City Union Bank

Who are in the management team of City Union Bank?

As of March 2022, the management team of City Union Bank includes N Kamakodi (Managing Director & CEO), V Ramesh (CFO), and several independent directors, including M Narayanan (Part Time Chairman) and others, who guide the bank's governance and strategy.

As of March 2022, the management team of City Union Bank includes the following individuals:<BR><BR>1. N Kamakodi - Managing Director & CEO<BR>2. V Ramesh - CFO & Company Secretary<BR>3. M Narayanan - Part Time Chairman<BR>4. Subramaniam Narayanan - Independent Director<BR>5. V N Shiva Shankar - Independent Director<BR>6. T S Sridhar - Independent Director<BR>7. T K Ramkumar - Independent Director<BR>8. K Vaidyanathan - Independent Director<BR>9. V Kamakoti - Independent Director<BR>10. G Mahalingam - Independent Director<BR>11. Lalitha Rameswaran - Independent Director<BR><BR>This team plays a crucial role in the governance and strategic direction of the bank.

What does City Union Bank do?

City Union Bank Limited is a private sector bank in South India, offering a range of banking services. As of March 2025, it reported net sales of ₹1,532.72 crore and a net profit of ₹288 crore, with a market cap of ₹14,820 crore.

Overview:<BR>City Union Bank Limited is a leading scheduled commercial bank in the private sector, primarily engaged in providing a wide range of banking and financial services, with a significant presence in South India.<BR><BR>History:<BR>City Union Bank was incorporated in the early 20th century and has maintained its status as a scheduled commercial bank. The latest quarterly results reported are for March 2025, showcasing the bank's ongoing operations.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 1,532.72 Cr (Quarterly Results - Mar 2025)<BR>Most recent Net Profit: 288 Cr (Quarterly Results - Mar 2025)<BR>Market-cap value: Rs 14,820 Cr (Mid Cap)<BR><BR>Key Metrics:<BR>Industry: Private Sector Bank<BR>Dividend Yield: 0.76%<BR>CAR: 22.70%<BR>Return on Assets: 1.45%<BR>Net NPA: 1.25%<BR>Gross NPA: 3.09%<BR><BR>Contact Details:<BR>Address: No 149 T S R (Big) Street, Kumbakonam Tamil Nadu: 612001<BR>Tel: 91-435-2402322/2401622/2402412<BR>Email: shares@cityunionbank.com<BR>Website: http://www.cityunionbank.com

What is the bonus history of the City Union Bank?

City Union Bank's recent bonus history includes a 1:1 bonus announced on July 10, 2018, and a 1:10 bonus issued on July 13, 2017, demonstrating the bank's commitment to rewarding shareholders.

City Union Bank has a notable bonus history. The most recent bonus issue was a 1:1 bonus announced with an ex-date of July 10, 2018, and a record date of July 11, 2018. Prior to that, the bank issued a bonus in a ratio of 1:10, with an ex-date of July 13, 2017, and a record date of July 15, 2017. This reflects the bank's approach to rewarding its shareholders through bonus shares over the years.

Has City Union Bank declared dividend?

Yes, City Union Bank has declared a 150% dividend, amounting to ₹1.5 per share, with an ex-date of August 9, 2024. The bank has shown strong total returns over various periods, with a notable 38.56% return over the past year.

City Union Bank Ltd. has declared a 150% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 150%<BR>- Amount per share: 1.5<BR>- Ex-date: 09 Aug 24<BR><BR>Dividend Yield: 0.76%.<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was 8.12%, with no dividend return, resulting in a total return of 8.12%.<BR><BR>For the 1-year period, the price return was 37.56%, with a dividend return of 1.00%, leading to a total return of 38.56%.<BR><BR>Over the 2-year period, the price return was 59.39%, with a dividend return of 2.01%, culminating in a total return of 61.4%.<BR><BR>In the 3-year period, the price return was 42.77%, with a dividend return of 2.84%, resulting in a total return of 45.61%.<BR><BR>For the 4-year period, the price return was 20.29%, with a dividend return of 2.16%, leading to a total return of 22.45%.<BR><BR>In the 5-year period, the price return was 47.35%, with a dividend return of 3.22%, resulting in a total return of 50.57%.<BR><BR>Overall, City Union Bank has declared a significant dividend, and the total returns over various periods indicate a strong performance, particularly over the longer term, reflecting both price appreciation and dividend contributions.

Who are the peers of the City Union Bank?

City Union Bank's peers include HDFC Bank, ICICI Bank, Kotak Mahindra Bank, Axis Bank, IDBI Bank, RBL Bank, J&K Bank, South Indian Bank, and Karnataka Bank. City Union Bank shows good management and growth, with a 1-year return of 38.14%, outperforming its peers.

