Niyogin Fintech Ltd () Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

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Comparison

Company

Score

Quality

Valuation

Financial

Technical

Arunis Abode

Aryaman Capital

CSL Finance

Niyogin Fintech

Cons. Finvest

Manba Finance

NBI Indl. Fin.

The Invest.Trust

Kiran Vyapar

Fusion FinancePP

Laxmi India Fin.

Why is Niyogin Fintech Ltd ?

Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 0%

Flat results in Sep 25

DEBT-EQUITY RATIO(HY) Highest at 0.48 times
NET SALES(Q) At Rs 70.10 cr has Fallen at -16.4% (vs previous 4Q average)
NON-OPERATING INCOME(Q) is 671.74 % of Profit Before Tax (PBT)

With ROE of -2, it has a Very Expensive valuation with a 2 Price to Book Value

The stock is trading at a premium compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of -16.41%, its profits have risen by 59.5%

Below par performance in long term as well as near term

Along with generating -16.41% returns in the last 1 year, the stock has also underperformed BSE500 in the last 3 years, 1 year and 3 months

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Niyogin Fintech for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

Niyogin Fintech

-16.41%

-0.31

53.38%

Sensex

4.44%

0.37

11.83%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

61.72%

EBIT Growth (5y)

20.04%

Net Debt to Equity (avg)

0.48

Institutional Holding

21.47%

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

NA (Loss Making)

Industry P/E

Price to Book Value

1.96

EV to EBIT

-102.10

EV to EBITDA

220.72

EV to Capital Employed

1.84

EV to Sales

2.05

PEG Ratio

Dividend Yield

ROCE (Latest)

-1.80%

ROE (Latest)

-1.99%

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Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Mildly Bearish

Mildly Bullish

RSI

No Signal

Bollinger Bands

Bearish

Moving Averages

Mildly Bullish (Daily)

KST

Mildly Bearish

Mildly Bullish

Dow Theory

Mildly Bearish

Mildly Bullish

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

9What is working for the Company

NET SALES(Latest six months)

At Rs 151.85 cr has Grown at 23.55%

PBDIT(Q)

Highest at Rs 2.75 cr.

OPERATING PROFIT TO NET SALES(Q)

Highest at 3.92%

PAT(Q)

Highest at Rs 0.28 cr.

EPS(Q)

Highest at Rs 0.03

-7What is not working for the Company

DEBT-EQUITY RATIO(HY)

Highest at 0.48 times

NET SALES(Q)

At Rs 70.10 cr has Fallen at -16.4% (vs previous 4Q average

NON-OPERATING INCOME(Q)

is 671.74 % of Profit Before Tax (PBT

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Here's what is working for Niyogin Fintech

Operating Profit (PBDIT) - Quarterly

Highest at Rs 2.75 cr.

in the last five quarters

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (Rs Cr)

Operating Profit Margin - Quarterly

Highest at 3.92%

in the last five quarters

MOJO Watch

Company's efficiency has improved

Operating Profit to Sales

Profit After Tax (PAT) - Quarterly

Highest at Rs 0.28 cr.

in the last five quarters

MOJO Watch

Near term PAT trend is positive

PAT (Rs Cr)

Earnings per Share (EPS) - Quarterly

Highest at Rs 0.03

in the last five quarters

MOJO Watch

Increasing profitability; company has created higher earnings for shareholders

EPS (Rs)

Here's what is not working for Niyogin Fintech

Net Sales - Quarterly

At Rs 70.10 cr has Fallen at -16.4% (vs previous 4Q average)

over average Net Sales of the previous four quarters of Rs 83.83 Cr

MOJO Watch

Near term sales trend is very negative

Net Sales (Rs Cr)

Debt-Equity Ratio - Half Yearly

Highest at 0.48 times and Grown

each half year in the last five half yearly periods

MOJO Watch

The company is borrowing more to fund its operations; it's liquidity situation may be stressed

Debt-Equity Ratio

Non Operating Income - Quarterly

is 671.74 % of Profit Before Tax (PBT)

MOJO Watch

The company's income from non business activities is high; which is not a sustainable business model

Non Operating Income to PBT

Non Operating Income - Quarterly

Highest at Rs 6.18 cr

in the last five quarters

MOJO Watch

Increased income from non business activities may not be sustainable

Non Operating Income