Viji Finance

Which are the latest news on Viji Finance?

Why is Viji Finance Ltd falling/rising?

As of 09-Jun, Viji Finance Ltd's stock price is at 3.96, down 1.74%. The decline is due to reduced investor participation and short-term underperformance, despite strong long-term gains.

As of 09-Jun, Viji Finance Ltd's stock price is currently at 3.96, reflecting a decrease of 0.07 or 1.74%. This decline can be attributed to several factors. Despite the stock showing strong performance over longer periods, such as a year-to-date increase of 48.87% and a one-year increase of 69.23%, it has underperformed in the short term. Over the past month, the stock has decreased by 11.61%, while the benchmark Sensex has only fallen by 4.41%. <BR><BR>Additionally, today's performance indicates that Viji Finance Ltd has underperformed its sector by 2.38%. A significant factor contributing to the decline is the falling investor participation, as evidenced by a delivery volume of 13.49k on June 8, which has decreased by 54.04% compared to the five-day average. This drop in trading activity suggests a lack of interest from investors, which can lead to downward pressure on the stock price.<BR><BR>On a positive note, the stock is trading above its moving averages across multiple time frames, indicating a generally favorable long-term trend. However, the current decline in price, coupled with reduced trading volume and sector underperformance, highlights the challenges Viji Finance Ltd is facing in the short term.

Should I buy, sell or hold Viji Finance Ltd?

When is the next results date for Viji Finance Ltd?

The next results date for Viji Finance Ltd is 06 May 2026.

The next results date for Viji Finance Ltd is scheduled for 06 May 2026.

How has been the historical performance of Viji Finance?

Viji Finance has experienced growth in net sales and operating profit, increasing from 1.22 crore in March 2022 to 2.08 crore in March 2023. However, it faces challenges with profitability and negative cash flow, remaining at -2.00 crore for both March 2023 and March 2024.

Answer:<BR>The historical performance of Viji Finance shows a fluctuating trend in key financial metrics over the years.<BR><BR>Breakdown:<BR>Viji Finance's net sales increased from 1.22 crore in March 2022 to 2.08 crore in March 2023, following a steady rise from 0.92 crore in March 2021. The total operating income mirrored this growth, reaching 2.08 crore in March 2023. The company's total expenditure, excluding depreciation, rose to 1.00 crore in March 2023 from 0.64 crore in March 2022. Operating profit, excluding other income, also improved to 1.08 crore in March 2023, up from 0.58 crore the previous year. However, profit before tax showed a slight increase to 0.60 crore in March 2023 from 0.50 crore in March 2022, while profit after tax remained relatively stable at 0.43 crore in March 2023 compared to 0.44 crore in March 2022. The company's total liabilities increased to 25.36 crore in March 2024 from 22.55 crore in March 2023, with total debt rising to 12.05 crore. Cash flow from operating activities remained negative at -2.00 crore in both March 2023 and March 2024, indicating ongoing challenges in cash generation. Overall, Viji Finance has shown growth in sales and operating profit, but faces challenges in profitability and cash flow management.

Are Viji Finance latest results good or bad?

Viji Finance's latest Q2 FY26 results are poor, showing a net profit decline of 84.38% year-on-year and a significant drop in revenue, indicating serious profitability issues and operational challenges. The company's performance is notably below the broader NBFC sector.

Viji Finance's latest results for Q2 FY26 indicate a challenging financial situation. The company reported a net profit of ₹0.05 crores, which represents a significant decline of 84.38% year-on-year and a 28.57% drop quarter-on-quarter. Revenue also fell to ₹0.42 crores, down 40.00% year-on-year and 6.67% from the previous quarter. <BR><BR>The profit after tax margin has decreased sharply from 45.71% in the same quarter last year to just 11.90% now, reflecting serious issues with profitability. Additionally, the return on equity is alarmingly low at 0.16%, indicating that the company is struggling to generate returns for its shareholders.<BR><BR>Overall, these results suggest that Viji Finance is facing significant operational challenges, with deteriorating profitability and revenue contraction. The company's performance is underwhelming compared to the broader NBFC sector, which has seen better returns. Therefore, the latest results can be characterized as bad, highlighting a critical need for improvement in its financial health and operational efficiency.

Is Viji Finance overvalued or undervalued?

