IDBI Bank

  • Market Cap: Mid Cap
  • Industry: Private Sector Bank
  • ISIN: INE008A01015
  • NSEID: IDBI
  • BSEID: 500116
INR
97.45
-0.2 (-0.2%)
BSENSE

Dec 05

BSE+NSE Vol: 64.83 lacs

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  • Score
  • Mojo Parameters
  • Total Return
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  • Financials
  • CompanyCV
stock-recommendationHalf Yearly Results
Results Snapshot
Figures in Cr
Standalone Half Yearly Results
Sep'25
Sep'24
Sep'23
Sep'22
Sep'21
Sep'20
Sep'19
Interest Earned
14,125.24
14,107.80
12,894.80
9,612.18
9,069.86
9,584.88
10,289.45
Income On Investments
4,094.10
4,117.16
3,664.68
2,841.52
2,311.63
2,708.36
2,952.34
Interest On Balances With Rbi Other Inter Bank Funds
421.57
202.44
210.42
233.76
365.74
286.19
169.41
Interest / Discount On Advances / Bills
9,550.77
9,681.55
8,880.69
6,035.94
6,066.05
6,006.21
6,551.40
Others
58.80
106.65
139.01
500.96
326.44
584.12
616.30
Other Income
3,926.44
2,117.99
1,741.33
2,227.44
2,707.02
1,811.34
1,865.49
Total Income
18,051.68
16,225.79
14,636.13
11,839.62
11,776.88
11,396.22
12,154.94
Interest Expended
7,674.46
6,999.51
5,830.72
4,386.55
4,710.36
6,118.07
7,200.25
Net Interest Income
6,450.78
7,108.29
7,064.08
5,225.63
4,359.50
3,466.81
3,089.20
Total Expenditure (Excl Depreciation)
4,500.39
4,144.42
3,715.02
3,193.58
2,852.22
2,971.79
2,994.31
Employee Cost
2,093.21
2,048.59
1,855.80
1,500.88
1,384.46
1,561.45
1,548.88
Other Operating Expenses
2,407.18
2,095.83
1,859.22
1,692.70
1,467.76
1,410.34
1,445.43
Operating Profit Before Provisions and Contingencies
5,876.83
5,081.86
5,090.39
4,259.49
4,214.30
2,306.36
1,960.38
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
-832.07
111.73
962.97
1,729.95
2,415.50
1,203.33
11,973.36
Profit Before Tax
6,708.90
4,970.13
4,127.42
2,529.54
1,798.80
1,103.03
-10,012.98
Tax
1,074.17
1,414.41
1,579.97
945.09
628.38
634.19
-2,753.30
Profit After Tax
5,634.73
3,555.72
2,547.45
1,584.45
1,170.42
468.84
-7,259.68
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
5,634.73
3,555.72
2,547.45
1,584.45
1,170.42
468.84
-7,259.68
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
0.00
0.00
0.00
22,441.82
19,777.22
17,140.41
23,147.71
Earnings per share (EPS)
5.24
3.31
2.37
1.47
1.09
0.45
-9.38
Diluted Earnings per share
5.24
3.31
2.37
1.47
1.09
0.45
-9.38
Operating Profit Margin (Excl OI)
74.03%
69.83%
63.72%
48.78%
41.92%
56.44%
-45.47%
Gross Profit Margin
47.5%
35.23%
32.01%
26.32%
19.83%
11.51%
-97.31%
PAT Margin
39.89%
25.2%
19.76%
16.48%
12.9%
4.89%
-70.55%
Net Interest Margin
3.7%
4.53%
5.07%
4.22%
3.54%
2.75%
0.0%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
45.81%
48.14%
51.49%
56.19%
54.64%
47.11%
0.0%
CASA Amount
0.00
0.00
1,28,464.00
1,29,407.00
1,21,996.00
1,08,217.00
0.00
Capital Adequacy Ratio (Total)
25.39%
21.98%
21.26%
19.48%
16.59%
13.67%
11.98%
Capital Adequacy Ratio (Tier 1)
23.79%
19.89%
18.86%
17.05%
14.0%
11.06%
9.27%
Provision Coverage Ratio (%)
99.26%
99.42%
99.1%
97.86%
97.27%
95.96%
0.0%
Amount of Gross NPAs
6,242.00
7,653.13
8,645.23
28,722.24
34,407.79
41,090.53
52,052.78
Amount of Net NPAs
474.22
401.60
651.01
1,698.77
2,132.39
3,362.66
7,918.61
% of Net NPAs
0.21%
0.2%
0.39%
1.16%
1.71%
2.67%
5.97%
% of Gross NPAs
2.65%
3.68%
4.9%
16.51%
21.85%
25.08%
29.43%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Number of Branches
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Half Yearly Analysis Highlights
stock-summary

