Bandhan Bank

Who are the top shareholders of the Bandhan Bank?

The top shareholders of Bandhan Bank include Bandhan Financial Holdings Limited (39.98%), Foreign Institutional Investors (22.73%), mutual funds (8.96%), Caladium Investment Pte. Ltd. (4.04%), and individual investors (17.46%). The majority of shares are held by promoters, with no pledged promoter holdings reported.

The top shareholders of Bandhan Bank include:<BR><BR>1. **Bandhan Financial Holdings Limited** - This entity is the largest shareholder, holding 39.98% of the bank's shares.<BR>2. **Foreign Institutional Investors (FIIs)** - They collectively hold 22.73% of the shares, with 262 different FIIs involved.<BR>3. **Mutual Funds** - A total of 30 mutual fund schemes hold 8.96% of the shares.<BR>4. **Caladium Investment Pte. Ltd.** - This is the highest public shareholder, owning 4.04%.<BR>5. **Individual Investors** - They account for 17.46% of the total shareholding.<BR><BR>Overall, the majority of the shares are held by promoters, and there are no pledged promoter holdings reported.

Has Bandhan Bank declared dividend?

Yes, Bandhan Bank has declared a 15% dividend, amounting to ₹1.5 per share, with an ex-date of August 11, 2023. However, total returns over various periods have shown a consistent decline in price, indicating minimal benefits for investors.

Bandhan Bank Ltd. has declared a 15% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 15%<BR>- Amount per share: 1.5<BR>- Ex-date: 11 Aug 23<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was -2.01%, the dividend return was 0%, resulting in a total return of -2.01%.<BR><BR>For the 1-year period, the price return was -9.84%, the dividend return was 0%, leading to a total return of -9.84%.<BR><BR>Over the 2-year period, the price return was -34.5%, the dividend return was 0.60%, culminating in a total return of -33.9%.<BR><BR>In the 3-year period, the price return was -47.0%, the dividend return was 0.53%, resulting in a total return of -46.47%.<BR><BR>For the 4-year period, the price return was -45.13%, the dividend return was 0.72%, leading to a total return of -44.41%.<BR><BR>In the 5-year period, the price return was -30.21%, the dividend return was 0.72%, culminating in a total return of -29.49%.<BR><BR>Overall, while Bandhan Bank has declared a dividend, the total returns over various periods indicate a consistent decline in price, with minimal contributions from dividends. This suggests that investors may not have seen significant benefits from their investments in the bank during these timeframes.

Who are the peers of the Bandhan Bank?

Bandhan Bank's peers include IDBI Bank, IndusInd Bank, Yes Bank, IDFC First Bank, Federal Bank, Karur Vysya Bank, RBL Bank, City Union Bank, and J&K Bank. In terms of performance, Bandhan Bank has an average growth rate and a 1-year return of -7.36%, better than IndusInd Bank's -39.22% but lower than its other peers.

Peers: The peers of Bandhan Bank are IDBI Bank, IndusInd Bank, Yes Bank, IDFC First Bank, Federal Bank, Karur Vysya Bank, RBL Bank, City Union Bank, and J&K Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at IndusInd Bank and Bandhan Bank, while Average management risk is found at IDBI Bank and Yes Bank, and Average management risk is also present at RBL Bank. Good management risk is noted at IDFC First Bank, Federal Bank, Karur Vysya Bank, City Union Bank, J&K Bank, and South Ind.Bank. Growth is excellent at IDFC First Bank, Federal Bank, and Karur Vysya Bank, while good growth is seen at IDBI Bank, City Union Bank, and the rest. Average growth is found at Bandhan Bank, Yes Bank, and RBL Bank, while below average growth is noted at IndusInd Bank. Capital structure is excellent at IDBI Bank, Bandhan Bank, Karur Vysya Bank, RBL Bank, City Union Bank, and South Ind.Bank, while good capital structure is observed at IDFC First Bank, Federal Bank, and J&K Bank.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Karur Vysya Bank at 35.56%, while the peer with the lowest is IndusInd Bank at -39.22%. Bandhan Bank's 1-year return is -7.36%, which is higher than IndusInd Bank's but lower than all other peers. Additionally, the six-month return is negative for IndusInd Bank.

Who are in the management team of Bandhan Bank?

As of March 2023, the management team of Bandhan Bank includes Chandra Shekhar Ghosh (Managing Director & CEO), Ratan Kumar Kesh (Executive Director), and several non-executive and independent directors, totaling 14 members. The team features a blend of executive leadership and independent oversight.

