Viji Finance

Which are the latest news on Viji Finance?

Why is Viji Finance Ltd falling/rising?

As of 05-Sep, Viji Finance Ltd's stock price is rising to Rs. 16.70, reflecting a 1.95% increase. This growth is driven by strong historical performance, a year-to-date increase of 527.82%, and consistent upward trends, despite a slight decline in delivery volume.

As of 05-Sep, Viji Finance Ltd's stock price is rising, currently at Rs. 16.70, reflecting an increase of Rs. 0.32 or 1.95%. This upward movement is supported by several key factors. The stock has shown impressive performance over various periods, with a remarkable year-to-date increase of 527.82%, significantly outperforming the Sensex, which has declined by 10.21% in the same timeframe. Additionally, the stock has achieved a new 52-week high today, indicating strong investor confidence.<BR><BR>The stock has been on a consistent upward trend, gaining for the last 21 consecutive days and accumulating a total return of 50.45% during this period. Furthermore, Viji Finance is trading above its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, which is often interpreted as a bullish signal by investors. Despite a slight decline in delivery volume, which fell by 15.4% against the 5-day average, the stock remains liquid enough for trading, suggesting that there is still sufficient interest among investors.<BR><BR>Overall, the combination of strong historical performance, recent highs, and sustained gains contributes to the rising stock price of Viji Finance Ltd.

Who are in the management team of Viji Finance?

The management team of Viji Finance includes Vijay Kothari (Chairman & Managing Director), Suresh Singh Jain (Non-Executive & Independent Director), Stuti Sinha (Company Secretary & Compliance Officer), Nitesh Gupta (Whole-time Director), Aryaman Kothari (Non-Executive Director), and Sakshi Chourasiya (Independent Director).

The management team of Viji Finance includes the following members:<BR><BR>1. **Vijay Kothari** - Chairman & Managing Director<BR>2. **Suresh Singh Jain** - Non-Executive & Independent Director<BR>3. **Stuti Sinha** - Company Secretary & Compliance Officer<BR>4. **Nitesh Gupta** - Whole-time Director<BR>5. **Aryaman Kothari** - Non-Executive Director<BR>6. **Sakshi Chourasiya** - Independent Director<BR><BR>If you need more details about any specific member or their roles, feel free to ask!

What does Viji Finance do?

Viji Finance Ltd is a Non-Banking Financial Company (NBFC) focused on micro-cap financial services, with a market cap of INR 350 Cr and recent quarterly net sales and profit of 1 Cr each. The company, originally incorporated as Panjon Finance Limited in 1994, reported a P/E ratio of 17,845 and a return on equity of 17.68%.

Overview:<BR>Viji Finance Ltd is a Non-Banking Financial Company (NBFC) operating in the micro-cap segment, providing various financial services.<BR><BR>History:<BR>Viji Finance Ltd was originally incorporated as Panjon Finance Limited in 1994 and changed its name to Viji Finance Limited on March 31, 2013. The latest quarterly results reported net sales and net profit of 1 Cr for June 2026.<BR><BR>Financial Snapshot:<BR>Net Sales: 1 Cr (Quarterly Results - Jun 2026)<BR>Net Profit: 1 Cr (Quarterly Results - Jun 2026)<BR>Market Cap: INR 350 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: 17,845.00<BR>Industry P/E: 21<BR>Dividend Yield: 0.00%<BR>Debt-Equity: 0.31<BR>Return on Equity: 17.68%<BR>Price to Book: 14.33<BR><BR>Contact Details:<BR>Address: 11/2 Usha Ganj, Jaora Compound Indore Madhya Pradesh : 452001<BR>Tel: 91-0731-4246092<BR>Email: info@vijifinance.com<BR>Website: http://www.vijifinance.com

Who are the peers of the Viji Finance?

Viji Finance's peers include Kalind, Capital Trade Lk, Fundviser Capital, Indl. Inv. Trust, P. H. Capital, UVS Hospitality, Sera Investments, Bombay Oxygen, and Corporate Merch. Key metrics show excellent management and growth for Viji Finance and several peers, with P. H. Capital leading in 1-year returns at 482.19%, while Viji Finance has a return of 355.75%.

