PMC Fincorp

Why is PMC Fincorp Ltd falling/rising?

As of 17-Aug, PMC Fincorp Ltd's stock price is currently at 1.75, showing a recent upward trend with a total return of 5.42% over the last three days. However, despite these gains, there are concerns about declining investor participation and mixed long-term performance.

As of 17-Aug, PMC Fincorp Ltd's stock price is rising, currently at 1.75, with a change of 0.01 (0.57%) upward. The stock has been gaining for the last three days, accumulating a total return of 5.42% during this period. Additionally, it has outperformed the sector by 0.42% today. <BR><BR>In the context of recent performance, the stock has shown a weekly increase of 3.55%, contrasting with a decline of 1.04% in the Sensex over the same timeframe. However, it is important to note that the stock's performance over longer periods has been mixed, with a year-to-date decline of 2.23% and a one-year drop of 17.06%. <BR><BR>Despite the recent gains, there are signs of falling investor participation, as evidenced by a significant decrease in delivery volume, which has fallen by 48.66% compared to the five-day average. This could indicate a potential concern regarding sustained interest in the stock moving forward. Nonetheless, the current upward movement in price reflects a short-term positive trend amidst a backdrop of mixed longer-term performance.

Which are the latest news on PMC Fincorp?

Should I buy, sell or hold PMC Fincorp Ltd?

Who are in the management team of PMC Fincorp?

The management team of PMC Fincorp includes Rekha Modi (Chairman), R K Modi (Managing Director), Prabhat Modi, Yogesh Kumar Garg, Mahavir Prasad Garg, and Deepali Sehgal Kulshrestha, with various roles including non-executive and independent directors.

The management team of PMC Fincorp includes the following individuals:<BR><BR>1. **Rekha Modi** - Chairman (Non-Executive) & Director (Non-Independent)<BR>2. **R K Modi** - Managing Director<BR>3. **Prabhat Modi** - Non-Executive & Non-Independent Director<BR>4. **Yogesh Kumar Garg** - Independent Non-Executive Director<BR>5. **Mahavir Prasad Garg** - Independent Non-Executive Director<BR>6. **Deepali Sehgal Kulshrestha** - Independent Director<BR><BR>If you need more information about any specific member or their roles, feel free to ask!

What does PMC Fincorp do?

PMC Fincorp Ltd is a Non-Banking Financial Company (NBFC) focused on the micro-cap market, offering financial services since its incorporation in 1985. As of June 2026, it reported net sales of 6 Cr and a net profit of 4 Cr, with a market cap of INR 117 Cr.

Overview:<BR>PMC Fincorp Ltd is a Non-Banking Financial Company (NBFC) operating in the micro-cap market segment.<BR><BR>History:<BR>Incorporated on February 4, 1985, the company was originally known as Priti Mercantile Company Limited and changed its name to PMC Fincorp Limited in 2014. It is listed on the Bombay Stock Exchange since 2012. The latest quarterly results report net sales and net profit for June 2026.<BR><BR>Financial Snapshot:<BR>- Net Sales: 6 Cr (Quarterly Results - Jun 2026)<BR>- Net Profit: 4 Cr (Quarterly Results - Jun 2026)<BR>- Market Cap: INR 117 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 19.00<BR>- Industry P/E: 21<BR>- Dividend Yield: 0.60%<BR>- Debt Equity: 0.00<BR>- Return on Equity: 3.31%<BR>- Price to Book: 0.64<BR><BR>Contact Details:<BR>Address: B-10 VIP Colony, Civil Lines Rampur Uttar Pradesh : 244901 <BR>Tel: 91-11-42436847 <BR>Email: pritimercantile@gmail.com <BR>Website: http://www.pmcfincorp.com

Who are the peers of the PMC Fincorp?

PMC Fincorp's peers include J A Finance, Escorp Asset Mgt, Trustedgecapital, Apollo Finvest, Assam Entrade, Garnet Intl., KIFS Financial, Panafic Industri, Thacker & Co., and Pioneer Invest. In terms of management risk, growth, and capital structure, PMC Fincorp shows below-average management risk and excellent growth, with a 1-year return of -20.48%.