Peers: The peers of City Union Bank are HDFC Bank, ICICI Bank, Kotak Mah. Bank, Axis Bank, IDBI Bank, RBL Bank, J&K Bank, South Ind.Bank, and Karnataka Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at HDFC Bank and ICICI Bank, while Good management risk is found at City Union Bank, Axis Bank, Kotak Mah. Bank, J&K Bank, South Ind.Bank, and Karnataka Bank, and Average management risk is noted at IDBI Bank and RBL Bank. Excellent growth is seen at HDFC Bank and ICICI Bank, while Good growth is reported at City Union Bank, Axis Bank, Kotak Mah. Bank, IDBI Bank, J&K Bank, South Ind.Bank, and Karnataka Bank, and Average growth is present at RBL Bank. Excellent capital structure is held by HDFC Bank, ICICI Bank, Kotak Mah. Bank, Axis Bank, IDBI Bank, City Union Bank, RBL Bank, South Ind.Bank, and T N Merc. Bank, while Good capital structure is found at J&K Bank and Karnataka Bank.<BR><BR>Return Snapshot: City Union Bank has a 1-year return of 38.14%, which is higher than the highest return of ICICI Bank at 24.01% and significantly above the lowest return of J&K Bank at -23.19%. Additionally, RBL Bank and J&K Bank are the peers with negative six-month returns.

Who are the top shareholders of the City Union Bank?

The top shareholders of City Union Bank include mutual funds with 27.99%, Foreign Institutional Investors holding 28.03%, and individual investors at 30.21%. SBI Mutual Fund is the largest public shareholder with a 7.86% stake, and there are no pledged promoter holdings.

The top shareholders of City Union Bank include a diverse mix of institutional and individual investors. Notably, mutual funds hold a significant portion, with 24 schemes collectively owning 27.99% of the bank's shares. Foreign Institutional Investors (FIIs) also play a substantial role, holding 28.03%. Among public shareholders, SBI Mutual Fund is the largest, with a stake of 7.86%. Additionally, individual investors account for 30.21% of the total shareholding. There are no pledged promoter holdings, and there is no single promoter with the highest holding.

How big is City Union Bank?

As of 24th July, City Union Bank Ltd. has a market capitalization of 15,676.00 Cr and reported a net profit of 1,123.63 Cr, with total assets of 70,825.87 Cr and shareholder's funds of 8,401.43 Cr. No valid data was found for net sales in the latest four quarters.

As of 24th July, City Union Bank Ltd. has a market capitalization of 15,676.00 Cr, categorizing it as a Mid Cap company.<BR><BR>In the latest four quarters, the company reported Net Sales of 0.00 Cr, indicating no valid data found for summing. The Net Profit for the same period is 1,123.63 Cr.<BR><BR>For the latest annual period ending in March 2024, the Shareholder's Funds are valued at 8,401.43 Cr, while the Total Assets amount to 70,825.87 Cr.

Is City Union Bank technically bullish or bearish?

As of October 20, 2025, City Union Bank's technical trend is bullish, supported by strong indicators like a bullish MACD and Bollinger Bands, despite some mixed signals from KST and Dow Theory.

As of 20 October 2025, the technical trend has changed from mildly bullish to bullish. The current technical stance for City Union Bank is bullish with strong indicators supporting this view. The MACD is bullish on both the weekly and monthly time frames, and Bollinger Bands also indicate a bullish trend on both time frames. Daily moving averages confirm a bullish stance as well. However, the KST shows a mildly bearish signal on the weekly, and Dow Theory reflects a mildly bullish stance on the weekly but mildly bearish on the monthly. Overall, the strength of the bullish trend is supported by the positive price action, with the stock recently closing above its previous close and near its 52-week high.

How has been the historical performance of City Union Bank?

City Union Bank has shown consistent growth from March 2022 to March 2025, with increases in interest earned, net interest income, total income, and profits, alongside improved capital adequacy and asset quality, despite a decline in cash equivalents. Overall, the bank's financial health remains strong, reflected in a rising earnings per share.

Answer:<BR>The historical performance of City Union Bank shows a consistent growth trend across various financial metrics over the years.<BR><BR>Breakdown:<BR>City Union Bank's interest earned has increased from 4,104.78 Cr in Mar'22 to 5,834.04 Cr in Mar'25, reflecting a steady upward trajectory. The bank's net interest income also rose from 1,916.49 Cr in Mar'22 to 2,315.71 Cr in Mar'25. Total income saw a significant increase from 4,863.86 Cr in Mar'22 to 6,732.10 Cr in Mar'25, indicating strong operational performance. Profit before tax improved from 985.17 Cr in Mar'22 to 1,416.63 Cr in Mar'25, while profit after tax increased from 760.17 Cr to 1,123.63 Cr over the same period. The bank's total liabilities grew from 61,530.92 Cr in Mar'22 to 77,623.21 Cr in Mar'25, driven by a rise in deposits from 47,689.67 Cr to 63,525.95 Cr. Additionally, the capital adequacy ratio improved from 20.85% in Mar'22 to 23.75% in Mar'25, reflecting a stronger capital position. However, the net NPAs decreased from 1,191.10 Cr in Mar'22 to 653.07 Cr in Mar'25, showcasing improved asset quality. Despite a decrease in cash and cash equivalents from 6,686.00 Cr in Mar'22 to 5,290.00 Cr in Mar'25, the overall financial health of the bank appears robust, with a growing earnings per share from 10.28 in Mar'22 to 15.16 in Mar'25.

