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Karur Vysya Bank

  • Market Cap: Small Cap
  • Industry: Private Sector Bank
  • ISIN: INE036D01028
  • NSEID: KARURVYSYA
  • BSEID: 590003
INR
245.30
-2.05 (-0.83%)
BSENSE

Dec 05

BSE+NSE Vol: 1.05 lacs

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stock-recommendationHalf Yearly Results
Results Snapshot
Figures in Cr
Standalone Half Yearly Results
Sep'25
Sep'24
Sep'23
Sep'22
Sep'21
Sep'20
Sep'19
Interest Earned
5,376.52
4,673.49
3,879.99
3,053.01
2,773.89
2,770.80
3,030.04
Income On Investments
884.69
778.31
638.06
525.41
448.62
487.54
582.34
Interest On Balances With Rbi Other Inter Bank Funds
22.63
7.98
14.10
55.23
69.77
27.41
74.09
Interest / Discount On Advances / Bills
4,459.84
3,869.13
3,225.70
2,470.23
2,254.22
2,252.41
2,368.74
Others
9.36
18.07
2.13
2.14
1.28
3.44
4.87
Other Income
959.57
855.40
672.05
440.64
363.68
483.48
547.57
Total Income
6,336.09
5,528.89
4,552.04
3,493.65
3,137.57
3,254.28
3,577.61
Interest Expended
3,035.99
2,584.23
2,067.54
1,485.78
1,455.68
1,607.47
1,849.79
Net Interest Income
2,340.53
2,089.26
1,812.45
1,567.23
1,318.21
1,163.33
1,180.25
Total Expenditure (Excl Depreciation)
1,477.22
1,382.57
1,198.17
960.08
898.87
829.38
851.53
Employee Cost
730.07
690.46
646.55
469.60
478.50
434.19
416.74
Other Operating Expenses
747.15
692.11
551.62
490.48
420.37
395.19
434.79
Operating Profit Before Provisions and Contingencies
1,822.88
1,562.09
1,286.33
1,047.79
783.02
817.43
876.29
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
392.51
312.77
285.83
381.83
408.78
517.09
695.14
Profit Before Tax
1,430.37
1,249.32
1,000.50
665.96
374.24
300.34
181.15
Tax
334.96
317.07
263.42
186.98
99.92
79.95
44.90
Profit After Tax
1,095.41
932.25
737.08
478.98
274.32
220.39
136.25
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
1,095.41
932.25
737.08
478.98
274.32
220.39
136.25
Face Value
2.0
2.0
2.0
2.0
2.0
2.0
2.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Earnings per share (EPS)
11.33
9.65
9.18
5.98
3.43
2.76
1.7
Diluted Earnings per share
11.33
9.65
9.16
5.97
3.43
2.76
1.7
Operating Profit Margin (Excl OI)
65.22%
63.72%
61.75%
56.05%
52.86%
51.41%
48.96%
Gross Profit Margin
26.6%
26.73%
25.79%
21.81%
13.49%
10.84%
5.98%
PAT Margin
20.37%
19.95%
19.0%
15.69%
9.89%
7.95%
4.5%
Net Interest Margin
3.77%
4.12%
4.13%
3.98%
3.74%
3.42%
3.47%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
27.65%
29.0%
32.0%
35.0%
35.0%
33.0%
29.0%
CASA Amount
30,555.00
28,232.00
26,794.00
25,914.00
23,160.00
20,048.00
18,522.00
Capital Adequacy Ratio (Total)
16.58%
16.28%
16.84%
18.07%
18.82%
18.41%
15.99%
Capital Adequacy Ratio (Tier 1)
0.0%
15.39%
15.19%
16.42%
16.79%
16.35%
14.25%
Provision Coverage Ratio (%)
96.76%
96.09%
94.49%
86.94%
76.28%
75.19%
61.82%
Amount of Gross NPAs
708.00
885.61
1,219.08
2,456.53
3,971.64
3,998.43
4,391.03
Amount of Net NPAs
176.00
219.22
323.63
818.72
1,537.71
1,428.20
2,118.35
% of Net NPAs
0.19%
0.28%
0.47%
1.38%
2.99%
2.99%
4.5%
% of Gross NPAs
0.76%
1.1%
1.73%
4.02%
7.38%
7.93%
8.89%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
2225.0
2208.0
2244.0
2238.0
2234.0
2223.0
2183.0
Number of Branches
895.0
841.0
824.0
792.0
781.0
780.0
779.0
Half Yearly Analysis Highlights
stock-summary

