY Growth in year ended Mar 2025 is 0.01% vs 0.07% in Mar 2024
Annual - % of Gross NPAs
% of Gross NPAs 2.99%
in Mar 2025Figures in %
YoY Growth in year ended Mar 2025 is -0.24% vs 0.04% in Mar 2024
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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