Results Snapshot
Figures in Cr
Standalone Annual Results
Mar'26
Mar'25
Mar'24
Mar'23
Mar'22
Mar'21
Mar'20
Interest Earned
28,997.26
28,902.03
26,426.13
20,569.78
18,291.90
19,938.20
20,825.11
Income On Investments
8,190.60
8,254.88
7,737.61
5,948.95
4,629.01
5,169.01
5,780.61
Interest On Balances With Rbi Other Inter Bank Funds
964.57
415.38
339.85
517.97
711.83
644.32
453.76
Interest / Discount On Advances / Bills
19,403.49
19,226.46
17,970.67
13,336.62
11,990.11
11,819.22
13,092.90
Others
438.60
1,005.31
378.00
766.24
960.95
2,305.65
1,497.84
Other Income
6,746.27
4,923.99
3,610.91
4,371.98
4,689.90
4,558.60
4,470.36
Total Income
35,743.53
33,826.02
30,037.04
24,941.76
22,981.80
24,496.80
25,295.47
Interest Expended
15,485.61
14,275.57
12,239.69
9,139.23
9,129.41
11,414.21
13,847.30
Net Interest Income
13,511.65
14,626.46
14,186.44
11,430.55
9,162.49
8,523.99
6,977.81
Total Expenditure (Excl Depreciation)
9,420.40
8,471.85
8,205.29
7,066.70
6,357.23
6,047.50
6,336.16
Employee Cost
4,358.35
4,071.24
4,254.44
3,532.74
3,104.45
3,090.25
3,245.49
Other Operating Expenses
5,062.05
4,400.61
3,950.85
3,533.96
3,252.78
2,957.25
3,090.67
Operating Profit Before Provisions and Contingencies
10,837.52
11,078.60
9,592.06
8,735.83
7,495.16
7,035.09
5,112.01
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
-1,088.35
510.39
1,396.64
3,497.86
3,886.54
4,666.47
14,079.45
Profit Before Tax
11,925.87
10,568.21
8,195.42
5,237.97
3,608.62
2,368.62
-8,967.44
Tax
2,412.51
3,053.04
2,561.33
1,592.88
1,169.35
1,009.16
3,919.90
Profit After Tax
9,513.36
7,515.17
5,634.09
3,645.09
2,439.27
1,359.46
-12,887.34
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
9,513.36
7,515.17
5,634.09
3,645.09
2,439.27
1,359.46
-12,887.34
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
48,869.01
38,986.98
31,196.01
26,365.10
22,441.82
19,777.22
17,140.41
Earnings per share (EPS)
8.85
6.99
5.24
3.39
2.27
1.26
-12.41
Diluted Earnings per share
8.85
6.99
5.24
3.39
2.27
1.3
-14.48
Operating Profit Margin (Excl OI)
71.27%
68.92%
63.67%
48.64%
44.0%
46.26%
1.97%
Gross Profit Margin
41.13%
36.57%
31.01%
25.46%
19.73%
11.88%
-43.06%
PAT Margin
32.81%
26.0%
21.32%
17.72%
13.34%
6.82%
-61.88%
Net Interest Margin
3.77%
4.56%
4.93%
4.52%
3.73%
3.38%
2.61%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
44.59%
46.56%
50.43%
53.02%
56.77%
50.44%
47.74%
CASA Amount
1,54,816.00
1,44,398.00
1,40,027.00
1,35,455.00
1,32,359.00
1,16,492.00
1,06,188.00
Capital Adequacy Ratio (Total)
26.65%
25.05%
22.26%
20.44%
19.06%
15.59%
13.31%
Capital Adequacy Ratio (Tier 1)
25.56%
23.51%
20.11%
18.08%
16.68%
13.06%
10.57%
Provision Coverage Ratio (%)
99.39%
99.48%
99.09%
97.94%
97.63%
96.9%
93.74%
Amount of Gross NPAs
6,028.12
6,695.15
8,916.84
10,969.29
34,114.83
36,211.95
47,272.37
Amount of Net NPAs
379.90
337.34
643.83
1,494.74
1,863.51
2,519.38
5,439.49
% of Net NPAs
0.15%
0.15%
0.34%
0.92%
1.36%
1.97%
4.19%
% of Gross NPAs
2.32%
2.98%
4.53%
6.38%
20.16%
22.37%
27.53%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
0.0
0.0
0.0
0.0
3388.0
3683.0
Number of Branches
0.0
0.0
0.0
0.0
0.0
0.0
1892.0
Annual Analysis Highlights
Interest Earned
YoY Growth in year ended Mar 2026 is 0.33% vs 9.37% in Mar 2025
Net Profit