As of May 2, 2023, Viji Finance is considered very expensive with a PE ratio of 32.35, significantly higher than its peers, and has underperformed in the long term with a year-to-date return of -28.70% compared to the Sensex's 5.58%.

As of 2 May 2023, Viji Finance's valuation grade has moved from fair to very expensive, indicating a significant shift in its market perception. The company is currently considered overvalued, with a PE ratio of 32.35, an EV to EBIT of 44.16, and a Price to Book Value of 2.66. These ratios suggest that the stock is trading at a premium compared to its earnings and book value.<BR><BR>In comparison to its peers, Viji Finance's PE ratio is notably higher than Life Insurance, which has a PE of 12.54, and IRFC, with a PE of 29.42, both of which are categorized as fair. Additionally, Bajaj Finance, another peer, is also classified as very expensive with a PE of 35.01. The recent stock performance shows that while Viji Finance has outperformed the Sensex in the short term, it has significantly underperformed over the longer term, particularly with a year-to-date return of -28.70% compared to the Sensex's 5.58%.

What is the technical trend for Viji Finance?

As of June 5, 2025, Viji Finance's technical trend is mildly bearish, with mixed signals from indicators like MACD, Bollinger Bands, and moving averages.

As of 5 June 2025, the technical trend for Viji Finance has changed from bearish to mildly bearish. The weekly MACD indicates a mildly bullish stance, while the monthly MACD shows a mildly bearish trend. The Bollinger Bands and KST are both mildly bearish on a weekly and monthly basis. The daily moving averages remain bearish, suggesting short-term weakness. The Dow Theory indicates a mildly bearish trend on the weekly chart, with no clear trend on the monthly. The OBV is mildly bullish weekly but mildly bearish monthly, indicating mixed signals. Overall, the current technical stance is mildly bearish, with key indicators such as the moving averages and Bollinger Bands contributing to this outlook.

Who are the top shareholders of the Viji Finance?

The top shareholders of Viji Finance include Vijay Kothari, who holds 32.64%, and individual investors with a collective stake of 40.36%. The highest public shareholder is Laxmi Narayan Saha Huf, holding 1.17%.

The top shareholders of Viji Finance include the promoters, with Vijay Kothari holding the largest stake at 32.64%. There are no pledged promoter holdings, and the company does not have any mutual funds or foreign institutional investors (FIIs) involved. Additionally, individual investors collectively hold 40.36% of the shares, while the highest public shareholder is Laxmi Narayan Saha Huf, with a holding of 1.17%.

how big is Viji Finance?

As of Jun 06, Viji Finance Ltd has a market capitalization of 32.00 Cr, classifying it as a Micro Cap company, with recent net sales of 1.84 Cr and a net profit of 0.02 Cr. The latest balance sheet shows shareholder's funds at 12.18 Cr and total assets of 25.36 Cr.

Market Cap: As of Jun 06, Viji Finance Ltd has a market capitalization of 32.00 Cr, which classifies it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: For the latest 4 quarters, Viji Finance Ltd reported a sum of Net Sales of 1.84 Cr and a sum of Net Profit of 0.02 Cr. This data is consolidated.<BR><BR>Balance Sheet Snapshot: This is consolidated data for the latest annual period ending in Mar'24. The Shareholder's Funds are reported at 12.18 Cr, and the Total Assets amount to 25.36 Cr.

Who are in the management team of Viji Finance?

As of March 2023, the management team of Viji Finance includes Vijay Kothari (Chairman & Managing Director), Suresh Singh Jain (Non-Executive & Independent Director), Stuti Sinha (Company Secretary & Compliance Officer), Nitesh Gupta (Whole-time Director), Aryaman Kothari (Non-Executive Director), and Sakshi Chourasiya (Independent Director). Each member contributes to the company's governance and operational oversight.

As of March 2023, the management team of Viji Finance consists of the following individuals:<BR><BR>1. Vijay Kothari - Chairman & Managing Director<BR>2. Suresh Singh Jain - Non-Executive & Independent Director<BR>3. Stuti Sinha - Company Secretary & Compliance Officer<BR>4. Nitesh Gupta - Whole-time Director<BR>5. Aryaman Kothari - Non-Executive Director<BR>6. Sakshi Chourasiya - Independent Director<BR><BR>Each member plays a crucial role in the governance and operational oversight of the company.

What does Viji Finance do?

