AYE Share Price | Aye Finance Ltd Stock Analysis & Recommendation

Q: When is the next results date for Aye Finance Ltd?

The next results date for Aye Finance Ltd is scheduled for 27 April 2026.

Q: Are Aye Finance Ltd latest results good or bad?

Aye Finance Ltd's latest results for Q4 FY26 are quite impressive, indicating strong performance across several key financial metrics. The company reported a net profit of ₹85.91 crores, which represents a remarkable year-on-year increase of 111.07%. This growth is complemented by a significant revenue increase of 29.16% year-on-year, reaching ₹528.44 crores, marking the highest quarterly revenue in the company's history.Additionally, the operating margin improved to 44.77%, the highest in six quarters, reflecting enhanced operational efficiency. The profit after tax (PAT) margin also expanded to 16.26%, up from 9.95% in the same quarter last year, showcasing better cost management despite rising interest expenses.Overall, these results demonstrate Aye Finance's ability to scale profitably in a competitive environment, supported by strong loan disbursement growth and improved asset quality. The company's performance is a positive indicator for its future growth trajectory, although there are areas such as capital efficiency that may require further attention.

Q: Should I buy, sell or hold Aye Finance Ltd?

Based on the current analysis of Aye Finance Ltd, it seems prudent to consider selling your shares. The company has a return on equity (ROE) of 7.6%, which indicates it may be overvalued with a price-to-book ratio of 1.3. Although profits have increased by 13% over the past year, the stock's performance has not been highlighted, suggesting it may not be generating significant returns for investors.On the positive side, Aye Finance has shown strong long-term fundamental strength, with a notable growth in net sales of 24.7% in the most recent quarter compared to the previous four-quarter average. The company also achieved its highest operating profit margin at 44.77%, which is a positive indicator of operational efficiency.Additionally, the high institutional ownership at 37.05% suggests that knowledgeable investors have confidence in the company's fundamentals. However, the lack of growth in net sales over the long term raises concerns.Considering these factors, if you are looking for immediate returns and are wary of the company's valuation, selling may be the best option. However, if you believe in the long-term potential and can tolerate some volatility, holding could also be a consideration. Ultimately, your decision should align with your investment strategy and risk tolerance.

Q: Why is Aye Finance Ltd falling/rising?

As of 19-May, Aye Finance Ltd's stock price is rising, currently at Rs 138.20, reflecting a change of Rs 10.0 or 7.8%. The stock has outperformed the sector by 7.48% today and has been on a consecutive gain for the last two days, with a total increase of 10.08% during this period. Additionally, the stock has reached an intraday high of Rs 139.8, which is a 9.05% increase.In terms of performance over the past week, Aye Finance has shown a return of +2.64%, significantly outperforming the Sensex, which only increased by +0.86%. Over the past month, the stock has surged by +16.89%, while the Sensex has declined by -4.19%. This strong performance is supported by robust quarterly results, with net sales growing at 24.7% compared to the previous four-quarter average, and the highest operating profit to net sales ratio recorded at 44.77%.Furthermore, the stock is trading above its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, indicating a strong upward trend. Despite a noted decline in delivery volume, which fell by 48.36% against the 5-day average, the overall liquidity remains sufficient for trading.The presence of high institutional holdings at 37.05% also suggests confidence in the stock's fundamentals, as institutional investors typically have better resources to analyze company performance. Overall, these factors contribute to the rising stock price of Aye Finance Ltd.

Technical Trend Update: Aye Finance witnessed a change in Technical Grade on 18 May 2026. Click here to discover latest technical change!

Mojo Score Change: Aye Finance has changed its score on 18 May 2026. Click here to unlock latest mojo score!

Price Point

High/Low

1Day

52 Week

Valuation

Technical

Day's Volume

CASH

23.12 lacs (-5.79%) Volume

Shareholding (Mar 2026)

FII

18.66%

Held by 25 FIIs

DII

18.39%

Held by 16 DIIs

Promoter

0.00%

When is the next results date for Aye Finance Ltd?

22-Apr-2026

The next results date for Aye Finance Ltd is 27 April 2026.

View full answer

Are Aye Finance Ltd latest results good or bad?

27-Apr-2026

Aye Finance Ltd's latest Q4 FY26 results are strong, with a net profit of ₹85.91 crores, up 111.07% year-on-year, and revenue growth of 29.16% to ₹528.44 crores, marking the highest quarterly revenue in its history. The improved operating margin and PAT margin indicate effective cost management and operational efficiency, suggesting a positive outlook for future growth.

