Aye Finance

  • Market Cap: Small Cap
  • Industry: Non Banking Financial Company (NBFC)
  • ISIN: INE501X01029
  • NSEID: AYE
  • BSEID: 544699
INR
125.55
-6.95 (-5.25%)
BSENSE

May 15

BSE+NSE Vol: 13.14 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-summaryPrice Point
High/Low

1Day

52 Week

Valuation
Technical
Day's Volume

CASH

13.14 lacs (-40.05%) Volume

Shareholding (Mar 2026)

FII

18.66%

Held by 25 FIIs

DII

18.39%

Held by 16 DIIs

Promoter

0.00%

When is the next results date for Aye Finance Ltd?

22-Apr-2026

The next results date for Aye Finance Ltd is 27 April 2026.

The next results date for Aye Finance Ltd is scheduled for 27 April 2026.

View full answer

Are Aye Finance Ltd latest results good or bad?

27-Apr-2026

Aye Finance Ltd's latest Q4 FY26 results are strong, with a net profit of ₹85.91 crores, up 111.07% year-on-year, and revenue growth of 29.16% to ₹528.44 crores, marking the highest quarterly revenue in its history. The improved operating margin and PAT margin indicate effective cost management and operational efficiency, suggesting a positive outlook for future growth.

Aye Finance Ltd's latest results for Q4 FY26 are quite impressive, indicating strong performance across several key financial metrics. The company reported a net profit of ₹85.91 crores, which represents a remarkable year-on-year increase of 111.07%. This growth is complemented by a significant revenue increase of 29.16% year-on-year, reaching ₹528.44 crores, marking the highest quarterly revenue in the company's history.<BR><BR>Additionally, the operating margin improved to 44.77%, the highest in six quarters, reflecting enhanced operational efficiency. The profit after tax (PAT) margin also expanded to 16.26%, up from 9.95% in the same quarter last year, showcasing better cost management despite rising interest expenses.<BR><BR>Overall, these results demonstrate Aye Finance's ability to scale profitably in a competitive environment, supported by strong loan disbursement growth and improved asset quality. The company's performance is a positive indicator for its future growth trajectory, although there are areas such as capital efficiency that may require further attention.

View full answer

Should I buy, sell or hold Aye Finance Ltd?

28-Apr-2026

Why is Aye Finance Ltd falling/rising?

16-May-2026

As of 15-May, Aye Finance Ltd's stock price is at 125.55, down 5.25% and has declined 16.63% over the past five days. Despite strong quarterly profit growth, the stock is experiencing short-term weakness and declining investor interest.

As of 15-May, Aye Finance Ltd's stock price is falling, currently at 125.55, which reflects a decrease of 6.95 or 5.25%. The stock has been underperforming significantly, with a consecutive decline over the last five days, resulting in a total drop of 16.63% during this period. Today's performance indicates that it has underperformed its sector by 4.67%. <BR><BR>The stock reached an intraday low of Rs 123.5, indicating high volatility with an intraday fluctuation of 5.06%. Additionally, there has been a notable decline in investor participation, as evidenced by a 28.05% drop in delivery volume compared to the five-day average. Although the stock is trading above its 50-day, 100-day, and 200-day moving averages, it is below its 5-day and 20-day moving averages, suggesting a short-term weakness.<BR><BR>Despite some positive factors such as strong quarterly profit growth and high institutional holdings, the recent performance metrics and declining investor interest contribute to the stock's current downward trend.

View full answer
iScoreScore
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Strong Sell
Sell
Hold
Buy
Strong Buy

Dashboard

1

Strong Long Term Fundamental Strength with a 0% CAGR growth in Net Sales

  • PAT(Q) At Rs 85.91 cr has Grown at 131.5% (vs previous 4Q average)
  • NET SALES(Q) At Rs 528.44 cr has Grown at 24.7% (vs previous 4Q average)
  • PBDIT(Q) Highest at Rs 236.56 cr.
2

With ROE of 7.6, it has a Fair valuation with a 1.2 Price to Book Value

3

High Institutional Holdings at 37.05%

stock-summaryMojo Parameters

Mojo Parameters

Loading Valuation Snapshot...

