HDFC Bank

  • Market Cap: Large Cap
  • Industry: Private Sector Bank
  • ISIN: INE040A01034
  • NSEID: HDFCBANK
  • BSEID: 500180
INR
1,003.35
6.1 (0.61%)
BSENSE

Dec 05

BSE+NSE Vol: 33.23 lacs

  • Price Points
  • Score
  • Mojo Parameters
  • Total Return
  • News and Corporate Actions
  • Key factors
  • Shareholding
  • Financials
  • CompanyCV
stock-recommendationQuarterly Results
Results Snapshot
YoYQoQ
Figures in Cr
Standalone Quarterly Results
Sep'25
Jun'25
Mar'25
Dec'24
Sep'24
Jun'24
Mar'24
Interest Earned
76,690.70
77,470.20
77,460.11
76,006.88
74,016.91
73,033.14
71,472.75
Income On Investments
15,285.48
15,070.08
14,427.17
13,717.10
12,631.60
12,543.82
11,597.75
Interest On Balances With Rbi Other Inter Bank Funds
554.79
670.17
601.12
757.56
674.74
472.89
459.64
Interest / Discount On Advances / Bills
59,264.81
60,192.64
60,415.79
59,923.95
59,389.81
58,714.88
58,144.98
Others
1,585.62
1,537.31
2,016.03
1,608.27
1,320.76
1,301.55
1,270.38
Other Income
14,350.02
21,729.83
12,027.88
11,453.56
11,482.73
10,668.11
18,166.25
Total Income
91,040.72
99,200.03
89,487.99
87,460.44
85,499.64
83,701.25
89,639.00
Interest Expended
45,139.20
46,032.23
45,394.31
45,353.63
43,903.01
43,196.00
42,395.93
Net Interest Income
31,551.50
31,437.97
32,065.80
30,653.25
30,113.90
29,837.14
29,076.82
Total Expenditure (Excl Depreciation)
17,977.92
17,433.84
17,556.98
17,106.41
16,890.89
16,620.61
17,968.83
Employee Cost
6,461.29
6,157.97
6,115.94
5,950.41
5,985.30
5,848.88
6,936.19
Other Operating Expenses
11,516.63
11,275.87
11,441.04
11,156.00
10,905.59
10,771.73
11,032.64
Operating Profit Before Provisions and Contingencies
27,923.60
35,733.96
26,536.70
25,000.40
24,705.74
23,884.64
29,274.24
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
3,500.53
14,441.63
3,193.05
3,153.85
2,700.46
2,602.06
13,511.64
Profit Before Tax
24,423.07
21,292.33
23,343.65
21,846.55
22,005.28
21,282.58
15,762.60
Tax
5,781.79
3,137.12
5,727.51
5,111.05
5,184.31
5,107.83
-749.25
Profit After Tax
18,641.28
18,155.21
17,616.14
16,735.50
16,820.97
16,174.75
16,511.85
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
18,641.28
18,155.21
17,616.14
16,735.50
16,820.97
16,174.75
16,511.85
Face Value
1.0
1.0
1.0
1.0
1.0
1.0
1.0
Reserves
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Earnings per share (EPS)
12.13
11.84
11.51
10.94
11.02
21.26
10.87
Diluted Earnings per share
12.09
11.79
11.46
10.9
10.99
21.19
10.84
Operating Profit Margin (Excl OI)
71.99%
58.85%
73.21%
73.34%
73.53%
73.68%
55.95%
Gross Profit Margin
31.85%
27.48%
30.14%
28.74%
29.73%
29.14%
22.05%
PAT Margin
24.31%
23.44%
22.74%
22.02%
22.73%
22.15%
23.1%
Net Interest Margin
3.27%
3.35%
3.54%
3.43%
3.46%
3.47%
3.4%
Return on Assets
0.49%
0.48%
0.48%
0.47%
0.49%
0.47%
0.49%
CASA (%)
34.0%
34.0%
34.8%
34.0%
35.0%
36.0%
38.0%
CASA Amount
9,49,100.00
9,37,000.00
9,44,600.00
8,72,700.00
8,83,500.00
8,63,700.00
9,08,700.00
Capital Adequacy Ratio (Total)
19.96%
19.88%
19.55%
19.97%
19.77%
19.33%
18.8%
Capital Adequacy Ratio (Tier 1)
17.9%
17.8%
17.7%
18.03%
17.79%
17.33%
16.79%
Provision Coverage Ratio (%)
67.0%
67.0%
68.0%
68.0%
70.0%
71.0%
74.0%
Amount of Gross NPAs
34,289.48
37,040.80
35,222.64
36,018.58
34,250.62
33,025.69
31,173.32
Amount of Net NPAs
11,447.29
12,275.99
11,320.43
11,587.54
10,308.54
9,508.44
8,091.74
% of Net NPAs
0.42%
0.47%
0.43%
0.46%
0.41%
0.39%
0.33%
% of Gross NPAs
1.24%
1.4%
1.33%
1.42%
1.36%
1.33%
1.24%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
21417.0
21251.0
21139.0
21049.0
20993.0
21163.0
20938.0
Number of Branches
9545.0
9499.0
9455.0
9143.0
9092.0
8851.0
8738.0
Quarterly Analysis Highlights - YoY
stock-summary

