down arrow

South Ind.Bank

  • Market Cap: Small Cap
  • Industry: Private Sector Bank
  • ISIN: INE683A01023
  • NSEID: SOUTHBANK
  • BSEID: 532218
INR
39.66
-0.32 (-0.8%)
BSENSE

Dec 05

BSE+NSE Vol: 2.29 cr

Click here to access the older version
  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationAnnual Results
Results Snapshot
Figures in Cr
Standalone Annual Results
Mar'25
Mar'24
Mar'23
Mar'22
Mar'21
Mar'20
Mar'19
Interest Earned
9,413.31
8,612.80
7,233.18
6,586.54
7,305.45
7,763.80
6,876.52
Income On Investments
1,592.05
1,551.61
1,285.73
1,039.81
1,309.00
1,391.06
1,286.14
Interest On Balances With Rbi Other Inter Bank Funds
167.23
87.64
132.10
333.73
47.85
39.97
35.52
Interest / Discount On Advances / Bills
7,529.08
6,891.04
5,712.15
5,069.34
5,767.63
6,159.17
5,396.44
Others
124.95
82.51
103.20
143.66
180.97
173.60
158.42
Other Income
1,813.43
1,515.52
812.63
1,034.10
1,229.17
1,045.75
726.21
Total Income
11,226.74
10,128.32
8,045.81
7,620.64
8,534.62
8,809.55
7,602.73
Interest Expended
5,927.67
5,280.75
4,221.10
4,346.78
4,898.54
5,446.30
4,856.82
Net Interest Income
3,485.64
3,332.05
3,012.08
2,239.76
2,406.91
2,317.50
2,019.70
Total Expenditure (Excl Depreciation)
3,028.99
2,979.90
2,317.38
2,026.29
1,974.48
1,717.61
1,506.93
Employee Cost
1,652.70
1,692.85
1,300.36
1,197.89
1,234.49
941.35
821.43
Other Operating Expenses
1,376.29
1,287.05
1,017.02
828.40
739.99
776.26
685.50
Operating Profit Before Provisions and Contingencies
2,270.08
1,867.67
1,507.33
1,247.57
1,661.60
1,645.64
1,238.98
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
513.19
338.92
399.12
1,339.56
1,574.94
1,496.09
858.48
Profit Before Tax
1,756.89
1,528.75
1,108.21
-91.99
86.66
149.55
380.50
Tax
454.01
458.67
333.12
-136.97
24.75
44.96
132.97
Profit After Tax
1,302.88
1,070.08
775.09
44.98
61.91
104.59
247.53
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
1,302.88
1,070.08
775.09
44.98
61.91
104.59
247.53
Face Value
1.0
1.0
1.0
1.0
1.0
1.0
1.0
Reserves
9,469.84
8,215.27
6,113.00
5,330.97
5,280.90
4,972.73
4,915.77
Earnings per share (EPS)
4.98
4.09
3.4
0.2
0.27
0.53
1.26
Diluted Earnings per share
4.98
5.09
3.4
0.19
0.31
0.53
1.26
Operating Profit Margin (Excl OI)
62.37%
61.47%
62.44%
48.9%
51.41%
58.61%
65.6%
Gross Profit Margin
18.66%
17.75%
15.32%
-1.4%
1.19%
1.93%
5.53%
PAT Margin
13.84%
12.42%
10.72%
0.68%
0.85%
1.35%
3.6%
Net Interest Margin
0.0%
3.31%
3.3%
2.62%
2.71%
2.66%
2.62%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
31.37%
32.08%
32.98%
33.21%
29.73%
25.0%
24.21%
CASA Amount
33,729.00
32,693.00
30,227.00
29,601.00
24,590.00
20,760.00
19,467.00
Capital Adequacy Ratio (Total)
19.31%
19.91%
17.25%
15.68%
15.42%
13.41%
12.61%
Capital Adequacy Ratio (Tier 1)
17.98%
17.65%
14.74%
13.22%
12.8%
10.8%
10.0%
Provision Coverage Ratio (%)
85.03%
79.1%
76.78%
69.55%
58.71%
54.2%
42.5%
Amount of Gross NPAs
2,799.83
3,620.34
3,708.26
3,648.09
4,143.24
3,261.77
3,131.67
Amount of Net NPAs
790.52
1,134.58
1,293.61
1,777.77
2,734.52
2,150.78
2,163.62
% of Net NPAs
0.92%
1.46%
1.86%
2.97%
4.71%
3.34%
3.45%
% of Gross NPAs
3.2%
4.5%
5.14%
5.9%
6.97%
4.98%
4.92%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
1280.0
1321.0
1289.0
1270.0
1315.0
1424.0
1406.0
Number of Branches
948.0
955.0
940.0
929.0
884.0
929.0
870.0
Annual Analysis Highlights
stock-summary