Viji Finance Ltd is a micro-cap Non-Banking Financial Company (NBFC) providing financial services, with recent net sales and profit of 1 Cr each for the quarter ending March 2025. The company has a market cap of Rs 32 Cr and key metrics include a P/E of 32.00 and a debt-equity ratio of 0.99.

Overview: <BR>Viji Finance Ltd is a Non-Banking Financial Company (NBFC) in the micro-cap category, engaged in providing financial services.<BR><BR>History: <BR>Viji Finance Ltd was originally incorporated as Panjon Finance Limited in 1994 and changed its name to Viji Finance Limited on March 31, 2013. The latest quarterly results reported net sales and net profit of 1 Cr for the period ending March 2025.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 1 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 1 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: Rs 32 Cr (Micro Cap) <BR><BR>Key Metrics: <BR>P/E: 32.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 0.99 <BR>Return on Equity: 0.16% <BR>Price to Book: 2.65 <BR><BR>Contact Details: <BR>Address: 11/2 Usha Ganj, Jaora Compound Indore Madhya Pradesh : 452001 <BR>Tel: 91-0731-4246092 <BR>Email: info@vijifinance.com <BR>Website: http://www.vijifinance.com

What is the bonus history of the Viji Finance?

Viji Finance issued a bonus share at a ratio of 1:10, announced on August 4, 2017, with a record date of August 7, 2017. This means shareholders received one additional share for every ten shares held.

Viji Finance has a bonus history that includes a notable issue of shares at a ratio of 1:10. This bonus was announced with an ex-date of August 4, 2017, and the record date was set for August 7, 2017. This means that for every 10 shares held, shareholders received an additional share as a bonus. If you have any more questions about Viji Finance or need further details, feel free to ask!

Has Viji Finance declared dividend?

Viji Finance Ltd has declared a 1% dividend, amounting to 0.01 per share, but the dividend yield is 0%. Total returns have varied significantly, with a 712.64% return over five years despite recent declines in shorter periods.

Viji Finance Ltd has declared a 1% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 1%<BR>- Amount per share: 0.01<BR>- Ex-date: 12 Sep 18<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was -37.98%, the dividend return was 0%, resulting in a total return of -37.98%.<BR><BR>Over the past year, the price return was -14.02%, with a dividend return of 0%, leading to a total return of -14.02%.<BR><BR>In the 2-year period, the price return was 69.67%, the dividend return was 0%, yielding a total return of 69.67%.<BR><BR>For the 3-year period, the price return was -1.97%, with a dividend return of 0%, resulting in a total return of -1.97%.<BR><BR>In the last 4 years, the price return was 185.93%, the dividend return was 0%, leading to a total return of 185.93%.<BR><BR>Over the 5-year period, the price return was 712.64%, with a dividend return of 0%, resulting in a total return of 712.64%.<BR><BR>Overall, Viji Finance Ltd has declared a dividend, but the dividend yield remains at 0%. The total returns show significant fluctuations, with substantial gains over longer periods despite recent declines in shorter time frames.

Who are the peers of the Viji Finance?

Viji Finance's peers include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, and Muthoot Finance, among others. Viji Finance has below-average management and growth risks, with a 1-year return of -19.71%, significantly lower than its peers.

Peers: The peers of Viji Finance are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Shriram Finance, Muthoot Finance, India Cem. Cap., MPIL Corporation, Richfield Fin, Blue Chip India.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, while Average management risk is found at Jio Financial, Shriram Finance, and the rest. Below Average management risk is noted for Viji Finance, India Cem. Cap., Richfield Fin, and Stanrose Mafat. Growth is Excellent at Jio Financial, Good at Bajaj Finance, Cholaman.Inv.&Fn, Shriram Finance, while Average growth is seen at Richfield Fin, and Below Average growth is noted for Viji Finance, India Cem. Cap., and the rest. Capital Structure is Excellent at Bajaj Finance, Jio Financial, Shriram Finance, Muthoot Finance, Viji Finance, India Cem. Cap., Richfield Fin, and Stanrose Mafat, while Good is observed at Cholaman.Inv.&Fn.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Blue Chip India at 65.98%, while Viji Finance has a 1-year return of -19.71%, indicating a significantly lower performance. Additionally, the peers with negative six-month returns include Viji Finance, India Cem. Cap., MPIL Corporation, and Blue Chip India.