As of March 2023, the management team of Bandhan Bank includes the following individuals:<BR><BR>1. Chandra Shekhar Ghosh - Managing Director & CEO<BR>2. Holger Dirk Michaelis - Nominee<BR>3. Indranil Banerjee - Company Secretary & Compliance Officer<BR>4. ALLAMRAJU SUBRAMANYA RAMASASTRI - Non-Executive & Independent Director<BR>5. Santanu Mukherjee - Non-Executive & Independent Director<BR>6. Anup Kumar Sinha - Chairman & Independent Director<BR>7. NVP Tendulkar - Non-Executive & Independent Director<BR>8. Vijay N Bhatt - Non-Executive & Independent Director<BR>9. Suhail Chander - Non-Executive & Independent Director<BR>10. Subrata Dutta Gupta - Independent Director<BR>11. Ms Divya Krishnan - Non-Executive & Non-Independent Director<BR>12. Aparajita Mitra - Non-Executive & Independent Director<BR>13. Philip Mathew - Non-Executive & Independent Director<BR>14. Ratan Kumar Kesh - Executive Director<BR><BR>This team consists of a mix of executive and non-executive members, including independent directors and a compliance officer.

What does Bandhan Bank do?

Bandhan Bank Limited is a commercial bank in India focused on serving underbanked markets, transitioning from a microfinance entity. As of March 2025, it reported net sales of ₹5,433.86 Cr and a net profit of ₹318 Cr, with a market cap of ₹29,408 Cr.

Overview:<BR>Bandhan Bank Limited is a commercial bank focused on serving underbanked and underpenetrated markets in India, operating within the private sector banking industry and classified as a large-cap entity.<BR><BR>History:<BR>Bandhan Bank was incorporated as a universal bank, transitioning from a microfinance entity. The latest quarterly results reported are for March 2025, showcasing the bank's performance in terms of sales and profit.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 5,433.86 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 318 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: INR 29,408 Cr (Large Cap)<BR><BR>Key Metrics:<BR>P/E: N/A <BR>Industry P/E: N/A <BR>Dividend Yield: 0.00% <BR>Debt-Equity: N/A <BR>ROE: N/A <BR>Price-to-Book: N/A <BR><BR>Contact Details:<BR>Address: DN 32 Sector V, Salt Lake Kolkata West Bengal : 700091 <BR>Phone: 91-33-66090909 <BR>Email: investors@bandhanbank.com <BR>Website: http://www.bandhanbank.com

How big is Bandhan Bank?

As of 24th July, Bandhan Bank Ltd. has a market capitalization of 29,215.00 Cr and reported a Net Profit of 2,053.80 Cr for the latest four quarters, with Shareholder's Funds at 21,609.64 Cr and Total Assets of 1,78,125.97 Cr as of March 2024. There is no valid Net Sales data available.

As of 24th July, Bandhan Bank Ltd. has a market capitalization of 29,215.00 Cr and is classified as a Large Cap company.<BR><BR>In terms of recent quarterly performance, there is no valid Net Sales data available for summing, resulting in a value of 0.00 Cr. However, the Net Profit for the latest four quarters is reported at 2,053.80 Cr.<BR><BR>The latest annual period for the balance sheet is March 2024. The Shareholder's Funds stand at 21,609.64 Cr, while the Total Assets amount to 1,78,125.97 Cr.

How has been the historical performance of Bandhan Bank?

Bandhan Bank has shown consistent growth from March 2020 to March 2025, with significant increases in interest earned, net interest income, and total income, while facing rising expenditures and fluctuating cash reserves. Total assets grew substantially, reflecting the bank's robust financial performance despite challenges.

Answer:<BR>The historical performance of Bandhan Bank shows a consistent growth trajectory in various financial metrics over the years.<BR><BR>Breakdown:<BR>Bandhan Bank's interest earned has increased significantly from INR 10,885.49 crore in March 2020 to INR 21,948.23 crore in March 2025, reflecting a strong upward trend. The net interest income also rose from INR 6,323.91 crore in March 2020 to INR 11,490.58 crore in March 2025. Total income followed suit, climbing from INR 12,434.69 crore in March 2020 to INR 24,914.83 crore in March 2025. However, interest expended also increased, from INR 4,561.58 crore in March 2020 to INR 10,457.65 crore in March 2025, indicating rising costs. The profit before tax saw a notable increase from INR 4,053.42 crore in March 2020 to INR 3,623.28 crore in March 2025, while profit after tax improved from INR 3,023.74 crore in March 2020 to INR 2,745.30 crore in March 2025. The bank's total assets grew from INR 91,905.37 crore in March 2020 to INR 1,91,835.64 crore in March 2025, and total liabilities increased from INR 91,905.37 crore to INR 1,91,835.64 crore in the same period. Cash and cash equivalents fluctuated, ending at INR 9,567 crore in March 2025, down from INR 16,168 crore in March 2024. Overall, Bandhan Bank has demonstrated robust growth in income and assets, although it has faced challenges with rising expenditures and fluctuating cash reserves.

Is Bandhan Bank technically bullish or bearish?

As of December 3, 2025, Bandhan Bank's technical outlook is bearish, supported by indicators like the weekly MACD, Bollinger Bands, and moving averages, along with significant underperformance against the Sensex.

