Karur Vysya Bank

When is the next results date for Karur Vysya Bank?

No Upcoming Board Meetings

Who are in the management team of Karur Vysya Bank?

As of March 2022, the management team of Karur Vysya Bank includes Ramesh Babu Boddu as Managing Director & CEO, along with several independent and non-independent directors, such as Meena Hemchandra and M V Srinivasamoorthi.

As of March 2022, the management team of Karur Vysya Bank includes the following individuals:<BR><BR>1. Meena Hemchandra - Independent Non-Executive Director<BR>2. Ramesh Babu Boddu - Managing Director & CEO<BR>3. M V Srinivasamoorthi - Non-Executive & Non-Independent Director<BR>4. K S Ravichandran - Independent Non-Executive Director<BR>5. R Ramkumar - Non-Executive & Non-Independent Director<BR>6. K G Mohan - Independent Non-Executive Director<BR>7. Harshvardhan Raghunath - Independent Non-Executive Director<BR>8. Murali Ramaswami - Independent Non-Executive Director<BR>9. Chinnasamy Ganesan - Independent Non-Executive Director<BR><BR>This team comprises a mix of independent and non-independent directors, with Ramesh Babu Boddu serving as the Managing Director and CEO.

What does Karur Vysya Bank do?

Karur Vysya Bank Ltd. is a privately held Indian mid-cap bank, established in 1916, offering a variety of banking and financial services. As of March 2025, it reported net sales of ₹2,515.93 Cr and a net profit of ₹513 Cr.

Overview: <BR>Karur Vysya Bank Ltd. is a privately held Indian bank engaged in providing a wide range of banking and financial services, operating within the private sector banking industry and categorized as a mid-cap company.<BR><BR>History: <BR>Karur Vysya Bank Limited was incorporated on June 22, 1916. The latest quarterly results reported are for March 2025, showing net sales and profit figures.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 2,515.93 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 513 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: Rs 18,678 Cr (Mid Cap)<BR><BR>Key Metrics: <BR>P/E: N/A <BR>Industry P/E: N/A <BR>Dividend Yield: 1.03% <BR>Debt-Equity: N/A <BR>ROE: N/A <BR>Price-to-Book: N/A <BR><BR>Contact Details: <BR>Address: No 20 Erode Road, Vadivel nagar Karur Tamil Nadu : 639002 <BR>Phone: 91-4324-269440-43 <BR>Email: kvb_sig@kvbmail.com <BR>Website: http://www.kvb.co.in

Has Karur Vysya Bank declared dividend?

Yes, Karur Vysya Bank has declared a 120% dividend, amounting to ₹2.4 per share, with an ex-date of August 1, 2024. The bank has shown strong total returns over various periods, particularly in the long term.

Karur Vysya Bank Ltd. has declared a 120% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 120%<BR>- Amount per share: 2.4<BR>- Ex-date: 01 Aug 24<BR><BR>Dividend Yield: 1.03%.<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was -3.37%, with a dividend return of 0%, resulting in a total return of -3.37%.<BR><BR>For the 1-year period, the price return was 17.85%, the dividend return was 1.14%, leading to a total return of 18.99%.<BR><BR>Over the 2-year period, the price return was 115.69%, with a dividend return of 3.56%, culminating in a total return of 119.25%.<BR><BR>In the 3-year period, the price return was 394.6%, the dividend return was 13.41%, resulting in a total return of 408.01%.<BR><BR>For the 4-year period, the price return was 322.22%, with a dividend return of 12.29%, leading to a total return of 334.51%.<BR><BR>In the 5-year period, the price return was 772.01%, the dividend return was 18.84%, resulting in a total return of 790.85%.<BR><BR>Overall, Karur Vysya Bank has declared a substantial dividend, and the total returns over various periods indicate strong performance, particularly in the longer term, reflecting significant growth in both price and dividends.

Who are the peers of the Karur Vysya Bank?

Karur Vysya Bank's peers include HDFC Bank, ICICI Bank, Kotak Mahindra Bank, Axis Bank, IDBI Bank, City Union Bank, RBL Bank, J&K Bank, South Indian Bank, and Karnataka Bank. In terms of performance, Karur Vysya Bank shows good management and growth, with a 1-year return of 20.07%, higher than J&K Bank but lower than City Union Bank's 37.77%.

