South Ind.Bank

Who are in the management team of South Ind.Bank?

As of March 2023, the management team of South Ind.Bank includes Murali Ramakrishnan (Managing Director & CEO), along with various directors and officers such as Jimmy Mathew (Company Secretary), Salim Gangadharan (Chairman), and several independent and non-executive directors. Each member plays a key role in the bank's governance and strategic direction.

As of March 2023, the management team of South Ind.Bank includes the following members:<BR><BR>1. Jimmy Mathew - Company Secretary & Compliance Officer<BR>2. Salim Gangadharan - Chairman (Non-Executive)<BR>3. V J Kurian - Part Time Chairman<BR>4. M George Korah - Independent Director<BR>5. Pradeep M Godbole - Non Executive Director<BR>6. Paul Antony - Non Executive Director<BR>7. R A Sankaranarayanan - Independent Director<BR>8. Radha Unni - Independent Director<BR>9. Benny P Thomas - Director<BR>10. Murali Ramakrishnan - Managing Director & CEO<BR><BR>Each member has a specific role within the organization, contributing to its governance and strategic direction.

What is the bonus history of the South Ind.Bank?

The South Indian Bank issued a bonus in a 1:4 ratio on October 16, 2008, with a record date of October 17, 2008. This is the most recent bonus action recorded for the bank.

The South Indian Bank has a bonus history that includes a notable issue announced on October 16, 2008. The bank issued a bonus in the ratio of 1:4, meaning that for every four shares held, shareholders received one additional share. The record date for this bonus was October 17, 2008. This was the most recent bonus action recorded for the bank. If you have any more questions about South Indian Bank or its financial activities, feel free to ask!

Has South Ind.Bank declared dividend?

Yes, South Indian Bank Ltd has declared a 30% dividend, amounting to ₹0.3 per share, with an ex-date of August 20, 2024. The dividend yield is 1.03%, and the bank has shown strong total returns across various periods.

South Indian Bank Ltd has declared a 30% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 30%<BR>- Amount per share: 0.3<BR>- Ex-date: 20 Aug 24<BR><BR>Dividend Yield: 1.03%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was 11.41%, with no dividend return, resulting in a total return of 11.41%.<BR><BR>Over the past year, the price return was 7.68%, with a dividend return of 1.10%, leading to a total return of 8.78%.<BR><BR>In the 2-year period, the price return was 70.92%, with a dividend return of 3.61%, culminating in a total return of 74.53%.<BR><BR>For the 3-year period, the price return was 300.66%, with a dividend return of 8.80%, resulting in a total return of 309.46%.<BR><BR>In the last 4 years, the price return was 210.54%, with a dividend return of 4.89%, leading to a total return of 215.43%.<BR><BR>Over the past 5 years, the price return was 337.49%, with a dividend return of 8.06%, culminating in a total return of 345.55%.<BR><BR>Overall, South Indian Bank Ltd has declared a significant dividend while also demonstrating strong total returns across various periods, indicating a positive financial performance. The dividend yield of 1.03% further enhances the attractiveness of the investment.

Who are the peers of the South Ind.Bank?

Peers of South Ind.Bank include HDFC Bank, ICICI Bank, Kotak Mah. Bank, Axis Bank, IDBI Bank, Karnataka Bank, T N Merc. Bank, CSB Bank, DCB Bank, and Dhanlaxmi Bank. South Ind.Bank has good management and growth, with a 1-year return of 6.63%, higher than Dhanlaxmi Bank but lower than ICICI Bank's 24.09%.

Peers: The peers of South Ind.Bank are HDFC Bank, ICICI Bank, Kotak Mah. Bank, Axis Bank, IDBI Bank, Karnataka Bank, T N Merc. Bank, CSB Bank, DCB Bank, and Dhanlaxmi Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at HDFC Bank and ICICI Bank, while Good management risk is found at South Ind.Bank, Axis Bank, Karnataka Bank, and DCB Bank, and the rest. Growth is Excellent at HDFC Bank, ICICI Bank, and CSB Bank, while Good growth is seen at South Ind.Bank, Kotak Mah. Bank, Axis Bank, IDBI Bank, and DCB Bank, and the rest. Excellent capital structure is noted at HDFC Bank, ICICI Bank, Kotak Mah. Bank, IDBI Bank, South Ind.Bank, DCB Bank, and T N Merc. Bank, while Good capital structure is found at Karnataka Bank and Dhanlaxmi Bank.<BR><BR>Return Snapshot: The peer with the highest 1-year return is ICICI Bank at 24.09%, while the lowest is Dhanlaxmi Bank at -23.66%. South Ind.Bank's 1-year return is 6.63%, which is higher than Dhanlaxmi Bank but lower than ICICI Bank. Additionally, Karnataka Bank and Dhanlaxmi Bank have negative six-month returns.