Interest Earned

Growth in half year ended Sep 2025 is 15.04% vs 20.45% in Sep 2024

stock-summary

Net Profit

Growth in half year ended Sep 2025 is 17.50% vs 26.48% in Sep 2024

stock-summary

Operating Profit (PBDIT)

Growth in half year ended Sep 2025 is 16.69% vs 21.44% in Sep 2024

stock-summary

% of Net NPAs

Growth in half year ended Sep 2025 is -0.09% vs -0.19% in Sep 2024

stock-summary

% of Gross NPAs

Growth in half year ended Sep 2025 is -0.34% vs -0.63% in Sep 2024

Compare Half Yearly Results Of Karur Vysya Bank With
Markets Mojo
Figures in Cr
Standalone Half Yearly Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
5,376.52
13,428.79
-8,052.27
-59.96%
Income On Investments
884.69
2,303.03
-1,418.34
-61.59%
Interest On Balances With Rbi Other Inter Bank Funds
22.63
261.53
-238.90
-91.35%
Interest / Discount On Advances / Bills
4,459.84
10,706.29
-6,246.45
-58.34%
Others
9.36
157.94
-148.58
-94.07%
Other Income
959.57
2,195.15
-1,235.58
-56.29%
Total Income
6,336.09
15,623.94
-9,287.85
-59.45%
Interest Expended
3,035.99
8,596.72
-5,560.73
-64.68%
Net Interest Income
2,340.53
4,832.07
-2,491.54
-51.56%
Total Expenditure (Excl Depreciation)
1,477.22
3,826.76
-2,349.54
-61.4%
Employee Cost
730.07
1,601.05
-870.98
-54.4%
Other Operating Expenses
747.15
2,225.71
-1,478.56
-66.43%
Operating Profit Before Provisions and Contingencies
1,822.88
3,200.46
-1,377.58
-43.04%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
392.51
763.25
-370.74
-48.57%
Profit Before Tax
1,430.37
2,437.21
-1,006.84
-41.31%
Tax
334.96
620.20
-285.24
-45.99%
Profit After Tax
1,095.41
1,817.01
-721.60
-39.71%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
1,095.41
1,817.01
-721.60
-39.71%
Face Value
2.00
2.00
0.00
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
11.33
7.39
3.94
53.32%
Diluted Earnings per share
11.33
7.32
4.01
54.78%
Operating Profit Margin (Excl OI)
65.22%
65.82%
0.00
-0.60%
Gross Profit Margin
26.60%
18.15%
0.00
8.45%
PAT Margin
20.37%
13.53%
0.00
6.84%
Net Interest Margin
3.77%
0.00%
3.77
3.77%
Return on Assets
0.00%
0.52%
-0.52
-0.52%
CASA (%)
27.65%
31.01%
-3.36
-3.36%
CASA Amount
30,555.00
89,591.00
-59,036.00
-65.9%
Capital Adequacy Ratio (Total)
16.58%
15.71%
0.87
0.87%
Capital Adequacy Ratio (Tier 1)
0.00%
14.37%
-14.37
-14.37%
Provision Coverage Ratio (%)
96.76%
73.45%
23.31
23.31%
Amount of Gross NPAs
708.00
4,532.01
-3,824.01
-84.38%
Amount of Net NPAs
176.00
1,165.16
-989.16
-84.89%
% of Net NPAs
0.19%
0.48%
-0.29
-0.29%
% of Gross NPAs
0.76%
1.83%
-1.07
-1.07%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
2,225.00
2,082.00
143.00
6.87%
Number of Branches
895.00
1,595.00
-700.00
-43.89%
Half Yearly - Interest Earned
Interest Earned 5376.52 Cr
in Sep 2025

Figures in Cr
stock-summary

Growth in half year ended Sep 2025 is 15.04% vs 20.45% in Sep 2024

Half Yearly - Net Profit
Net Profit 1,095.41 Cr
in Sep 2025

Figures in Cr
stock-summary

Growth in half year ended Sep 2025 is 17.50% vs 26.48% in Sep 2024

Half Yearly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 1,822.88 Cr
in Sep 2025

Figures in Cr
stock-summary

Growth in half year ended Sep 2025 is 16.69% vs 21.44% in Sep 2024

Half Yearly - % of Net NPAs
% of Net NPAs 0.19%
in Sep 2025

Figures in %
stock-summary

Growth in half year ended Sep 2025 is -0.09% vs -0.19% in Sep 2024

Half Yearly - % of Gross NPAs
% of Gross NPAs 0.76%
in Sep 2025

Figures in %
stock-summary

Growth in half year ended Sep 2025 is -0.34% vs -0.63% in Sep 2024

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