ScoreWhy is Mangal Credit & Fincorp Ltd ?
1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 7.88%
2
With a growth in Operating Profit of 4.9%, the company declared Very Positive results in Jun 26
- The company has declared positive results for the last 4 consecutive quarters
- NET SALES(Q) Highest at Rs 22.16 cr
- PBDIT(Q) Highest at Rs 18.18 cr.
- PBT LESS OI(Q) Highest at Rs 7.67 cr.
3
With ROE of 10.4, it has a Fair valuation with a 2.9 Price to Book Value
- The stock is trading at a premium compared to its peers' average historical valuations
- Over the past year, while the stock has generated a return of 33.30%, its profits have risen by 43.3% ; the PEG ratio of the company is 0.9
4
Despite the size of the company, domestic mutual funds hold only 0% of the company
- Domestic mutual funds have capability to do in-depth on-the-ground research on companies- their small stake may signify either they are not comfortable at the price or the business
5
Market Beating performance in long term as well as near term
- Along with generating 33.30% returns in the last 1 year, the stock has outperformed BSE500 in the last 3 years, 1 year and 3 months
Real-Time Research ReportHow much should you hold?
- Overall Portfolio exposure to Mangal Credit should be less than 10%
- Overall Portfolio exposure to Non Banking Financial Company (NBFC) should be less than 30%
(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))
When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock
Is Mangal Credit for you?
High Risk, High Return
Absolute
Risk Adjusted
Volatility
Mangal Credit
33.3%
0.92
36.18%
Sensex
-2.63%
-0.19
13.57%
Management Risk
Growth
Capital StructureValuationValuation Key Factors 
Factor
Value
P/E Ratio
28
Industry P/E
21
Price to Book Value
2.92
EV to EBIT
13.21
EV to EBITDA
12.81
EV to Capital Employed
1.73
EV to Sales
10.10
PEG Ratio
0.86
Dividend Yield
0.29%
ROCE (Latest)
11.53%
ROE (Latest)
10.41%
Loading Valuation Snapshot...
TechnicalsTechnical key factors
Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
Bearish
Bearish
Bollinger Bands
Mildly Bullish
Mildly Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Mildly Bearish
Dow Theory
Bullish
Bullish
OBV
Bullish
Bullish
Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned 
Financial Trend25What is working for the Company
NET SALES(Q)
Highest at Rs 22.16 cr
PBDIT(Q)
Highest at Rs 18.18 cr.
PBT LESS OI(Q)
Highest at Rs 7.67 cr.
OPERATING PROFIT TO NET SALES(Q)
Highest at 82.04%
PAT(Q)
Highest at Rs 5.69 cr.
EPS(Q)
Highest at Rs 2.70
-3What is not working for the Company
DEBT-EQUITY RATIO(HY)
Highest at 1.92 times
Loading Valuation Snapshot...
Here's what is working for Mangal Credit
Net Sales - Quarterly
Highest at Rs 22.16 cr and Grown
each quarter in the last five quartersMOJO Watch
Near term sales trend is very positive
Net Sales (Rs Cr)
Operating Profit (PBDIT) - Quarterly
Highest at Rs 18.18 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term Operating Profit trend is quite positive
Operating Profit (Rs Cr)
Profit Before Tax less Other Income (PBT) - Quarterly
Highest at Rs 7.67 cr. and Grown
each quarter in the last five quartersMOJO Watch
Near term PBT trend is very positive
PBT less Other Income (Rs Cr)
Net Sales - Quarterly
At Rs 22.16 cr has Grown at 26.8% (vs previous 4Q average)
over average Net Sales of the previous four quarters of Rs 17.48 CrMOJO Watch
Near term sales trend is positive
Net Sales (Rs Cr)
Operating Profit Margin - Quarterly
Highest at 82.04%
in the last five quartersMOJO Watch
Company's efficiency has improved
Operating Profit to Sales
Profit After Tax (PAT) - Quarterly
Highest at Rs 5.69 cr.
in the last five quartersMOJO Watch
Near term PAT trend is positive
PAT (Rs Cr)
Earnings per Share (EPS) - Quarterly
Highest at Rs 2.70
in the last five quartersMOJO Watch
Increasing profitability; company has created higher earnings for shareholders
EPS (Rs)
Here's what is not working for Mangal Credit
Debt-Equity Ratio - Half Yearly
Highest at 1.92 times and Grown
each half year in the last five half yearly periodsMOJO Watch
The company is borrowing more to fund its operations; it's liquidity situation may be stressed
Debt-Equity Ratio
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."