What does South Ind.Bank do?

South Indian Bank Ltd is a mid-cap private sector bank offering various banking services, incorporated in 1929. As of March 2025, it reported net sales of ₹2,373.44 Cr and a net profit of ₹342 Cr, with a market cap of ₹8,079 Cr.

Overview:<BR>South Indian Bank Ltd is a private sector bank categorized as a mid-cap company, providing a range of banking services.<BR><BR>History:<BR>The South Indian Bank was incorporated on 29 January 1929 in Thrissur and transitioned from a Private Limited Company to a Public Limited Company on 11 August 1939. The latest quarterly results reported are for March 2025.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 2,373.44 Cr (Quarterly Results - Mar 2025) <BR>Most recent Net Profit: 342 Cr (Quarterly Results - Mar 2025) <BR>Market-cap value: INR 8,079 Cr (Mid Cap)<BR><BR>Key Metrics:<BR>Industry: Private Sector Bank <BR>Dividend Yield: 0.98% <BR>CAR: 17.98% <BR>Return on Assets: 1.05% <BR>Net NPA: 0.92% <BR>Gross NPA: 3.20% <BR><BR>Contact Details:<BR>Address: SIB House T B Road, Mission Quarters Thrissur Kerala : 680001 <BR>Phone: 91-487-2420020 <BR>Email: sibcorporate@sib.co.in <BR>Website: http://www.southindianbank.com

Who are the top shareholders of the South Ind.Bank?

The top shareholders of South Ind.Bank include individual investors with 63.25% of shares, followed by foreign institutional investors at 11.96% and mutual funds at 8.28%. The largest public shareholder is Yusuffali Musaliam Veettil Adbul Kader, holding 4.32%.

The top shareholders of South Ind.Bank are primarily individual investors, who hold a significant 63.25% of the shares. Among institutional investors, mutual funds collectively hold 8.28% through seven schemes, while foreign institutional investors (FIIs) account for 11.96% with 129 different FIIs involved. Notably, the highest public shareholder is Yusuffali Musaliam Veettil Adbul Kader, who holds 4.32%. There are no pledged promoter holdings, and there is no single promoter with the highest holding.

How big is South Ind.Bank?

As of 24th July, South Indian Bank Ltd has a market capitalization of 7,729.00 Cr and reported a Net Profit of 1,330.70 Cr, with Shareholder's Funds at 8,826.18 Cr and Total Assets of 1,17,638.05 Cr. There is no valid sales data available for the latest four quarters.

As of 24th July, South Indian Bank Ltd has a market capitalization of 7,729.00 Cr, categorizing it as a Mid Cap company.<BR><BR>In the latest four quarters, the company reported Net Sales of 0.00 Cr, indicating no valid sales data found for summing. The Net Profit for the same period was 1,330.70 Cr.<BR><BR>The latest annual reporting period for the balance sheet is March 2024. The Shareholder's Funds were recorded at 8,826.18 Cr, while the Total Assets amounted to 1,17,638.05 Cr.

Are South Ind.Bank latest results good or bad?

South Indian Bank's latest results show a net profit increase of 8.25% to ₹351.59 crores, indicating improved profitability; however, a decline in net interest income and heavy reliance on non-operating income raise concerns about sustainability. Investors should remain cautious and monitor these trends closely.

South Indian Bank's latest results present a mixed picture. On the positive side, the bank reported a net profit of ₹351.59 crores for Q2 FY26, which is an increase of 8.25% quarter-on-quarter. This growth in net profit is accompanied by a modest rise in interest earned, which increased by 1.89% to ₹2,407.05 crores. Additionally, the bank's net profit margin improved to 14.61%, indicating better efficiency in converting revenues into profits.<BR><BR>However, there are notable concerns as well. The net interest income (NII) declined by 2.85% quarter-on-quarter, marking the lowest quarterly NII in the past year. This decline raises questions about the bank's core lending margins, especially as interest expenses grew at a faster rate than interest earned. Furthermore, the bank's reliance on non-operating income, which constituted 109.20% of profit before tax, raises concerns about the sustainability of its earnings.<BR><BR>Overall, while the bank has shown some positive trends in profitability, the challenges related to net interest income and the heavy dependence on non-operating income suggest that caution is warranted. Investors should monitor these developments closely to assess the bank's ability to maintain its profitability trajectory.

How has been the historical performance of South Ind.Bank?

South Ind.Bank has shown strong historical performance from March 2023 to March 2025, with significant increases in interest earned, net interest income, total income, and profits, alongside growth in total assets and deposits. The bank maintained a robust capital adequacy ratio of 19.31% and improved its provision coverage ratio to 85.03%.

