City Union Bank

Which are the latest news on City Union Bank?

Why is City Union Bank Ltd. falling/rising?

As of 05-Sep, City Union Bank Ltd. is seeing a stock price increase to 236.15, up 0.64%, driven by strong fundamentals and a 62.47% rise over the past year, outperforming the Sensex. Despite a recent decline in investor participation, the bank's solid financial metrics and consistent positive results support its bullish trend.

As of 05-Sep, City Union Bank Ltd. is experiencing a rise in its stock price, currently at 236.15, which reflects an increase of 1.5 (0.64%). This upward movement can be attributed to several positive factors. The stock has shown strong performance over various periods, with a notable increase of 62.47% over the past year, significantly outperforming the Sensex, which has declined by 5.21% in the same timeframe. Additionally, the stock has gained 16.93% over the past month, while the benchmark has fallen by 2.44%.<BR><BR>The bank's strong fundamentals contribute to this positive sentiment. It boasts a low Gross NPA ratio of 1.73%, indicating effective lending practices, and a high Capital Adequacy Ratio of 21.40%, which provides a solid buffer against risks. Furthermore, the bank has consistently reported positive results for the last eight quarters, with a significant net interest income of Rs 820.14 crore and interest earned reaching Rs 1,984.99 crore in the latest quarter.<BR><BR>Despite a slight underperformance against its sector today, the stock has been on a consecutive gain streak for the last two days, rising by 2.08%. It is also trading above its moving averages, which suggests a bullish trend. However, there is a noted decline in investor participation, with delivery volume decreasing by 9.77% against the five-day average, which could be a point of concern moving forward.<BR><BR>Overall, the combination of strong historical performance, solid financial metrics, and positive market sentiment is driving the rise in City Union Bank Ltd.'s stock price.

Who are in the management team of City Union Bank?

The management team of City Union Bank includes N Kamakodi (Managing Director & CEO), V Ramesh (CFO & Company Secretary), and several independent directors, including M Narayanan (Part Time Chairman) and others. This team is responsible for the bank's governance and strategic direction.

The management team of City Union Bank includes the following key members:<BR><BR>1. **N Kamakodi** - Managing Director & CEO<BR>2. **V Ramesh** - CFO & Company Secretary<BR>3. **M Narayanan** - Part Time Chairman<BR>4. **Subramaniam Narayanan** - Independent Director<BR>5. **V N Shiva Shankar** - Independent Director<BR>6. **T S Sridhar** - Independent Director<BR>7. **T K Ramkumar** - Independent Director<BR>8. **K Vaidyanathan** - Independent Director<BR>9. **V Kamakoti** - Independent Director<BR>10. **G Mahalingam** - Independent Director<BR>11. **Lalitha Rameswaran** - Independent Director<BR><BR>This team plays a crucial role in the governance and strategic direction of the bank. If you need more specific information about any of these members, feel free to ask!

What does City Union Bank do?

City Union Bank Ltd. is a private sector scheduled commercial bank, originally established in 1904, with a recent net sales of ₹1,984.99 Cr and a net profit of ₹383 Cr as of June 2026. It has a market capitalization of ₹22,308 Cr and key metrics include a dividend yield of 0.90% and a gross NPA of 1.73%.

Overview: <BR>City Union Bank Ltd. is a leading scheduled commercial bank in the private sector, categorized as a small-cap entity.<BR><BR>History: <BR>City Union Bank was originally incorporated on 31 October 1904 as 'The Kumbakonam Bank Limited'. It underwent several name changes, becoming 'The Kumbakonam City Union Bank Limited' in 1965 and finally 'City Union Bank Limited' in December 1987. The latest quarterly results reported are for June 2026, showing significant sales and profit figures.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 1,984.99 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 383 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 22,308 Cr (Small Cap)<BR><BR>Key Metrics: <BR>Industry: Private Sector Bank <BR>Dividend Yield: 0.90% <BR>CAR: 20.97% <BR>Return on Assets: 1.45% <BR>Net NPA: 0.61% <BR>Gross NPA: 1.73%<BR><BR>Contact Details: <BR>Address: No 149 T S R (Big) Street, Kumbakonam Tamil Nadu: 612001 <BR>Phone: 91-435-2402322/2401622/2402412 <BR>Email: shares@cityunionbank.com <BR>Website: http://www.cityunionbank.com

Who are the peers of the City Union Bank?

City Union Bank's peers include IDFC First Bank, Yes Bank, RBL Bank, Karur Vysya Bank, Bandhan Bank, J&K Bank, T N Merc. Bank, Karnataka Bank, and South Indian Bank. In terms of performance, City Union Bank shows good management and growth, with a 1-year return of 55.75%, while T N Merc. Bank leads with a 120.17% return.