Interest Earned

Growth in half year ended Sep 2025 is 0.12% vs 9.41% in Sep 2024

stock-summary

Net Profit

Growth in half year ended Sep 2025 is 58.47% vs 39.58% in Sep 2024

stock-summary

Operating Profit (PBDIT)

Growth in half year ended Sep 2025 is 15.64% vs -0.17% in Sep 2024

stock-summary

% of Net NPAs

Growth in half year ended Sep 2025 is 0.01% vs -0.19% in Sep 2024

stock-summary

% of Gross NPAs

Growth in half year ended Sep 2025 is -1.03% vs -1.22% in Sep 2024

Compare Half Yearly Results Of IDBI Bank With
Markets Mojo
Figures in Cr
Standalone Half Yearly Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
14,125.24
62,033.74
-47,908.50
-77.23%
Income On Investments
4,094.10
12,034.63
-7,940.53
-65.98%
Interest On Balances With Rbi Other Inter Bank Funds
421.57
715.55
-293.98
-41.08%
Interest / Discount On Advances / Bills
9,550.77
48,832.30
-39,281.53
-80.44%
Others
58.80
451.26
-392.46
-86.97%
Other Income
3,926.44
13,882.64
-9,956.20
-71.72%
Total Income
18,051.68
75,916.38
-57,864.70
-76.22%
Interest Expended
7,674.46
34,729.44
-27,054.98
-77.9%
Net Interest Income
6,450.78
27,304.30
-20,853.52
-76.37%
Total Expenditure (Excl Depreciation)
4,500.39
19,259.25
-14,758.86
-76.63%
Employee Cost
2,093.21
6,379.38
-4,286.17
-67.19%
Other Operating Expenses
2,407.18
12,879.87
-10,472.69
-81.31%
Operating Profit Before Provisions and Contingencies
5,876.83
21,927.69
-16,050.86
-73.2%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
-832.07
7,494.70
-8,326.77
-111.1%
Profit Before Tax
6,708.90
14,432.99
-7,724.09
-53.52%
Tax
1,074.17
3,537.21
-2,463.04
-69.63%
Profit After Tax
5,634.73
10,895.78
-5,261.05
-48.29%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
5,634.73
10,895.78
-5,261.05
-48.29%
Face Value
10.00
2.00
0.00
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
5.24
35.11
-29.87
-85.08%
Diluted Earnings per share
5.24
34.95
-29.71
-85.01%
Operating Profit Margin (Excl OI)
74.03%
56.87%
0.00
17.16%
Gross Profit Margin
47.50%
23.27%
0.00
24.23%
PAT Margin
39.89%
17.56%
0.00
22.33%
Net Interest Margin
3.70%
0.00%
3.70
3.70%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
45.81%
40.00%
5.81
5.81%
CASA Amount
0.00
4,79,007.00
-4,79,007.00
-100.0%
Capital Adequacy Ratio (Total)
25.39%
16.55%
8.84
8.84%
Capital Adequacy Ratio (Tier 1)
23.79%
14.43%
9.36
9.36%
Provision Coverage Ratio (%)
99.26%
70.00%
29.26
29.26%
Amount of Gross NPAs
6,242.00
17,307.74
-11,065.74
-63.94%
Amount of Net NPAs
474.22
5,113.86
-4,639.64
-90.73%
% of Net NPAs
0.21%
0.44%
-0.23
-0.23%
% of Gross NPAs
2.65%
1.46%
1.19
1.19%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
0.00
13,177.00
-13,177.00
-100.0%
Number of Branches
0.00
5,976.00
-5,976.00
-100.0%
Half Yearly - Interest Earned
Interest Earned 14125.24 Cr
in Sep 2025

Figures in Cr
stock-summary

Growth in half year ended Sep 2025 is 0.12% vs 9.41% in Sep 2024

Half Yearly - Net Profit
Net Profit 5,634.73 Cr
in Sep 2025

Figures in Cr
stock-summary

Growth in half year ended Sep 2025 is 58.47% vs 39.58% in Sep 2024

Half Yearly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 5,876.83 Cr
in Sep 2025

Figures in Cr
stock-summary

Growth in half year ended Sep 2025 is 15.64% vs -0.17% in Sep 2024

Half Yearly - % of Net NPAs
% of Net NPAs 0.21%
in Sep 2025

Figures in %
stock-summary

Growth in half year ended Sep 2025 is 0.01% vs -0.19% in Sep 2024

Half Yearly - % of Gross NPAs
% of Gross NPAs 2.65%
in Sep 2025

Figures in %
stock-summary

Growth in half year ended Sep 2025 is -1.03% vs -1.22% in Sep 2024