Peers: The peers of Viji Finance are Kalind, Capital Trade Lk, Fundviser Capit., Indl. Inv. Trust, P. H. Capital, UVS Hospitality, Sera Investments, Bombay Oxygen, Corporate Merch.<BR><BR>Quality Snapshot: Excellent management risk is observed at Kalind, Viji Finance, UVS Hospitality, Sera Investments, and Indl. Inv. Trust, while Average management risk is found at P. H. Capital and Bombay Oxygen. Below Average management risk is noted for Capital Trade Lk, Fundviser Capit., and Corporate Merch. Growth is excellent for Kalind, Viji Finance, UVS Hospitality, and Sera Investments, while Average growth is found at Indl. Inv. Trust. Below Average growth is observed at Capital Trade Lk, Fundviser Capit., and P. H. Capital, with the rest showing varying levels of performance. Capital Structure is excellent for Kalind, Viji Finance, Capital Trade Lk, Indl. Inv. Trust, P. H. Capital, and the rest, while Fundviser Capit. has a Below Average rating.<BR><BR>Return Snapshot: The peer with the highest 1-year return is P. H. Capital at 482.19%, while the lowest is Bombay Oxygen at -26.40%. Viji Finance's 1-year return of 355.75% is significantly higher than Bombay Oxygen's but lower than P. H. Capital's. Additionally, UVS Hospitality, Bombay Oxygen, and Corporate Merch have negative six-month returns.

How big is Viji Finance?

As of 31st August, Viji Finance Ltd has a market capitalization of 350.00 Cr, with Net Sales of 1.84 Cr and a Net Profit of 0.02 Cr reported in the latest four quarters. The balance sheet for March 2024 shows Shareholder's Funds of 12.18 Cr and Total Assets of 25.36 Cr.

As of 31st August, Viji Finance Ltd has a market capitalization of 350.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, Viji Finance reported Net Sales of 1.84 Cr and a Net Profit of 0.02 Cr.<BR><BR>The latest annual period for the balance sheet is March 2024, showing Shareholder's Funds of 12.18 Cr and Total Assets of 25.36 Cr.

Should I buy, sell or hold Viji Finance Ltd?

When is the next results date for Viji Finance Ltd?

The next results date for Viji Finance Ltd is 14 July 2026.

The next results date for Viji Finance Ltd is scheduled for 14 July 2026.

How has been the historical performance of Viji Finance?

Viji Finance has experienced growth in net sales and operating profit, increasing from 1.22 crore in March 2022 to 2.08 crore in March 2023. However, it faces challenges with profitability and negative cash flow, remaining at -2.00 crore for both March 2023 and March 2024.

Answer:<BR>The historical performance of Viji Finance shows a fluctuating trend in key financial metrics over the years.<BR><BR>Breakdown:<BR>Viji Finance's net sales increased from 1.22 crore in March 2022 to 2.08 crore in March 2023, following a steady rise from 0.92 crore in March 2021. The total operating income mirrored this growth, reaching 2.08 crore in March 2023. The company's total expenditure, excluding depreciation, rose to 1.00 crore in March 2023 from 0.64 crore in March 2022. Operating profit, excluding other income, also improved to 1.08 crore in March 2023, up from 0.58 crore the previous year. However, profit before tax showed a slight increase to 0.60 crore in March 2023 from 0.50 crore in March 2022, while profit after tax remained relatively stable at 0.43 crore in March 2023 compared to 0.44 crore in March 2022. The company's total liabilities increased to 25.36 crore in March 2024 from 22.55 crore in March 2023, with total debt rising to 12.05 crore. Cash flow from operating activities remained negative at -2.00 crore in both March 2023 and March 2024, indicating ongoing challenges in cash generation. Overall, Viji Finance has shown growth in sales and operating profit, but faces challenges in profitability and cash flow management.

Are Viji Finance latest results good or bad?

Viji Finance's latest Q2 FY26 results are poor, showing a net profit decline of 84.38% year-on-year and a significant drop in revenue, indicating serious profitability issues and operational challenges. The company's performance is notably below the broader NBFC sector.

Viji Finance's latest results for Q2 FY26 indicate a challenging financial situation. The company reported a net profit of ₹0.05 crores, which represents a significant decline of 84.38% year-on-year and a 28.57% drop quarter-on-quarter. Revenue also fell to ₹0.42 crores, down 40.00% year-on-year and 6.67% from the previous quarter. <BR><BR>The profit after tax margin has decreased sharply from 45.71% in the same quarter last year to just 11.90% now, reflecting serious issues with profitability. Additionally, the return on equity is alarmingly low at 0.16%, indicating that the company is struggling to generate returns for its shareholders.<BR><BR>Overall, these results suggest that Viji Finance is facing significant operational challenges, with deteriorating profitability and revenue contraction. The company's performance is underwhelming compared to the broader NBFC sector, which has seen better returns. Therefore, the latest results can be characterized as bad, highlighting a critical need for improvement in its financial health and operational efficiency.

