Annual Results Results Snapshot
Figures in Cr
Standalone Annual Results
Mar'25
Mar'24
Mar'23
Mar'22
Mar'21
Mar'20
Mar'19
Interest Earned
3,00,517.04
2,58,340.56
1,61,585.55
1,27,753.11
1,20,858.23
1,14,812.65
98,972.05
Income On Investments
53,319.69
44,364.28
31,311.16
26,046.13
23,214.27
20,633.32
19,997.46
Interest On Balances With Rbi Other Inter Bank Funds
2,506.31
2,040.47
996.79
2,552.37
2,341.25
1,828.93
635.70
Interest / Discount On Advances / Bills
2,38,444.43
2,07,220.01
1,27,095.86
98,512.02
94,834.54
91,787.88
77,544.19
Others
6,246.61
4,715.80
2,181.74
642.59
468.17
562.52
794.70
Other Income
45,632.28
49,240.99
31,214.83
29,509.90
25,204.89
23,260.82
17,625.87
Total Income
3,46,149.32
3,07,581.55
1,92,800.38
1,57,263.01
1,46,063.12
1,38,073.47
1,16,597.92
Interest Expended
1,77,846.95
1,49,808.10
74,743.31
55,743.54
55,978.66
58,626.40
50,728.83
Net Interest Income
1,22,670.09
1,08,532.46
86,842.24
72,009.57
64,879.57
56,186.25
48,243.22
Total Expenditure (Excl Depreciation)
68,174.89
63,386.01
47,652.09
37,442.19
32,722.62
30,697.52
26,119.37
Employee Cost
23,900.53
22,240.21
15,512.36
12,031.69
10,364.79
9,525.67
7,761.76
Other Operating Expenses
44,274.36
41,145.80
32,139.73
25,410.50
22,357.83
21,171.85
18,357.61
Operating Profit Before Provisions and Contingencies
1,00,127.48
94,387.44
70,404.98
64,077.28
57,361.84
48,749.55
39,749.72
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
11,649.42
23,492.14
11,919.67
15,061.83
15,702.85
12,142.39
7,550.08
Profit Before Tax
88,478.06
70,895.30
58,485.31
49,015.45
41,658.99
36,607.16
32,199.64
Tax
21,130.70
10,083.03
14,376.60
12,054.12
10,542.46
10,349.84
11,121.50
Profit After Tax
67,347.36
60,812.27
44,108.71
36,961.33
31,116.53
26,257.32
21,078.14
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
67,347.36
60,812.27
44,108.71
36,961.33
31,116.53
26,257.32
21,078.14
Face Value
1.0
1.0
1.0
1.0
1.0
1.0
2.0
Reserves
4,96,854.21
4,36,833.39
2,78,574.03
2,39,538.38
2,03,169.53
1,70,437.69
1,48,661.66
Earnings per share (EPS)
44.01
40.02
79.05
33.33
56.44
23.94
19.35
Diluted Earnings per share
43.95
42.72
78.89
33.15
56.3
23.85
19.48
Operating Profit Margin (Excl OI)
73.44%
66.37%
63.13%
58.9%
59.93%
62.69%
65.98%
Gross Profit Margin
29.44%
27.44%
36.19%
38.37%
34.47%
31.88%
32.53%
PAT Margin
22.41%
23.54%
27.3%
28.93%
25.75%
22.87%
21.3%
Net Interest Margin
0.0%
3.4%
4.1%
4.1%
4.2%
0.0%
4.3%
Return on Assets
1.91%
1.98%
2.07%
2.03%
1.97%
2.01%
1.9%
CASA (%)
34.8%
38.0%
44.4%
48.2%
46.1%
42.2%
42.4%
CASA Amount
9,44,600.00
9,08,700.00
8,35,989.00
7,51,050.00
6,15,682.00
4,84,625.00
3,91,198.00
Capital Adequacy Ratio (Total)
19.55%
18.8%
19.26%
18.9%
18.79%
18.52%
17.11%
Capital Adequacy Ratio (Tier 1)
17.7%
16.79%
17.13%
17.87%
17.56%
17.23%
15.78%
Provision Coverage Ratio (%)
68.0%
74.0%
76.0%
73.0%
69.81%
72.0%
71.0%
Amount of Gross NPAs
35,222.64
31,173.32
18,019.03
16,140.96
15,086.00
12,649.97
11,224.16
Amount of Net NPAs
11,320.43
8,091.74
4,368.43
4,407.68
4,554.82
3,542.36
3,214.52
% of Net NPAs
0.43%
0.33%
0.27%
0.32%
0.4%
0.36%
0.39%
% of Gross NPAs
1.33%
1.24%
1.12%
1.17%
1.32%
1.26%
1.36%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
21139.0
20938.0
19727.0
18130.0
16087.0
14901.0
13489.0
Number of Branches
9455.0
8738.0
7821.0
6342.0
5608.0
5416.0
5103.0
Annual Analysis Highlights
Interest Earned
YoY Growth in year ended Mar 2025 is 16.33% vs 59.88% in Mar 2024
Net Profit
