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Karur Vysya Bank

  • Market Cap: Small Cap
  • Industry: Private Sector Bank
  • ISIN: INE036D01028
  • NSEID: KARURVYSYA
  • BSEID: 590003
INR
245.25
-2.1 (-0.85%)
BSENSE

Dec 05

BSE+NSE Vol: 1.07 lacs

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stock-recommendationAnnual Results
Results Snapshot
Figures in Cr
Standalone Annual Results
Mar'25
Mar'24
Mar'23
Mar'22
Mar'21
Mar'20
Mar'19
Interest Earned
9,678.04
8,213.16
6,516.55
5,587.67
5,470.42
5,989.98
5,815.82
Income On Investments
1,622.47
1,331.01
1,099.13
924.78
941.79
1,149.67
1,150.59
Interest On Balances With Rbi Other Inter Bank Funds
20.12
22.05
82.60
134.33
68.29
140.76
42.90
Interest / Discount On Advances / Bills
8,007.65
6,851.05
5,326.95
4,525.48
4,453.54
4,665.05
4,596.38
Others
27.80
9.05
7.87
3.08
6.80
34.50
25.95
Other Income
1,829.55
1,649.47
1,158.94
769.06
918.82
1,154.62
962.77
Total Income
11,507.59
9,862.63
7,675.49
6,356.73
6,389.24
7,144.60
6,778.59
Interest Expended
5,418.12
4,394.74
3,167.74
2,872.30
3,110.91
3,642.04
3,453.00
Net Interest Income
4,259.92
3,818.42
3,348.81
2,715.37
2,359.51
2,347.94
2,362.82
Total Expenditure (Excl Depreciation)
2,877.14
2,638.75
2,031.96
1,854.22
1,986.83
1,741.71
1,614.80
Employee Cost
1,449.21
1,461.03
1,005.96
945.03
1,153.68
856.65
761.17
Other Operating Expenses
1,427.93
1,177.72
1,026.00
909.19
833.15
885.06
853.63
Operating Profit Before Provisions and Contingencies
3,212.33
2,829.14
2,475.79
1,630.21
1,291.50
1,760.85
1,710.79
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
621.60
728.95
1,038.93
699.29
757.13
1,488.67
1,388.55
Profit Before Tax
2,590.73
2,100.19
1,436.86
930.92
534.37
272.18
322.24
Tax
649.09
495.38
330.77
257.65
174.98
37.16
111.37
Profit After Tax
1,941.64
1,604.81
1,106.09
673.27
359.39
235.02
210.87
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
1,941.64
1,604.81
1,106.09
673.27
359.39
235.02
210.87
Face Value
2.0
2.0
2.0
2.0
2.0
2.0
2.0
Reserves
11,768.52
9,879.20
8,423.64
7,436.20
6,799.88
6,440.41
6,262.94
Earnings per share (EPS)
20.1
16.63
13.79
8.42
4.5
2.94
2.64
Diluted Earnings per share
20.1
16.64
13.78
8.41
4.5
2.94
2.64
Operating Profit Margin (Excl OI)
63.85%
59.0%
52.88%
54.3%
49.84%
46.07%
48.36%
Gross Profit Margin
26.77%
25.57%
22.05%
16.66%
9.77%
4.54%
5.54%
PAT Margin
20.06%
19.54%
16.97%
12.05%
6.57%
3.92%
3.63%
Net Interest Margin
4.09%
4.19%
4.18%
3.72%
3.4%
3.44%
3.67%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
27.27%
30.39%
33.0%
35.0%
34.0%
0.0%
30.0%
CASA Amount
27,832.00
27,085.00
25,449.00
23,904.00
21,654.00
18,507.00
17,915.00
Capital Adequacy Ratio (Total)
18.17%
16.67%
18.56%
19.21%
18.98%
17.17%
16.0%
Capital Adequacy Ratio (Tier 1)
17.12%
15.46%
16.79%
17.27%
16.95%
15.27%
14.28%
Provision Coverage Ratio (%)
96.81%
94.85%
92.14%
80.27%
72.7%
68.9%
56.86%
Amount of Gross NPAs
641.80
1,041.64
1,458.15
3,431.04
4,142.87
4,212.77
4,449.57
Amount of Net NPAs
166.21
297.97
468.15
1,260.79
1,719.39
1,808.65
2,420.34
% of Net NPAs
0.2%
0.4%
0.74%
2.31%
3.41%
3.92%
4.98%
% of Gross NPAs
0.76%
1.4%
2.27%
6.03%
7.85%
8.68%
8.79%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
2252.0
2262.0
2240.0
2223.0
2236.0
2224.0
2179.0
Number of Branches
888.0
838.0
799.0
789.0
780.0
779.0
778.0
Annual Analysis Highlights
stock-summary

