Shriram Finance

Who are the top shareholders of the Shriram Finance?

The top shareholders of Shriram Finance include Shriram Capital Private Limited with 17.85%, Foreign Institutional Investors holding 53.58%, and mutual funds with 9.98%. The Government of Singapore is the largest public shareholder at 5.67%, while individual investors hold 4.48%.

The top shareholders of Shriram Finance include a mix of institutional and individual investors. The largest shareholder is Shriram Capital Private Limited, which holds 17.85% of the shares. Foreign Institutional Investors (FIIs) collectively hold a significant 53.58%, making them the majority shareholders. Additionally, mutual funds are represented by 44 schemes, holding 9.98% of the company. The Government of Singapore is the highest public shareholder with a stake of 5.67%. Individual investors account for 4.48% of the holdings. Overall, the ownership structure reflects strong institutional participation alongside notable individual and public investment.

Who are in the management team of Shriram Finance?

As of March 2023, the management team of Shriram Finance includes Y S Chakravarti (Managing Director & CEO), Umesh Revankar (Executive Vice Chairman), and Jugal Kishore Mohapatra (Chairman & Independent Director), among others, comprising a mix of executive and non-executive members.

As of March 2023, the management team of Shriram Finance includes the following members:<BR><BR>1. **S Sridhar** - Non-Executive & Independent Director<BR>2. **D V Ravi** - Non-Executive & Non-Independent Director<BR>3. **Umesh Revankar** - Executive Vice Chairman<BR>4. **Pradeep Kumar Panja** - Non-Executive & Independent Director<BR>5. **Ignatius Michael Viljoen** - Non-Executive & Non-Independent Director<BR>6. **Y S Chakravarti** - Managing Director & CEO<BR>7. **Parag Sharma** - Joint Managing Director & CFO<BR>8. **Jugal Kishore Mohapatra** - Chairman & Independent Director<BR>9. **Maya Sinha** - Independent Director<BR>10. **U Balasundararao** - Company Secretary & Compliance Officer<BR><BR>This team encompasses a mix of executive and non-executive roles, reflecting a diverse governance structure.

What does Shriram Finance do?

Shriram Finance Ltd is a large-cap NBFC that offers commercial vehicle finance, consumer finance, and insurance services. As of March 2025, it reported net sales of ₹11,454 Cr and a net profit of ₹2,144 Cr, with a market cap of ₹129,249 Cr.

Overview:<BR>Shriram Finance Ltd is a large-cap company in the Non-Banking Financial Company (NBFC) sector, primarily engaged in providing a range of financial services including commercial vehicle finance, consumer finance, and insurance.<BR><BR>History:<BR>Shriram Finance Ltd is the flagship company of the Shriram Group, which has diversified interests in financial services. The latest quarterly results reported are for March 2025, showcasing the company's performance in terms of sales and profits.<BR><BR>Financial Snapshot:<BR>Net Sales: 11,454 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: 2,144 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: Rs 129,249 Cr (Large Cap)<BR><BR>Key Metrics:<BR>P/E: 15.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 1.52% <BR>Debt-Equity: 4.15 <BR>Return on Equity: 14.67% <BR>Price to Book: 2.17 <BR><BR>Contact Details:<BR>Address: Sri Towers No 14A South Phase, Indl Estate Guindy Chennai Tamil Nadu : 600032 <BR>Tel: 91-44-48524666 <BR>Email: secretarial@stfc.in <BR>Website: http://www.shriramfinance.in

Has Shriram Finance declared dividend?

Yes, Shriram Finance Ltd has declared a 125% dividend, amounting to ₹2.5 per share, with an ex-date of January 31, 2025. The company has shown strong total returns across various periods, including a total return of 548.41% over the past 5 years.

Shriram Finance Ltd has declared a 125% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 125%<BR>- Amount per share: 2.5<BR>- Ex-date: Jan-31-2025<BR><BR>Dividend Yield: 1.52%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, Shriram Finance experienced a price return of 9.27%, a dividend return of 0.40%, leading to a total return of 9.67%.<BR><BR>Over the past year, the company achieved a price return of 37.65%, a dividend return of 7.79%, resulting in a total return of 45.44%.<BR><BR>In the 2-year period, Shriram Finance saw a price return of 142.25%, a dividend return of 20.24%, culminating in a total return of 162.49%.<BR><BR>For the 3-year duration, the price return was 187.4%, with a dividend return of 40.36%, giving a total return of 227.76%.<BR><BR>In the last 4 years, the price return stood at 139.3%, the dividend return was 41.71%, leading to a total return of 181.01%.<BR><BR>Over the past 5 years, the company recorded a price return of 453.48%, a dividend return of 94.93%, resulting in a total return of 548.41%.<BR><BR>Overall, Shriram Finance has declared a significant dividend while also demonstrating strong total returns across various periods, indicating a robust performance for investors.

