Viji Finance

  • Market Cap: Micro Cap
  • Industry: Non Banking Financial Company (NBFC)
  • ISIN: INE159N01027
  • NSEID: VIJIFIN
  • BSEID: 537820
INR
9.51
0.18 (1.93%)
BSENSE

Jul 27, 01:16 PM

BSE+NSE Vol: 2.25 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationScore
Click here to find our call on this stock
Strong Sell
Sell
Hold
Buy
Strong Buy

Comparison

Company
Score
Quality
Valuation
Financial
Technical
Supra Pacific
Kreon Finnancial
Viji Finance
Emerald Finance
Sakthi Finance
Delphi World
Sangam Finserv
Crescentis Capit
Landmarc Leisur.
VIRAT LEASING
Beacon Trust.

Why is Viji Finance Ltd ?

1
Weak Long Term Fundamental Strength with an average Return on Equity (ROE) of 1.88%
2
The company has declared Positive results for the last 3 consecutive quarters
  • PAT(Q) At Rs 1.14 cr has Grown at 445.5%
3
With ROE of 19.7, it has a Very Expensive valuation with a 8.5 Price to Book Value
  • The stock is trading at a discount compared to its peers' average historical valuations
  • Over the past year, while the stock has generated a return of 143.85%, its profits have risen by 412%
4
Promoter holding has decreased this quarter and now hold 39.31% of the company
5
Consistent Returns over the last 3 years
  • Along with generating 143.85% returns in the last 1 year, the stock has outperformed BSE500 in each of the last 3 annual periods
stock-recommendationReal-Time Research Report

Verdict Report

How much should you hold?

  1. Overall Portfolio exposure to Viji Finance should be less than 10%
  2. Overall Portfolio exposure to Non Banking Financial Company (NBFC) should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Non Banking Financial Company (NBFC))

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is Viji Finance for you?

High Risk, High Return

Absolute
Risk Adjusted
Volatility
Viji Finance
143.85%
2.58
55.74%
Sensex
-5.82%
-0.43
13.54%
stock-recommendationQuality
stock-summaryManagement Risk
stock-summaryGrowth
stock-summaryCapital Structure
stock-recommendation
Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor
Value
Sales Growth (5y)
40.78%
EBIT Growth (5y)
40.22%
Net Debt to Equity (avg)
0.55
Institutional Holding
0.21%
ROE (avg)
1.88%
stock-recommendationValuation

Valuation Scorecard stock-summary

stock-recommendation
Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors stock-summary

Factor
Value
P/E Ratio
8933
Industry P/E
21
Price to Book Value
8.52
EV to EBIT
48.78
EV to EBITDA
44.98
EV to Capital Employed
6.81
EV to Sales
34.17
PEG Ratio
NA
Dividend Yield
NA
ROCE (Latest)
0.33%
ROE (Latest)
19.70%
Loading Valuation Snapshot...
stock-recommendationTechnicals

Technical key factors

Indicator
Weekly
Monthly
MACD
Bullish
Bullish
RSI
Bearish
Bearish
Bollinger Bands
Bullish
Bullish
Moving Averages
Bullish (Daily)
KST
Bullish
Bullish
Dow Theory
Mildly Bullish
Mildly Bullish
OBV
Bullish
Bullish
stock-recommendation Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish  Turned 
Technical Movement
stock-recommendationFinancial Trend

Financial Trend Scorecard stock-summary

stock-recommendation
Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

14What is working for the Company
PAT(Q)

At Rs 1.14 cr has Grown at 445.5%

-1What is not working for the Company
NON-OPERATING INCOME(Q)

is 77.78 % of Profit Before Tax (PBT

Loading Valuation Snapshot...

Here's what is working for Viji Finance

Profit After Tax (PAT) - Quarterly
At Rs 1.14 cr has Grown at 445.5%
Year on Year (YoY)
MOJO Watch
Near term PAT trend is very positive

PAT (Rs Cr)

Here's what is not working for Viji Finance

Non Operating Income - Quarterly
is 77.78 % of Profit Before Tax (PBT)
MOJO Watch
The company's income from non business activities is high; which is not a sustainable business model

Non Operating Income to PBT