Peers: The peers of City Union Bank are IDFC First Bank, Yes Bank, RBL Bank, Karur Vysya Bank, Bandhan Bank, J&K Bank, T N Merc. Bank, Karnataka Bank, South Ind.Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at Karur Vysya Bank, while Good management risk is found at City Union Bank, J&K Bank, Bandhan Bank, Karnataka Bank, and South Ind.Bank, and the rest have Average management risk. Excellent growth is noted at Karur Vysya Bank, while Good growth is found at City Union Bank, Yes Bank, RBL Bank, J&K Bank, Karnataka Bank, and South Ind.Bank, and the rest have Below Average or Average growth. Excellent capital structure is seen at Karur Vysya Bank, RBL Bank, Bandhan Bank, City Union Bank, Karnataka Bank, South Ind.Bank, and T N Merc. Bank, while Good capital structure is found at Yes Bank, J&K Bank, and DCB Bank, and the rest have Average capital structure.<BR><BR>Return Snapshot: The peer with the highest 1-year return is T N Merc. Bank at 120.17%, while Bandhan Bank has the lowest at 1.27%. City Union Bank's 1-year return is 55.75%, which is significantly higher than Bandhan Bank's but lower than T N Merc. Bank's. Additionally, Bandhan Bank is the only peer with a negative six-month return.

How big is City Union Bank?

As of 31st August, City Union Bank Ltd. has a market capitalization of 22,308.00 Cr and reported a Net Profit of 1,402.88 Cr for the latest four quarters, with Shareholder's Funds at 10,564.86 Cr and Total Assets valued at 97,024.38 Cr. There is no valid Net Sales data available.

As of 31st August, City Union Bank Ltd. has a market capitalization of 22,308.00 Cr, categorizing it as a Small Cap company.<BR><BR>In terms of recent quarterly performance, there is no valid Net Sales data found for summing, resulting in a value of 0.00 Cr. However, the Net Profit for the latest four quarters is reported at 1,402.88 Cr.<BR><BR>The latest annual period for the balance sheet is March 2026. The Shareholder's Funds stand at 10,564.86 Cr, while the Total Assets are valued at 97,024.38 Cr.

Should I buy, sell or hold City Union Bank Ltd.?

Are City Union Bank Ltd. latest results good or bad?

City Union Bank Ltd. reported strong Q1 FY27 results, with a net profit of ₹382.57 crores, a 25.06% year-on-year increase, and the highest quarterly net interest income in its history at ₹820.14 crores. The bank also improved its asset quality, achieving a gross NPA ratio of 1.73%, indicating a positive overall performance.

City Union Bank Ltd. has reported strong results for Q1 FY27, indicating a positive performance overall. The bank achieved a net profit of ₹382.57 crores, which marks a significant increase of 25.06% year-on-year and a 6.40% rise compared to the previous quarter. This growth is supported by a remarkable net interest income (NII) of ₹820.14 crores, up 31.16% year-on-year, representing the highest quarterly NII in the bank's history.<BR><BR>Additionally, the bank has demonstrated impressive improvements in asset quality, with the gross non-performing asset (GNPA) ratio declining to 1.73%, the lowest ever recorded by the bank, down from 2.99% a year ago. The net NPA ratio also improved to 0.61%. These metrics reflect effective risk management and a solid lending strategy.<BR><BR>Despite a slight compression in the net interest margin (NIM) to 3.78%, the bank's ability to grow its NII significantly highlights its operational strength. The return on equity (ROE) stands at a healthy 12.55%, indicating reasonable profitability relative to shareholder capital.<BR><BR>Overall, City Union Bank's latest results can be characterized as good, showcasing strong growth, improved asset quality, and solid operational performance.

When is the next results date for City Union Bank Ltd.?

The next results date for City Union Bank Ltd. is 28 July 2026.

The next results date for City Union Bank Ltd. is scheduled for 28 July 2026.

What is the bonus history of City Union Bank?

City Union Bank's recent bonus history includes a 1:3 bonus announced for June 12, 2026, a 1:1 bonus issued on July 10, 2018, and a 1:10 bonus on July 13, 2017, demonstrating the bank's commitment to rewarding shareholders.

City Union Bank has a notable bonus history. The most recent bonus issue was announced as a 1:3 ratio, with both the record date and ex-date set for June 12, 2026. Prior to that, the bank issued a 1:1 bonus on July 10, 2018, with a record date of July 11, 2018. Additionally, on July 13, 2017, City Union Bank had a bonus issue with a ratio of 1:10. This reflects the bank's approach to rewarding its shareholders over the years.

Is City Union Bank overvalued or undervalued?

As of November 10, 2025, City Union Bank is fairly valued with a PE ratio of 15.55, competitive financial metrics, and has outperformed the Sensex with a 42.63% return over the past year, making it a more attractive investment compared to its peers like HDFC Bank and ICICI Bank.

As of 10 November 2025, the valuation grade for City Union Bank has moved from expensive to fair, indicating a more favorable assessment of its market position. The bank is currently fairly valued based on its financial metrics. Key ratios include a PE ratio of 15.55, a Price to Book Value of 1.89, and a PEG ratio of 1.09, which suggest that the stock is reasonably priced relative to its earnings growth potential.<BR><BR>In comparison to its peers, City Union Bank's PE ratio is lower than that of HDFC Bank, which stands at 21.27, and ICICI Bank at 19.45, both of which are considered expensive. Notably, City Union Bank has a return on equity (ROE) of 12.17% and a net NPA to book value of 5.17%, which are competitive figures within the private sector banking space. Additionally, the bank has outperformed the Sensex over the past year with a return of 42.63% compared to the Sensex's 5.09%, reinforcing its valuation story.