Interest Earned

YoY Growth in year ended Mar 2025 is 9.29% vs 19.07% in Mar 2024

stock-summary

Net Profit

YoY Growth in year ended Mar 2025 is 21.76% vs 38.06% in Mar 2024

stock-summary

Operating Profit (PBDIT)

YoY Growth in year ended Mar 2025 is 21.55% vs 23.91% in Mar 2024

stock-summary

% of Net NPAs

YoY Growth in year ended Mar 2025 is -0.54% vs -0.40% in Mar 2024

stock-summary

% of Gross NPAs

YoY Growth in year ended Mar 2025 is -1.30% vs -0.64% in Mar 2024

Compare Annual Results Of South Ind.Bank With
Markets Mojo
Figures in Cr
Standalone Annual Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
9,413.31
12,535.86
-3,122.55
-24.91%
Income On Investments
1,592.05
2,669.23
-1,077.18
-40.36%
Interest On Balances With Rbi Other Inter Bank Funds
167.23
50.02
117.21
234.33%
Interest / Discount On Advances / Bills
7,529.08
9,422.99
-1,893.91
-20.1%
Others
124.95
393.62
-268.67
-68.26%
Other Income
1,813.43
1,136.81
676.62
59.52%
Total Income
11,226.74
13,672.67
-2,445.93
-17.89%
Interest Expended
5,927.67
6,742.04
-814.37
-12.08%
Net Interest Income
3,485.64
5,793.82
-2,308.18
-39.84%
Total Expenditure (Excl Depreciation)
3,028.99
4,000.84
-971.85
-24.29%
Employee Cost
1,652.70
2,780.36
-1,127.66
-40.56%
Other Operating Expenses
1,376.29
1,220.48
155.81
12.77%
Operating Profit Before Provisions and Contingencies
2,270.08
2,929.79
-659.71
-22.52%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
513.19
-3.91
517.10
13225.06%
Profit Before Tax
1,756.89
2,933.70
-1,176.81
-40.11%
Tax
454.01
851.24
-397.23
-46.66%
Profit After Tax
1,302.88
2,082.46
-779.58
-37.44%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
1,302.88
2,082.46
-779.58
-37.44%
Face Value
1.00
1.00
0.00
Reserves
9,469.84
12,903.12
-3,433.28
-26.61%
Earnings per share (EPS)
4.98
18.91
-13.93
-73.66%
Diluted Earnings per share
4.98
18.91
-13.93
-73.66%
Operating Profit Margin (Excl OI)
62.37%
68.12%
0.00
-5.75%
Gross Profit Margin
18.66%
23.40%
0.00
-4.74%
PAT Margin
13.84%
16.61%
0.00
-2.77%
Net Interest Margin
0.00%
3.92%
-3.92
-3.92%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
31.37%
47.01%
-15.64
-15.64%
CASA Amount
33,729.00
69,844.00
-36,115.00
-51.71%
Capital Adequacy Ratio (Total)
19.31%
16.29%
3.02
3.02%
Capital Adequacy Ratio (Tier 1)
17.98%
13.96%
4.02
4.02%
Provision Coverage Ratio (%)
85.03%
90.28%
-5.25
-5.25%
Amount of Gross NPAs
2,799.83
3,604.84
-805.01
-22.33%
Amount of Net NPAs
790.52
818.07
-27.55
-3.37%
% of Net NPAs
0.92%
0.79%
0.13
0.13%
% of Gross NPAs
3.20%
3.37%
-0.17
-0.17%
Public Share Holdings (%)
0.00%
40.60%
-40.60
-40.60%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
1,280.00
1,424.00
-144.00
-10.11%
Number of Branches
948.00
1,019.00
-71.00
-6.97%
Annual - Interest Earned
Interest Earned 9413.31 Cr
in Mar 2025

Figures in Cr
stock-summary

YoY Growth in year ended Mar 2025 is 9.29% vs 19.07% in Mar 2024

Annual - Net Profit
Net Profit 1,302.88 Cr
in Mar 2025

Figures in Cr
stock-summary

YoY Growth in year ended Mar 2025 is 21.76% vs 38.06% in Mar 2024

Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 2,270.08 Cr
in Mar 2025

Figures in Cr
stock-summary

YoY Growth in year ended Mar 2025 is 21.55% vs 23.91% in Mar 2024

Annual - % of Net NPAs
% of Net NPAs 0.92%
in Mar 2025

Figures in %
stock-summary

YoY Growth in year ended Mar 2025 is -0.54% vs -0.40% in Mar 2024

Annual - % of Gross NPAs
% of Gross NPAs 3.20%
in Mar 2025

Figures in %
stock-summary

YoY Growth in year ended Mar 2025 is -1.30% vs -0.64% in Mar 2024

Stock List
ABCDEFGHIJKLMNOPQRSTUVWXYZOther
Footer Logo
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
GET THE MARKETSMOJO APP
Company
Stocks
Portfolio
Market
Webinars
"Investment in securities markets are subject to market risk. Read all the related documents carefully before investing."