Interest Earned

YoY Growth in quarter ended Sep 2025 is 3.61% vs 9.33% in Sep 2024

stock-summary

Net Profit

YoY Growth in quarter ended Sep 2025 is 10.82% vs 5.29% in Sep 2024

stock-summary

Operating Profit (PBDIT)

YoY Growth in quarter ended Sep 2025 is 13.02% vs 8.87% in Sep 2024

stock-summary

% of Net NPAs

YoY Growth in quarter ended Sep 2025 is 0.01% vs 0.06% in Sep 2024

stock-summary

% of Gross NPAs

YoY Growth in quarter ended Sep 2025 is -0.12% vs 0.02% in Sep 2024

Compare Quarterly Results Of HDFC Bank With
Markets Mojo
Figures in Cr
Standalone Quarterly Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
76,690.70
41,757.95
34,932.75
83.66%
Income On Investments
15,285.48
8,459.54
6,825.94
80.69%
Interest On Balances With Rbi Other Inter Bank Funds
554.79
646.99
-92.20
-14.25%
Interest / Discount On Advances / Bills
59,264.81
32,183.68
27,081.13
84.15%
Others
1,585.62
467.74
1,117.88
239.0%
Other Income
14,350.02
7,575.54
6,774.48
89.43%
Total Income
91,040.72
49,333.49
41,707.23
84.54%
Interest Expended
45,139.20
20,228.49
24,910.71
123.15%
Net Interest Income
31,551.50
21,529.46
10,022.04
46.55%
Total Expenditure (Excl Depreciation)
17,977.92
11,807.04
6,170.88
52.26%
Employee Cost
6,461.29
4,341.84
2,119.45
48.81%
Other Operating Expenses
11,516.63
7,465.20
4,051.43
54.27%
Operating Profit Before Provisions and Contingencies
27,923.60
17,297.96
10,625.64
61.43%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
3,500.53
914.11
2,586.42
282.94%
Profit Before Tax
24,423.07
16,383.85
8,039.22
49.07%
Tax
5,781.79
4,024.96
1,756.83
43.65%
Profit After Tax
18,641.28
12,358.89
6,282.39
50.83%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
18,641.28
12,358.89
6,282.39
50.83%
Face Value
1.00
2.00
0.00
Reserves
0.00
0.00
0.00
Earnings per share (EPS)
12.13
17.30
-5.17
-29.88%
Diluted Earnings per share
12.09
17.06
-4.97
-29.13%
Operating Profit Margin (Excl OI)
71.99%
69.54%
0.00
2.45%
Gross Profit Margin
31.85%
39.24%
0.00
-7.39%
PAT Margin
24.31%
29.60%
0.00
-5.29%
Net Interest Margin
3.27%
4.30%
-1.03
-1.03%
Return on Assets
0.49%
0.00%
0.49
0.49%
CASA (%)
34.00%
39.20%
-5.20
-5.20%
CASA Amount
9,49,100.00
6,58,871.00
2,90,229.00
44.05%
Capital Adequacy Ratio (Total)
19.96%
15.76%
4.20
4.20%
Capital Adequacy Ratio (Tier 1)
17.90%
15.11%
2.79
2.79%
Provision Coverage Ratio (%)
67.00%
75.00%
-8.00
-8.00%
Amount of Gross NPAs
34,289.48
23,850.00
10,439.48
43.77%
Amount of Net NPAs
11,447.29
5,827.00
5,620.29
96.45%
% of Net NPAs
0.42%
0.39%
0.03
0.03%
% of Gross NPAs
1.24%
1.58%
-0.34
-0.34%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
21,417.00
10,610.00
10,807.00
101.86%
Number of Branches
9,545.00
7,246.00
2,299.00
31.73%
Quarterly - Interest Earned
Interest Earned 76690.7 Cr
in Sep 2025

Figures in Cr
stock-summary

QoQ Growth in quarter ended Sep 2025 is -1.01% vs 0.01% in Jun 2025

stock-summary

YoY Growth in quarter ended Sep 2025 is 3.61% vs 9.33% in Sep 2024

Quarterly - Net Profit
Net Profit 18,641.28 Cr
in Sep 2025

Figures in Cr
stock-summary

QoQ Growth in quarter ended Sep 2025 is 2.68% vs 3.06% in Jun 2025

stock-summary

YoY Growth in quarter ended Sep 2025 is 10.82% vs 5.29% in Sep 2024

Quarterly - Operating Profit (PBDIT)
Operating Profit (PBDIT) 27,923.60 Cr
in Sep 2025

Figures in Cr
stock-summary

QoQ Growth in quarter ended Sep 2025 is -21.86% vs 34.66% in Jun 2025

stock-summary

YoY Growth in quarter ended Sep 2025 is 13.02% vs 8.87% in Sep 2024

Quarterly - % of Net NPAs
% of Net NPAs 0.42%
in Sep 2025

Figures in %
stock-summary

QoQ Growth in quarter ended Sep 2025 is -0.05% vs 0.04% in Jun 2025

stock-summary

YoY Growth in quarter ended Sep 2025 is 0.01% vs 0.06% in Sep 2024

Quarterly - % of Gross NPAs
% of Gross NPAs 1.24%
in Sep 2025

Figures in %
stock-summary

QoQ Growth in quarter ended Sep 2025 is -0.16% vs 0.07% in Jun 2025

stock-summary

YoY Growth in quarter ended Sep 2025 is -0.12% vs 0.02% in Sep 2024