Shriram Finance

Who are the top shareholders of the Shriram Finance?

The top shareholders of Shriram Finance include Shriram Capital Private Limited with 17.85%, Foreign Institutional Investors holding 53.58%, and mutual funds with 9.98%. The Government of Singapore is the largest public shareholder at 5.67%, while individual investors hold 4.48%.

The top shareholders of Shriram Finance include a mix of institutional and individual investors. The largest shareholder is Shriram Capital Private Limited, which holds 17.85% of the shares. Foreign Institutional Investors (FIIs) collectively hold a significant 53.58%, making them the majority shareholders. Additionally, mutual funds are represented by 44 schemes, holding 9.98% of the company. The Government of Singapore is the highest public shareholder with a stake of 5.67%. Individual investors account for 4.48% of the holdings. Overall, the ownership structure reflects strong institutional participation alongside notable individual and public investment.

Who are in the management team of Shriram Finance?

As of March 2023, the management team of Shriram Finance includes Y S Chakravarti (Managing Director & CEO), Umesh Revankar (Executive Vice Chairman), and Jugal Kishore Mohapatra (Chairman & Independent Director), among others, comprising a mix of executive and non-executive members.

As of March 2023, the management team of Shriram Finance includes the following members:<BR><BR>1. **S Sridhar** - Non-Executive & Independent Director<BR>2. **D V Ravi** - Non-Executive & Non-Independent Director<BR>3. **Umesh Revankar** - Executive Vice Chairman<BR>4. **Pradeep Kumar Panja** - Non-Executive & Independent Director<BR>5. **Ignatius Michael Viljoen** - Non-Executive & Non-Independent Director<BR>6. **Y S Chakravarti** - Managing Director & CEO<BR>7. **Parag Sharma** - Joint Managing Director & CFO<BR>8. **Jugal Kishore Mohapatra** - Chairman & Independent Director<BR>9. **Maya Sinha** - Independent Director<BR>10. **U Balasundararao** - Company Secretary & Compliance Officer<BR><BR>This team encompasses a mix of executive and non-executive roles, reflecting a diverse governance structure.

What does Shriram Finance do?

Shriram Finance Ltd is a large-cap NBFC that offers commercial vehicle finance, consumer finance, and insurance services. As of March 2025, it reported net sales of ₹11,454 Cr and a net profit of ₹2,144 Cr, with a market cap of ₹129,249 Cr.

Overview:<BR>Shriram Finance Ltd is a large-cap company in the Non-Banking Financial Company (NBFC) sector, primarily engaged in providing a range of financial services including commercial vehicle finance, consumer finance, and insurance.<BR><BR>History:<BR>Shriram Finance Ltd is the flagship company of the Shriram Group, which has diversified interests in financial services. The latest quarterly results reported are for March 2025, showcasing the company's performance in terms of sales and profits.<BR><BR>Financial Snapshot:<BR>Net Sales: 11,454 Cr (Quarterly Results - Mar 2025) <BR>Net Profit: 2,144 Cr (Quarterly Results - Mar 2025) <BR>Market Cap: Rs 129,249 Cr (Large Cap)<BR><BR>Key Metrics:<BR>P/E: 15.00 <BR>Industry P/E: 23 <BR>Dividend Yield: 1.52% <BR>Debt-Equity: 4.15 <BR>Return on Equity: 14.67% <BR>Price to Book: 2.17 <BR><BR>Contact Details:<BR>Address: Sri Towers No 14A South Phase, Indl Estate Guindy Chennai Tamil Nadu : 600032 <BR>Tel: 91-44-48524666 <BR>Email: secretarial@stfc.in <BR>Website: http://www.shriramfinance.in

Has Shriram Finance declared dividend?

Yes, Shriram Finance Ltd has declared a 125% dividend, amounting to ₹2.5 per share, with an ex-date of January 31, 2025. The company has shown strong total returns across various periods, including a total return of 548.41% over the past 5 years.

Shriram Finance Ltd has declared a 125% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 125%<BR>- Amount per share: 2.5<BR>- Ex-date: Jan-31-2025<BR><BR>Dividend Yield: 1.52%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, Shriram Finance experienced a price return of 9.27%, a dividend return of 0.40%, leading to a total return of 9.67%.<BR><BR>Over the past year, the company achieved a price return of 37.65%, a dividend return of 7.79%, resulting in a total return of 45.44%.<BR><BR>In the 2-year period, Shriram Finance saw a price return of 142.25%, a dividend return of 20.24%, culminating in a total return of 162.49%.<BR><BR>For the 3-year duration, the price return was 187.4%, with a dividend return of 40.36%, giving a total return of 227.76%.<BR><BR>In the last 4 years, the price return stood at 139.3%, the dividend return was 41.71%, leading to a total return of 181.01%.<BR><BR>Over the past 5 years, the company recorded a price return of 453.48%, a dividend return of 94.93%, resulting in a total return of 548.41%.<BR><BR>Overall, Shriram Finance has declared a significant dividend while also demonstrating strong total returns across various periods, indicating a robust performance for investors.

