Karur Vysya Bank Ltd. Quarterly Results: Standalone & Consolidated Reports

Quarterly Results

Results Snapshot

YoYQoQ

Figures in Cr

Standalone Quarterly Results

Jun'26

Mar'26

Dec'25

Sep'25

Jun'25

Mar'25

Dec'24

Interest Earned

3,049.42

2,903.65

2,794.18

2,807.97

2,568.55

2,515.93

2,488.62

Income On Investments

510.65

501.41

497.82

467.18

417.51

421.40

422.76

Interest On Balances With Rbi Other Inter Bank Funds

18.05

11.23

5.23

7.11

15.52

9.82

2.32

Interest / Discount On Advances / Bills

2,516.24

2,365.16

2,286.37

2,329.21

2,130.63

2,080.45

2,058.07

Others

4.48

25.85

4.76

4.47

4.89

4.26

5.47

Other Income

441.79

615.80

508.95

512.32

447.25

509.33

464.82

Total Income

3,491.21

3,519.45

3,303.13

3,320.29

3,015.80

3,025.26

2,953.44

Interest Expended

1,626.67

1,544.88

1,554.93

1,546.79

1,489.20

1,426.67

1,407.22

Net Interest Income

1,422.75

1,358.77

1,239.25

1,261.18

1,079.35

1,089.26

1,081.40

Total Expenditure (Excl Depreciation)

768.94

727.81

742.86

756.12

721.10

763.62

730.95

Employee Cost

399.27

340.75

363.22

365.13

364.94

384.93

373.82

Other Operating Expenses

369.67

387.06

379.64

390.99

356.16

378.69

357.13

Operating Profit Before Provisions and Contingencies

1,095.60

1,246.76

1,005.34

1,017.38

805.50

834.97

815.27

Exceptional Items

0.00

Provisions and contingencies

90.29

257.66

104.77

274.37

118.14

161.40

147.44

Profit Before Tax

1,005.31

989.10

900.57

743.01

687.36

673.57

667.83

Tax

249.61

264.14

210.61

169.05

165.91

160.21

171.80

Profit After Tax

755.70

724.96

689.96

573.96

521.45

513.36

496.03

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

755.70

724.96

689.96

573.96

521.45

513.36

496.03

Face Value

2.0

Reserves

0.00

Earnings per share (EPS)

7.82

7.5

7.14

5.94

5.4

5.31

5.13

Diluted Earnings per share

7.82

7.5

7.14

5.94

5.39

5.31

5.13

Operating Profit Margin (Excl OI)

71.82%

66.06%

69.66%

63.3%

67.33%

63.23%

64.7%

Gross Profit Margin

32.97%

34.06%

32.23%

26.46%

26.76%

26.77%

26.84%

PAT Margin

24.78%

24.97%

24.69%

20.44%

20.3%

20.4%

19.93%

Net Interest Margin

4.26%

4.25%

3.99%

3.77%

3.86%

4.05%

4.04%

Return on Assets

0.0%

CASA (%)

27.55%

26.91%

27.23%

27.65%

27.48%

27.27%

28.41%

CASA Amount

33,776.00

31,122.00

31,199.00

30,555.00

29,306.00

27,832.00

28,167.00

Capital Adequacy Ratio (Total)

18.61%

18.76%

16.05%

16.58%

17.36%

18.17%

15.91%

Capital Adequacy Ratio (Tier 1)

17.98%

17.72%

15.06%

15.58%

16.33%

17.12%

15.03%

Provision Coverage Ratio (%)

96.21%

96.45%

96.56%

96.76%

96.81%

96.87%

Amount of Gross NPAs

771.89

743.91

686.94

708.00

592.60

641.80

690.92

Amount of Net NPAs

195.76

186.21

183.29

175.75

170.26

166.21

166.69

% of Net NPAs

0.19%

0.2%

% of Gross NPAs

0.74%

0.75%

0.71%

0.76%

0.66%

0.76%

0.83%

Public Share Holdings (%)

0.0%

Pledged Promotor Holding (%)

0.0%

Pledged Capital (%)

0.0%

Number of ATMs

2169.0

2213.0

2211.0

2225.0

2226.0

2252.0

2197.0

Number of Branches

903.0

901.0

898.0

895.0

888.0

866.0

Quarterly Analysis Highlights - QoQ

Interest Earned

QoQ Growth in quarter ended Jun 2026 is 5.02% vs 3.92% in Mar 2026

Net Profit

QoQ Growth in quarter ended Jun 2026 is 4.24% vs 5.07% in Mar 2026

Operating Profit (PBDIT)

QoQ Growth in quarter ended Jun 2026 is -12.12% vs 24.01% in Mar 2026

% of Net NPAs

QoQ Growth in quarter ended Jun 2026 is 0.00% vs 0.00% in Mar 2026

% of Gross NPAs

QoQ Growth in quarter ended Jun 2026 is -0.01% vs 0.04% in Mar 2026

Compare Quarterly Results Of Karur Vysya Bank With

Select Peers

Figures in Cr

Standalone Quarterly Results

Change(INR)