As of 3 December 2025, the technical trend has changed from mildly bearish to bearish. The current technical stance for Bandhan Bank is bearish, with a moderate strength. Key indicators driving this stance include the weekly MACD and Bollinger Bands both indicating bearish conditions, along with daily moving averages also showing bearish signals. The weekly KST and Dow Theory are mildly bearish, reinforcing the overall bearish outlook. The stock has underperformed significantly against the Sensex over various time frames, further supporting the bearish sentiment.

Is Bandhan Bank overvalued or undervalued?

As of December 3, 2025, Bandhan Bank is considered an attractive investment due to its undervalued status, with a PE ratio of 19.25 and a price-to-book value of 0.96, despite a year-to-date return of -7.67%, compared to its peers like HDFC Bank and ICICI Bank, which are deemed expensive.

As of 3 December 2025, the valuation grade for Bandhan Bank has moved from fair to attractive, indicating a more favorable assessment of its market position. The company is currently deemed undervalued, supported by a PE ratio of 19.25, a price-to-book value of 0.96, and a PEG ratio of 0.00, which suggests that the stock is trading below its intrinsic value relative to earnings growth expectations.<BR><BR>In comparison to its peers, Bandhan Bank's valuation stands out; for instance, HDFC Bank has a PE ratio of 21.63, and ICICI Bank has a PE ratio of 20.07, both categorized as expensive. Despite recent stock performance lagging behind the Sensex, with a year-to-date return of -7.67% compared to the Sensex's 8.92%, the underlying financial metrics and improved valuation grade suggest that Bandhan Bank presents a compelling investment opportunity at its current price of 146.80.

When is the next results date for Bandhan Bank Ltd.?

The next results date for Bandhan Bank Ltd. is January 22, 2026.

The next results date for Bandhan Bank Ltd. is scheduled for January 22, 2026.

Are Bandhan Bank Ltd. latest results good or bad?

Bandhan Bank's latest results show mixed performance: net profit increased by 83.78% sequentially but fell 51.79% year-on-year, while asset quality improved with a lower NPA ratio. However, low return on equity and compressed net interest margin indicate ongoing profitability challenges, suggesting caution for investors.

Bandhan Bank's latest results present a mixed picture. On one hand, the bank reported a significant sequential improvement in net profit, which surged by 83.78% to ₹205.59 crores compared to the previous quarter. This is a positive indicator, suggesting some recovery from prior challenges. However, when looking at the year-on-year performance, net profit has declined by 51.79%, highlighting ongoing profitability issues.<BR><BR>In terms of asset quality, there is a silver lining as the gross non-performing asset (NPA) ratio improved to 3.33%, down from 5.02% in the previous quarter, marking the lowest level in several quarters. This indicates effective recovery efforts and improved collection efficiency.<BR><BR>Despite these positives, the bank faces significant challenges. The return on equity (ROE) stands at a low 5.00%, which is below the average for private sector banks, raising concerns about capital efficiency. Additionally, the net interest margin (NIM) has compressed to 5.9%, down from 6.9% a year ago, reflecting pressures from rising funding costs and competitive lending rates.<BR><BR>Overall, while there are signs of recovery in certain areas, the substantial year-on-year decline in profit and ongoing profitability challenges suggest that the results are not entirely favorable. Investors should be cautious, as the bank's performance indicates deeper structural issues that need to be addressed for a sustainable turnaround.

Should I buy, sell or hold Bandhan Bank Ltd.?

Why is Bandhan Bank Ltd. falling/rising?

As of 01-Feb, Bandhan Bank Ltd. is facing a decline in its stock price to Rs 148.55, down 3.91%, due to underperformance relative to its sector, decreased trading volume, and negative financial results over the past two quarters. Investor confidence is also declining, highlighted by a reduction in promoter stake, overshadowing the bank's strong net interest margin and capital adequacy ratio.

As of 01-Feb, Bandhan Bank Ltd. is experiencing a decline in its stock price, currently at Rs 148.55, which reflects a decrease of Rs 6.05 or 3.91%. This drop can be attributed to several factors outlined in the provided data. <BR><BR>Firstly, the stock has underperformed its sector by 2.72% today, indicating weaker performance relative to its peers. It reached an intraday low of Rs 147.65, marking a significant decline of 4.5%. Additionally, the trading volume has decreased, with delivery volume falling by 42.99% compared to the 5-day average, suggesting a lack of investor interest and participation.<BR><BR>Moreover, the company's financial health is concerning, as it has reported negative results for the last two consecutive quarters. The profit after tax (PAT) for the latest quarter fell by 33% compared to the previous four-quarter average, and the profit before tax (PBT) has also shown a decline. This trend is compounded by a poor long-term growth outlook, with net profit decreasing at an annual rate of 17.40%. <BR><BR>Investor confidence appears to be waning, as evidenced by the promoters reducing their stake in the company by 0.55% over the previous quarter, which may signal diminished confidence in the company's future prospects. <BR><BR>While Bandhan Bank Ltd. maintains a high net interest margin and a solid capital adequacy ratio, these positive factors are overshadowed by the significant declines in profitability and investor participation, leading to the current downward trend in its stock price.

Which are the latest news on Bandhan Bank?