Who are the peers of the Shriram Finance?

Peers of Shriram Finance include Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Muthoot Finance, SBI Cards, Aditya Birla Cap, Sundaram Finance, L&T Finance Ltd, Authum Invest, and M & M Fin. Serv. Shriram Finance has good management risk and growth, with a 1-year return of 28.66%, outperforming Jio Financial but underperforming Authum Invest.

Peers: The peers of Shriram Finance are Bajaj Finance, Jio Financial, Cholaman.Inv.&Fn, Muthoot Finance, SBI Cards, Aditya Birla Cap, Sundaram Finance, L&T Finance Ltd, Authum Invest, and M & M Fin. Serv.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bajaj Finance, Cholaman.Inv.&Fn, Muthoot Finance, SBI Cards, and the rest. Good management risk is found at Shriram Finance, Aditya Birla Cap, and Sundaram Finance, while Average management risk is present at Jio Financial, L&T Finance Ltd, Authum Invest, and M & M Fin. Serv. Growth is Excellent at Jio Financial and Authum Invest, Good at Bajaj Finance, Cholaman.Inv.&Fn, Shriram Finance, and the rest, while Average growth is seen at Muthoot Finance, SBI Cards, Aditya Birla Cap, and Sundaram Finance, and Below Average growth is noted at L&T Finance Ltd and M & M Fin. Serv. Capital Structure is Excellent at Bajaj Finance, Jio Financial, Muthoot Finance, SBI Cards, Aditya Birla Cap, Sundaram Finance, L&T Finance Ltd, Authum Invest, and the rest, while Good capital structure is found at Cholaman.Inv.&Fn.<BR><BR>Return Snapshot: Authum Invest has the highest 1-year return at 163.59%, while Jio Financial has the lowest at -20.28%. Shriram Finance's 1-year return of 28.66% is higher than Jio Financial's but lower than Authum Invest's. Additionally, Jio Financial and M & M Fin. Serv. have negative six-month returns.

When is the next results date for Shriram Finance?

The next results date for Shriram Finance is 25 July 2025.

The next results date for Shriram Finance is scheduled for 25 July 2025.

How big is Shriram Finance?

As of 24th July, Shriram Finance Ltd has a market capitalization of 123,002.00 Cr, with recent net sales of 41,834.42 Cr and a net profit of 9,553.82 Cr over the last four quarters.

As of 24th July, <BR><BR>Market Cap: Shriram Finance Ltd has a market capitalization of 123,002.00 Cr and is classified as a Large Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 41,834.42 Cr, while the sum of Net Profit for the same period is 9,553.82 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period is March 2025. Shareholder's Funds amount to 56,469.82 Cr, and Total Assets are valued at 2,90,027.30 Cr.

Is Shriram Finance technically bullish or bearish?

As of October 17, 2025, the market trend is neutral with mixed indicators, showing bullish signals on weekly charts but bearish on monthly charts, resulting in moderate indecisiveness overall.

As of 17 October 2025, the technical trend has changed from mildly bearish to sideways. The current stance is neutral, with mixed indicators influencing the outlook. The weekly MACD is bullish, while the monthly MACD is mildly bearish, indicating conflicting signals across time frames. The Bollinger Bands are bullish on both weekly and monthly charts, suggesting potential upward movement. However, daily moving averages remain mildly bearish, which tempers the overall sentiment. The KST and Dow Theory show mild bullishness on the weekly but are mildly bearish on the monthly, adding to the indecisiveness. Overall, the strength of the current neutral stance is moderate, with no strong directional bias.

How has been the historical performance of Shriram Finance?

Shriram Finance has shown consistent growth in net sales and profits, with net sales increasing from ₹15,529.15 Cr in March 2019 to ₹41,834.42 Cr in March 2025, and profit after tax rising from ₹2,575.68 Cr to ₹9,553.82 Cr during the same period. Despite challenges in cash flow management, the company has maintained a strong upward trajectory in financial performance.

