PMC Fincorp

Which are the latest news on PMC Fincorp?

Should I buy, sell or hold PMC Fincorp Ltd?

Why is PMC Fincorp Ltd falling/rising?

As of 01-Jul, PMC Fincorp Ltd's stock price is rising to 1.84, but it has underperformed its sector and shows weak long-term fundamentals with a -20.00% return over the past year. Despite a short-term increase in investor interest, caution is advised due to ongoing negative results and historical underperformance.

As of 01-Jul, PMC Fincorp Ltd's stock price is rising, currently at 1.84, reflecting a change of 0.01 (0.55%) upward. This increase follows a trend reversal, as the stock has gained after three consecutive days of decline. Despite this short-term rise, the stock has underperformed its sector by 0.32% today and is trading below its moving averages across various time frames, indicating a generally weak performance.<BR><BR>Investor participation has shown a positive sign, with delivery volume on June 30 rising by 17.49% compared to the five-day average, suggesting increased interest among investors. However, the stock's long-term fundamentals remain weak, with a negative return of -20.00% over the past year and a significant profit decline of -61.3%. The company has reported negative results for the last five consecutive quarters, contributing to concerns about its long-term viability.<BR><BR>Overall, while the stock is experiencing a slight rise in the short term, the broader context of its performance, including weak fundamentals and historical underperformance against benchmarks, suggests caution for investors.

How big is PMC Fincorp?

As of 10th June, PMC Fincorp Ltd has a market capitalization of 140.00 Cr, with recent net sales of 20.20 Cr and net profit of 6.15 Cr over the last four quarters.

As of 10th June, <BR><BR>Market Cap: PMC Fincorp Ltd has a market capitalization of 140.00 Cr, classified as a Micro Cap.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 20.20 Cr, while the sum of Net Profit for the same period is 6.15 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period for the balance sheet is March 2025. Shareholder's Funds are valued at 169.03 Cr, and Total Assets amount to 220.23 Cr.

Who are in the management team of PMC Fincorp?

The management team of PMC Fincorp includes Rekha Modi (Chairman), R K Modi (Managing Director), Prabhat Modi, Yogesh Kumar Garg, Mahavir Prasad Garg, and Deepali Sehgal Kulshrestha, with various roles including non-executive and independent directors.

The management team of PMC Fincorp includes the following individuals:<BR><BR>1. Rekha Modi - Chairman (Non-Executive) & Director (Non-Independent)<BR>2. R K Modi - Managing Director<BR>3. Prabhat Modi - Non-Executive & Non-Independent Director<BR>4. Yogesh Kumar Garg - Independent Non-Executive Director<BR>5. Mahavir Prasad Garg - Independent Non-Executive Director<BR>6. Deepali Sehgal Kulshrestha - Independent Director<BR><BR>If you need more information about any specific member or their roles, feel free to ask!

Who are the peers of the PMC Fincorp?

PMC Fincorp's peers include Garnet Intl., Maha Rashtra Apx, Worth Investment, Keynote Finan., Trustedgecapital, Thacker & Co., Upsurge Invest., IBL Finance, and Sonal Mercantile. PMC Fincorp has below-average management risk and growth, with a 1-year return of -20.83%, better than Worth Investment but worse than Trustedgecapital.

Peers: The peers of PMC Fincorp are Garnet Intl., Maha Rashtra Apx, Worth Investment, Keynote Finan., Trustedgecapital, Thacker & Co., Upsurge Invest., IBL Finance, and Sonal Mercantile.<BR><BR>Quality Snapshot: Excellent management risk is observed at Worth Investment, IBL Finance, and Trustedgecapital, while Average management risk is found at Maha Rashtra Apx, Keynote Finan., and Thacker & Co., and the rest. Below Average management risk is noted at Garnet Intl., PMC Fincorp, Trustedgecapital, and Sonal Mercantile. Growth is Excellent for PMC Fincorp, Worth Investment, and IBL Finance, while Average growth is seen at Garnet Intl., Trustedgecapital, and the rest. Below Average growth is noted for Maha Rashtra Apx, Keynote Finan., Thacker & Co., Upsurge Invest., and Sonal Mercantile. Capital Structure is Excellent for Garnet Intl., Maha Rashtra Apx, Worth Investment, Keynote Finan., Trustedgecapital, PMC Fincorp, IBL Finance, and Sonal Mercantile, while Good is observed at Thacker & Co.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Trustedgecapital at 203.25%, while Worth Investment has the lowest at -88.60%. PMC Fincorp's 1-year return is -20.83%, which is better than Worth Investment but worse than Trustedgecapital. Additionally, the six-month return is negative for Garnet Intl., Maha Rashtra Apx, Worth Investment, Keynote Finan., Thacker & Co., Upsurge Invest., and Sonal Mercantile.

