IDBI Bank

Which are the latest news on IDBI Bank?

Why is IDBI Bank Ltd. falling/rising?

As of 05-Sep, IDBI Bank Ltd. is facing a stock price decline to 90.68, down -1.43%, due to underperformance against its sector, decreased investor participation, and concerns over recent quarterly results despite long-term growth. The low stake of domestic mutual funds further reflects a lack of confidence in the stock's valuation.

As of 05-Sep, IDBI Bank Ltd. is experiencing a decline in its stock price, currently at 90.68, reflecting a change of -1.32 (-1.43%). This downward movement can be attributed to several factors highlighted in the provided data. <BR><BR>Firstly, the stock has underperformed its sector by -1.22% today, indicating a relative weakness compared to its peers. Additionally, there has been a notable decrease in investor participation, with delivery volume falling by -46.66% against the 5-day average, suggesting reduced interest from investors. <BR><BR>While the stock has shown positive long-term growth, with a 7.26% increase over the past month and a significant 39.59% rise over the last three years, the recent quarterly results have raised concerns. The profit after tax for the latest quarter has fallen by -11.1% compared to the previous four-quarter average, which may have contributed to negative sentiment among investors. <BR><BR>Moreover, the low stake of domestic mutual funds, at only 1.34%, could indicate a lack of confidence in the stock's current valuation or business prospects. Despite the bank's strong capital adequacy ratio and attractive valuation metrics, these factors combined have led to the current decline in stock price.

Should I buy, sell or hold IDBI Bank Ltd.?

Who are in the management team of IDBI Bank?

The management team of IDBI Bank includes Rakesh Sharma (MD & CEO), T N Manoharan (Chairman), and several Deputy Managing Directors and Independent Directors, overseeing the bank's operations and strategic direction. Key members also include nominees from LIC and the Government.

The management team of IDBI Bank includes the following key members:<BR><BR>1. **Rakesh Sharma** - Managing Director & CEO<BR>2. **Samuel Joseph Jebaraj** - Deputy Managing Director<BR>3. **Suresh Kishinchand Khatanhar** - Deputy Managing Director<BR>4. **T N Manoharan** - Chairman & Independent Director<BR>5. **Gyan Prakash Joshi** - Independent Director<BR>6. **Bhuwanchandra Balkrishna Joshi** - Independent Director<BR>7. **Samaresh Parida** - Independent Director<BR>8. **N Jambunathan** - Independent Director<BR>9. **Deepak Singhal** - Independent Director<BR>10. **Sanjay Gokuldas Kallapur** - Independent Director<BR>11. **P V Bharathi** - Independent Director<BR>12. **Jyoti Biju Nair** - Company Secretary & Compliance Officer<BR>13. **Mukesh Gupta** - Nominee (LIC)<BR>14. **Sushil Kumar Singh** - Nominee (Government)<BR>15. **Manoj Sahay** - Nominee (Government)<BR>16. **Raj Kumar** - Nominee (LIC)<BR>17. **Jayakumar S. Pillai** - Deputy Managing Director<BR><BR>This team is responsible for overseeing the operations and strategic direction of IDBI Bank.

What does IDBI Bank do?

IDBI Bank Limited is a major private sector bank in India, established in 1964, with a recent net profit of ₹2,115 Cr and a market cap of ₹98,298 Cr. It operates as a universal bank with key metrics including a CAR of 26.38% and a gross NPA of 2.30%.

Overview: <BR>IDBI Bank Limited is one of India's largest commercial banks operating in the private sector, categorized as a mid-cap entity.<BR><BR>History: <BR>IDBI Bank was incorporated in the year 1964. It has evolved into a universal bank and the latest quarterly results reported are for June 2026, showcasing its ongoing operations.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 7,541.44 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 2,115 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 98,298 Cr (Mid Cap)<BR><BR>Key Metrics: <BR>Industry: Private Sector Bank <BR>Dividend Yield: 0.00% <BR>CAR: 26.38% <BR>Return on Assets: 2.06% <BR>Net NPA: 0.16% <BR>Gross NPA: 2.30% <BR><BR>Contact Details: <BR>Address: IDBI Tower WTC Complex 3rd Flr, Cuffe Parade Colaba Mumbai Maharashtra : 400005 <BR>Tel: 91-22-66553355/22189111 <BR>Email: idbiequity@idbi.co.in <BR>Website: http://www.idbibank.in

Who are the peers of the IDBI Bank?

IDBI Bank's peers include HDFC Bank, ICICI Bank, Kotak Mahindra Bank, Axis Bank, Federal Bank, IndusInd Bank, IDFC First Bank, Yes Bank, RBL Bank, and Karur Vysya Bank. In terms of management risk, IDBI Bank is rated average, with a 1-year return of 6.03%, higher than HDFC Bank's -25.48% but lower than Federal Bank's 82.06%.