Peers: The peers of Karur Vysya Bank are HDFC Bank, ICICI Bank, Kotak Mah. Bank, Axis Bank, IDBI Bank, City Union Bank, RBL Bank, J&K Bank, South Ind.Bank, and Karnataka Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at HDFC Bank and ICICI Bank, while Good management risk is found at Karur Vysya Bank, Axis Bank, City Union Bank, J&K Bank, South Ind.Bank, and Karnataka Bank, and Average management risk is found at IDBI Bank and RBL Bank. Excellent growth is noted at HDFC Bank and ICICI Bank, while Good growth is seen at Karur Vysya Bank, Kotak Mah. Bank, Axis Bank, IDBI Bank, City Union Bank, J&K Bank, South Ind.Bank, and Karnataka Bank, and Average growth is present at RBL Bank. Excellent capital structure is reported for HDFC Bank, ICICI Bank, Kotak Mah. Bank, Axis Bank, IDBI Bank, Karur Vysya Bank, City Union Bank, RBL Bank, and South Ind.Bank, while Good capital structure is seen at J&K Bank and Karnataka Bank.<BR><BR>Return Snapshot: The peer with the highest 1-year return is City Union Bank at 37.77%, while the lowest is J&K Bank at -23.27%. Karur Vysya Bank's 1-year return of 20.07% is higher than that of J&K Bank but lower than that of City Union Bank. Additionally, RBL Bank and Karnataka Bank have negative six-month returns.

Who are the top shareholders of the Karur Vysya Bank?

The top shareholders of Karur Vysya Bank include non-institutional investors with 38.91%, mutual funds holding 31.49%, and Foreign Institutional Investors at 15.12%. HDFC Mutual Fund is the largest public shareholder at 7.15%, while Suriyanarayana A J is the highest individual promoter with a 0.37% stake.

The top shareholders of Karur Vysya Bank include a mix of institutional and individual investors. The largest portion of shares is held by non-institutional investors, which includes individual investors who collectively own about 38.91% of the bank. <BR><BR>Among institutional shareholders, mutual funds hold a significant stake through 30 schemes, accounting for 31.49% of the total shares. Foreign Institutional Investors (FIIs) also have a notable presence, holding 15.12% of the shares across 268 FIIs. <BR><BR>The highest public shareholder is HDFC Mutual Fund, specifically through the HDFC Mid-cap Opportunities Fund, which holds 7.15%. Additionally, the promoter with the highest individual holding is Suriyanarayana A J, who has a stake of 0.37%. <BR><BR>Overall, the shareholding structure reflects a diverse ownership base with substantial participation from both institutional and individual investors.

How big is Karur Vysya Bank?

As of 24th July, Karur Vysya Bank Ltd. has a market capitalization of 21,692.00 Cr and reported a Net Profit of 1,941.64 Cr, with Shareholder's Funds at 10,040.08 Cr and Total Assets of 1,05,719.30 Cr. There is no valid sales data available for the latest four quarters.

As of 24th July, Karur Vysya Bank Ltd. has a market capitalization of 21,692.00 Cr, categorizing it as a Large Cap company.<BR><BR>In the latest four quarters, the bank reported Net Sales of 0.00 Cr, indicating no valid sales data found for summing. The Net Profit for the same period was 1,941.64 Cr.<BR><BR>For the latest annual period ending in March 2024, the Shareholder's Funds were reported at 10,040.08 Cr, while the Total Assets amounted to 1,05,719.30 Cr.

What is the bonus history of Karur Vysya Bank?

Karur Vysya Bank has issued several bonuses, with the most recent being a 1:5 bonus on August 26, 2025. Previous bonuses include a 1:10 on August 18, 2018, a 2:5 on September 18, 2010, and a 1:1 on July 21, 2006.

Karur Vysya Bank has a history of several bonus issues over the years. The most recent bonus announcement is a 1:5 bonus issue, which has an ex-date of August 26, 2025. <BR><BR>Here are the details of the previous bonus issues:<BR><BR>1. On August 18, 2018, the bank issued a 1:10 bonus, with the ex-date being August 14, 2018.<BR>2. On September 18, 2010, a 2:5 bonus was issued, with the ex-date on September 16, 2010.<BR>3. The bank also had a 1:1 bonus issue on July 21, 2006, with an ex-date of July 19, 2006.<BR><BR>This history reflects the bank's approach to rewarding its shareholders through bonus shares over the years.