What does PMC Fincorp do?

PMC Fincorp Ltd is a Non-Banking Financial Company (NBFC) focused on the micro-cap segment, incorporated in 1985 and listed on the Bombay Stock Exchange since 2012. As of March 2026, it reported net sales of 4 Cr and a market cap of INR 140 Cr.

Overview:<BR>PMC Fincorp Ltd is a Non-Banking Financial Company (NBFC) operating in the micro-cap segment.<BR><BR>History:<BR>Incorporated on February 4, 1985, the company was originally known as Priti Mercantile Company Limited and changed its name to PMC Fincorp Limited in 2014. It has been listed on the Bombay Stock Exchange since 2012. The latest quarterly results report net sales and net profit for March 2026.<BR><BR>Financial Snapshot:<BR>- Net Sales: 4 Cr (Quarterly Results - Mar 2026)<BR>- Net Profit: 0 Cr (Quarterly Results - Mar 2026)<BR>- Market Cap: INR 140 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>- P/E: 22.00<BR>- Industry P/E: 20<BR>- Dividend Yield: 0.51%<BR>- Debt Equity: 0.00<BR>- Return on Equity: 3.31%<BR>- Price to Book: 0.75<BR><BR>Contact Details:<BR>Address: B-10 VIP Colony, Civil Lines Rampur Uttar Pradesh : 244901<BR>Tel: 91-11-42436847<BR>Email: pritimercantile@gmail.com<BR>Website: http://www.pmcfincorp.com

Are PMC Fincorp Ltd latest results good or bad?

PMC Fincorp Ltd's latest results are concerning, showing a net loss of ₹0.41 crores in Q4 FY26, despite a revenue increase of 11.14%. The significant drop in operating margin to 1.25% and a low return on equity of 4.20% indicate serious operational issues, suggesting the results are more bad than good.

The latest results for PMC Fincorp Ltd are concerning. In Q4 FY26, the company reported a net loss of ₹0.41 crores, which represents a significant decline of 148.24% year-on-year. This marks a stark contrast to the revenue growth of 11.14%, which brought in ₹3.99 crores for the quarter. <BR><BR>However, the operating margin has dramatically collapsed to just 1.25%, down from 70.19% in the same quarter last year. This indicates severe operational distress, as the company is struggling to convert its revenue into profit. The return on equity has also dipped to 4.20%, well below industry standards.<BR><BR>Overall, while there was a slight increase in revenue, the substantial losses and operational inefficiencies suggest that the results are more bad than good, raising serious concerns about the company's sustainability and future performance.

How has been the historical performance of PMC Fincorp?

PMC Fincorp has demonstrated significant growth, with net sales increasing from 3.51 Cr in March 2021 to 20.85 Cr in March 2025, and a recovery in profitability, reporting a profit after tax of 14.35 Cr in March 2025, up from a loss the previous year. Total assets rose from 81.82 Cr in March 2020 to 220.23 Cr in March 2025, indicating a strong upward trend in financial performance.

Answer:<BR>The historical performance of PMC Fincorp shows significant growth in net sales and profitability over the years, culminating in the fiscal year ending March 2025.<BR><BR>Breakdown:<BR>PMC Fincorp's net sales have increased from 3.51 Cr in March 2021 to 20.85 Cr in March 2025, demonstrating a strong upward trend. Other operating income peaked at 1.90 Cr in March 2024 but fell to 0.68 Cr in March 2025. Total operating income rose from 5.43 Cr in March 2021 to 21.53 Cr in March 2025. The company reported an operating profit (PBDIT) of 18.50 Cr in March 2025, a significant recovery from a loss of 6.34 Cr in March 2023. Profit before tax also improved from a loss of 6.36 Cr in March 2023 to 18.43 Cr in March 2025, while profit after tax reached 14.35 Cr in March 2025, up from a loss of 6.36 Cr in the previous year. The company's total assets increased from 81.82 Cr in March 2020 to 220.23 Cr in March 2025, with total liabilities also rising from 81.82 Cr to 220.23 Cr during the same period. Cash flow from operating activities showed a negative trend, with a cash outflow of 27.00 Cr in March 2025, despite a net cash inflow of 46.00 Cr for the year. Overall, PMC Fincorp has shown a robust recovery and growth trajectory in its financial performance over the past few years.

Who are the top shareholders of the PMC Fincorp?

The top shareholders of PMC Fincorp include Rrp Management Services Pvt. Ltd. with 8.4%, Cromewell Enterprise Private Limited at 4.19%, and individual investors holding 65.03%. There are no pledged promoter holdings, and the company currently has no mutual funds or foreign institutional investors as shareholders.