Peers: The peers of IDBI Bank are HDFC Bank, ICICI Bank, Kotak Mah. Bank, Axis Bank, Federal Bank, IndusInd Bank, IDFC First Bank, Yes Bank, RBL Bank, and Karur Vysya Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at HDFC Bank, ICICI Bank, Kotak Mah. Bank, and Federal Bank, while Good management risk is found at Axis Bank and IndusInd Bank. Average management risk is present at IDBI Bank, IDFC First Bank, Yes Bank, and RBL Bank. Growth ratings show Excellent growth at ICICI Bank, IDFC First Bank, and Federal Bank, while Good growth is noted at HDFC Bank, Kotak Mah. Bank, Axis Bank, IDBI Bank, Yes Bank, and RBL Bank. Below Average growth is seen at IndusInd Bank. In terms of Capital Structure, Excellent ratings are given to HDFC Bank, ICICI Bank, Kotak Mah. Bank, IDBI Bank, IndusInd Bank, and RBL Bank, while Good ratings are assigned to Axis Bank, IDFC First Bank, and Federal Bank.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Federal Bank at 82.06%, while the lowest is HDFC Bank at -25.48%. IDBI Bank's 1-year return is 6.03%, which is higher than HDFC Bank's but lower than Federal Bank's. Additionally, IDBI Bank and HDFC Bank have negative six-month returns.

How big is IDBI Bank?

As of 31st August, IDBI Bank Ltd. has a market capitalization of 98,298.00 Cr and a Net Profit of 9,621.16 Cr for the latest four quarters, with Shareholder's Funds at 67,637.58 Cr and Total Assets of 4,66,829.65 Cr. There is no valid Net Sales data available.

As of 31st August, IDBI Bank Ltd. has a market capitalization of 98,298.00 Cr, classifying it as a Mid Cap company.<BR><BR>In terms of recent quarterly performance, there is no valid Net Sales data found for summing, resulting in a value of 0.00 Cr. The Net Profit for the latest four quarters is reported at 9,621.16 Cr.<BR><BR>The latest annual period for the balance sheet is March 2026. Shareholder's Funds are valued at 67,637.58 Cr, while Total Assets amount to 4,66,829.65 Cr.

Are IDBI Bank Ltd. latest results good or bad?

IDBI Bank's Q1 FY2027 results show a net profit increase of 8.85% quarter-on-quarter, but concerns arise from a declining net interest margin and reliance on provisioning write-backs, despite a record low gross NPA ratio of 2.30%. Overall, while profit growth is positive, potential risks in revenue sustainability and earnings quality should be considered.

IDBI Bank's latest results for Q1 FY2027 present a mixed picture. On the positive side, the bank reported a net profit of ₹2,115.18 crore, which reflects an 8.85% increase quarter-on-quarter and a 5.37% increase year-on-year. This growth in profit is commendable, especially in a challenging economic environment.<BR><BR>However, there are significant concerns regarding the quality of these earnings. The bank's net interest margin (NIM) has sharply declined to 3.61%, down 54 basis points from the previous quarter, indicating pressure on profitability from interest income. Additionally, total income fell by 8.89% sequentially, raising questions about revenue sustainability moving forward.<BR><BR>A notable aspect of the results is the reliance on provisioning write-backs, which contributed ₹636.87 crore to the profit. This reversal of provisions, while technically permissible, raises concerns about the sustainability of future earnings since it masks underlying operational performance.<BR><BR>On the asset quality front, IDBI Bank achieved a record low gross non-performing asset (NPA) ratio of 2.30%, which is a positive indicator. The capital adequacy ratio also improved to 26.92%, providing a strong buffer for future growth.<BR><BR>In summary, while the profit growth is a positive sign, the decline in margins and reliance on provisioning adjustments highlight potential risks. Investors may need to weigh these factors carefully when assessing the overall performance of IDBI Bank.

When is the next results date for IDBI Bank Ltd.?

The next results date for IDBI Bank Ltd. is 18 July 2026.

The next results date for IDBI Bank Ltd. is scheduled for 18 July 2026.

How has been the historical performance of IDBI Bank?

IDBI Bank has shown significant recovery and growth since March 2021, with increases in interest earned, net interest income, total income, and profits, alongside a rise in total assets and an improved capital adequacy ratio, indicating strengthened financial stability.