How has been the historical performance of City Union Bank?

City Union Bank has shown consistent growth from March 2022 to March 2025, with increases in interest earned, net interest income, total income, and profits, alongside improved capital adequacy and asset quality, despite a decline in cash equivalents. Overall, the bank's financial health remains strong, reflected in a rising earnings per share.

Answer:<BR>The historical performance of City Union Bank shows a consistent growth trend across various financial metrics over the years.<BR><BR>Breakdown:<BR>City Union Bank's interest earned has increased from 4,104.78 Cr in Mar'22 to 5,834.04 Cr in Mar'25, reflecting a steady upward trajectory. The bank's net interest income also rose from 1,916.49 Cr in Mar'22 to 2,315.71 Cr in Mar'25. Total income saw a significant increase from 4,863.86 Cr in Mar'22 to 6,732.10 Cr in Mar'25, indicating strong operational performance. Profit before tax improved from 985.17 Cr in Mar'22 to 1,416.63 Cr in Mar'25, while profit after tax increased from 760.17 Cr to 1,123.63 Cr over the same period. The bank's total liabilities grew from 61,530.92 Cr in Mar'22 to 77,623.21 Cr in Mar'25, driven by a rise in deposits from 47,689.67 Cr to 63,525.95 Cr. Additionally, the capital adequacy ratio improved from 20.85% in Mar'22 to 23.75% in Mar'25, reflecting a stronger capital position. However, the net NPAs decreased from 1,191.10 Cr in Mar'22 to 653.07 Cr in Mar'25, showcasing improved asset quality. Despite a decrease in cash and cash equivalents from 6,686.00 Cr in Mar'22 to 5,290.00 Cr in Mar'25, the overall financial health of the bank appears robust, with a growing earnings per share from 10.28 in Mar'22 to 15.16 in Mar'25.

Is City Union Bank technically bullish or bearish?

As of October 20, 2025, City Union Bank's technical trend is bullish, supported by strong indicators like a bullish MACD and Bollinger Bands, despite some mixed signals from KST and Dow Theory.

As of 20 October 2025, the technical trend has changed from mildly bullish to bullish. The current technical stance for City Union Bank is bullish with strong indicators supporting this view. The MACD is bullish on both the weekly and monthly time frames, and Bollinger Bands also indicate a bullish trend on both time frames. Daily moving averages confirm a bullish stance as well. However, the KST shows a mildly bearish signal on the weekly, and Dow Theory reflects a mildly bullish stance on the weekly but mildly bearish on the monthly. Overall, the strength of the bullish trend is supported by the positive price action, with the stock recently closing above its previous close and near its 52-week high.

Who are the top shareholders of the City Union Bank?

The top shareholders of City Union Bank include mutual funds with 27.99%, Foreign Institutional Investors holding 28.03%, and individual investors at 30.21%. SBI Mutual Fund is the largest public shareholder with a 7.86% stake, and there are no pledged promoter holdings.

The top shareholders of City Union Bank include a diverse mix of institutional and individual investors. Notably, mutual funds hold a significant portion, with 24 schemes collectively owning 27.99% of the bank's shares. Foreign Institutional Investors (FIIs) also play a substantial role, holding 28.03%. Among public shareholders, SBI Mutual Fund is the largest, with a stake of 7.86%. Additionally, individual investors account for 30.21% of the total shareholding. There are no pledged promoter holdings, and there is no single promoter with the highest holding.

Has City Union Bank declared dividend?

Yes, City Union Bank has declared a 150% dividend, amounting to ₹1.5 per share, with an ex-date of August 9, 2024. The bank has shown strong total returns over various periods, with a notable 38.56% return over the past year.

City Union Bank Ltd. has declared a 150% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 150%<BR>- Amount per share: 1.5<BR>- Ex-date: 09 Aug 24<BR><BR>Dividend Yield: 0.76%.<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was 8.12%, with no dividend return, resulting in a total return of 8.12%.<BR><BR>For the 1-year period, the price return was 37.56%, with a dividend return of 1.00%, leading to a total return of 38.56%.<BR><BR>Over the 2-year period, the price return was 59.39%, with a dividend return of 2.01%, culminating in a total return of 61.4%.<BR><BR>In the 3-year period, the price return was 42.77%, with a dividend return of 2.84%, resulting in a total return of 45.61%.<BR><BR>For the 4-year period, the price return was 20.29%, with a dividend return of 2.16%, leading to a total return of 22.45%.<BR><BR>In the 5-year period, the price return was 47.35%, with a dividend return of 3.22%, resulting in a total return of 50.57%.<BR><BR>Overall, City Union Bank has declared a significant dividend, and the total returns over various periods indicate a strong performance, particularly over the longer term, reflecting both price appreciation and dividend contributions.