YoY Growth in year ended Mar 2026 is 26.59% vs 33.39% in Mar 2025
Operating Profit (PBDIT)
YoY Growth in year ended Mar 2026 is -2.18% vs 15.50% in Mar 2025
% of Net NPAs
YoY Growth in year ended Mar 2026 is 0.00% vs -0.19% in Mar 2025
% of Gross NPAs
YoY Growth in year ended Mar 2026 is -0.66% vs -1.55% in Mar 2025
Compare Annual Results Of IDBI Bank With
Figures in Cr
Standalone Annual Results
Change(INR)
Change(%)
Interest Earned
28,997.26
55,563.97
-26,566.71
-47.81%
Income On Investments
8,190.60
10,835.62
-2,645.02
-24.41%
Interest On Balances With Rbi Other Inter Bank Funds
964.57
1,122.54
-157.97
-14.07%
Interest / Discount On Advances / Bills
19,403.49
43,055.01
-23,651.52
-54.93%
Others
438.60
550.80
-112.20
-20.37%
Other Income
6,746.27
11,623.29
-4,877.02
-41.96%
Total Income
35,743.53
67,187.26
-31,443.73
-46.8%
Interest Expended
15,485.61
25,553.90
-10,068.29
-39.4%
Net Interest Income
13,511.65
30,010.07
-16,498.42
-54.98%
Total Expenditure (Excl Depreciation)
9,420.40
19,566.46
-10,146.06
-51.85%
Employee Cost
4,358.35
8,351.67
-3,993.32
-47.81%
Other Operating Expenses
5,062.05
11,214.79
-6,152.74
-54.86%
Operating Profit Before Provisions and Contingencies
10,837.52
22,066.90
-11,229.38
-50.89%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
-1,088.35
3,481.18
-4,569.53
-131.26%
Profit Before Tax
11,925.87
18,585.72
-6,659.85
-35.83%
Tax
2,412.51
4,578.02
-2,165.51
-47.3%
Profit After Tax
9,513.36
14,007.70
-4,494.34
-32.08%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
9,513.36
14,007.70
-4,494.34
-32.08%
Face Value
10.00
1.00
0.00
Reserves
48,869.01
1,34,203.94
-85,334.93
-63.59%
Earnings per share (EPS)
8.85
14.08
-5.23
-37.14%
Diluted Earnings per share
8.85
14.09
-5.24
-37.19%
Operating Profit Margin (Excl OI)
71.27%
58.52%
0.00
12.75%
Gross Profit Margin
41.13%
33.45%
0.00
7.68%
PAT Margin
32.81%
25.21%
0.00
7.60%
Net Interest Margin
3.77%
4.60%
-0.83
-0.83%
Return on Assets
0.00%
1.97%
-1.97
-1.97%
CASA (%)
44.59%
43.30%
1.29
1.29%
CASA Amount
1,54,816.00
2,47,723.00
-92,907.00
-37.5%
Capital Adequacy Ratio (Total)
26.65%
22.40%
4.25
4.25%
Capital Adequacy Ratio (Tier 1)
25.56%
21.30%
4.26
4.26%
Provision Coverage Ratio (%)
99.39%
79.00%
20.39
20.39%
Amount of Gross NPAs
6,028.12
6,017.81
10.31
0.17%
Amount of Net NPAs
379.90
1,262.51
-882.61
-69.91%
% of Net NPAs
0.15%
0.25%
-0.10
-0.10%
% of Gross NPAs
2.32%
1.20%
1.12
1.12%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
0.00
2,727.00
-2,727.00
-100.0%
Number of Branches
0.00
2,276.00
-2,276.00
-100.0%
Annual - Interest Earned
Interest Earned 28997.26 Cr
in Mar 2026Figures in Cr
YoY Growth in year ended Mar 2026 is 0.33% vs 9.37% in Mar 2025
Annual - Net Profit
Net Profit 9,513.36 Cr
in Mar 2026Figures in Cr
YoY Growth in year ended Mar 2026 is 26.59% vs 33.39% in Mar 2025
Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 10,837.52 Cr
in Mar 2026Figures in Cr
YoY Growth in year ended Mar 2026 is -2.18% vs 15.50% in Mar 2025
Annual - % of Net NPAs
% of Net NPAs 0.15%
in Mar 2026Figures in %
YoY Growth in year ended Mar 2026 is 0.00% vs -0.19% in Mar 2025
Annual - % of Gross NPAs
% of Gross NPAs 2.32%
in Mar 2026Figures in %
YoY Growth in year ended Mar 2026 is -0.66% vs -1.55% in Mar 2025






