Mangal Credit

  • Market Cap: Micro Cap
  • Industry: Non Banking Financial Company (NBFC)
  • ISIN: INE545L01039
  • NSEID: MANCREDIT
  • BSEID: 505850
INR
170.70
4 (2.4%)
BSENSE

Dec 05

BSE+NSE Vol: 58.34 k

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
{
  "main_header": {
    "sid": 234922,
    "name": "Mangal Credit",
    "stock_name": "Mangal Credit",
    "full_name": "Mangal Credit & Fincorp Ltd",
    "name_url": "stocks-analysis/mangal-credit",
    "exchange": 0,
    "exchangecode": "",
    "country_id": 34,
    "currency": "INR",
    "cmp": "170.70",
    "chg": 4,
    "chgp": "2.4%",
    "dir": 1,
    "prev_price": "166.70",
    "mcapval": "349.00 Cr",
    "mcap": "Micro Cap",
    "scripcode": 505850,
    "symbol": "MANCREDIT",
    "ind_name": "Non Banking Financial Company (NBFC)",
    "ind_code": 5,
    "indexname": "",
    "isin": "INE545L01039",
    "curr_date": "Dec 05",
    "curr_time": "",
    "bse_nse_vol": "58.34 k",
    "exc_status": "Active",
    "traded_date": "Dec 05, 2025",
    "traded_date_str": "2025 12 05",
    "score": "",
    "scoreText": "",
    "Live": 0,
    "market_time": 0,
    "is_blur": 1,
    "is_blur_class": "blur-register-score-header",
    "is_blur_url": "https://www.marketsmojo.com/mojofeed/register?redirect=/stocks-analysis/mangal-credit-234922-0&utm_source=Spage_Header_Score",
    "mojoone": {
      "ismore": 0
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  },
  "news": {
    "results": [
      {
        "title": "Mangal Credit Sees Revision in Market Evaluation Amid Mixed Financial Signals",
        "link": "https://www.marketsmojo.com/news/stock-recommendation/mangal-credit-upgraded-from-strong-sell-to-sell-by-marketsmojo-3741034",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/12/MangalCredit_mojoScore_3741034.png",
        "date": "2025-12-02 10:09:46",
        "description": "Mangal Credit, a microcap player in the Non Banking Financial Company (NBFC) sector, has experienced a revision in its market evaluation reflecting nuanced shifts across key analytical parameters. This adjustment highlights evolving perspectives on the company’s financial health, valuation, technical outlook, and overall quality within a challenging sector environment."
      },
      {
        "title": "Why is Mangal Credit falling/rising?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/why-is-mangal-credit-fallingrising-3715964",
        "imagepath": "",
        "date": "2025-11-19 21:43:38",
        "description": "As of 19-Nov, Mangal Credit & Fincorp Ltd is experiencing a decline in its stock price, currently at Rs 174.50, which reflects a decrease of Rs 2.9 or 1.63%. The stock has underperformed its sector by 1.46% today, with a high intraday volatility of 5.94%. Despite touching an intraday high of Rs 190 earlier in the day, the stock is trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages. Over the past week, the stock has decreased by 4.46%, while it has shown a year-to-date increase of 15.14%. However, there has been a notable rise in investor participation, with delivery volume increasing by 517.1% against the 5-day average, indicating some level of interest despite the current price drop.\n\nIn the broader market context, Mangal Credit's recent performance contrasts with the Sensex, which has gained 0.85% over the past week. This suggests that while the stock is facing short-term challe..."
      },
      {
        "title": "Is Mangal Credit overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-mangal-credit-overvalued-or-undervalued-3713528",
        "imagepath": "",
        "date": "2025-11-19 08:07:28",
        "description": "As of 18 November 2025, Mangal Credit's valuation grade has moved from expensive to fair, indicating a more favorable assessment of its market position. The company is currently fairly valued. Key ratios include a PE ratio of 31.05, an EV to EBIT of 14.30, and a Price to Book Value of 2.42. \n\nIn comparison to its peers, Mangal Credit's PE ratio is lower than Bajaj Finance's 34.46 but higher than Life Insurance's 11.34, while its EV to EBITDA is also more favorable than Bajaj Finserv's 13.23. Notably, Mangal Credit has shown strong performance with a year-to-date return of 19.43%, significantly outperforming the Sensex's 8.36% during the same period, reinforcing its valuation story...."
      },
      {
        "title": "Are Mangal Credit latest results good or bad?",
        "link": "https://www.marketsmojo.com/news/result-analysis/are-mangal-credit-latest-results-good-or-bad-3712650",
        "imagepath": "",
        "date": "2025-11-18 19:28:58",
        "description": "Mangal Credit's latest financial results for the quarter ended September 2025 reflect a mixed operational performance. The company reported net sales of ₹15.82 crores, marking a sequential growth of 9.33% from the previous quarter. This increase in revenue represents the highest quarterly sales in the company's recent history, indicating a positive trend in sales momentum.\n\nHowever, the standalone net profit showed a slight decline of 0.67% compared to the previous quarter, which raises concerns about profitability despite the revenue growth. The operating profit before depreciation, interest, and tax (PBDIT) was reported at ₹11.49 crores, with a marginal decrease in the operating profit margin to 72.63%. This suggests that while the company is generating higher sales, it is facing challenges in maintaining profitability levels.\n\nThe company’s average return on equity (ROE) remains below industry standards ..."
      },
      {
        "title": "Is Mangal Credit overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-mangal-credit-overvalued-or-undervalued-3709674",
        "imagepath": "",
        "date": "2025-11-18 08:18:41",
        "description": "As of 17 November 2025, Mangal Credit's valuation grade has moved from fair to expensive, indicating a shift in its perceived market value. The company appears to be overvalued at this time. Key ratios include a PE ratio of 29.63, an EV to EBITDA of 13.81, and a Price to Book Value of 2.64, all suggesting a premium valuation compared to its peers.\n\nIn comparison to notable competitors, Bajaj Finance has a PE ratio of 34.85 and an EV to EBITDA of 19.61, while Life Insurance stands out with a PE of 11.33 and an EV to EBITDA of 9.36, highlighting the disparity in valuation within the sector. Despite Mangal Credit's strong historical stock performance, including a 23.11% return over the past year compared to the Sensex's 9.50%, the current valuation metrics suggest that the stock is priced too high relative to its earnings potential...."