Change(%)

Interest Earned

3,049.42

3,840.25

-790.83

-20.59%

Income On Investments

510.65

538.39

-27.74

-5.15%

Interest On Balances With Rbi Other Inter Bank Funds

18.05

144.42

-126.37

-87.5%

Interest / Discount On Advances / Bills

2,516.24

3,107.14

-590.90

-19.02%

Others

4.48

50.30

-45.82

-91.09%

Other Income

441.79

959.43

-517.64

-53.95%

Total Income

3,491.21

4,799.68

-1,308.47

-27.26%

Interest Expended

1,626.67

2,185.80

-559.13

-25.58%

Net Interest Income

1,422.75

1,654.45

-231.70

-14.0%

Total Expenditure (Excl Depreciation)

768.94

1,691.09

-922.15

-54.53%

Employee Cost

399.27

516.13

-116.86

-22.64%

Other Operating Expenses

369.67

1,174.96

-805.29

-68.54%

Operating Profit Before Provisions and Contingencies

1,095.60

922.79

172.81

18.73%

Exceptional Items

0.00

Provisions and contingencies

90.29

599.28

-508.99

-84.93%

Profit Before Tax

1,005.31

323.51

681.80

210.75%

Tax

249.61

69.81

179.80

257.56%

Profit After Tax

755.70

253.70

502.00

197.87%

Extraordinary Items

0.00

Prior Period Expenses

0.00

Other Adjustments

0.00

Net Profit

755.70

253.70

502.00

197.87%

Face Value

2.00

10.00

0.00

Reserves

0.00

Earnings per share (EPS)

7.82

1.64

6.18

376.83%

Diluted Earnings per share

7.82

3.33

4.49

134.83%

Operating Profit Margin (Excl OI)

71.82%

40.36%

0.00

31.46%

Gross Profit Margin

32.97%

8.42%

0.00

24.55%

PAT Margin

24.78%

6.61%

0.00

18.17%

Net Interest Margin

4.26%

4.13%

0.13

0.13%

Return on Assets

0.00%

0.00

0.00%

CASA (%)

27.55%

25.20%

2.35

2.35%

CASA Amount

33,776.00

0.00

33,776.00

Capital Adequacy Ratio (Total)

18.61%

33.28%

-14.67

-14.67%

Capital Adequacy Ratio (Tier 1)

17.98%

32.20%

-14.22

-14.22%

Provision Coverage Ratio (%)

96.21%

72.00%

24.21

24.21%

Amount of Gross NPAs

771.89

1,521.59

-749.70

-49.27%

Amount of Net NPAs

195.76

426.10

-230.34

-54.06%

% of Net NPAs

0.19%

0.37%

-0.18

-0.18%

% of Gross NPAs

0.74%

1.30%

-0.56

-0.56%

Public Share Holdings (%)

0.00%

0.00

0.00%

Pledged Promotor Holding (%)

0.00%

0.00

0.00%

Pledged Capital (%)

0.00%

0.00

0.00%

Number of ATMs

2,169.00

410.00

1,759.00

429.02%

Number of Branches

903.00

628.00

275.00

43.79%

Quarterly - Interest Earned

Interest Earned 3049.42 Cr

in Jun 2026

Figures in Cr

QoQ Growth in quarter ended Jun 2026 is 5.02% vs 3.92% in Mar 2026

YoY Growth in quarter ended Jun 2026 is 18.72% vs 12.43% in Jun 2025

Quarterly - Net Profit

Net Profit 755.70 Cr

in Jun 2026

Figures in Cr

QoQ Growth in quarter ended Jun 2026 is 4.24% vs 5.07% in Mar 2026

YoY Growth in quarter ended Jun 2026 is 44.92% vs 13.69% in Jun 2025

Quarterly - Operating Profit (PBDIT)

Operating Profit (PBDIT) 1,095.60 Cr

in Jun 2026

Figures in Cr

QoQ Growth in quarter ended Jun 2026 is -12.12% vs 24.01% in Mar 2026

YoY Growth in quarter ended Jun 2026 is 36.01% vs 8.00% in Jun 2025

Quarterly - % of Net NPAs

% of Net NPAs 0.19%

in Jun 2026

Figures in %

QoQ Growth in quarter ended Jun 2026 is 0.00% vs 0.00% in Mar 2026

YoY Growth in quarter ended Jun 2026 is 0.00% vs -0.19% in Jun 2025

Quarterly - % of Gross NPAs

% of Gross NPAs 0.74%

in Jun 2026

Figures in %

QoQ Growth in quarter ended Jun 2026 is -0.01% vs 0.04% in Mar 2026

YoY Growth in quarter ended Jun 2026 is 0.08% vs -0.66% in Jun 2025