Is City Union Bank overvalued or undervalued?

As of November 10, 2025, City Union Bank is fairly valued with a PE ratio of 15.55, competitive financial metrics, and has outperformed the Sensex with a 42.63% return over the past year, making it a more attractive investment compared to its peers like HDFC Bank and ICICI Bank.

As of 10 November 2025, the valuation grade for City Union Bank has moved from expensive to fair, indicating a more favorable assessment of its market position. The bank is currently fairly valued based on its financial metrics. Key ratios include a PE ratio of 15.55, a Price to Book Value of 1.89, and a PEG ratio of 1.09, which suggest that the stock is reasonably priced relative to its earnings growth potential.<BR><BR>In comparison to its peers, City Union Bank's PE ratio is lower than that of HDFC Bank, which stands at 21.27, and ICICI Bank at 19.45, both of which are considered expensive. Notably, City Union Bank has a return on equity (ROE) of 12.17% and a net NPA to book value of 5.17%, which are competitive figures within the private sector banking space. Additionally, the bank has outperformed the Sensex over the past year with a return of 42.63% compared to the Sensex's 5.09%, reinforcing its valuation story.

Should I buy, sell or hold City Union Bank Ltd.?

When is the next results date for City Union Bank Ltd.?

The next results date for City Union Bank Ltd. is 02 February 2026.

The next results date for City Union Bank Ltd. is scheduled for 02 February 2026.

Why is City Union Bank Ltd. falling/rising?

As of N/A, City Union Bank Ltd. is experiencing a stock price decline to 286.75, down 5.21%, primarily due to high valuation despite strong fundamentals and growth metrics. The stock's performance is under pressure from its premium valuation compared to peers and recent market conditions.

As of N/A, City Union Bank Ltd. is experiencing a decline in its stock price, currently at 286.75, which reflects a change of -15.75 or -5.21%. This drop can be attributed to several factors despite the bank's strong fundamentals. <BR><BR>While the bank has demonstrated robust lending practices with a low Gross Non-Performing Assets (NPA) ratio of 2.42% and a high Capital Adequacy Ratio of 20.09%, indicating a solid buffer against risks, the stock is facing pressure due to its expensive valuation. The Return on Assets (ROA) stands at 1.4, and the Price to Book Value is at 2.1, suggesting that the stock is trading at a premium compared to its peers. <BR><BR>Additionally, although the bank has shown impressive long-term growth with a net profit increase of 24.20% annually and has outperformed the BSE500 over various periods, the stock's recent performance has been less favorable. Over the past month, the stock has decreased by 3.81%, while the Sensex has fallen by 4.67%. The stock's year-to-date performance shows a decline of 1.29%, which is better than the Sensex's drop of 5.28%, but the overall sentiment may be affected by the high valuation metrics and the recent price drop. <BR><BR>In summary, despite the bank's strong operational metrics and positive long-term growth, the current decline in stock price is influenced by its high valuation relative to earnings and market conditions.

Which are the latest news on City Union Bank?

Are City Union Bank Ltd. latest results good or bad?

City Union Bank Ltd. has reported strong quarterly results, with a decline in gross NPA to 2.17% and net NPA to 0.78%. Net interest income increased by 12.85% sequentially and 27.97% year-on-year, while net profit rose by 16.14%, indicating a positive performance overall.

City Union Bank Ltd. has reported strong results for the latest quarter, showcasing significant improvements in various key metrics. The gross NPA ratio has declined to 2.17%, the lowest in several quarters, while the net NPA ratio has also decreased to 0.78%. This improvement in asset quality is a standout achievement for the bank.<BR><BR>Net interest income surged to ₹752.17 crores, reflecting a robust sequential growth of 12.85% and a year-on-year increase of 27.97%. Additionally, the net profit for the quarter stood at ₹332.16 crores, marking a 16.14% increase compared to the same period last year.<BR><BR>Overall, the bank's performance indicates a positive trajectory, with strong profitability, improved asset quality, and solid institutional backing. These results position City Union Bank favorably among its peers in the mid-sized private banking sector, suggesting that the latest results can be considered good.