Is Karur Vysya Bank overvalued or undervalued?

As of November 25, 2025, Karur Vysya Bank is fairly valued with a PE ratio of 11.38, a price-to-book value of 1.87, and a PEG ratio of 0.66, outperforming peers like HDFC Bank and ICICI Bank, and achieving a 34.06% stock return over the past year compared to the Sensex's 5.59%.

As of 25 November 2025, the valuation grade for Karur Vysya Bank has moved from expensive to fair, indicating a more favorable assessment of its market position. The bank is currently fairly valued, with a PE ratio of 11.38, a price-to-book value of 1.87, and a PEG ratio of 0.66. These metrics suggest that the bank is positioned competitively within its sector.<BR><BR>In comparison to its peers, Karur Vysya Bank's valuation stands out against HDFC Bank, which is considered expensive with a PE ratio of 21.4, and ICICI Bank, which is also fairly valued with a PE ratio of 19.59. Additionally, the bank's return on equity (ROE) is a strong 16.45%, further supporting its valuation. Notably, Karur Vysya Bank has outperformed the Sensex significantly over the past year, with a stock return of 34.06% compared to the Sensex's 5.59%, reinforcing the notion that it is currently undervalued relative to its growth potential.

How has been the historical performance of Karur Vysya Bank?

Karur Vysya Bank has shown significant growth from March 2022 to March 2025, with interest earned rising from INR 5,587.67 crore to INR 9,678.04 crore, total income increasing from INR 6,356.73 crore to INR 11,507.59 crore, and profit after tax growing from INR 673.27 crore to INR 1,941.64 crore. The bank's total assets and deposits also expanded notably, reflecting strong overall financial performance.

Answer:<BR>The historical performance of Karur Vysya Bank shows a consistent growth trajectory in key financial metrics over the years leading up to March 2025.<BR><BR>Breakdown:<BR>Karur Vysya Bank's interest earned increased significantly from INR 5,587.67 crore in March 2022 to INR 9,678.04 crore in March 2025, reflecting a robust growth trend. The bank's total income also rose from INR 6,356.73 crore in March 2022 to INR 11,507.59 crore in March 2025. Net interest income followed suit, climbing from INR 2,715.37 crore in March 2022 to INR 4,259.92 crore in March 2025. Profit before tax surged from INR 930.92 crore in March 2022 to INR 2,590.73 crore in March 2025, while profit after tax also saw a substantial increase from INR 673.27 crore to INR 1,941.64 crore during the same period. The bank's total assets grew from INR 80,177.01 crore in March 2022 to INR 1,19,537.75 crore in March 2025, with deposits increasing from INR 68,486.01 crore to INR 1,02,077.99 crore. Cash and cash equivalents at the end of March 2025 stood at INR 7,806 crore, up from INR 4,926 crore in March 2022, indicating improved liquidity. Overall, the bank has demonstrated strong growth in income, profitability, and asset base over the past few years.

Is Karur Vysya Bank technically bullish or bearish?

As of December 4, 2025, the trend is mildly bullish, supported by bullish MACD and moving averages, but tempered by mixed signals from the KST and a mildly bearish stance from Dow Theory.

As of 4 December 2025, the technical trend has changed from bullish to mildly bullish. The current stance is mildly bullish, supported by a bullish MACD on both weekly and monthly time frames, and bullish moving averages on the daily chart. However, the KST shows a mixed signal with weekly bullishness and monthly mild bearishness, while the Dow Theory indicates a mildly bearish stance on the weekly chart. The Bollinger Bands reflect a mildly bullish outlook in both weekly and monthly contexts. Overall, the strength of the bullish trend is tempered by some bearish indicators, particularly in the KST and Dow Theory.

Are Karur Vysya Bank Ltd. latest results good or bad?

Karur Vysya Bank's latest Q3 FY26 results show strong net profit growth of 20.21% quarter-on-quarter and a low gross NPA ratio of 0.71%, but a decline in net interest income raises concerns about future profitability. Overall, the results are mixed, highlighting both strengths and challenges for the bank.