Who are the peers of the Shriram Finance?

Peers of Shriram Finance include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Muthoot Finance, SBI Cards, Aditya Birla Cap, Sundaram Finance, L&T Finance Ltd, Authum Invest, and M & M Fin. Serv. Shriram Finance has good management risk and growth, with a 1-year return of 28.66%, outperforming Jio Financial but underperforming Authum Invest.

Peers: The peers of Shriram Finance are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Muthoot Finance, SBI Cards, Aditya Birla Cap, Sundaram Finance, L&T Finance Ltd, Authum Invest, and M & M Fin. Serv.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, SBI Cards, and the rest. Good management risk is found at Shriram Finance, Aditya Birla Cap, and Sundaram Finance, while Average management risk is present at Jio Financial, L&T Finance Ltd, Authum Invest, and M & M Fin. Serv. Growth is Excellent at Jio Financial and Authum Invest, Good at Bajaj Finance, Cholaman.Inv.&Fn, Shriram Finance, and the rest, while Average growth is seen at Muthoot Finance, SBI Cards, Aditya Birla Cap, and Sundaram Finance, and Below Average growth is noted at L&T Finance Ltd and M & M Fin. Serv. Capital Structure is Excellent at Bajaj Finance, Jio Financial, Muthoot Finance, SBI Cards, Aditya Birla Cap, Sundaram Finance, L&T Finance Ltd, Authum Invest, and the rest, while Good capital structure is found at Cholaman.Inv.&Fn.<BR><BR>Return Snapshot: Authum Invest has the highest 1-year return at 163.59%, while Jio Financial has the lowest at -20.28%. Shriram Finance's 1-year return of 28.66% is higher than Jio Financial's but lower than Authum Invest's. Additionally, Jio Financial and M & M Fin. Serv. have negative six-month returns.

How big is Shriram Finance?

As of 24th July, Shriram Finance Ltd has a market capitalization of 123,002.00 Cr, with recent net sales of 41,834.42 Cr and a net profit of 9,553.82 Cr over the last four quarters.

As of 24th July, <BR><BR>Market Cap: Shriram Finance Ltd has a market capitalization of 123,002.00 Cr and is classified as a Large Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 41,834.42 Cr, while the sum of Net Profit for the same period is 9,553.82 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period is March 2025. Shareholder's Funds amount to 56,469.82 Cr, and Total Assets are valued at 2,90,027.30 Cr.

Is Shriram Finance technically bullish or bearish?

As of October 17, 2025, the market trend is neutral with mixed indicators, showing bullish signals on weekly charts but bearish on monthly charts, resulting in moderate indecisiveness overall.

As of 17 October 2025, the technical trend has changed from mildly bearish to sideways. The current stance is neutral, with mixed indicators influencing the outlook. The weekly MACD is bullish, while the monthly MACD is mildly bearish, indicating conflicting signals across time frames. The Bollinger Bands are bullish on both weekly and monthly charts, suggesting potential upward movement. However, daily moving averages remain mildly bearish, which tempers the overall sentiment. The KST and Dow Theory show mild bullishness on the weekly but are mildly bearish on the monthly, adding to the indecisiveness. Overall, the strength of the current neutral stance is moderate, with no strong directional bias.

How has been the historical performance of Shriram Finance?

Shriram Finance has shown consistent growth in net sales and profits, with net sales increasing from ₹15,529.15 Cr in March 2019 to ₹41,834.42 Cr in March 2025, and profit after tax rising from ₹2,575.68 Cr to ₹9,553.82 Cr during the same period. Despite challenges in cash flow management, the company has maintained a strong upward trajectory in financial performance.

Answer:<BR>The historical performance of Shriram Finance shows a consistent growth trend in net sales and profits over the years, with significant increases noted in the latest fiscal year ending March 2025.<BR><BR>Breakdown:<BR>Shriram Finance's net sales have risen from 15,529.15 Cr in March 2019 to 41,834.42 Cr in March 2025, indicating a strong upward trajectory. Total operating income has mirrored this growth, reaching 41,834.42 Cr in March 2025, up from 15,529.15 Cr in March 2019. Operating profit (PBDIT) has also increased significantly, from 11,332.50 Cr in March 2019 to 30,049.15 Cr in March 2025, reflecting an operating profit margin of 72.65% in the latest year. Profit before tax has grown from 3,778.27 Cr in March 2019 to 12,502.91 Cr in March 2025, while profit after tax has surged from 2,575.68 Cr to 9,553.82 Cr in the same period. The company's total assets have expanded from 1,14,203.29 Cr in March 2020 to 2,90,027.30 Cr in March 2025, with total liabilities also increasing from 1,14,203.29 Cr to 2,90,027.30 Cr. Cash flow from operating activities has shown a negative trend, with a cash outflow of 43,651.00 Cr in March 2025, although net cash inflow improved to 4,499.00 Cr in the same year. Overall, Shriram Finance has demonstrated robust growth in sales and profitability, despite challenges in cash flow management.