YoY Growth in year ended Mar 2025 is 10.75% vs 37.87% in Mar 2024
Operating Profit (PBDIT)
YoY Growth in year ended Mar 2025 is 6.08% vs 34.06% in Mar 2024
% of Net NPAs
YoY Growth in year ended Mar 2025 is 0.10% vs 0.06% in Mar 2024
% of Gross NPAs
YoY Growth in year ended Mar 2025 is 0.09% vs 0.12% in Mar 2024
Compare Annual Results Of HDFC Bank With
Figures in Cr
Standalone Annual Results
Change(INR)
Change(%)
Interest Earned
3,00,517.04
1,63,263.78
1,37,253.26
84.07%
Income On Investments
53,319.69
32,980.23
20,339.46
61.67%
Interest On Balances With Rbi Other Inter Bank Funds
2,506.31
2,155.82
350.49
16.26%
Interest / Discount On Advances / Bills
2,38,444.43
1,26,404.72
1,12,039.71
88.64%
Others
6,246.61
1,723.01
4,523.60
262.54%
Other Income
45,632.28
28,506.70
17,125.58
60.08%
Total Income
3,46,149.32
1,91,770.48
1,54,378.84
80.5%
Interest Expended
1,77,846.95
82,099.34
95,747.61
116.62%
Net Interest Income
1,22,670.09
81,164.44
41,505.65
51.14%
Total Expenditure (Excl Depreciation)
68,174.89
42,372.32
25,802.57
60.89%
Employee Cost
23,900.53
16,540.88
7,359.65
44.49%
Other Operating Expenses
44,274.36
25,831.44
18,442.92
71.4%
Operating Profit Before Provisions and Contingencies
1,00,127.48
67,298.82
32,828.66
48.78%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
11,649.42
4,682.62
6,966.80
148.78%
Profit Before Tax
88,478.06
62,616.20
25,861.86
41.3%
Tax
21,130.70
15,389.21
5,741.49
37.31%
Profit After Tax
67,347.36
47,226.99
20,120.37
42.6%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
67,347.36
47,226.99
20,120.37
42.6%
Face Value
1.00
2.00
0.00
Reserves
4,96,854.21
2,84,843.68
2,12,010.53
74.43%
Earnings per share (EPS)
44.01
66.30
-22.29
-33.62%
Diluted Earnings per share
43.95
65.89
-21.94
-33.3%
Operating Profit Margin (Excl OI)
73.44%
71.18%
0.00
2.26%
Gross Profit Margin
29.44%
38.35%
0.00
-8.91%
PAT Margin
22.41%
28.93%
0.00
-6.52%
Net Interest Margin
0.00%
4.32%
-4.32
-4.32%
Return on Assets
1.91%
0.00%
1.91
1.91%
CASA (%)
34.80%
38.40%
-3.60
-3.60%
CASA Amount
9,44,600.00
6,73,729.00
2,70,871.00
40.2%
Capital Adequacy Ratio (Total)
19.55%
16.55%
3.00
3.00%
Capital Adequacy Ratio (Tier 1)
17.70%
15.94%
1.76
1.76%
Provision Coverage Ratio (%)
68.00%
76.20%
-8.20
-8.20%
Amount of Gross NPAs
35,222.64
24,166.18
11,056.46
45.75%
Amount of Net NPAs
11,320.43
5,589.41
5,731.02
102.53%
% of Net NPAs
0.43%
0.39%
0.04
0.04%
% of Gross NPAs
1.33%
1.67%
-0.34
-0.34%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
21,139.00
16,285.00
4,854.00
29.81%
Number of Branches
9,455.00
6,983.00
2,472.00
35.4%
Annual - Interest Earned
Interest Earned 300517.04 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is 16.33% vs 59.88% in Mar 2024
Annual - Net Profit
Net Profit 67,347.36 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is 10.75% vs 37.87% in Mar 2024
Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 1,00,127.48 Cr
in Mar 2025Figures in Cr
YoY Growth in year ended Mar 2025 is 6.08% vs 34.06% in Mar 2024
Annual - % of Net NPAs
% of Net NPAs 0.43%
in Mar 2025Figures in %
YoY Growth in year ended Mar 2025 is 0.10% vs 0.06% in Mar 2024
Annual - % of Gross NPAs
% of Gross NPAs 1.33%
in Mar 2025Figures in %
YoY Growth in year ended Mar 2025 is 0.09% vs 0.12% in Mar 2024
InfinHub Market Technologies FZ-LLC, Building-2, Unit 112, Dubai Internet City, Dubai, United Arab Emirates
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