Karur Vysya Bank's latest results for Q3 FY26 present a mixed picture, showcasing both strengths and challenges. <BR><BR>On the positive side, the bank reported a net profit of ₹689.96 crore, which reflects a significant increase of 20.21% quarter-on-quarter and a remarkable 39.10% year-on-year growth. This profit surge is largely attributed to a substantial reduction in provisioning requirements, which fell by 61.82% compared to the previous quarter.<BR><BR>However, there are concerns regarding net interest income (NII), which decreased by 1.74% sequentially to ₹1,239.25 crore, marking the first decline in recent quarters despite a healthy year-on-year growth of 14.60%. This decline in NII indicates potential challenges in maintaining profitability, especially as the bank faces rising deposit costs and margin compression.<BR><BR>The asset quality remains a strong point, with a gross NPA ratio of 0.71%, highlighting the bank's effective management of credit risk. The return on equity (ROE) stands at 16.45%, which is notably higher than the industry average, indicating strong profitability.<BR><BR>Overall, while the net profit growth and asset quality are encouraging, the decline in net interest income and the pressures on margins suggest that the bank faces some challenges moving forward. Investors may view the results as a mix of good and bad, with a need to monitor how the bank addresses these margin pressures in the coming quarters.

Should I buy, sell or hold Karur Vysya Bank Ltd.?

Why is Karur Vysya Bank Ltd. falling/rising?

As of 11-Mar, Karur Vysya Bank Ltd. is seeing a stock price increase to 305.55, driven by strong fundamentals and positive investor sentiment, despite some recent declines. The stock has shown impressive year-to-date and one-year returns, indicating strong performance relative to the market.

As of 11-Mar, Karur Vysya Bank Ltd. is experiencing a rise in its stock price, currently at 305.55, reflecting an increase of 3.85 (1.28%). This upward movement can be attributed to several factors. The stock has outperformed its sector by 3.29% today and has shown consecutive gains over the last two days, accumulating a total return of 4.52% during this period. Additionally, the stock reached an intraday high of Rs 309.85, indicating positive investor sentiment.<BR><BR>The company has demonstrated strong long-term fundamental strength, evidenced by a Tier 1 Capital Adequacy Ratio of 15.34% and a significant annual net profit growth rate of 46.67%. Furthermore, Karur Vysya Bank has reported positive results for the last 18 consecutive quarters, with the highest Profit After Tax (PAT) recorded at Rs 689.96 crore. The high institutional holdings at 57.09% suggest confidence from larger investors, who typically have more resources to analyze the company's fundamentals.<BR><BR>Despite some recent declines in stock performance over the past week and month, the year-to-date return of +15.91% and the impressive one-year return of +86.68% highlight the stock's strong performance relative to the broader market, which has seen a decline. The stock's consistent returns over the last three years further bolster its attractiveness to investors.<BR><BR>However, it is important to note that there are risks associated with the stock, including its high valuation metrics compared to peers. Despite these risks, the current positive momentum in the stock price is supported by strong fundamentals and investor confidence.

Why is Karur Vysya Bank Ltd. falling/rising?

As of 12-Mar, Karur Vysya Bank Ltd. is experiencing a stock price decline to Rs 295.85, down 3.0%. This drop follows underperformance against its sector and reduced investor participation, despite strong long-term performance and fundamentals.

As of 12-Mar, Karur Vysya Bank Ltd. is experiencing a decline in its stock price, currently at Rs 295.85, which reflects a change of -9.15 (-3.0%). This drop can be attributed to several factors. Firstly, the stock has underperformed its sector by -1.69% today and has fallen after two consecutive days of gains, indicating a potential trend reversal. Additionally, the stock touched an intraday low of Rs 295.05, marking a decrease of -3.26%.<BR><BR>Investor participation appears to be declining, as evidenced by a delivery volume of 16.35 lacs on March 11, which is down by -0.18% compared to the 5-day average. Although the stock remains liquid enough for trading, the reduced investor engagement may contribute to the downward pressure on the price.<BR><BR>From a broader perspective, while the stock has shown strong long-term performance with a year-to-date increase of +12.23% and a remarkable +84.83% over the past year, the recent price decline suggests that current valuations may be perceived as high. The stock is trading at a premium compared to its peers, with a Price to Book Value of 2.2, which could deter some investors. Furthermore, despite the company's strong fundamentals, including a Tier 1 Capital Adequacy Ratio of 15.34% and consistent profit growth, the relatively high valuation metrics may lead to profit-taking among investors, contributing to the stock's current decline.

Which are the latest news on Karur Vysya Bank?