Niyogin Fintech

Which are the latest news on Niyogin Fintech?

Why is Niyogin Fintech Ltd falling/rising?

As of 03-Aug, Niyogin Fintech Ltd's stock price has slightly increased to 40.98, but it significantly underperforms against market benchmarks, with a year-to-date decline of 22.43% and a bearish trend indicated by trading below key moving averages. Overall, the company's weak fundamentals and declining investor interest suggest ongoing challenges despite the minor uptick.

As of 03-Aug, Niyogin Fintech Ltd's stock price is experiencing a slight increase, currently at 40.98, with a change of 0.07 (0.17%) upward. However, this minor rise occurs against a backdrop of significant underperformance compared to market benchmarks and historical performance. Over the past week, the stock has declined by 1.59%, while the Sensex has risen by 2.35%. In the last month, the stock has fallen by 5.49%, contrasting with a 1.13% gain in the Sensex.<BR><BR>Year-to-date, Niyogin Fintech has seen a substantial decline of 22.43%, while the benchmark has only decreased by 7.72%. Over the past year, the stock has dropped by 28.09%, significantly underperforming the BSE500, which has only seen a 2.43% decline. This trend of consistent underperformance extends over three years, where the stock has lost 42.69% compared to a 20.54% gain in the benchmark.<BR><BR>Today's performance indicates that Niyogin Fintech is underperforming its sector by 1.96%. The stock is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, suggesting a bearish trend. Additionally, there has been a notable decrease in investor participation, with delivery volume falling by 52.17% against the 5-day average.<BR><BR>Despite some positive financial indicators, such as the highest cash and cash equivalents at Rs 143.43 crore and an operating profit to net sales ratio of 8.41%, the overall sentiment remains negative. The company has a weak long-term fundamental strength, reflected in an average return on equity (ROE) of 0% and a negative ROE of -0.1. The stock is considered expensive with a price-to-book value of 1.4, trading at a premium compared to its peers.<BR><BR>In summary, while there is a slight uptick in the stock price, the broader context of significant underperformance, declining investor interest, and weak fundamentals suggests that Niyogin Fintech Ltd is facing challenges that outweigh the minor positive movement in its stock price.

How big is Niyogin Fintech?

As of 10th June, Niyogin Fintech Ltd has a market capitalization of 521.00 Cr and reported Net Sales of 286.92 Cr with a Net Profit loss of 0.47 Cr over the latest 4 quarters. Shareholder's Funds were 322.92 Cr and Total Assets were 564.32 Cr as of March 2025.

As of 10th June, Niyogin Fintech Ltd has a market capitalization of 521.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest 4 quarters, Niyogin Fintech reported Net Sales of 286.92 Cr. However, the company experienced a loss of 0.47 Cr in Net Profit during the same period.<BR><BR>The latest annual period for the balance sheet is March 2025, where Shareholder's Funds amounted to 322.92 Cr and Total Assets were reported at 564.32 Cr.

Who are in the management team of Niyogin Fintech?

The management team of Niyogin Fintech includes Amit Rajpal (Chairman), Gaurav Patankar, Tashwinder Singh (MD & CEO), Subhasri Sriram, Kapil Kapoor, Eric Wetlaufer, and Ashby Monk. The team comprises both executive and independent directors.

The management team of Niyogin Fintech includes the following individuals:<BR><BR>1. Amit Rajpal - Chairman (Non-Executive) & Director (Non-Independent)<BR>2. Gaurav Patankar - Non-Executive & Non-Independent Director<BR>3. Tashwinder Singh - Managing Director & CEO<BR>4. Subhasri Sriram - Independent Non-Executive Director<BR>5. Kapil Kapoor - Independent Non-Executive Director<BR>6. Eric Wetlaufer - Independent Non-Executive Director<BR>7. Ashby Monk - Non-Executive & Non-Independent Director<BR><BR>If you have any more questions about the company or its operations, feel free to ask!

Who are the peers of the Niyogin Fintech?

Niyogin Fintech's peers include India Finsec, Manba Finance, Oswal Green Tech, and others, with varying management and growth risks. India Finsec leads in 1-year returns at 21.90%, while Oswal Green Tech has the lowest at -52.94%, and Niyogin Fintech's return is -11.54%.