Answer:<BR>The historical performance of South Ind.Bank shows a positive trend in various financial metrics over the years, particularly from March 2023 to March 2025.<BR><BR>Breakdown:<BR>South Ind.Bank's interest earned increased significantly from 7,233.18 Cr in March 2023 to 9,413.31 Cr in March 2025, reflecting a robust growth in income from investments and advances. The net interest income also rose from 3,012.08 Cr in March 2023 to 3,485.64 Cr in March 2025, indicating improved profitability. Total income followed suit, climbing from 8,045.81 Cr in March 2023 to 11,226.74 Cr in March 2025. Despite a rise in interest expended, which reached 5,927.67 Cr in March 2025, the profit before tax surged to 1,756.89 Cr, up from 1,108.21 Cr in March 2023. Consequently, profit after tax also saw a significant increase, moving from 775.09 Cr in March 2023 to 1,302.88 Cr in March 2025. The bank's total assets grew from 1,08,009.99 Cr in March 2023 to 1,24,858.86 Cr in March 2025, supported by an increase in deposits from 91,651.35 Cr to 1,07,525.60 Cr during the same period. The capital adequacy ratio remained strong, standing at 19.31% in March 2025, while the provision coverage ratio improved to 85.03%. Overall, the bank demonstrated a solid financial performance with increasing profitability, asset growth, and a stable capital position.

Is South Ind.Bank technically bullish or bearish?

As of October 17, 2025, South Ind.Bank's trend is bullish, supported by positive MACD and moving averages, though caution is advised due to a bearish monthly RSI.

As of 17 October 2025, the technical trend has changed from mildly bullish to bullish. The current stance is bullish, with strength indicated by the weekly and monthly MACD being bullish, and daily moving averages also showing bullish signals. The Bollinger Bands are bullish on a monthly basis and mildly bullish weekly. However, the monthly RSI is bearish, which suggests some caution. Overall, the bullish indicators outweigh the bearish signals, supporting a positive outlook for South Ind.Bank.

Is South Ind.Bank overvalued or undervalued?

As of November 26, 2025, South Ind.Bank is fairly valued with a PE ratio of 7.67 and a Price to Book Value of 0.98, showing reasonable valuation compared to peers like HDFC Bank and ICICI Bank, despite a strong year-to-date return of 58.95%.

As of 26 November 2025, the valuation grade for South Ind.Bank has moved from attractive to fair. The bank appears to be fairly valued at this time. Key ratios include a PE ratio of 7.67, a Price to Book Value of 0.98, and a PEG ratio of 0.64, indicating a reasonable valuation relative to its earnings growth potential.<BR><BR>In comparison to its peers, HDFC Bank is considered expensive with a PE ratio of 21.7, while ICICI Bank is fairly valued with a PE of 19.84. South Ind.Bank's net NPA to book value stands at 4.76%, which is a notable figure in assessing its asset quality. Despite recent stock performance showing a significant year-to-date return of 58.95% compared to the Sensex's 9.56%, the current valuation suggests that South Ind.Bank is neither undervalued nor overvalued, but rather fairly valued in the market context.

When is the next results date for South Indian Bank Ltd?

The next results date for South Indian Bank Ltd is January 15, 2026.

The next results date for South Indian Bank Ltd is scheduled for January 15, 2026.

Should I buy, sell or hold South Indian Bank Ltd?

Why is South Indian Bank Ltd falling/rising?

As of 17-Mar, South Indian Bank Ltd's stock price is rising to 36.97, indicating a potential shift in market sentiment after a decline. The stock has shown strong long-term performance and increased investor interest, supported by robust fundamentals and high institutional holdings.

As of 17-Mar, South Indian Bank Ltd's stock price is rising, currently at 36.97, with a change of 0.06 (0.16%) upward. This increase follows a trend reversal after four consecutive days of decline, indicating a potential shift in market sentiment. Despite underperforming its sector today by 0.71%, the stock has shown a significant rise in investor participation, with delivery volume increasing by 65.67% compared to the five-day average, suggesting growing interest among investors.<BR><BR>The stock's long-term performance remains strong, with a remarkable 56.72% return over the past year and a 126.84% increase over three years, significantly outperforming the Sensex during these periods. The company's fundamentals are robust, highlighted by a low Gross NPA ratio of 2.67% and a strong CAGR growth in net profits of 77.65%. Additionally, the stock is trading at a fair valuation compared to its peers, with a PEG ratio of 0.6, indicating that it may be undervalued relative to its growth prospects.<BR><BR>Moreover, high institutional holdings at 34.74% reflect confidence from larger investors, who have increased their stake by 4.91% over the previous quarter. This institutional backing, combined with the company's strong financial metrics and market-beating performance, contributes to the upward movement in the stock price.

