Explicit Finance

Which are the latest news on Explicit Finance?

Why is Explicit Finance Ltd falling/rising?

As of 05-Sep, the stock price of Explicit Finance Ltd is Rs 7.35, unchanged from the previous session, with a significant year-to-date decline of 46.70%. Despite a recent surge in investor participation, the stock shows a bearish trend, trading below all major moving averages and close to its 52-week low.

As of 05-Sep, the stock price of Explicit Finance Ltd is currently at Rs 7.35, showing no change from the previous trading session. The stock has experienced a decline of 3.54% over the past week and 2.91% over the past month, indicating a downward trend in its performance. Year-to-date, the stock has fallen significantly by 46.70%, compared to a decline of 10.21% in the benchmark Sensex. Over the past year, the stock has decreased by 16.00%, while the Sensex has only dropped by 5.21%.<BR><BR>Additionally, the stock is currently trading 3.54% above its 52-week low of Rs 7.09, suggesting it is close to this low point. The performance today has underperformed its sector by 1.08%, and the stock has shown erratic trading patterns, not trading on 2 out of the last 20 days. It is also trading below its 5-day, 20-day, 50-day, 100-day, and 200-day moving averages, which typically indicates a bearish trend.<BR><BR>On a more positive note, there has been a significant increase in investor participation, with delivery volume rising by 1880.77% against the 5-day average on September 3rd. However, despite this increase in trading activity, the overall indicators suggest that the stock is currently in a declining phase.

Who are in the management team of Explicit Finance?

The management team of Explicit Finance includes Avinash Mainkar (Director & Company Secretary), Swati Dave (Managing Director), Jayesh Jain, Lata Dave, Gopal Dave, Pushparaj Mayekar, Jitendra Bbanushali (Additional Director), Rajesh Nanda (Managing Director), and Hetal Bhanushali (Independent Director), who oversee the company's operations and strategy.

The management team of Explicit Finance includes the following individuals:<BR><BR>1. **Avinash Mainkar** - Director & Company Secretary<BR>2. **Swati Dave** - Managing Director<BR>3. **Jayesh Jain** - Independent Director<BR>4. **Lata Dave** - Independent Director<BR>5. **Gopal Dave** - Director<BR>6. **Pushparaj Mayekar** - Independent Director<BR>7. **Jitendra Bbanushali** - Additional Director<BR>8. **Rajesh Nanda** - Managing Director<BR>9. **Hetal Bhanushali** - Independent Director<BR><BR>This team is responsible for overseeing the operations and strategic direction of the company.

What does Explicit Finance do?

Explicit Finance Ltd is a micro-cap Non-Banking Financial Company (NBFC) involved in secondary capital market activities, offering various financial services. As of June 2026, it reported net sales and net profit of 0 Cr, with a market cap of INR 7 Cr.

Overview:<BR>Explicit Finance Ltd is a Non-Banking Financial Company (NBFC) engaged in secondary capital market activities and provides a range of financial services, operating within the diversified commercial services industry and classified as a micro-cap company.<BR><BR>History:<BR>Explicit Finance Ltd was initially incorporated as Shubhyog Finlease Limited in 1994 and changed its name to Explicit Finance Limited on November 26, 2005. The latest quarterly results reported net sales and net profit of 0 Cr for June 2026.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 0 Cr (Quarterly Results - Jun 2026) <BR>Most recent Net Profit: 0 Cr (Quarterly Results - Jun 2026) <BR>Market-cap value: INR 7 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: N/A <BR>Industry P/E: 21 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.00 <BR>Return on Equity: -0.63% <BR>Price-to-Book: 0.89<BR><BR>Contact Details:<BR>Address: 305 Sohan Commercial Plaza, Opp Shivsena Office Vasai (E) Palghar Maharashtra : 401210 <BR>Tel: 91-9320478152 <BR>Email: explicit_finance@rediffmail.com <BR>Website: http://www.explicitfinance.net

Who are the peers of the Explicit Finance?

Peers of Explicit Finance include Arihant's Secur., Millen. Online, Jayatma Enterp., Tashi India, SecUR Credential, and Wagend Infra. Wagend Infra has the highest 1-year return at 15.53%, while Explicit Finance's return is -6.89%.

Peers: The peers of Explicit Finance are Arihant's Secur., Millen. Online, Jayatma Enterp., Tashi India, SecUR Credential, Wagend Infra.<BR><BR>Quality Snapshot: Excellent management risk is observed at Arihant's Secur., Tashi India, and Wagend Infra, while Below Average management risk is found at Millen. Online, SecUR Credential, and Explicit Finance. Average growth is noted at Tashi India and Wagend Infra, while Below Average growth is seen at Arihant's Secur., Millen. Online, SecUR Credential, and Explicit Finance. Jayatma Enterp. does not qualify in terms of management risk, growth, and capital structure.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Wagend Infra at 15.53%, while Jayatma Enterp. has the lowest 1-year return at N/A, and Explicit Finance's 1-year return is -6.89%. Additionally, the six-month returns for Explicit Finance, Jayatma Enterp., and SecUR Credential are negative.

How big is Explicit Finance?

As of 31st August, Explicit Finance Ltd has a market capitalization of 7.00 Cr, with Net Sales of 2.84 Cr and a Net Profit loss of 0.05 Cr over the latest four quarters. Shareholder's Funds are 7.90 Cr and Total Assets are 7.96 Cr as of March 2025.