      },
      {
        "title": "How has been the historical performance of Mangal Credit?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/how-has-been-the-historical-performance-of-mangal-credit-3708509",
        "imagepath": "",
        "date": "2025-11-17 22:52:40",
        "description": "Answer:\nThe historical performance of Mangal Credit shows a fluctuating trend in key financial metrics over the years.\n\nBreakdown:\nMangal Credit's net sales have seen a decline from INR 237.78 crore in March 2015 to INR 99.20 crore in March 2019, with a peak in March 2016 at INR 143.41 crore. Total operating income followed a similar trend, peaking in March 2015 and dropping to INR 99.20 crore in March 2019. The total expenditure, excluding depreciation, decreased from INR 212.79 crore in March 2015 to INR 79.13 crore in March 2019. Operating profit (PBDIT) has shown some resilience, increasing from INR 14.28 crore in March 2014 to INR 26.22 crore in March 2019, despite fluctuations in other years. Profit before tax peaked at INR 12.05 crore in March 2018 but fell to INR 10.48 crore in March 2019, while profit after tax also decreased from INR 9.41 crore in March 2018 to INR 7.55 crore in March 2019. The co..."
      },
      {
        "title": "Mangal Credit & Fincorp Q2 FY26: Growth Momentum Masks Valuation Concerns",
        "link": "https://www.marketsmojo.com/news/result-analysis/mangal-credit-fincorp-q2-fy26-growth-momentum-masks-valuation-concerns-3708335",
        "imagepath": "https://i.marketsmojo.com/newsimg/2025/11/MangalCreditFin_quaterlyResult_3708335.png",
        "date": "2025-11-17 21:05:09",
        "description": "Mangal Credit & Fincorp Ltd., the Mumbai-based non-banking financial company, has delivered a mixed performance that highlights the dichotomy facing micro-cap NBFCs in today's market. Whilst the company posted strong quarterly revenue growth, profitability metrics reveal underlying challenges that investors cannot ignore. With a market capitalisation of ₹376.00 crores and current trading price of ₹176.05, the stock has retreated 0.68% from its previous close, reflecting cautious sentiment following recent results."
      },
      {
        "title": "Is Mangal Credit overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-mangal-credit-overvalued-or-undervalued-3705834",
        "imagepath": "",
        "date": "2025-11-17 08:07:01",
        "description": "As of 14 November 2025, Mangal Credit's valuation grade has moved from expensive to fair, indicating a shift in its market perception. The company is currently fairly valued, with a PE ratio of 30.10, an EV to EBITDA of 13.95, and a ROE of 8.92%. When compared to peers, Bajaj Finance is considered very expensive with a PE of 34.62, while Life Insurance stands out as very attractive with a PE of 11.25.\n\nIn terms of performance, Mangal Credit's stock has shown strong returns, outperforming the Sensex over the past year with a return of 25.07% compared to the Sensex's 9.00%. This suggests that while the company is fairly valued, its growth potential and recent performance may still attract investor interest...."
      },
      {
        "title": "Is Mangal Credit overvalued or undervalued?",
        "link": "https://www.marketsmojo.com/news/stocks-in-action/is-mangal-credit-overvalued-or-undervalued-3705137",
        "imagepath": "",
        "date": "2025-11-16 08:06:41",
        "description": "As of 14 November 2025, Mangal Credit's valuation grade has moved from expensive to fair, indicating a more favorable assessment of its market position. The company is currently fairly valued, with a PE ratio of 30.10, an EV to EBIT of 14.43, and a Price to Book Value of 2.68. In comparison to its peers, Bajaj Finance is classified as very expensive with a PE ratio of 34.62, while Life Insurance stands out as very attractive with a PE of 11.25.\n\nMangal Credit's financial metrics suggest it is positioned reasonably within the market, especially when considering its PEG ratio of 0.00, which indicates potential for growth without the corresponding price increase. The company's recent stock performance has outpaced the Sensex over the year, with a return of 25.07% compared to the Sensex's 9.00%, reinforcing the notion that Mangal Credit is a compelling investment opportunity within the NBFC sector...."
      }
    ],
    "total": 564,
    "sid": "234922",
    "stock_news_url": "https://www.marketsmojo.com/news/mangal-credit-fincorp-234922"
  },
  "announcements": [
    {
      "caption": "Allotment Of 1000 Non-Convertible Debentures On Private Placement Basis.",
      "datetime": "26-Nov-2025",
      "details": "Please find herewith detailed disclosure under Reg.30 of SEBI (LODR) Regulations 2015.",
      "source": "BSE"
    },
    {
      "caption": "Announcement under Regulation 30 (LODR)-Newspaper Publication",
      "datetime": "15-Nov-2025",
      "details": "Enclosed herewith newspaper clippings of unaudited financial results for the quarter and half year ended 30th September 2025.",
      "source": "BSE"
    },
    {
      "caption": "Statement Of Nil Deviations Under Regulation 32 Of SEBI (LODR) Regulations 2015.",
      "datetime": "13-Nov-2025",
      "details": "Enclosed herewith detailed disclosure under Regulation 32 of SEBI (LODR) Regulations 2015.",
      "source": "BSE"
    }
  ],
  "corporate_actions": [
    {
      "img": "board-meeting.svg",
      "title": "BOARD MEETING",
      "msg": "<span>No</span> Upcoming Board Meetings",
      "data": []
    },
    {
      "img": "dividend.svg",
      "title": "DIVIDEND",
      "msg": "",
      "data": [
        {
          "txt": "Mangal Credit & Fincorp Ltd has declared <strong>7%</strong> dividend, ex-date: 17 Sep 25",
          "dt": "2025-09-17",
          "middle_text": "Dividend Alert"
        }
      ]
    },
    {
      "img": "splits.svg",
      "title": "SPLITS",
      "msg": "",
      "data": [
        {
          "txt": "Mangal Credit & Fincorp Ltd has announced <strong>10:1</strong> stock split, ex-date: 26 Nov 18",
          "dt": "2018-11-26",
          "middle_text": "Split"
        }
      ]
    },
    {
      "img": "bonus.svg",
      "title": "BONUS",
      "msg": "",
      "data": [
        {
          "txt": "Mangal Credit & Fincorp Ltd has announced <strong>5:1</strong> bonus issue, ex-date: 17 Dec 15",
          "dt": "2015-12-17",
          "middle_text": "Bonus Alert"
        }
      ]
    },
    {
      "img": "rights-issues.svg",
      "title": "RIGHTS",
      "msg": "No <strong>Rights</strong> history available",
      "data": []
    }
  ]
}
stock newsNews and Views
stock-recommendationAnnouncement

