Niyogin Fintech

Who are in the management team of Niyogin Fintech?

As of March 2023, the management team of Niyogin Fintech includes Tashwinder Singh as CEO, along with other directors such as Amit Rajpal (Chairman), Gaurav Patankar, Subhasri Sriram, Kapil Kapoor, Eric Wetlaufer, and Ashby Monk. The team consists of both executive and non-executive members.

As of March 2023, the management team of Niyogin Fintech includes the following individuals:<BR><BR>1. Amit Rajpal - Chairman (Non-Executive) & Director (Non-Independent)<BR>2. Gaurav Patankar - Non-Executive & Non-Independent Director<BR>3. Tashwinder Singh - Managing Director & CEO<BR>4. Subhasri Sriram - Independent Non-Executive Director<BR>5. Kapil Kapoor - Independent Non-Executive Director<BR>6. Eric Wetlaufer - Independent Non-Executive Director<BR>7. Ashby Monk - Non-Executive & Non-Independent Director<BR><BR>This team brings a mix of executive and non-executive roles to the company, with Tashwinder Singh serving as the CEO.

What does Niyogin Fintech do?

Niyogin Fintech Ltd is a Non-Banking Financial Company (NBFC) focused on the micro-cap market, originally incorporated in 1988 and rebranded in 2017. As of March 2025, it reported net sales of ₹70 Cr and a market cap of ₹589 Cr.

Overview: <BR>Niyogin Fintech Ltd operates as a Non Banking Financial Company (NBFC) within the micro-cap market segment.<BR><BR>History: <BR>Niyogin Fintech Limited was originally incorporated in 1988 as 'Parmarth Financial Consultants Private Limited'. The company underwent several name changes, becoming Tibrewal Global Finance Private Limited in 1995, and later M3 Global Finance Limited in 2013 after converting to a Public Limited Company. The name was changed to Niyogin Fintech Limited on 12th May 2017 following a change in ownership. The most recent quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot: <BR>Net Sales: 70 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: 0 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: Rs 589 Cr (Micro Cap) <BR><BR>Key Metrics: <BR>P/E: N/A <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.30 <BR>Return on Equity: -4.92% <BR>Price to Book: 1.80 <BR><BR>Contact Details: <BR>Address: MIG 944 Ground Floor TNHB Colo, 1st Main Road Velachery Chennai Tamil Nadu : 600042 <BR>Email: info@niyogin.in <BR>Website: http://www.niyogin.in

Has Niyogin Fintech declared dividend?

No Dividend History Available

Who are the peers of the Niyogin Fintech?

Niyogin Fintech's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, and others. Niyogin has average management risk and growth, with a 1-year return of -25.01%, the lowest among its peers.

Peers: The peers of Niyogin Fintech are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Unifinz Capital, Nahar Capital, Muthoot Cap.Serv, UVS Hospitality, and India Finsec.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, and Unifinz Capital, while Average management risk is found at Jio Financial, Niyogin Fintech, and the rest. Good management risk is noted at Shriram Finance, while Below Average management risk is present at Nahar Capital, Muthoot Cap.Serv, UVS Hospitality, and India Finsec. Growth is Excellent for Jio Financial, Unifinz Capital, and the rest, while Average growth is seen at Niyogin Fintech, Muthoot Finance, and the rest. Good growth is noted at Bajaj Finance, Cholaman.Inv.&Fn, and Shriram Finance, while Below Average growth is present at Muthoot Cap.Serv.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Unifinz Capital at 474.57%, while the lowest is Niyogin Fintech at -25.01%. Niyogin Fintech's 1-year return is significantly lower than the highest peer. Additionally, peers with negative six-month returns include Jio Financial, Nahar Capital, Muthoot Cap.Serv, UVS Hospitality, and Niyogin Fintech.

Who are the top shareholders of the Niyogin Fintech?

The top shareholders of Niyogin Fintech include Amit Vijay Rajpal with 27.2%, foreign institutional investors holding 19.4%, and Think India Opportunities Master Fund Lp as the largest public shareholder at 8.19%. Individual investors own 25.85% of the shares, with no pledged promoter holdings or mutual fund investments.

The top shareholders of Niyogin Fintech include Amit Vijay Rajpal, who holds the highest promoter stake at 27.2%. Additionally, foreign institutional investors (FIIs) collectively hold 19.4% of the company, with six different FIIs involved. The highest public shareholder is Think India Opportunities Master Fund Lp, which owns 8.19%. Individual investors also have a significant presence, holding 25.85% of the shares. There are no pledged promoter holdings, and no mutual funds are currently invested in the company.