Peers: The peers of PMC Fincorp are J A Finance, Escorp Asset Mgt, Trustedgecapital, Apollo Finvest, Assam Entrade, Garnet Intl., KIFS Financial, Panafic Industri, Thacker & Co., and Pioneer Invest.<BR><BR>Quality Snapshot: Excellent management risk is observed at Escorp Asset Mgt, Apollo Finvest, and KIFS Financial, while Average management risk is found at J A Finance, Trustedgecapital, Assam Entrade, Garnet Intl., and Thacker & Co. Below Average management risk is noted at PMC Fincorp, Panafic Industri, and Pioneer Invest. For growth, Excellent growth is seen at Escorp Asset Mgt and PMC Fincorp, while Good growth is noted at Trustedgecapital and Panafic Industri. Average growth is found at Apollo Finvest and KIFS Financial, and Below Average growth is observed at J A Finance, Assam Entrade, Garnet Intl., and Pioneer Invest. Excellent capital structure is present in J A Finance, Escorp Asset Mgt, Trustedgecapital, Apollo Finvest, Assam Entrade, Garnet Intl., Panafic Industri, and PMC Fincorp, while Good capital structure is noted at KIFS Financial and Thacker & Co.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Panafic Industri at 176.54%, while the lowest is Apollo Finvest at -34.78%. PMC Fincorp's 1-year return of -20.48% is higher than Apollo Finvest's but lower than the returns of most peers. Additionally, the six-month returns are negative for Trustedgecapital, Apollo Finvest, Garnet Intl., KIFS Financial, and Thacker & Co.

How big is PMC Fincorp?

As of 14th August, PMC Fincorp Ltd has a market capitalization of 120.34 Cr, with Net Sales of 19.76 Cr and a Net Profit of 6.38 Cr reported in the latest four quarters. Shareholder's Funds are 169.03 Cr and Total Assets are valued at 220.23 Cr as of March 2025.

As of 14th August, PMC Fincorp Ltd has a market capitalization of 120.34 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, PMC Fincorp reported Net Sales of 19.76 Cr and a Net Profit of 6.38 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 169.03 Cr and Total Assets valued at 220.23 Cr.

When is the next results date for PMC Fincorp Ltd?

The next results date for PMC Fincorp Ltd is 13 August 2026.

The next results date for PMC Fincorp Ltd is scheduled for 13 August 2026.

Are PMC Fincorp Ltd latest results good or bad?

PMC Fincorp Ltd's latest results are concerning, showing a net loss of ₹0.41 crores in Q4 FY26, despite a revenue increase of 11.14%. The significant drop in operating margin to 1.25% and a low return on equity of 4.20% indicate serious operational issues, suggesting the results are more bad than good.

The latest results for PMC Fincorp Ltd are concerning. In Q4 FY26, the company reported a net loss of ₹0.41 crores, which represents a significant decline of 148.24% year-on-year. This marks a stark contrast to the revenue growth of 11.14%, which brought in ₹3.99 crores for the quarter. <BR><BR>However, the operating margin has dramatically collapsed to just 1.25%, down from 70.19% in the same quarter last year. This indicates severe operational distress, as the company is struggling to convert its revenue into profit. The return on equity has also dipped to 4.20%, well below industry standards.<BR><BR>Overall, while there was a slight increase in revenue, the substantial losses and operational inefficiencies suggest that the results are more bad than good, raising serious concerns about the company's sustainability and future performance.

How has been the historical performance of PMC Fincorp?

PMC Fincorp has demonstrated significant growth, with net sales increasing from 3.51 Cr in March 2021 to 20.85 Cr in March 2025, and a recovery in profitability, reporting a profit after tax of 14.35 Cr in March 2025, up from a loss the previous year. Total assets rose from 81.82 Cr in March 2020 to 220.23 Cr in March 2025, indicating a strong upward trend in financial performance.

Answer:<BR>The historical performance of PMC Fincorp shows significant growth in net sales and profitability over the years, culminating in the fiscal year ending March 2025.<BR><BR>Breakdown:<BR>PMC Fincorp's net sales have increased from 3.51 Cr in March 2021 to 20.85 Cr in March 2025, demonstrating a strong upward trend. Other operating income peaked at 1.90 Cr in March 2024 but fell to 0.68 Cr in March 2025. Total operating income rose from 5.43 Cr in March 2021 to 21.53 Cr in March 2025. The company reported an operating profit (PBDIT) of 18.50 Cr in March 2025, a significant recovery from a loss of 6.34 Cr in March 2023. Profit before tax also improved from a loss of 6.36 Cr in March 2023 to 18.43 Cr in March 2025, while profit after tax reached 14.35 Cr in March 2025, up from a loss of 6.36 Cr in the previous year. The company's total assets increased from 81.82 Cr in March 2020 to 220.23 Cr in March 2025, with total liabilities also rising from 81.82 Cr to 220.23 Cr during the same period. Cash flow from operating activities showed a negative trend, with a cash outflow of 27.00 Cr in March 2025, despite a net cash inflow of 46.00 Cr for the year. Overall, PMC Fincorp has shown a robust recovery and growth trajectory in its financial performance over the past few years.

Who are the top shareholders of the PMC Fincorp?

