Mangal Credit

Who are the top shareholders of the Mangal Credit?

The top shareholders of Mangal Credit include promoter Meghraj Sohanlal Jain with 24.47% and public shareholder E Ally Consulting India Private Limited with 8.59%. Individual investors hold a combined 24.75%, and there are no pledged promoter holdings.

The top shareholders of Mangal Credit include Meghraj Sohanlal Jain, who is the promoter with the highest holding at 24.47%. Additionally, E Ally Consulting India Private Limited is the highest public shareholder, holding 8.59%. Individual investors collectively hold 24.75% of the shares. There are currently no pledged promoter holdings, and the company is held by two foreign institutional investors, although their combined stake is negligible at 0.0%.

how big is Mangal Credit?

As of Jun 06, Mangal Credit & Fincorp Ltd has a market capitalization of 373.67 Cr, with recent net sales of 40.98 Cr and net profit of 7.63 Cr over the last four quarters. Shareholder's funds are valued at 93.25 Cr, and total assets amount to 205.20 Cr.

Market Cap: As of Jun 06, Mangal Credit & Fincorp Ltd has a market capitalization of 373.67 Cr, categorizing it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: For the latest 4 quarters, Mangal Credit reported a sum of Net Sales of 40.98 Cr and a sum of Net Profit of 7.63 Cr. This data is on a Consolidated basis.<BR><BR>Balance Sheet Snapshot: The balance sheet data is also on a Consolidated basis for the reporting period ending Mar'19. Shareholder's Funds are valued at 93.25 Cr, while Total Assets amount to 205.20 Cr.

Who are in the management team of Mangal Credit?

As of March 2022, the management team of Mangal Credit includes Meghraj S Jain (Chairman & Managing Director), Nilesh Jain (Executive Director), and several Independent Directors: Ramanathan Annamalai, Ganesh Subramanyam, Nirupama Dattatray, and Sriram Sankaranarayanan, along with Non-Executive Director Sujan Sinha and Company Secretary Chirag Parmar.

As of March 2022, the management team of Mangal Credit includes the following members:<BR><BR>1. Meghraj S Jain - Chairman & Managing Director<BR>2. Ramanathan Annamalai - Independent Director<BR>3. Ganesh Subramanyam - Independent Director<BR>4. Nirupama Dattatray - Independent Director<BR>5. Sriram Sankaranarayanan - Independent Director<BR>6. Sujan Sinha - Non Executive Director<BR>7. Nilesh Jain - Executive Director<BR>8. Chirag Parmar - Company Secretary & Compliance Officer<BR><BR>These individuals play various roles within the company, contributing to its governance and operational management.

What does Mangal Credit do?

Mangal Credit & Fincorp Ltd is a micro-cap non-banking financial company that offers various loans. As of March 2025, it reported net sales of ₹13 Cr and a net profit of ₹3 Cr, with a market cap of ₹378 Cr.

Overview:<BR>Mangal Credit & Fincorp Ltd is a micro-cap non-banking financial company (NBFC) that provides various types of loans to different customers.<BR><BR>History:<BR>Incorporated in December 1961, Mangal Credit & Fincorp Ltd was formerly known as Tak Machinery and Leasing Ltd. The latest quarterly results reported net sales and profit for the period ending March 2025.<BR><BR>Financial Snapshot:<BR>- Net Sales: 13 Cr (Quarterly Results - Mar 2025)<BR>- Net Profit: 3 Cr (Quarterly Results - Mar 2025)<BR>- Market cap: Rs 378 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 29.00<BR>- Industry P/E: 23<BR>- Dividend Yield: 0.30%<BR>- Debt Equity: 1.42<BR>- Return on Equity: 9.45%<BR>- Price to Book: 2.78<BR><BR>Contact Details:<BR>Address: 1701/1702 17th Flr A-Wing, Lotus Corporate Park Goregaon (E) Mumbai Maharashtra: 400063 <BR>Tel: 91-022-42461300 <BR>Email: compliance@mangalfincorp.com <BR>Website: http://www.mangalfincorp.com

What is the bonus history of the Mangal Credit?

Mangal Credit issued a 5:1 bonus on December 17, 2015, granting shareholders five additional shares for every one share held, with a record date of December 19, 2015, to qualify for the bonus.

Mangal Credit has a bonus history that includes a significant bonus issue announced on December 17, 2015. The company issued a 5:1 bonus, meaning that shareholders received five additional shares for every one share they held. The record date for this bonus was December 19, 2015, which is when shareholders needed to be on the company's books to qualify for the bonus shares.

Has Mangal Credit declared dividend?

Mangal Credit & Fincorp Ltd has declared a 6% dividend, amounting to 0.6 per share, with an ex-date of September 17, 2024. The company has shown significant price growth over the years, with total returns reaching 422.65% over five years.