How big is Niyogin Fintech?

As of 24th July, Niyogin Fintech Ltd has a market capitalization of 674.00 Cr and reported Net Sales of 303.97 Cr with a Net Profit loss of 15.89 Cr for the latest four quarters. The balance sheet as of March 2024 shows Shareholder's Funds of 281.25 Cr and Total Assets of 450.90 Cr.

As of 24th July, Niyogin Fintech Ltd has a market capitalization of 674.00 Cr, categorizing it as a Micro Cap company.<BR><BR>For the latest four quarters, Niyogin Fintech reported Net Sales of 303.97 Cr. However, the company experienced a loss of 15.89 Cr in Net Profit during the same period.<BR><BR>The latest annual period for the balance sheet is March 2024, showing Shareholder's Funds of 281.25 Cr and Total Assets of 450.90 Cr.

When is the next results date for Niyogin Fintech?

Niyogin Fintech will announce its results on 08 August 2025.

Niyogin Fintech will declare its results on 08 August 2025.

Are Niyogin Fintech latest results good or bad?

Niyogin Fintech's latest results show a return to profitability with a net profit of ₹0.28 crore, but revenue declined by 14.25% quarter-on-quarter, raising concerns about sustainability and demand. Investors should be cautious due to the reliance on other income for profits and the significant drop in sales.

Niyogin Fintech's latest results present a mixed picture. On one hand, the company has returned to profitability with a consolidated net profit of ₹0.28 crore in Q2 FY26, marking a significant turnaround after four consecutive quarters of losses. This is a positive development, as it indicates some progress in managing costs and achieving operational efficiency, with the operating margin reaching 3.92%, the highest in recent quarters.<BR><BR>However, the revenue side tells a different story. Net sales declined by 14.25% quarter-on-quarter to ₹70.10 crore, which is concerning as it reflects revenue volatility and a lack of consistent demand. Year-on-year, sales also contracted by 3.34%. This decline in revenue raises questions about the sustainability of the recent profit, especially since the company heavily relied on other income to achieve this profitability, which constituted an alarming 671.74% of profit before tax.<BR><BR>Overall, while the return to profit is a positive sign, the significant drop in sales and the questionable quality of earnings suggest that the company still faces substantial challenges. Investors should be cautious and consider these factors before making any decisions regarding Niyogin Fintech.

Is Niyogin Fintech overvalued or undervalued?

As of November 18, 2025, Niyogin Fintech is considered very expensive and overvalued with a PE ratio of -109.94 and an EV to EBITDA of 244.88, significantly higher than its peers like Bajaj Finance and Life Insurance, and it has underperformed the Sensex with a return of -11.88%.

As of 18 November 2025, the valuation grade for Niyogin Fintech has moved from expensive to very expensive, indicating a significant deterioration in its perceived value. The company is currently overvalued, with a PE ratio of -109.94, an EV to EBITDA ratio of 244.88, and a Price to Book Value of 2.19. These ratios suggest that the company's valuation metrics are extremely high compared to its earnings and book value, raising concerns about sustainability.<BR><BR>In comparison to its peers, Niyogin Fintech's valuation stands out unfavorably; for instance, Bajaj Finance has a PE ratio of 34.46 and an EV to EBITDA of 19.47, while Life Insurance boasts a PE ratio of 11.34 and an EV to EBITDA of 9.36. The stark contrast in these ratios highlights the overvaluation of Niyogin Fintech within the Non-Banking Financial Company (NBFC) sector. Additionally, the company's stock has underperformed against the Sensex in the year-to-date period, with a return of -11.88% compared to the Sensex's 8.36%, further reinforcing the notion of overvaluation.

How has been the historical performance of Niyogin Fintech?

Niyogin Fintech has shown significant revenue growth, with net sales rising to 303.98 Cr in Mar'25 from 27.91 Cr in Mar'20, but continues to face profitability challenges, reporting negative operating profits and a profit after tax of -16.33 Cr in Mar'25. Total liabilities and assets increased to 564.32 Cr, while cash flow from operating activities remained negative at -86.00 Cr.