Stock DNA

stock-summary
Industry

Non Banking Financial Company (NBFC)

stock-summary
Market cap

INR 3,223 Cr (Small Cap)

stock-summary
P/E

16.00

stock-summary
Industry P/E

21

stock-summary
Dividend Yield

0.00%

stock-summary
Debt Equity

2.00

stock-summary
Return on Equity

7.65%

stock-summary
Price to Book

1.30

Revenue and Profits:
Net Sales:
528 Cr
(Quarterly Results - Mar 2026)
Net Profit:
86 Cr
stock-summaryTotal Returns
Total Returns (Price + Dividend) stock-summary
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Company does not have enough history
Risk Adjusted Returns v/s stock-summary
Returns Beta
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Beta has not been calculated since enough price history is not available
stock-summaryNews & Corporate Actions

News

Announcements stock-summary

Intimation Regarding Change Of Corporate Identification Number (CIN)

13-May-2026 | Source : BSE

Pursuant to applicable provisions of SEBI (Listing Obligations & Disclosure Requirements) Regulations 2015 Intimation regarding change of Corporate Identification Number (CIN) is attached herewith

Announcement under Regulation 30 (LODR)-Earnings Call Transcript

06-May-2026 | Source : BSE

Pursuant to Regulation 30 of SEBI (Listing Obligations & Disclosure Requirements) Regulations 2015 Transcript of Earnings Conference Call on Companys business strategy and outlook is attached herewith

Announcement under Regulation 30 (LODR)-Press Release / Media Release

06-May-2026 | Source : BSE

Pursuant to Regulation 30 of SEBI (Listing Obligations & Disclosure Requirements) Regulations 2015 an intimation of Press Release is attached herewith

Corporate Actions stock-summary

stock-summary
BOARD MEETING

No Upcoming Board Meetings

stock-summary
DIVIDEND

No Dividend history available

stock-summary
SPLITS

No Splits history available

stock-summary
BONUS

No Bonus history available

stock-summary
RIGHTS

No Rights history available

stock-summaryKey Factors

Quality key factors stock-summary

Factor
Value
Sales Growth (5y)
0
EBIT Growth (5y)
0
Net Debt to Equity (avg)
0
Institutional Holding
37.05%
ROE (avg)
0

Valuation key factors

Factor
Value
P/E Ratio
16
Industry P/E
21
Price to Book Value
1.22
EV to EBIT
35.98
EV to EBITDA
31.77
EV to Capital Employed
1.09
EV to Sales
3.94
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
3.02%
ROE (Latest)
7.65%

Technicals key factors

Indicator
Weekly
Monthly
MACD
RSI
Bollinger Bands
KST
Dow Theory
No Trend
OBV
Bullish
stock-summary Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
stock-summaryShareholding
Shareholding Snapshot : Mar 2026stock-summary
Shareholding Compare (%holding) stock-summary
Majority shareholders

Non Institution

Pledged Promoter Holdings

None

Mutual Funds

Held by 2 Schemes (4.89%)

FIIs

Held by 25 FIIs (18.66%)

Promoter with highest holding

None

Highest Public shareholder

Elevation Capital V Limited (12.59%)