View full answer

Should I buy, sell or hold Aye Finance Ltd?

19-May-2026

Why is Aye Finance Ltd falling/rising?

20-May-2026

As of 19-May, Aye Finance Ltd's stock price is rising to Rs 138.20, up 7.8%, and has outperformed the sector significantly. The stock has shown strong performance with a 16.89% increase over the past month, supported by robust quarterly results and high institutional holdings.

View full answer

Which are the latest news on Aye Finance?

20-May-2026

Aye Finance Ltd Surges 7.25% to Day's High of Rs 137.7 — Outperforms Sector by 6.14 Percentage Points
Aye Finance Ltd Downgraded to Sell Amid Valuation and Technical Concerns

Compare Aye Finance with Similar Stocks

SG Finserve Indostar Capital Onemi Technology

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Dashboard

With ROE of 7.6, it has a Expensive valuation with a 1.4 Price to Book Value

Over the past year, while the stock has generated a return of NA, its profits have risen by 13%

Mojo Parameters

Loading Valuation Snapshot...

Stock DNA

Industry

Non Banking Financial Company (NBFC)

Market cap

INR 3,492 Cr (Small Cap)

P/E

18.00

Industry P/E

Dividend Yield

0.00%

Debt Equity

2.00

Return on Equity

7.65%

Price to Book

1.35

Revenue and Profits:

Net Sales:

528 Cr

(Quarterly Results - Mar 2026)

Net Profit:

86 Cr

Total Returns

Total Returns (Price + Dividend)

Dividend Yield (0%)

TimePeriod

Price Return

Dividend Return

Total Return

3 Months

12.55%

6 Months

0.0%

1 Year

0.0%

2 Years

0.0%

3 Years

0.0%

4 Years

0.0%

5 Years

0.0%

Aye Finance for the last several years.

Risk Adjusted Returns v/s

Returns Beta

Beta has not been calculated since enough price history is not available

News & Corporate Actions

News

Aye Finance Ltd Surges 7.25% to Day's High of Rs 137.7 — Outperforms Sector by 6.14 Percentage Points

The Sensex advanced 0.35% on 19 May 2026, yet Aye Finance Ltd outpaced the broader market with a robust 7.25% gain, reaching an intraday high of Rs 137.7. This 6.14-percentage-point outperformance over its NBFC sector peers signals a distinctly stock-specific rally rather than a market-wide lift.

Read full news article

Aye Finance Ltd Downgraded to Sell Amid Valuation and Technical Concerns

Aye Finance Ltd, a small-cap player in the Non-Banking Financial Company (NBFC) sector, has seen its investment rating downgraded from Hold to Sell by MarketsMOJO as of 18 May 2026. This shift reflects a combination of deteriorating technical indicators and an increasingly expensive valuation profile, despite some positive financial trends and quality metrics. Investors should carefully consider these factors amid a sideways technical outlook and stretched price multiples.

Read full news article

Aye Finance Ltd Technical Momentum Shifts Amid Sideways Trend

Aye Finance Ltd, a small-cap player in the Non Banking Financial Company (NBFC) sector, has experienced a notable shift in its technical momentum, moving from a mildly bullish stance to a sideways trend. Despite a 2.11% gain on 19 May 2026, the company’s technical indicators and recent price action suggest a complex outlook that investors should carefully analyse.

Read full news article

Announcements

Intimation Regarding Change Of Corporate Identification Number (CIN)

13-May-2026 | Source : BSE

Pursuant to applicable provisions of SEBI (Listing Obligations & Disclosure Requirements) Regulations 2015 Intimation regarding change of Corporate Identification Number (CIN) is attached herewith

Announcement under Regulation 30 (LODR)-Earnings Call Transcript

06-May-2026 | Source : BSE

Pursuant to Regulation 30 of SEBI (Listing Obligations & Disclosure Requirements) Regulations 2015 Transcript of Earnings Conference Call on Companys business strategy and outlook is attached herewith

Announcement under Regulation 30 (LODR)-Press Release / Media Release

06-May-2026 | Source : BSE

Pursuant to Regulation 30 of SEBI (Listing Obligations & Disclosure Requirements) Regulations 2015 an intimation of Press Release is attached herewith

Corporate Actions

BOARD MEETING

No Upcoming Board Meetings

DIVIDEND

No Dividend history available

SPLITS

No Splits history available

BONUS

No Bonus history available

RIGHTS

No Rights history available

Key Factors

Quality key factors

Factor

Value

Sales Growth (5y)