Why is South Indian Bank Ltd falling/rising?

As of 18-Mar, South Indian Bank Ltd's stock price is rising to 37.18, reflecting positive performance factors despite recent volatility. Strong fundamentals, impressive profit growth, and high institutional support contribute to a favorable long-term outlook.

As of 18-Mar, South Indian Bank Ltd's stock price is rising, currently at 37.18, with a change of 0.21 (0.57%) upward. This increase can be attributed to several positive factors surrounding the company's performance and fundamentals. <BR><BR>The stock has been gaining for the last two days, reflecting a return of 0.73% during this period. Despite a recent decline in the stock's performance over the past week and month, where it fell by 5.83% and 9.23% respectively, the long-term outlook remains strong. Over the past year, the stock has generated a remarkable return of 54.79%, significantly outperforming the Sensex, which only increased by 1.86% in the same timeframe. <BR><BR>The company's strong lending practices are highlighted by a low Gross NPA ratio of 2.67%, and it has demonstrated impressive long-term growth with a compound annual growth rate (CAGR) of 77.65% in net profits. Additionally, the recent quarterly results showed a substantial growth in profit before tax (PBT) at 124.6% compared to the previous four-quarter average, further bolstering investor confidence.<BR><BR>Moreover, the stock is considered to have a very attractive valuation with a Price to Book Value of 0.9, and high institutional holdings at 34.74% indicate strong confidence from more sophisticated investors. These factors contribute to the stock's rising price, despite some recent volatility in shorter time frames. Overall, the combination of strong fundamentals, positive growth indicators, and institutional support suggests a favorable outlook for South Indian Bank Ltd, leading to its current price rise.

Why is South Indian Bank Ltd falling/rising?

As of 19-Mar, South Indian Bank Ltd's stock price is at Rs 35.96, down 3.28% after a trend reversal following two days of gains. Despite strong long-term fundamentals, the stock is currently underperforming due to broader market challenges and a recent sector-wide decline.

As of 19-Mar, South Indian Bank Ltd's stock price is falling, currently at Rs 35.96, reflecting a change of -1.22 (-3.28%). This decline follows a trend reversal after two consecutive days of gains. The stock has underperformed compared to the broader market, with a 1-week performance of -7.82% against the Sensex's -2.40%. <BR><BR>Today's performance indicates that the stock has outperformed its sector by 0.61%, but the overall trend remains negative, as evidenced by the stock touching an intraday low of Rs 35.8, which represents a decrease of 3.71%. Additionally, the stock is currently lower than the 5-day, 20-day, 50-day, and 100-day moving averages, although it remains above the 200-day moving average.<BR><BR>Despite the recent price drop, there are positive factors supporting the company's long-term outlook, such as strong lending practices and a low gross NPA ratio of 2.67%. However, the immediate market sentiment appears to be influenced by the recent sector-wide decline, with the private banking sector falling by 3.81%. <BR><BR>Overall, while South Indian Bank Ltd has shown strong long-term performance, the current price movement reflects a short-term decline amidst broader market challenges.

Why is South Indian Bank Ltd falling/rising?

As of 20-Mar, South Indian Bank Ltd's stock price is rising to 35.99, driven by strong investor interest and significant increases in delivery volume. The company's solid fundamentals, including a low Gross NPA ratio and high net profit growth, along with substantial institutional holdings, contribute to its positive outlook.

As of 20-Mar, South Indian Bank Ltd's stock price is rising, currently at 35.99, with a slight increase of 0.03 (0.08%). This upward movement can be attributed to several positive factors. Notably, the stock has outperformed its sector by 1.17% today, indicating strong investor interest. Additionally, there has been a significant rise in delivery volume, which increased by 40.91% against the 5-day average, suggesting heightened investor participation.<BR><BR>The company's fundamentals are also strong, with a low Gross NPA ratio of 2.67% and a remarkable 77.65% compound annual growth rate (CAGR) in net profits. This growth is reflected in the company's recent performance, where the profit before tax (PBT) has shown substantial growth of 124.6% compared to the previous four-quarter average. Furthermore, the stock is trading at a fair value relative to its peers, with a Price to Book Value of 0.9, and has generated a significant return of 50.52% over the past year, outperforming the broader market.<BR><BR>High institutional holdings at 34.74% also contribute to the stock's positive outlook, as these investors typically have better resources to analyze the company's fundamentals. Their increased stake by 4.91% over the previous quarter further indicates confidence in the company's prospects. Overall, these factors collectively support the rising trend in South Indian Bank Ltd's stock price.

Which are the latest news on South Ind.Bank?