Individual Investors Holdings

4.37%

stock-summaryFinancial
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          "chgp": "19.35%",
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          "field": "Interest",
          "val1": "134.55",
          "val2": "140.66",
          "chgp": "-4.34%",
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          "chgp_class": "neutral"
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          "field": "Standalone Net Profit",
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          "val2": "42.60",
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          "field": "Operating Profit Margin (Excl OI)",
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          "val2": "42.76%",
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          "field": "Interest",
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          "field": "Operating Profit Margin (Excl OI)",
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          "val2": "18.64%",
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          "field": "Operating Profit (PBDIT) excl Other Income",
          "val1": "263.75",
          "val2": "365.62",
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        {
          "field": "Interest",
          "val1": "399.52",
          "val2": "363.81",
          "chgp": "9.82%",
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          "field": "Exceptional Items",
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          "val2": "0.00",
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          "chgp_class": "neutral"
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        {
          "field": "Standalone Net Profit",
          "val1": "107.20",
          "val2": "193.71",
          "chgp": "-44.66%",
          "chgp_class": "negative"
        },
        {
          "field": "Operating Profit Margin (Excl OI)",
          "val1": "20.50%",
          "val2": "29.95%",
          "chgp": "-9.45%",
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Quarterly Results Snapshot (Standalone) - Mar'26 - QoQstock-summary

Mar'26
Dec'25
Change(%)
Net Sales
528.44
442.78
19.35%
Operating Profit (PBDIT) excl Other Income
236.56
189.34
24.94%
Interest
134.55
140.66
-4.34%
Exceptional Items
0.00
0.00
Standalone Net Profit
85.91
42.60
101.67%
Operating Profit Margin (Excl OI)
44.77%
42.76%
2.01%
Values in Rs Cr.
Direction Arrows
Net Sales

QoQ Growth in quarter ended Mar 2026 is 19.35% vs 1.43% in Dec 2025

Direction Arrows
Standalone Net Profit

QoQ Growth in quarter ended Mar 2026 is 101.67% vs 23.37% in Dec 2025

Half Yearly Results Snapshot (Standalone) - Sep'25stock-summary

Sep'25
Sep'24
Change(%)
Net Sales
843.51
692.24
21.85%
Operating Profit (PBDIT) excl Other Income
74.41
129.06
-42.34%
Interest
258.86
229.26
12.91%
Exceptional Items
0.00
0.00
Standalone Net Profit
64.60
107.80
-40.07%
Operating Profit Margin (Excl OI)
8.82%
18.64%
-9.82%
Values in Rs Cr.
Net Sales

Not Applicable: The company has declared_date for only one period

Standalone Net Profit

Not Applicable: The company has declared_date for only one period

Nine Monthly Results Snapshot (Standalone) - Dec'25stock-summary

Dec'25
Mar'26
Change(%)
Net Sales
1,286.29
1,220.68
5.37%
Operating Profit (PBDIT) excl Other Income
263.75
365.62
-27.86%
Interest
399.52
363.81
9.82%
Exceptional Items
0.00
0.00
Standalone Net Profit
107.20
193.71
-44.66%
Operating Profit Margin (Excl OI)
20.50%
29.95%
-9.45%
Values in Rs Cr.
Net Sales

Not Applicable: The company has declared_date for only one period

Standalone Net Profit

Not Applicable: The company has declared_date for only one period

Annual Results Snapshot (Standalone) - Mar'26stock-summary

Mar'26
Mar'25
Change(%)
Net Sales
1,814.73
1,459.73
24.32%
Operating Profit (PBDIT) excl Other Income
225.10
201.91
11.49%
Interest
534.07
468.00
14.12%
Exceptional Items
0.00
0.00
Standalone Net Profit
193.63
171.27
13.06%
Operating Profit Margin (Excl OI)
12.40%
13.83%
-1.43%
Values in Rs Cr.
Direction Arrows
Net Sales

YoY Growth in year ended Mar 2026 is 24.32% vs 40.33% in Mar 2025

Direction Arrows
Standalone Net Profit

YoY Growth in year ended Mar 2026 is 13.06% vs -0.24% in Mar 2025

stock-summaryCompany CV
About Aye Finance Ltd stock-summary
stock-summary
Aye Finance Ltd
Small Cap
Non Banking Financial Company (NBFC)
Aye Finance Limited was incorporated on August 12, 1993, as a Private Limited Company under the name `Doda Finance Private Limited', at Jalandhar, Punjab by the Registrar of Companies, Punjab, Himachal Pradesh and Chandigarh.
Company Coordinates stock-summary
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No Company Details Available