HDFC Bank

Which are the latest news on HDFC Bank?

Why is HDFC Bank Ltd. falling/rising?

As of 05-Sep, HDFC Bank Ltd. is seeing a stock price increase to 713.15, up 1.3%, driven by strong fundamentals and recent performance, despite being close to its 52-week low. The bank's solid growth potential and high institutional holdings further support investor confidence.

As of 05-Sep, HDFC Bank Ltd. is experiencing a rise in its stock price, currently at 713.15, reflecting an increase of 9.15 or 1.3%. This upward movement can be attributed to several factors. Firstly, the stock has outperformed its sector by 0.74% today, indicating a relative strength compared to its peers. Additionally, it has shown consecutive gains over the last two days, with a total return of 1.74% during this period.<BR><BR>Despite the stock's recent performance, it is important to note that it remains close to its 52-week low, just 2.05% above Rs 698.5. However, the stock's current price is higher than its 5-day moving averages, suggesting a short-term positive trend. <BR><BR>On the fundamental side, HDFC Bank Ltd. has demonstrated strong long-term growth potential, with a net profit growth rate of 18.61% annually and a solid return on assets (ROA) of 1.80%. The bank's high capital adequacy ratio of 17.28% provides a buffer against risks, which may instill confidence among investors. Furthermore, the bank's institutional holdings are notably high at 83.75%, indicating strong backing from investors who typically have more resources to analyze the company's fundamentals.<BR><BR>In summary, the combination of recent positive performance, strong fundamentals, and institutional support contributes to the rising stock price of HDFC Bank Ltd.

Who are in the management team of HDFC Bank?

The management team of HDFC Bank includes Sashidhar Jagdishan (MD & CEO), Kaizad Bharucha (Deputy MD), and Atanu Chakraborty (Part Time Chairman), along with several independent directors such as Umesh Chandra Sarangi and Sandeep Parekh, providing diverse expertise to guide the bank's operations.

The management team of HDFC Bank includes the following key members:<BR><BR>1. **Sashidhar Jagdishan** - Managing Director & CEO<BR>2. **Kaizad Bharucha** - Deputy Managing Director<BR>3. **Atanu Chakraborty** - Part Time Chairman<BR>4. **Bhavesh Zaveri** - Executive Director<BR>5. **V Srinivasa Rangan** - Whole Time Director<BR><BR>Additionally, the board features several independent directors, including:<BR><BR>- Umesh Chandra Sarangi<BR>- Sandeep Parekh<BR>- M D Ranganath<BR>- Sanjiv Sachar<BR>- Sunita Maheshwari<BR>- Lily Vadera<BR>- Renu S Karnad<BR><BR>K M Mistry also serves as a director. This diverse team brings a wealth of experience and expertise to HDFC Bank, guiding its strategic direction and operations.

What does HDFC Bank do?

HDFC Bank Limited is a major private sector bank in India, offering retail and wholesale banking services. As of June 2026, it reported net sales of ₹79,362.78 crore and a net profit of ₹19,060 crore, with a market cap of ₹1,130,637 crore.

Overview:<BR>HDFC Bank Limited is a large-cap private sector bank that provides a range of banking and financial services, including retail banking, wholesale banking, and treasury operations.<BR><BR>History:<BR>HDFC Bank was incorporated in 1994 and has since established itself as a leading banking institution. The latest quarterly results reported are for June 2026, showcasing the bank's performance in terms of sales and profit.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 79,362.78 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 19,060 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 1,130,637 Cr (Large Cap)<BR><BR>Key Metrics:<BR>Industry: Private Sector Bank <BR>Dividend Yield: 1.80% <BR>CAR: 17.80% <BR>Return on Assets: 1.72% <BR>Net NPA: 0.41% <BR>Gross NPA: 1.17% <BR><BR>Contact Details:<BR>Address: HDFC Bank House, Senapati Bapat Marg Lower Parel Mumbai Maharashtra : 400013 <BR>Phone: 91-22-66521000/3976 0000 <BR>Email: shareholder.grievances@hdfcbank.com <BR>Website: http://www.hdfcbank.com

Who are the peers of the HDFC Bank?

HDFC Bank's peers include ICICI Bank, Kotak Mah. Bank, Axis Bank, and others. While HDFC Bank has excellent management and capital structure, its 1-year return is -25.48%, significantly lower than Federal Bank's 82.06%.