Answer:<BR>The historical performance of Niyogin Fintech shows significant growth in net sales over the years, increasing from 27.91 Cr in Mar'20 to 303.98 Cr in Mar'25. However, the company has consistently reported negative operating profits, with an operating profit margin of -1.75% in Mar'25 compared to -73.09% in Mar'20. Despite the rise in total operating income, total expenditure has also increased, leading to a profit before tax of -22.27 Cr in Mar'25, an improvement from -26.12 Cr in Mar'24. The profit after tax has also shown a slight improvement, decreasing from -24.84 Cr in Mar'24 to -16.33 Cr in Mar'25. The company's total liabilities rose to 564.32 Cr in Mar'25 from 450.90 Cr in Mar'24, while total assets also increased to 564.32 Cr, indicating a balanced growth in both liabilities and assets. Cash flow from operating activities remained negative at -86.00 Cr in Mar'25, although the company experienced a net cash inflow from financing activities of 91.00 Cr.<BR><BR>Breakdown:<BR>Niyogin Fintech's financial trajectory reflects a robust increase in net sales, which surged to 303.98 Cr in Mar'25 from just 27.91 Cr in Mar'20, indicating a strong revenue growth trend. Despite this, the company has faced persistent challenges with profitability, as evidenced by its operating profit margins, which have improved but remained negative at -1.75% in Mar'25. The profit before tax has shown a gradual improvement, moving from -26.12 Cr in Mar'24 to -22.27 Cr in Mar'25, while profit after tax also improved slightly from -24.84 Cr to -16.33 Cr in the same period. On the balance sheet, total liabilities increased to 564.32 Cr, matching total assets, which suggests a stable financial position. However, the cash flow from operating activities has been negative, highlighting ongoing operational challenges, despite a positive cash flow from financing activities that provided a net inflow of 91.00 Cr in Mar'25.

Is Niyogin Fintech technically bullish or bearish?

As of December 2, 2025, Niyogin Fintech's technical trend has shifted to sideways with mixed signals, showing a mildly bearish outlook on weekly indicators and a mildly bullish stance on monthly indicators, while the stock has underperformed against the Sensex.

As of 2 December 2025, the technical trend for Niyogin Fintech has changed from mildly bullish to sideways. The current technical stance is neutral, with mixed signals across different time frames. The weekly MACD and KST indicate a mildly bearish outlook, while the monthly MACD and KST are mildly bullish. The Bollinger Bands are bearish in both weekly and monthly views. Daily moving averages show a mildly bullish trend, but the overall sentiment is tempered by the recent price action, including a decline from the previous close of 60.22 to the current price of 58.20. The stock has underperformed against the Sensex over multiple periods, particularly in the year-to-date and one-year comparisons.

Should I buy, sell or hold Niyogin Fintech?

Why is Niyogin Fintech Ltd falling/rising?

As of 18-Jan, Niyogin Fintech Ltd's stock price is at 44.75, down 1.37%, with significant declines over various periods and trading below key moving averages, indicating a bearish trend. Weak fundamentals, including a 0% average ROE and high debt-equity ratio, alongside negative market sentiment, contribute to the stock's ongoing decline.

As of 18-Jan, Niyogin Fintech Ltd's stock price is falling, currently at 44.75, reflecting a decrease of 0.62 or 1.37%. The stock has underperformed significantly in recent periods, with a 1-week decline of 6.91% and a 1-month drop of 21.64%. Year-to-date, the stock has decreased by 15.29%, while over the past year, it has fallen by 34.79%. <BR><BR>The stock has been on a consecutive decline for the last two days, with a total return loss of 5.51% during this period. Additionally, it is trading below all key moving averages, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, indicating a bearish trend. Although there has been a slight increase in investor participation, with delivery volume rising by 5.09% on January 14, this has not been enough to counteract the overall negative performance.<BR><BR>The company's fundamentals also present concerns, with a weak long-term outlook highlighted by an average Return on Equity (ROE) of 0% and a high debt-equity ratio of 0.48 times. Recent financial results show a significant decline in net sales, which fell by 16.4% compared to the previous four-quarter average. Furthermore, the stock's valuation appears expensive relative to its peers, with a Price to Book Value of 1.5, despite a substantial profit increase of 59.5% over the past year.<BR><BR>Overall, the combination of poor stock performance, weak fundamentals, and negative market sentiment contributes to the ongoing decline in Niyogin Fintech Ltd's stock price.

Which are the latest news on Niyogin Fintech?