The top shareholders of PMC Fincorp include Rrp Management Services Pvt. Ltd., which holds the highest promoter stake at 8.4%. The highest public shareholder is Cromewell Enterprise Private Limited, with a holding of 4.19%. Additionally, individual investors collectively hold a significant portion of 65.03% of the company's shares. There are no pledged promoter holdings, and the company does not have any mutual funds or foreign institutional investors currently holding shares.

Is PMC Fincorp overvalued or undervalued?

As of February 14, 2025, PMC Fincorp is considered very attractive and undervalued, with favorable financial ratios such as a PE ratio of 10.36, an EV to EBIT of 7.78, and a PEG ratio of 0.57, indicating strong operational efficiency and profitability compared to its peers, despite a year-to-date return of -33.24%.

As of 14 February 2025, the valuation grade for PMC Fincorp has moved from attractive to very attractive, indicating a significant positive shift in its perceived value. The company is currently considered undervalued based on its financial ratios, including a PE ratio of 10.36, an EV to EBIT of 7.78, and a PEG ratio of 0.57, all of which are favorable compared to its peers.<BR><BR>In comparison to its industry peers, PMC Fincorp's PE ratio is notably lower than Life Insurance's 12.54 and significantly below Bajaj Finance's exorbitant 35.01, reinforcing the notion that PMC Fincorp is undervalued. Additionally, its ROCE of 17.47% and ROE of 12.86% further support this assessment, as they indicate strong operational efficiency and profitability. Despite recent underperformance relative to the Sensex, with a YTD return of -33.24% compared to the Sensex's 5.61%, the company's fundamentals suggest it presents a compelling investment opportunity.

What is the technical trend for PMC Fincorp?

As of May 5, 2025, PMC Fincorp's technical trend is mildly bearish, with mixed signals from MACD and KST indicators, while Bollinger Bands and moving averages indicate bearishness across both weekly and monthly charts.

As of 5 May 2025, the technical trend for PMC Fincorp has changed from bearish to mildly bearish. The weekly MACD is mildly bullish, but the monthly MACD is mildly bearish, indicating mixed signals across time frames. The Bollinger Bands are bearish on both weekly and monthly charts, and daily moving averages are also bearish. The KST shows a mildly bullish stance on the weekly but is mildly bearish on the monthly. Dow Theory indicates no trend in both weekly and monthly assessments. Overall, the current technical stance is mildly bearish, with key indicators suggesting weakness in the longer-term outlook despite some short-term bullish signals.

When is the next results date for PMC Fincorp?

No Upcoming Board Meetings

What is the bonus history of the PMC Fincorp?

PMC Fincorp's bonus history includes a 1:1 bonus issue on August 31, 2015, and an 8:10 bonus on March 15, 2014.

PMC Fincorp has a history of bonus issues that includes two notable instances. The most recent bonus was a 1:1 bonus issue announced with an ex-date of August 31, 2015, and a record date of September 1, 2015. Prior to that, on March 15, 2014, the company issued a bonus in a ratio of 8:10, with an ex-date of March 13, 2014. If you have any further questions about PMC Fincorp or need additional details, feel free to ask!

Has PMC Fincorp declared dividend?

PMC Fincorp Ltd has declared a 5% dividend, amounting to 0.25 per share, with an ex-date of September 17, 2013. Despite the dividend declaration, the dividend yield is 0%, and total returns have varied significantly, showing a 1077.31% increase over five years but negative returns in shorter periods.

PMC Fincorp Ltd has declared a 5% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 5%<BR>- Amount per share: 0.25<BR>- Ex-date: 17 Sep 13<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>In the 6-month period, the price return was -41.33%, the dividend return was 0%, resulting in a total return of -41.33%.<BR><BR>In the 1-year period, the price return was -27.04%, the dividend return was 0%, leading to a total return of -27.04%.<BR><BR>Over the 2-year period, the price return was 31.48%, the dividend return was 0%, resulting in a total return of 31.48%.<BR><BR>In the 3-year period, the price return was -31.66%, the dividend return was 0%, leading to a total return of -31.66%.<BR><BR>For the 4-year period, the price return was 18.81%, the dividend return was 0%, resulting in a total return of 18.81%.<BR><BR>In the 5-year period, the price return was 1077.31%, the dividend return was 0%, leading to a total return of 1077.31%.<BR><BR>Overall, while PMC Fincorp has declared a dividend, the dividend yield remains at 0%. The total returns show significant fluctuations, with a notable increase over the 5-year period despite negative returns in shorter timeframes.