Is Shriram Finance overvalued or undervalued?

As of November 28, 2025, Shriram Finance is fairly valued with a PE ratio of 18.41 and has outperformed the Sensex with a year-to-date return of 46.86%, making it a more reasonable investment compared to its peers like Bajaj Finance and Life Insurance.

As of 28 November 2025, Shriram Finance has moved from an expensive valuation grade to fair. The company is currently fairly valued based on its financial metrics. Key ratios include a PE ratio of 18.41, an EV to EBIT of 11.85, and a ROE of 14.34%. <BR><BR>In comparison to its peers, Shriram Finance's valuation stands out as more reasonable, particularly against Bajaj Finance, which is considered very expensive with a PE ratio of 35.28, and Life Insurance, which is very attractive with a PE of 11.07. Notably, Shriram Finance has outperformed the Sensex significantly, with a year-to-date return of 46.86% compared to the Sensex's 9.68%, reinforcing its fair valuation in the current market context.

When is the next results date for Shriram Finance Ltd?

The next results date for Shriram Finance Ltd is April 24, 2026.

The next results date for Shriram Finance Ltd is scheduled for April 24, 2026.

Are Shriram Finance Ltd latest results good or bad?

Shriram Finance Ltd's Q4 FY26 results are strong, with a net profit of ₹3,020.94 crores (up 40.92% year-on-year) and record net sales of ₹12,513.43 crores. However, a notable decrease in promoter holdings raises questions about long-term commitment, despite increased confidence from foreign institutional investors.

Shriram Finance Ltd's latest results for Q4 FY26 can be characterized as strong and positive. The company reported a net profit of ₹3,020.94 crores, which reflects a remarkable year-on-year growth of 40.92%. Additionally, net sales reached ₹12,513.43 crores, marking a 9.25% increase compared to the same quarter last year. This performance represents the highest quarterly revenue in the company's history.<BR><BR>The operating margin also showed significant improvement, expanding to 76.46%, the best in eight quarters, indicating enhanced operational efficiency and pricing power. Furthermore, the return on equity (ROE) for the latest quarter stood at 14.34%, which is consistent with the company's historical performance.<BR><BR>However, it's important to note a significant shift in the shareholding structure, where promoter holdings decreased from 25.38% to 20.30%, while foreign institutional investors increased their stake from 45.15% to 56.13%. This change raises questions about the promoters' long-term commitment to the company, even as it reflects growing confidence from international investors.<BR><BR>Overall, while the financial results are robust, the changes in shareholding dynamics warrant careful consideration for potential investors.

Should I buy, sell or hold Shriram Finance Ltd?

Why is Shriram Finance Ltd falling/rising?

As of 05-May, Shriram Finance Ltd's stock price is rising to 964.45, reflecting a 0.46% increase. This growth is driven by strong long-term fundamentals, consistent outperformance of the market, and positive financial results, despite a decline in investor participation.

As of 05-May, Shriram Finance Ltd's stock price is rising, currently at 964.45, reflecting a change of 4.45 (0.46%) upward. This increase can be attributed to several factors. The stock has shown a positive performance over the past week, gaining 1.23%, and has risen by 8.15% over the past month, significantly outperforming the Sensex, which has only increased by 0.17% and 5.04% in the same periods, respectively. <BR><BR>Additionally, the stock has experienced consecutive gains over the last two days, with a total return of 2.66% during this period. Despite a day’s low of Rs 938, the overall trend remains positive. The company has demonstrated strong long-term fundamental strength, with an average Return on Equity (ROE) of 13.77% and healthy growth in net sales and operating profit, which have increased at annual rates of 22.54% and 23.07%, respectively. <BR><BR>Moreover, Shriram Finance Ltd has reported positive results for the last ten consecutive quarters, achieving record highs in net sales, profit before tax, and profit after tax. The stock has also consistently outperformed the broader market, generating a remarkable 53.31% return over the past year and 265.50% over the last three years. <BR><BR>While there are indications of falling investor participation, as evidenced by a 53.93% decrease in delivery volume compared to the five-day average, the overall positive financial performance and consistent returns contribute to the stock's rising price.

Which are the latest news on Shriram Finance?