Interest Earned

YoY Growth in year ended Mar 2025 is 17.84% vs 26.04% in Mar 2024

stock-summary

Net Profit

YoY Growth in year ended Mar 2025 is 20.99% vs 45.09% in Mar 2024

stock-summary

Operating Profit (PBDIT)

YoY Growth in year ended Mar 2025 is 13.54% vs 14.27% in Mar 2024

stock-summary

% of Net NPAs

YoY Growth in year ended Mar 2025 is -0.20% vs -0.34% in Mar 2024

stock-summary

% of Gross NPAs

YoY Growth in year ended Mar 2025 is -0.64% vs -0.87% in Mar 2024

Compare Annual Results Of Karur Vysya Bank With
Markets Mojo
Figures in Cr
Standalone Annual Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
9,678.04
26,365.25
-16,687.21
-63.29%
Income On Investments
1,622.47
4,541.82
-2,919.35
-64.28%
Interest On Balances With Rbi Other Inter Bank Funds
20.12
443.00
-422.88
-95.46%
Interest / Discount On Advances / Bills
8,007.65
21,016.62
-13,008.97
-61.9%
Others
27.80
363.81
-336.01
-92.36%
Other Income
1,829.55
3,801.25
-1,971.70
-51.87%
Total Income
11,507.59
30,166.50
-18,658.91
-61.85%
Interest Expended
5,418.12
16,897.26
-11,479.14
-67.93%
Net Interest Income
4,259.92
9,467.99
-5,208.07
-55.01%
Total Expenditure (Excl Depreciation)
2,877.14
7,168.11
-4,290.97
-59.86%
Employee Cost
1,449.21
3,088.28
-1,639.07
-53.07%
Other Operating Expenses
1,427.93
4,079.83
-2,651.90
-65.0%
Operating Profit Before Provisions and Contingencies
3,212.33
6,101.13
-2,888.80
-47.35%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
621.60
733.06
-111.46
-15.2%
Profit Before Tax
2,590.73
5,368.07
-2,777.34
-51.74%
Tax
649.09
1,316.18
-667.09
-50.68%
Profit After Tax
1,941.64
4,051.89
-2,110.25
-52.08%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
1,941.64
4,051.89
-2,110.25
-52.08%
Face Value
2.00
2.00
0.00
Reserves
11,768.52
32,924.44
-21,155.92
-64.26%
Earnings per share (EPS)
20.10
16.50
3.60
21.82%
Diluted Earnings per share
20.10
16.37
3.73
22.79%
Operating Profit Margin (Excl OI)
63.85%
70.03%
0.00
-6.18%
Gross Profit Margin
26.77%
20.36%
0.00
6.41%
PAT Margin
20.06%
15.37%
0.00
4.69%
Net Interest Margin
4.09%
0.00%
4.09
4.09%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
27.27%
30.23%
-2.96
-2.96%
CASA Amount
27,832.00
85,757.00
-57,925.00
-67.55%
Capital Adequacy Ratio (Total)
18.17%
16.40%
1.77
1.77%
Capital Adequacy Ratio (Tier 1)
17.12%
15.04%
2.08
2.08%
Provision Coverage Ratio (%)
96.81%
75.37%
21.44
21.44%
Amount of Gross NPAs
641.80
4,375.54
-3,733.74
-85.33%
Amount of Net NPAs
166.21
1,040.38
-874.17
-84.02%
% of Net NPAs
0.20%
0.44%
-0.24
-0.24%
% of Gross NPAs
0.76%
1.84%
-1.08
-1.08%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
2,252.00
2,080.00
172.00
8.27%
Number of Branches
888.00
1,589.00
-701.00
-44.12%
Annual - Interest Earned
Interest Earned 9678.04 Cr
in Mar 2025

Figures in Cr
stock-summary

YoY Growth in year ended Mar 2025 is 17.84% vs 26.04% in Mar 2024

Annual - Net Profit
Net Profit 1,941.64 Cr
in Mar 2025

Figures in Cr
stock-summary

YoY Growth in year ended Mar 2025 is 20.99% vs 45.09% in Mar 2024

Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 3,212.33 Cr
in Mar 2025

Figures in Cr
stock-summary

YoY Growth in year ended Mar 2025 is 13.54% vs 14.27% in Mar 2024

Annual - % of Net NPAs
% of Net NPAs 0.20%
in Mar 2025

Figures in %
stock-summary

YoY Growth in year ended Mar 2025 is -0.20% vs -0.34% in Mar 2024

Annual - % of Gross NPAs
% of Gross NPAs 0.76%
in Mar 2025

Figures in %
stock-summary

YoY Growth in year ended Mar 2025 is -0.64% vs -0.87% in Mar 2024

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