Mangal Credit & Fincorp Ltd has declared a 6% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 6%<BR>- Amount per share: 0.6<BR>- Ex-date: 17 Sep 2024<BR><BR>Dividend Yield: 0.3%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was 33.17%, with a dividend return of 0%, resulting in a total return of 33.17%.<BR><BR>Over the past year, the price return was 85.55%, with a dividend return of 0.57%, leading to a total return of 86.12%.<BR><BR>In the two-year period, the price return was 82.75%, with a dividend return of 0.98%, culminating in a total return of 83.73%.<BR><BR>For the three-year period, the price return was 68.68%, with a dividend return of 1.38%, resulting in a total return of 70.06%.<BR><BR>In the four-year period, the price return was 219.7%, with a dividend return of 3.48%, leading to a total return of 223.18%.<BR><BR>Finally, over the five years, the price return was 415.69%, with a dividend return of 6.96%, culminating in a total return of 422.65%.<BR><BR>Overall, Mangal Credit has declared a dividend, which contributes to its total returns, showing significant growth over the years, particularly in price returns, while the dividend returns have gradually increased as well.

Who are the peers of the Mangal Credit?

Mangal Credit's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Aryaman Capital, Welspun Investme, U. Y. Fincorp, and Akme Fintrade. Mangal Credit has below-average management risk, good growth, and a 1-year return of 77.16%.

Peers: The peers of Mangal Credit are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, Aryaman Capital, Welspun Investme, U. Y. Fincorp, and Akme Fintrade.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, and the rest. Average management risk is found at Jio Financial and Welspun Investme, while Good management risk is noted at Shriram Finance. Below Average management risk is present at Aryaman Capital, U. Y. Fincorp, Akme Fintrade, and Mangal Credit. In terms of Growth, Excellent growth is seen at Jio Financial and U. Y. Fincorp, Good growth is noted at Mangal Credit, Bajaj Finance, Cholaman.Inv.&Fn, Shriram Finance, and Akme Fintrade, while Average growth is observed at Muthoot Finance and Aryaman Capital, and Below Average growth is found at Welspun Investme. For Capital Structure, Excellent capital structure is noted at Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, Aryaman Capital, Akme Fintrade, and Mangal Credit, while Good capital structure is present at Cholaman.Inv.&Fn and Welspun Investme.<BR><BR>Return Snapshot: Aryaman Capital has the highest 1-year return at 168.60%, while Jio Financial has the lowest at -20.26%. Mangal Credit's 1-year return of 77.16% is significantly higher than Jio Financial's. Additionally, U. Y. Fincorp has a negative six-month return of -33.24%.

What is the technical trend for Mangal Credit?

As of May 19, 2025, Mangal Credit's technical trend is bullish, supported by positive MACD and moving averages, though caution is advised due to a bearish monthly RSI and mildly bearish weekly KST.

As of 19 May 2025, the technical trend for Mangal Credit has changed from mildly bullish to bullish. The weekly and monthly MACD indicators are both bullish, supporting the positive trend. The daily moving averages also indicate a bullish stance. However, the monthly RSI shows a bearish signal, which could suggest some caution. The Bollinger Bands are mildly bullish on both weekly and monthly time frames, while the KST is mildly bearish weekly but bullish monthly. Dow Theory confirms a bullish trend in both weekly and monthly perspectives. Overall, the current technical stance is bullish, but the strength is tempered by the bearish monthly RSI and the mildly bearish weekly KST.

How has been the historical performance of Mangal Credit?

Mangal Credit's historical performance has been volatile, with net sales declining from INR 237.78 crore in March 2015 to INR 99.20 crore in March 2019, while operating profit increased to INR 26.22 crore in March 2019. Overall, the company experienced fluctuations in revenues and profits, alongside a decrease in total assets and liabilities during the same period.

Answer:<BR>The historical performance of Mangal Credit shows a fluctuating trend in key financial metrics over the years.<BR><BR>Breakdown:<BR>Mangal Credit's net sales have seen a decline from INR 237.78 crore in March 2015 to INR 99.20 crore in March 2019, with a peak in March 2016 at INR 143.41 crore. Total operating income followed a similar trend, peaking in March 2015 and dropping to INR 99.20 crore in March 2019. The total expenditure, excluding depreciation, decreased from INR 212.79 crore in March 2015 to INR 79.13 crore in March 2019. Operating profit (PBDIT) has shown some resilience, increasing from INR 14.28 crore in March 2014 to INR 26.22 crore in March 2019, despite fluctuations in other years. Profit before tax peaked at INR 12.05 crore in March 2018 but fell to INR 10.48 crore in March 2019, while profit after tax also decreased from INR 9.41 crore in March 2018 to INR 7.55 crore in March 2019. The company's total assets decreased from INR 267.47 crore in March 2015 to INR 205.20 crore in March 2019, with total liabilities also declining from INR 302.82 crore in March 2014 to INR 205.20 crore in March 2019. Cash flow from operating activities showed a positive trend in March 2018 at INR 31.42 crore but dropped to INR 1.00 crore in March 2019, while net cash inflow increased to INR 12.00 crore in March 2019. Overall, Mangal Credit's financial performance reflects significant volatility, with both revenues and profits experiencing ups and downs over the years.