Answer:<BR>The historical performance of IDBI Bank shows a significant recovery and growth in recent years, particularly from March 2021 onwards.<BR><BR>Breakdown:<BR>IDBI Bank's interest earned has steadily increased from INR 19,938.20 crore in March 2021 to INR 28,902.03 crore in March 2025, reflecting a strong upward trend. The bank's net interest income also rose from INR 8,523.99 crore in March 2021 to INR 14,626.46 crore in March 2025. Total income followed a similar pattern, climbing from INR 24,496.80 crore in March 2021 to INR 33,826.02 crore in March 2025. The profit before tax surged from INR 2,368.62 crore in March 2021 to INR 10,568.21 crore in March 2025, while profit after tax increased from INR 1,359.46 crore to INR 7,515.17 crore over the same period. The bank's total assets grew from INR 2,98,074.18 crore in March 2021 to INR 4,11,696.93 crore in March 2025, indicating robust expansion. Additionally, the capital adequacy ratio improved significantly from 15.59% in March 2021 to 25.05% in March 2025, showcasing a strengthened financial position. The bank's cash and cash equivalents also saw a notable increase, reaching INR 44,416.00 crore in March 2025, up from INR 30,430.00 crore in March 2021. Overall, IDBI Bank's performance reflects a strong recovery trajectory with improved profitability, asset growth, and financial stability.

Is IDBI Bank technically bullish or bearish?

As of November 10, 2025, IDBI Bank's technical trend has shifted to bullish, supported by strong MACD indicators and positive performance, despite some mixed signals from Bollinger Bands and KST.

As of 10 November 2025, the technical trend for IDBI Bank has changed from mildly bullish to bullish. The current stance is bullish with strong indicators supporting this view. The MACD is bullish on both the weekly and monthly time frames, and daily moving averages are also bullish. While the Bollinger Bands indicate a mildly bullish trend on both weekly and monthly charts, the KST shows a bullish signal weekly but mildly bearish monthly. The RSI shows no signals in both time frames, and Dow Theory indicates no trend. Overall, the strength of the bullish stance is reinforced by the positive performance over the last month and year compared to the Sensex.

Is IDBI Bank overvalued or undervalued?

As of October 17, 2025, IDBI Bank is considered fairly valued with a PE ratio of 12.65, a Price to Book Value of 1.58, and a PEG ratio of 0.46, outperforming the Sensex with a return of 114.19% over the past three years, while its valuation grade has shifted from very attractive to attractive.

As of 17 October 2025, IDBI Bank's valuation grade has moved from very attractive to attractive, indicating a shift in market perception. The bank is currently considered fairly valued. Key ratios include a PE ratio of 12.65, a Price to Book Value of 1.58, and a PEG ratio of 0.46, which suggest that the bank is positioned competitively within its sector.<BR><BR>When compared to peers, IDBI Bank's PE ratio is higher than Bank of Baroda's 6.94 and Canara Bank's 6.37, both of which are also rated attractive. However, it is lower than SBI, which is classified as very expensive with a PE of 11.24. Notably, IDBI Bank has outperformed the Sensex significantly over the past three years with a return of 114.19% compared to the Sensex's 43.73%, reinforcing its relative strength in the market.

Who are the top shareholders of the IDBI Bank?

The top shareholder of IDBI Bank is the Life Insurance Corporation of India, holding 49.24%. Other shareholders include mutual funds (0.04%), foreign institutional investors (0.46%), and individual investors (3.85%).

The top shareholder of IDBI Bank is the Life Insurance Corporation of India, which holds a significant stake of 49.24%. The bank's majority shareholders are promoters, and there are no pledged promoter holdings. Additionally, mutual funds hold a small portion through 16 schemes, accounting for 0.04%, while foreign institutional investors (FIIs) hold 0.46% through 70 different entities. Individual investors collectively own 3.85% of the bank's shares.

Has IDBI Bank declared dividend?

Yes, IDBI Bank has declared a 15% dividend, amounting to ₹1.5 per share, with an ex-date of July 16, 2024. The bank has shown strong total returns over various periods, with a total return of 22.21% over the past year.

IDBI Bank Ltd. has declared a 15% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 15%<BR>- Amount per share: 1.5<BR>- Ex-date: 16 Jul 24<BR><BR>Dividend Yield: 1.48%.<BR><BR>Total Returns by Period:<BR>Over the last 6 months, the price return was 18.53%, with no dividend return, resulting in a total return of 18.53%.<BR><BR>In the past year, the price return was 20.48%, the dividend return was 1.73%, leading to a total return of 22.21%.<BR><BR>Over a 2-year period, the price return was 82.0%, with a dividend return of 4.58%, culminating in a total return of 86.58%.<BR><BR>For the 3-year period, the price return stood at 172.28%, the dividend return was 7.94%, resulting in a total return of 180.22%.<BR><BR>In the last 4 years, the price return was 156.37%, with a dividend return of 6.51%, leading to a total return of 162.88%.<BR><BR>Over the past 5 years, the price return was 162.71%, with a dividend return of 5.19%, resulting in a total return of 167.9%.<BR><BR>Overall, IDBI Bank has declared a dividend, and the total returns over various periods indicate strong performance, particularly in price returns, suggesting a positive outlook for investors.