Allotment Of 1000 Non-Convertible Debentures On Private Placement Basis.

26-Nov-2025 | Source : BSE

Please find herewith detailed disclosure under Reg.30 of SEBI (LODR) Regulations 2015.

Announcement under Regulation 30 (LODR)-Newspaper Publication

15-Nov-2025 | Source : BSE

Enclosed herewith newspaper clippings of unaudited financial results for the quarter and half year ended 30th September 2025.

Statement Of Nil Deviations Under Regulation 32 Of SEBI (LODR) Regulations 2015.

13-Nov-2025 | Source : BSE

Enclosed herewith detailed disclosure under Regulation 32 of SEBI (LODR) Regulations 2015.

stock-recommendationCorporate Actions
Corporate Actions
info
stock-summary
BOARD MEETING

No Upcoming Board Meetings

stock-summary
DIVIDEND

Mangal Credit & Fincorp Ltd has declared 7% dividend, ex-date: 17 Sep 25

stock-summary
SPLITS

Mangal Credit & Fincorp Ltd has announced 10:1 stock split, ex-date: 26 Nov 18

stock-summary
BONUS

Mangal Credit & Fincorp Ltd has announced 5:1 bonus issue, ex-date: 17 Dec 15

stock-summary
RIGHTS

No Rights history available