Is Viji Finance overvalued or undervalued?

As of May 2, 2023, Viji Finance is considered very expensive with a PE ratio of 32.35, significantly higher than its peers, and has underperformed in the long term with a year-to-date return of -28.70% compared to the Sensex's 5.58%.

As of 2 May 2023, Viji Finance's valuation grade has moved from fair to very expensive, indicating a significant shift in its market perception. The company is currently considered overvalued, with a PE ratio of 32.35, an EV to EBIT of 44.16, and a Price to Book Value of 2.66. These ratios suggest that the stock is trading at a premium compared to its earnings and book value.<BR><BR>In comparison to its peers, Viji Finance's PE ratio is notably higher than Life Insurance, which has a PE of 12.54, and IRFC, with a PE of 29.42, both of which are categorized as fair. Additionally, Bajaj Finance, another peer, is also classified as very expensive with a PE of 35.01. The recent stock performance shows that while Viji Finance has outperformed the Sensex in the short term, it has significantly underperformed over the longer term, particularly with a year-to-date return of -28.70% compared to the Sensex's 5.58%.

What is the technical trend for Viji Finance?

As of June 5, 2025, Viji Finance's technical trend is mildly bearish, with mixed signals from indicators like MACD, Bollinger Bands, and moving averages.

As of 5 June 2025, the technical trend for Viji Finance has changed from bearish to mildly bearish. The weekly MACD indicates a mildly bullish stance, while the monthly MACD shows a mildly bearish trend. The Bollinger Bands and KST are both mildly bearish on a weekly and monthly basis. The daily moving averages remain bearish, suggesting short-term weakness. The Dow Theory indicates a mildly bearish trend on the weekly chart, with no clear trend on the monthly. The OBV is mildly bullish weekly but mildly bearish monthly, indicating mixed signals. Overall, the current technical stance is mildly bearish, with key indicators such as the moving averages and Bollinger Bands contributing to this outlook.

Who are the top shareholders of the Viji Finance?

The top shareholders of Viji Finance include Vijay Kothari, who holds 32.64%, and individual investors with a collective stake of 40.36%. The highest public shareholder is Laxmi Narayan Saha Huf, holding 1.17%.

The top shareholders of Viji Finance include the promoters, with Vijay Kothari holding the largest stake at 32.64%. There are no pledged promoter holdings, and the company does not have any mutual funds or foreign institutional investors (FIIs) involved. Additionally, individual investors collectively hold 40.36% of the shares, while the highest public shareholder is Laxmi Narayan Saha Huf, with a holding of 1.17%.

What is the bonus history of the Viji Finance?

Viji Finance issued a bonus share at a ratio of 1:10, announced on August 4, 2017, with a record date of August 7, 2017. This means shareholders received one additional share for every ten shares held.

Viji Finance has a bonus history that includes a notable issue of shares at a ratio of 1:10. This bonus was announced with an ex-date of August 4, 2017, and the record date was set for August 7, 2017. This means that for every 10 shares held, shareholders received an additional share as a bonus. If you have any more questions about Viji Finance or need further details, feel free to ask!

Has Viji Finance declared dividend?

Viji Finance Ltd has declared a 1% dividend, amounting to 0.01 per share, but the dividend yield is 0%. Total returns have varied significantly, with a 712.64% return over five years despite recent declines in shorter periods.

Viji Finance Ltd has declared a 1% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 1%<BR>- Amount per share: 0.01<BR>- Ex-date: 12 Sep 18<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -37.98%, the dividend return was 0%, resulting in a total return of -37.98%.<BR><BR>Over the past year, the price return was -14.02%, with a dividend return of 0%, leading to a total return of -14.02%.<BR><BR>In the 2-year period, the price return was 69.67%, the dividend return was 0%, yielding a total return of 69.67%.<BR><BR>For the 3-year period, the price return was -1.97%, with a dividend return of 0%, resulting in a total return of -1.97%.<BR><BR>In the last 4 years, the price return was 185.93%, the dividend return was 0%, leading to a total return of 185.93%.<BR><BR>Over the 5-year period, the price return was 712.64%, with a dividend return of 0%, resulting in a total return of 712.64%.<BR><BR>Overall, Viji Finance Ltd has declared a dividend, but the dividend yield remains at 0%. The total returns show significant fluctuations, with substantial gains over longer periods despite recent declines in shorter time frames.