Peers: The peers of HDFC Bank are ICICI Bank, Kotak Mah. Bank, Axis Bank, IDBI Bank, Federal Bank, IndusInd Bank, IDFC First Bank, Yes Bank, RBL Bank, and Karur Vysya Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at HDFC Bank, ICICI Bank, Kotak Mah. Bank, Federal Bank, and Karur Vysya Bank, while Good management risk is found at Axis Bank and IndusInd Bank, and Average management risk is noted at IDBI Bank, IDFC First Bank, Yes Bank, and RBL Bank. Growth is Excellent at ICICI Bank, Federal Bank, and IDFC First Bank, Good at HDFC Bank, Kotak Mah. Bank, Axis Bank, IDBI Bank, and Yes Bank, while Below Average growth is seen at IndusInd Bank. Excellent capital structure is present at HDFC Bank, ICICI Bank, Kotak Mah. Bank, IDBI Bank, IndusInd Bank, RBL Bank, and Karur Vysya Bank, while Good capital structure is noted at Axis Bank, Federal Bank, IDFC First Bank, and Yes Bank.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Federal Bank at 82.06%, while HDFC Bank has the lowest at -25.48%. This shows that HDFC Bank's 1-year return is significantly lower than that of Federal Bank. Additionally, IDBI Bank and HDFC Bank have negative six-month returns.

How big is HDFC Bank?

As of 31st August, HDFC Bank Ltd. has a market capitalization of 1,130,637.00 Cr, with net profit reported at 75,575.80 Cr and total assets valued at 4,372,367.69 Cr. No valid net sales data was found for the latest four quarters.

As of 31st August, HDFC Bank Ltd. has a market capitalization of 1,130,637.00 Cr, categorizing it as a Large Cap company.<BR><BR>In the latest four quarters, HDFC Bank reported net sales of 0.00 Cr, as no valid net sales data was found for summing. The net profit for the same period was 75,575.80 Cr.<BR><BR>The latest reporting period for the balance sheet is March 2026. Shareholder's funds stood at 562,900.92 Cr, while total assets were valued at 4,372,367.69 Cr.

Are HDFC Bank Ltd. latest results good or bad?

HDFC Bank's latest results show a mixed performance, with a net profit increase of 4.98% but a decline in net interest margin and total income, raising concerns about future growth. Investors should be cautious due to the bank's underperformance and challenges in attracting low-cost deposits.

HDFC Bank's latest results present a mixed picture. On the positive side, the bank reported a net profit of ₹19,059.72 crore for Q1 FY27, which reflects a year-on-year growth of 4.98%. Additionally, net interest income grew by 6.67% year-on-year, indicating some resilience in its core banking operations.<BR><BR>However, there are significant concerns as well. The bank experienced a decline in net interest margin (NIM), which fell to 3.26%, down 12 basis points from the previous quarter and 9 basis points year-on-year. This margin compression is a critical issue, particularly in a competitive banking environment where maintaining pricing power is challenging. Furthermore, the CASA ratio, a key indicator of deposit quality, deteriorated to 32.0%, down 200 basis points, suggesting that the bank is facing pressure in attracting low-cost deposits.<BR><BR>The overall performance was characterized by a sharp contraction in total income, which fell 7.07% year-on-year, primarily due to a significant drop in other income. This raises questions about the sustainability of earnings quality, as the bank's reliance on non-interest income has increased.<BR><BR>In terms of stock performance, HDFC Bank has underperformed significantly, with a decline of 17.48% over the past year compared to a 4.99% drop in the Sensex. The current valuation at 17 times trailing earnings appears expensive given the slowing growth trajectory.<BR><BR>In summary, while there are some positive indicators, the overall results reflect challenges that could weigh on future performance. Investors may need to adopt a cautious approach, monitoring how the bank addresses these issues moving forward.

Should I buy, sell or hold HDFC Bank Ltd.?

Is HDFC Bank technically bullish or bearish?

As of November 20, 2025, HDFC Bank's trend is bullish with strong indicators like MACD and Bollinger Bands supporting this view, although there are some mixed signals from KST and OBV suggesting caution.

As of 20 November 2025, the technical trend has changed from mildly bullish to bullish. The current stance for HDFC Bank is bullish with strong indicators supporting this view. The MACD is bullish on both weekly and monthly timeframes, and Bollinger Bands also indicate a bullish trend in both timeframes. Daily moving averages confirm a bullish outlook as well. However, the KST shows a mildly bearish signal on the weekly timeframe, and the OBV indicates a mildly bearish stance on the weekly as well, suggesting some caution. Overall, the strength of the bullish trend is supported by multiple indicators, despite some mixed signals in the shorter-term metrics.

How has been the historical performance of HDFC Bank?

HDFC Bank has shown significant growth from March 2020 to March 2025, with interest earned increasing from ₹1,14,812.65 Cr to ₹3,00,517.04 Cr, and profit after tax rising from ₹26,257.32 Cr to ₹67,347.36 Cr, alongside substantial growth in total assets and liabilities. Overall, the bank has demonstrated robust performance across key financial metrics.