Peers: The peers of Niyogin Fintech are India Finsec, Manba Finance, Oswal Green Tech, Laxmi India Fin., Kiran Vyapar, CSL Finance, Aryaman Capital, The Invest.Trust, Moneyboxx Fin., and NBI Indl. Fin.<BR><BR>Quality Snapshot: Excellent management risk is observed at India Finsec, Manba Finance, Laxmi India Fin., and Moneyboxx Fin., while Average management risk is found at CSL Finance and Aryaman Capital. Below Average management risk is noted for Oswal Green Tech, Kiran Vyapar, The Invest.Trust, and the rest. In terms of growth, Excellent growth is seen at India Finsec, Manba Finance, Laxmi India Fin., CSL Finance, and Moneyboxx Fin., while Average growth is found at Aryaman Capital, and Below Average growth is noted for Oswal Green Tech and Kiran Vyapar, along with the rest. All peers maintain an Excellent capital structure except for Aryaman Capital, which has an Excellent rating, and CSL Finance, which has an Average rating.<BR><BR>Return Snapshot: The peer with the highest 1-year return is India Finsec at 21.90%, while the peer with the lowest is Oswal Green Tech at -52.94%. Niyogin Fintech's 1-year return is -11.54%, which is higher than Oswal Green Tech but lower than India Finsec. Additionally, Kiran Vyapar, CSL Finance, The Invest.Trust, Moneyboxx Fin., and Oswal Green Tech all have negative six-month returns.

What does Niyogin Fintech do?

Niyogin Fintech Ltd is a Non Banking Financial Company (NBFC) focused on the micro-cap market, originally established in 1988 and rebranded in 2017. As of March 2026, it reported net sales of 72 Cr and a net profit of 1 Cr, with a market cap of INR 521 Cr.

Overview: <BR>Niyogin Fintech Ltd operates as a Non Banking Financial Company (NBFC) within the micro-cap market segment.<BR><BR>History: <BR>The company was originally incorporated in 1988 as 'Parmarth Financial Consultants Private Limited'. It underwent several name changes, becoming Tibrewal Global Finance Private Limited in 1995, and M3 Global Finance Limited in 2013 after converting to a Public Limited Company. The latest name change to Niyogin Fintech Limited occurred on 12th May 2017 following a promoter acquisition. The most recent quarterly results reported net sales and profit for March 2026.<BR><BR>Financial Snapshot: <BR>Net Sales: 72 Cr (Quarterly Results - Mar 2026) <BR>Net Profit: 1 Cr (Quarterly Results - Mar 2026) <BR>Market Cap: INR 521 Cr (Micro Cap)<BR><BR>Key Metrics: <BR>P/E: N/A <BR>Industry P/E: 20 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.69 <BR>Return on Equity: -0.08% <BR>Price to Book: 1.59<BR><BR>Contact Details: <BR>Address: MIG 944 Ground Floor TNHB Colo, 1st Main Road Velachery Chennai Tamil Nadu : 600042 <BR>Email: info@niyogin.in <BR>Website: http://www.niyogin.in

Should I buy, sell or hold Niyogin Fintech Ltd?

Are Niyogin Fintech Ltd latest results good or bad?

Niyogin Fintech Ltd's latest results show a significant quarterly profit recovery and a 14.06% increase in net sales, but year-over-year performance remains weak with a 315.15% drop in net profit and modest revenue growth. Overall, while there are some positive signs, concerns about financial health and stock performance suggest the results may not be viewed favorably by investors.

Niyogin Fintech Ltd's latest results present a mixed picture. On one hand, the company reported a significant quarterly profit recovery, with a consolidated net profit of ₹0.71 crores for Q4 FY26, marking an impressive 1,083.33% increase compared to the previous quarter. Additionally, net sales grew by 14.06% quarter-on-quarter to ₹71.97 crores, which is a positive sign.<BR><BR>However, when looking at the year-over-year performance, the net profit is still down 315.15% compared to the same quarter last year, and the revenue growth of just 3.04% year-on-year is modest. The company has a history of volatility in its financial performance, with operating margins improving to 8.41%, but this improvement is largely attributed to cost containment rather than strong revenue growth.<BR><BR>Moreover, Niyogin Fintech's stock has underperformed significantly, trading 46.44% below its 52-week high and down 17.38% over the past year, which is worse than both the Sensex and the broader NBFC sector. The company's return on equity is at a concerning 0.00%, indicating no value creation for shareholders, and it has shown persistent operational cash burn.<BR><BR>In summary, while there are some positive signs in the latest quarterly results, the overall financial health and performance of Niyogin Fintech Ltd raise significant concerns, suggesting that the results may not be viewed as entirely good by investors.

When is the next results date for Niyogin Fintech Ltd?

The next results date for Niyogin Fintech Ltd is 14 May 2026.

The next results date for Niyogin Fintech Ltd is scheduled for 14 May 2026.

Is Niyogin Fintech technically bullish or bearish?

As of December 2, 2025, Niyogin Fintech's technical trend has shifted to sideways with mixed signals, showing a mildly bearish outlook on weekly indicators and a mildly bullish stance on monthly indicators, while the stock has underperformed against the Sensex.