EBIT Growth (5y)

Net Debt to Equity (avg)

Institutional Holding

37.05%

ROE (avg)

Valuation key factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

1.36

EV to EBIT

37.71

EV to EBITDA

33.30

EV to Capital Employed

1.14

EV to Sales

4.13

PEG Ratio

Dividend Yield

ROCE (Latest)

3.02%

ROE (Latest)

7.65%

Technicals key factors

Indicator

Weekly

Monthly

MACD

RSI

Bollinger Bands

KST

Dow Theory

No Trend

OBV

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Shareholding

Shareholding Snapshot : Mar 2026

Shareholding Compare (%holding)

Majority shareholders

Non Institution

Pledged Promoter Holdings

None

Mutual Funds

Held by 2 Schemes (4.89%)

FIIs

Held by 25 FIIs (18.66%)

Promoter with highest holding

None

Highest Public shareholder

Elevation Capital V Limited (12.59%)

Individual Investors Holdings

4.37%

Financial

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          "field": "Operating Profit Margin (Excl OI)",
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Quarterly Results Snapshot (Standalone) - Mar'26 - QoQ

Mar'26

Dec'25

Change(%)

Net Sales

528.44

442.78

19.35%

Operating Profit (PBDIT) excl Other Income

236.56

189.34

24.94%

Interest

134.55

140.66

-4.34%

Exceptional Items

0.00

Standalone Net Profit

85.91

42.60

101.67%

Operating Profit Margin (Excl OI)

44.77%

42.76%

2.01%

Values in Rs Cr.

Compare with Peers

Net Sales

QoQ Growth in quarter ended Mar 2026 is 19.35% vs 1.43% in Dec 2025

Standalone Net Profit

QoQ Growth in quarter ended Mar 2026 is 101.67% vs 23.37% in Dec 2025

All Quarterly Results

Half Yearly Results Snapshot (Standalone) - Sep'25

Sep'25

Sep'24

Change(%)

Net Sales

843.51

692.24

21.85%

Operating Profit (PBDIT) excl Other Income

74.41

129.06

-42.34%

Interest

258.86

229.26

12.91%

Exceptional Items

0.00

Standalone Net Profit

64.60

107.80

-40.07%

Operating Profit Margin (Excl OI)

8.82%

18.64%

-9.82%

Values in Rs Cr.

Compare with Peers

Net Sales

Not Applicable: The company has declared_date for only one period

Standalone Net Profit

Not Applicable: The company has declared_date for only one period

All Half Yearly Results

Nine Monthly Results Snapshot (Standalone) - Dec'25

Dec'25

Mar'26

Change(%)

Net Sales

1,286.29

1,220.68

5.37%

Operating Profit (PBDIT) excl Other Income

263.75

365.62

-27.86%

Interest

399.52

363.81

9.82%

Exceptional Items

0.00

Standalone Net Profit

107.20

193.71

-44.66%

Operating Profit Margin (Excl OI)

20.50%

29.95%

-9.45%

Values in Rs Cr.

Compare with Peers

Net Sales

Not Applicable: The company has declared_date for only one period

Standalone Net Profit

Not Applicable: The company has declared_date for only one period

All Nine Monthly Results

Annual Results Snapshot (Standalone) - Mar'26

Mar'26

Mar'25

Change(%)

Net Sales

1,814.73

1,459.73

24.32%

Operating Profit (PBDIT) excl Other Income

225.10

201.91

11.49%

Interest

534.07

468.00

14.12%

Exceptional Items

0.00

Standalone Net Profit

193.63

171.27

13.06%

Operating Profit Margin (Excl OI)

12.40%

13.83%

-1.43%

Values in Rs Cr.

Compare with Peers

Net Sales

YoY Growth in year ended Mar 2026 is 24.32% vs 40.33% in Mar 2025

Standalone Net Profit

YoY Growth in year ended Mar 2026 is 13.06% vs -0.24% in Mar 2025

All Annual Results

Company CV

About Aye Finance Ltd

Aye Finance Ltd

Small Cap

Non Banking Financial Company (NBFC)

Aye Finance Limited was incorporated on August 12, 1993, as a Private Limited Company under the name `Doda Finance Private Limited', at Jalandhar, Punjab by the Registrar of Companies, Punjab, Himachal Pradesh and Chandigarh.

Company Coordinates

No Company Details Available