Answer:<BR>The historical performance of HDFC Bank shows significant growth across various financial metrics over the years.<BR><BR>Breakdown:<BR>HDFC Bank's interest earned has increased from 1,14,812.65 Cr in Mar'20 to 3,00,517.04 Cr in Mar'25, reflecting a strong upward trend. The net interest income also rose from 56,186.25 Cr in Mar'20 to 1,22,670.09 Cr in Mar'25. Total income followed a similar trajectory, climbing from 1,38,073.47 Cr in Mar'20 to 3,46,149.32 Cr in Mar'25. However, interest expended also grew, from 58,626.40 Cr in Mar'20 to 1,77,846.95 Cr in Mar'25. Profit before tax saw a substantial increase from 36,607.16 Cr in Mar'20 to 88,478.06 Cr in Mar'25, while profit after tax rose from 26,257.32 Cr to 67,347.36 Cr during the same period. The bank's total assets grew from 15,30,511.26 Cr in Mar'20 to 39,17,685.68 Cr in Mar'25, with total liabilities increasing from 15,30,511.26 Cr to 39,17,685.69 Cr. Cash and cash equivalents also improved significantly, from 86,618.00 Cr in Mar'20 to 2,39,570.00 Cr in Mar'25. Overall, HDFC Bank has demonstrated robust growth in income, profit, and asset base over the years.

Is HDFC Bank overvalued or undervalued?

As of May 5, 2025, HDFC Bank is considered overvalued with a PE ratio of 22.51 and a current price of 1981.10, despite a strong stock return of 25.92% over the past year, indicating a shift in valuation from very expensive to expensive compared to its peers.

As of 5 May 2025, HDFC Bank's valuation grade has moved from very expensive to expensive, indicating a shift in market perception. The bank is currently considered overvalued based on its key financial ratios, including a PE ratio of 22.51, a Price to Book Value of 3.05, and a PEG ratio of 2.29. When compared to peers, ICICI Bank has a slightly lower PE ratio of 22.01, while Axis Bank is significantly lower at 14.05, highlighting HDFC Bank's premium valuation in the sector.<BR><BR>Despite its strong performance with a recent stock return of 25.92% over the past year compared to the Sensex's 7.65%, the elevated valuation ratios suggest that HDFC Bank may not offer sufficient upside potential at its current price of 1981.10. Overall, the analysis indicates that HDFC Bank is overvalued relative to its peers and market conditions.

Who are the top shareholders of the HDFC Bank?

The top shareholders of HDFC Bank include Foreign Institutional Investors (FIIs) at 48.3%, mutual funds with 25.23%, and individual investors holding 12.39%. The SBI Nifty 50 ETF is the largest public shareholder at 7.34%, with no pledged promoter holdings reported.

The top shareholders of HDFC Bank include Foreign Institutional Investors (FIIs), who hold a significant 48.3% of the shares. Additionally, mutual funds are also major stakeholders, with 25.23% held across 668 schemes. The highest public shareholder is the SBI Nifty 50 ETF, which holds 7.34%. Individual investors collectively own 12.39% of the shares. There are no pledged promoter holdings, and there isn't a specific promoter with the highest holding mentioned.

When is the next results date for HDFC Bank?

No Upcoming Board Meetings

Has HDFC Bank declared dividend?

Yes, HDFC Bank has declared a dividend of ₹19.5 per share, amounting to 2200%. The ex-date for the dividend is June 27, 2025, and the bank has shown strong total returns over various periods, with a total return of 99.63% over the past 5 years.

HDFC Bank has declared a dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 2200%<BR>- Amount per share: ₹19.5<BR>- Ex-date: 27 Jun 25<BR><BR>Dividend Yield: 0%<BR><BR>Total Returns by Period:<BR>Over the past 6 months, HDFC Bank has achieved a price return of 7.05%, a dividend return of 1.18%, resulting in a total return of 8.23%.<BR><BR>In the last year, the bank reported a price return of 27.44%, with a dividend return of 1.41%, leading to a total return of 28.85%.<BR><BR>For the 2-year period, the price return was 24.19%, the dividend return was 2.59%, culminating in a total return of 26.78%.<BR><BR>Over 3 years, HDFC Bank experienced a price return of 44.26%, a dividend return of 4.55%, resulting in a total return of 48.81%.<BR><BR>In the 4-year timeframe, the bank recorded a price return of 32.39%, with a dividend return of 5.47%, achieving a total return of 37.86%.<BR><BR>Finally, over the past 5 years, HDFC Bank has seen a price return of 92.06%, a dividend return of 7.57%, leading to an impressive total return of 99.63%.<BR><BR>Overall, HDFC Bank has declared a significant dividend and demonstrated strong total returns across various periods, indicating robust financial performance and shareholder value enhancement.