As of 2 December 2025, the technical trend for Niyogin Fintech has changed from mildly bullish to sideways. The current technical stance is neutral, with mixed signals across different time frames. The weekly MACD and KST indicate a mildly bearish outlook, while the monthly MACD and KST are mildly bullish. The Bollinger Bands are bearish in both weekly and monthly views. Daily moving averages show a mildly bullish trend, but the overall sentiment is tempered by the recent price action, including a decline from the previous close of 60.22 to the current price of 58.20. The stock has underperformed against the Sensex over multiple periods, particularly in the year-to-date and one-year comparisons.

How has been the historical performance of Niyogin Fintech?

Niyogin Fintech has shown significant revenue growth, with net sales rising to 303.98 Cr in Mar'25 from 27.91 Cr in Mar'20, but continues to face profitability challenges, reporting negative operating profits and a profit after tax of -16.33 Cr in Mar'25. Total liabilities and assets increased to 564.32 Cr, while cash flow from operating activities remained negative at -86.00 Cr.

Answer:<BR>The historical performance of Niyogin Fintech shows significant growth in net sales over the years, increasing from 27.91 Cr in Mar'20 to 303.98 Cr in Mar'25. However, the company has consistently reported negative operating profits, with an operating profit margin of -1.75% in Mar'25 compared to -73.09% in Mar'20. Despite the rise in total operating income, total expenditure has also increased, leading to a profit before tax of -22.27 Cr in Mar'25, an improvement from -26.12 Cr in Mar'24. The profit after tax has also shown a slight improvement, decreasing from -24.84 Cr in Mar'24 to -16.33 Cr in Mar'25. The company's total liabilities rose to 564.32 Cr in Mar'25 from 450.90 Cr in Mar'24, while total assets also increased to 564.32 Cr, indicating a balanced growth in both liabilities and assets. Cash flow from operating activities remained negative at -86.00 Cr in Mar'25, although the company experienced a net cash inflow from financing activities of 91.00 Cr.<BR><BR>Breakdown:<BR>Niyogin Fintech's financial trajectory reflects a robust increase in net sales, which surged to 303.98 Cr in Mar'25 from just 27.91 Cr in Mar'20, indicating a strong revenue growth trend. Despite this, the company has faced persistent challenges with profitability, as evidenced by its operating profit margins, which have improved but remained negative at -1.75% in Mar'25. The profit before tax has shown a gradual improvement, moving from -26.12 Cr in Mar'24 to -22.27 Cr in Mar'25, while profit after tax also improved slightly from -24.84 Cr to -16.33 Cr in the same period. On the balance sheet, total liabilities increased to 564.32 Cr, matching total assets, which suggests a stable financial position. However, the cash flow from operating activities has been negative, highlighting ongoing operational challenges, despite a positive cash flow from financing activities that provided a net inflow of 91.00 Cr in Mar'25.

Is Niyogin Fintech overvalued or undervalued?

As of November 18, 2025, Niyogin Fintech is considered very expensive and overvalued with a PE ratio of -109.94 and an EV to EBITDA of 244.88, significantly higher than its peers like Bajaj Finance and Life Insurance, and it has underperformed the Sensex with a return of -11.88%.

As of 18 November 2025, the valuation grade for Niyogin Fintech has moved from expensive to very expensive, indicating a significant deterioration in its perceived value. The company is currently overvalued, with a PE ratio of -109.94, an EV to EBITDA ratio of 244.88, and a Price to Book Value of 2.19. These ratios suggest that the company's valuation metrics are extremely high compared to its earnings and book value, raising concerns about sustainability.<BR><BR>In comparison to its peers, Niyogin Fintech's valuation stands out unfavorably; for instance, Bajaj Finance has a PE ratio of 34.46 and an EV to EBITDA of 19.47, while Life Insurance boasts a PE ratio of 11.34 and an EV to EBITDA of 9.36. The stark contrast in these ratios highlights the overvaluation of Niyogin Fintech within the Non-Banking Financial Company (NBFC) sector. Additionally, the company's stock has underperformed against the Sensex in the year-to-date period, with a return of -11.88% compared to the Sensex's 8.36%, further reinforcing the notion of overvaluation.

Who are the top shareholders of the Niyogin Fintech?

The top shareholders of Niyogin Fintech include Amit Vijay Rajpal with 27.2%, foreign institutional investors holding 19.4%, and Think India Opportunities Master Fund Lp as the largest public shareholder at 8.19%. Individual investors own 25.85% of the shares, with no pledged promoter holdings or mutual fund investments.

The top shareholders of Niyogin Fintech include Amit Vijay Rajpal, who holds the highest promoter stake at 27.2%. Additionally, foreign institutional investors (FIIs) collectively hold 19.4% of the company, with six different FIIs involved. The highest public shareholder is Think India Opportunities Master Fund Lp, which owns 8.19%. Individual investors also have a significant presence, holding 25.85% of the shares. There are no pledged promoter holdings, and no mutual funds are currently invested in the company.

Has Niyogin Fintech declared dividend?

No Dividend History Available