The top shareholders of PMC Fincorp include Rrp Management Services Pvt. Ltd. with 8.4%, Cromewell Enterprise Private Limited at 4.19%, and individual investors holding 65.03%. There are no pledged promoter holdings, and the company currently has no mutual funds or foreign institutional investors as shareholders.

The top shareholders of PMC Fincorp include Rrp Management Services Pvt. Ltd., which holds the highest promoter stake at 8.4%. The highest public shareholder is Cromewell Enterprise Private Limited, with a holding of 4.19%. Additionally, individual investors collectively hold a significant portion of 65.03% of the company's shares. There are no pledged promoter holdings, and the company does not have any mutual funds or foreign institutional investors currently holding shares.

Is PMC Fincorp overvalued or undervalued?

As of February 14, 2025, PMC Fincorp is considered very attractive and undervalued, with favorable financial ratios such as a PE ratio of 10.36, an EV to EBIT of 7.78, and a PEG ratio of 0.57, indicating strong operational efficiency and profitability compared to its peers, despite a year-to-date return of -33.24%.

As of 14 February 2025, the valuation grade for PMC Fincorp has moved from attractive to very attractive, indicating a significant positive shift in its perceived value. The company is currently considered undervalued based on its financial ratios, including a PE ratio of 10.36, an EV to EBIT of 7.78, and a PEG ratio of 0.57, all of which are favorable compared to its peers.<BR><BR>In comparison to its industry peers, PMC Fincorp's PE ratio is notably lower than Life Insurance's 12.54 and significantly below Bajaj Finance's exorbitant 35.01, reinforcing the notion that PMC Fincorp is undervalued. Additionally, its ROCE of 17.47% and ROE of 12.86% further support this assessment, as they indicate strong operational efficiency and profitability. Despite recent underperformance relative to the Sensex, with a YTD return of -33.24% compared to the Sensex's 5.61%, the company's fundamentals suggest it presents a compelling investment opportunity.

What is the technical trend for PMC Fincorp?

As of May 5, 2025, PMC Fincorp's technical trend is mildly bearish, with mixed signals from MACD and KST indicators, while Bollinger Bands and moving averages indicate bearishness across both weekly and monthly charts.

As of 5 May 2025, the technical trend for PMC Fincorp has changed from bearish to mildly bearish. The weekly MACD is mildly bullish, but the monthly MACD is mildly bearish, indicating mixed signals across time frames. The Bollinger Bands are bearish on both weekly and monthly charts, and daily moving averages are also bearish. The KST shows a mildly bullish stance on the weekly but is mildly bearish on the monthly. Dow Theory indicates no trend in both weekly and monthly assessments. Overall, the current technical stance is mildly bearish, with key indicators suggesting weakness in the longer-term outlook despite some short-term bullish signals.

What is the bonus history of the PMC Fincorp?

PMC Fincorp's bonus history includes a 1:1 bonus issue on August 31, 2015, and an 8:10 bonus on March 15, 2014.

PMC Fincorp has a history of bonus issues that includes two notable instances. The most recent bonus was a 1:1 bonus issue announced with an ex-date of August 31, 2015, and a record date of September 1, 2015. Prior to that, on March 15, 2014, the company issued a bonus in a ratio of 8:10, with an ex-date of March 13, 2014. If you have any further questions about PMC Fincorp or need additional details, feel free to ask!

Has PMC Fincorp declared dividend?

PMC Fincorp Ltd has declared a 5% dividend, amounting to 0.25 per share, with an ex-date of September 17, 2013. Despite the dividend declaration, the dividend yield is 0%, and total returns have varied significantly, showing a 1077.31% increase over five years but negative returns in shorter periods.

PMC Fincorp Ltd has declared a 5% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 5%<BR>- Amount per share: 0.25<BR>- Ex-date: 17 Sep 13<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was -41.33%, the dividend return was 0%, resulting in a total return of -41.33%.<BR><BR>In the 1-year period, the price return was -27.04%, the dividend return was 0%, leading to a total return of -27.04%.<BR><BR>Over the 2-year period, the price return was 31.48%, the dividend return was 0%, resulting in a total return of 31.48%.<BR><BR>In the 3-year period, the price return was -31.66%, the dividend return was 0%, leading to a total return of -31.66%.<BR><BR>For the 4-year period, the price return was 18.81%, the dividend return was 0%, resulting in a total return of 18.81%.<BR><BR>In the 5-year period, the price return was 1077.31%, the dividend return was 0%, leading to a total return of 1077.31%.<BR><BR>Overall, while PMC Fincorp has declared a dividend, the dividend yield remains at 0%. The total returns show significant fluctuations, with a notable increase over the 5-year period despite negative returns in shorter timeframes.