Is Mangal Credit overvalued or undervalued?

As of November 18, 2025, Mangal Credit is fairly valued with a PE ratio of 31.05, an EV to EBIT of 14.30, and a Price to Book Value of 2.42, outperforming the Sensex with a year-to-date return of 19.43%.

As of 18 November 2025, Mangal Credit's valuation grade has moved from expensive to fair, indicating a more favorable assessment of its market position. The company is currently fairly valued. Key ratios include a PE ratio of 31.05, an EV to EBIT of 14.30, and a Price to Book Value of 2.42. <BR><BR>In comparison to its peers, Mangal Credit's PE ratio is lower than Bajaj Finance's 34.46 but higher than Life Insurance's 11.34, while its EV to EBITDA is also more favorable than Bajaj Finserv's 13.23. Notably, Mangal Credit has shown strong performance with a year-to-date return of 19.43%, significantly outperforming the Sensex's 8.36% during the same period, reinforcing its valuation story.

When is the next results date for Mangal Credit & Fincorp Ltd?

The next results date for Mangal Credit & Fincorp Ltd is 09 February 2026.

The next results date for Mangal Credit & Fincorp Ltd is scheduled for 09 February 2026.

Are Mangal Credit & Fincorp Ltd latest results good or bad?

Mangal Credit & Fincorp Ltd's latest Q3 FY26 results show strong operational performance with record net sales of ₹18.31 crores and a net profit of ₹3.83 crores; however, a low return on equity of 7.42% and a 13.33% decline in stock price over the past three months indicate challenges that may affect future growth.

Mangal Credit & Fincorp Ltd's latest results for Q3 FY26 can be considered quite strong in terms of operational performance. The company achieved record highs in both net sales and net profit, with net sales reaching ₹18.31 crores and net profit at ₹3.83 crores. Additionally, the operating margin of 77.55% indicates exceptional efficiency in managing costs while generating revenue.<BR><BR>However, despite these positive results, the company faces significant challenges. The average return on equity (ROE) is only 7.42%, which is below the typical benchmark of 15% for quality financial services firms. This suggests that while the company is growing its top line, it is not converting equity into profits efficiently. Furthermore, the stock has experienced a decline of 13.33% over the past three months and has underperformed its peers in the NBFC sector significantly.<BR><BR>In summary, while Mangal Credit's latest results show impressive growth and operational efficiency, concerns regarding capital efficiency, high leverage, and recent stock performance create a mixed outlook. Investors should weigh these factors carefully when considering the company's financial health and future potential.

Should I buy, sell or hold Mangal Credit & Fincorp Ltd?

Which are the latest news on Mangal Credit?

Why is Mangal Credit & Fincorp Ltd falling/rising?

As of 11-May, Mangal Credit & Fincorp Ltd's stock price is at 169.30, down 0.7%. Despite a year-to-date increase of 0.77% and a 7.94% rise over the past year, recent declines and decreased investor participation indicate ongoing challenges for the stock.

As of 11-May, Mangal Credit & Fincorp Ltd's stock price is currently at 169.30, reflecting a decrease of 1.2 points or 0.7%. The stock has experienced a decline of 2.36% over the past week and 5.29% over the past month, which indicates a negative trend in the short term. Despite this, the stock has shown a year-to-date increase of 0.77% and a notable rise of 7.94% over the past year, suggesting that it has performed better than the broader market in the longer term.<BR><BR>Today's performance indicates that the stock has outperformed its sector by 1.82%, which could suggest a potential for recovery. However, it is important to note that the stock has been on a downward trend for the past two days before today's slight gain, indicating volatility. Additionally, the stock's delivery volume has significantly decreased by 89.92% compared to the five-day average, reflecting falling investor participation, which may contribute to the downward pressure on the stock price.<BR><BR>In terms of moving averages, the stock is currently above the 100-day moving average but below the 5-day, 20-day, 50-day, and 200-day moving averages, which may indicate mixed signals regarding its short-term momentum. Overall, while there are some positive indicators, the recent decline in price and investor participation suggests that Mangal Credit & Fincorp Ltd is currently facing challenges that are contributing to its falling stock price.