As of 31st August, Explicit Finance Ltd has a market capitalization of 7.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, Explicit Finance reported Net Sales of 2.84 Cr. However, the company experienced a loss of 0.05 Cr in Net Profit during the same period.<BR><BR>The latest annual period for the balance sheet is March 2025, where Shareholder's Funds amounted to 7.90 Cr and Total Assets were recorded at 7.96 Cr.

Should I buy, sell or hold Explicit Finance Ltd?

Are Explicit Finance Ltd latest results good or bad?

Explicit Finance Ltd's latest results are concerning, showing a net profit of -₹0.15 crores and a 71.61% drop in revenue year-on-year, indicating severe operational challenges and categorizing the company as a "Strong Sell" with a low Mojo score of 23 out of 100. Investors should be cautious due to the significant decline in performance and persistent losses.

The latest results for Explicit Finance Ltd are concerning and indicate a significant decline in performance. In Q4 FY26, the company reported a net profit of -₹0.15 crores, marking a drastic 400% year-on-year increase in losses. Revenue also fell sharply by 71.61% year-on-year, down to ₹0.67 crores, which is the lowest quarterly revenue since at least Q3 FY24.<BR><BR>The operating margin has deteriorated to -22.39%, reflecting severe operational inefficiencies. This combination of collapsing revenues and persistent losses suggests that the company is facing serious challenges in its business model. Additionally, the company's Mojo score is a low 23 out of 100, categorizing it firmly in "Strong Sell" territory.<BR><BR>Overall, these results signal a troubling trend for Explicit Finance, raising significant concerns about its future viability and operational stability. Investors should be cautious, as the financial metrics indicate a company in distress.

When is the next results date for Explicit Finance Ltd?

The next results date for Explicit Finance Ltd is 12 August 2026.

The next results date for Explicit Finance Ltd is scheduled for 12 August 2026.

How has been the historical performance of Explicit Finance?

Explicit Finance has experienced a significant decline in net sales from 22.86 Cr in Mar'23 to 6.77 Cr in Mar'25, with a peak of 9.40 Cr in Mar'24. Despite fluctuations in operating profit, the company reported no taxable income in Mar'25, although cash reserves improved, indicating better liquidity.

Answer:<BR>The historical performance of Explicit Finance shows a fluctuating trend in net sales and profitability over the years.<BR><BR>Breakdown:<BR>Explicit Finance's net sales have seen a significant decline from 22.86 Cr in Mar'23 to 6.77 Cr in Mar'25, with a peak in Mar'24 at 9.40 Cr. The total operating income followed a similar pattern, dropping from 22.86 Cr in Mar'23 to 6.77 Cr in Mar'25. The company's total expenditure, excluding depreciation, also decreased from 22.86 Cr in Mar'23 to 6.78 Cr in Mar'25. Operating profit (PBDIT) has fluctuated, with a slight profit of 0.01 Cr in Mar'25 compared to a loss of 0.27 Cr in Mar'22. Profit before tax and profit after tax were both 0.00 Cr in Mar'25, indicating no taxable income or profit. The company's total assets remained stable at 7.96 Cr in Mar'25 and Mar'24, while total liabilities also held steady at 7.96 Cr. Cash and cash equivalents increased from 1.19 Cr in Mar'24 to 1.88 Cr in Mar'25, suggesting improved liquidity despite the overall decline in sales and profitability.

Is Explicit Finance overvalued or undervalued?

As of October 27, 2025, Explicit Finance is considered very expensive with a PE ratio of 51.02 and an EV to EBITDA of 7.81, significantly higher than its peers, indicating that its current valuation may not be justified despite a strong past year performance.

As of 27 October 2025, the valuation grade for Explicit Finance has moved from expensive to very expensive. The company is currently overvalued based on its high valuation metrics. The PE ratio stands at 51.02, while the EV to EBITDA ratio is also notably high at 7.81. Additionally, the PEG ratio is extremely low at 0.07, indicating that the stock may not be justified at its current price levels.<BR><BR>In comparison to its peers, Explicit Finance's valuation appears significantly higher. For instance, Bajaj Finance has a PE ratio of 38.72 and an EV to EBITDA of 20.42, while Life Insurance is valued more attractively with a PE of 11.65 and an EV to EBITDA of 9.08. Despite a strong performance in the past year, with a stock return of 54.28% compared to the Sensex's 6.77%, the current valuation suggests that investors may be overestimating the company's future growth potential.

What is the technical trend for Explicit Finance?

As of June 6, 2025, Explicit Finance shows a bullish technical trend supported by positive MACD and moving averages, although caution is advised due to mildly bearish KST indicators.

As of 6 June 2025, the technical trend for Explicit Finance has changed from does not qualify to bullish. The weekly and monthly MACD indicators are both bullish, supporting a positive outlook. The daily moving averages also indicate a bullish stance. While the Bollinger Bands show a mildly bullish trend in both weekly and monthly time frames, the KST is mildly bearish on both time frames, which introduces some caution. The Dow Theory aligns with a mildly bullish perspective as well. Overall, the current technical stance is bullish, with moderate strength driven primarily by the MACD and moving averages.

Who are the top shareholders of the Explicit Finance?

The top shareholders of Explicit Finance are Trunadhanya Trading Private Limited with 10.2%, Angelica Trading Private Limited with 14.84%, and individual investors who collectively own 31.27%. There are no institutional holdings or pledged promoter shares.

The top shareholders of Explicit Finance include Trunadhanya Trading Private Limited, which holds the highest promoter stake at 10.2%. The largest public shareholder is Angelica Trading Private Limited, with a holding of 14.84%. Additionally, individual investors collectively own 31.27% of the company. There are no institutional holdings or pledged promoter shares reported.

Has Explicit Finance declared dividend?

No Dividend History Available