Answer:<BR>The historical performance of Shriram Finance shows a consistent growth trend in net sales and profits over the years, with significant increases noted in the latest fiscal year ending March 2025.<BR><BR>Breakdown:<BR>Shriram Finance's net sales have risen from 15,529.15 Cr in March 2019 to 41,834.42 Cr in March 2025, indicating a strong upward trajectory. Total operating income has mirrored this growth, reaching 41,834.42 Cr in March 2025, up from 15,529.15 Cr in March 2019. Operating profit (PBDIT) has also increased significantly, from 11,332.50 Cr in March 2019 to 30,049.15 Cr in March 2025, reflecting an operating profit margin of 72.65% in the latest year. Profit before tax has grown from 3,778.27 Cr in March 2019 to 12,502.91 Cr in March 2025, while profit after tax has surged from 2,575.68 Cr to 9,553.82 Cr in the same period. The company's total assets have expanded from 1,14,203.29 Cr in March 2020 to 2,90,027.30 Cr in March 2025, with total liabilities also increasing from 1,14,203.29 Cr to 2,90,027.30 Cr. Cash flow from operating activities has shown a negative trend, with a cash outflow of 43,651.00 Cr in March 2025, although net cash inflow improved to 4,499.00 Cr in the same year. Overall, Shriram Finance has demonstrated robust growth in sales and profitability, despite challenges in cash flow management.

Is Shriram Finance overvalued or undervalued?

As of November 28, 2025, Shriram Finance is fairly valued with a PE ratio of 18.41 and has outperformed the Sensex with a year-to-date return of 46.86%, making it a more reasonable investment compared to its peers like Bajaj Finance and Life Insurance.

As of 28 November 2025, Shriram Finance has moved from an expensive valuation grade to fair. The company is currently fairly valued based on its financial metrics. Key ratios include a PE ratio of 18.41, an EV to EBIT of 11.85, and a ROE of 14.34%. <BR><BR>In comparison to its peers, Shriram Finance's valuation stands out as more reasonable, particularly against Bajaj Finance, which is considered very expensive with a PE ratio of 35.28, and Life Insurance, which is very attractive with a PE of 11.07. Notably, Shriram Finance has outperformed the Sensex significantly, with a year-to-date return of 46.86% compared to the Sensex's 9.68%, reinforcing its fair valuation in the current market context.

Are Shriram Finance Ltd latest results good or bad?

Shriram Finance Ltd's latest results show strong sequential growth, with a 9.31% increase in net profit quarter-on-quarter, but a 22.09% decline year-on-year raises concerns about normalization after a strong prior period. Overall, the results indicate operational resilience but highlight challenges in the current environment.

The latest results for Shriram Finance Ltd indicate a mixed performance. On one hand, the company has shown strong sequential growth, with net profit increasing by 9.31% quarter-on-quarter to ₹2,529.65 crores. Additionally, interest income rose by 13.76% year-on-year, reaching ₹12,170.76 crores, which is the highest quarterly figure in the company's history. This reflects the company's ability to sustain asset under management (AUM) growth despite facing margin compression challenges typical of the current interest rate environment.<BR><BR>However, when comparing year-on-year performance, the net profit has declined by 22.09% from the exceptionally high base of Q3 FY25, which raises some concerns about normalization after a particularly strong prior period. The profit after tax (PAT) margin also contracted significantly compared to the previous year, although it improved sequentially.<BR><BR>In summary, while the sequential growth is a positive sign of operational resilience, the year-on-year decline in profit suggests that the company is navigating through a challenging environment. Overall, the results can be seen as good in terms of sequential performance but concerning when viewed in the context of year-on-year comparisons.

Should I buy, sell or hold Shriram Finance Ltd?

Why is Shriram Finance Ltd falling/rising?

As of 16-Mar, Shriram Finance Ltd's stock price is Rs 990.65, down 1.26% and has declined for four consecutive days, totaling a 6.96% drop. Despite strong long-term fundamentals, short-term market sentiment is negatively impacting its performance.

As of 16-Mar, Shriram Finance Ltd's stock price is falling, currently at Rs 990.65, which reflects a decrease of Rs 12.65 or 1.26%. The stock has been on a downward trend, having lost value for the last four consecutive days, resulting in a total decline of 6.96% during this period. Additionally, the stock underperformed its sector by 2.19% today.<BR><BR>Investor participation has also decreased, as evidenced by a significant drop in delivery volume, which fell by 25.7% compared to the 5-day average. The stock reached an intraday low of Rs 969.6, marking a decline of 3.36%. While the stock remains above its 100-day and 200-day moving averages, it is below its 5-day, 20-day, and 50-day moving averages, indicating a short-term weakness.<BR><BR>Despite these negative trends, Shriram Finance Ltd has demonstrated strong long-term fundamentals, including a consistent return on equity of 14.00% and healthy growth in net sales and operating profit. However, the current market sentiment appears to be affecting the stock's performance negatively in the short term.

Which are the latest news on Shriram Finance?