EFC (I)

Which are the latest news on EFC (I)?

Why is EFC (I) Ltd falling/rising?

As of 05-Sep, EFC (I) Ltd's stock price is at 192.90, reflecting a decline of 3.72% and significant underperformance compared to its sector and the market. The stock has decreased 34.94% year-to-date, with concerns over high debt levels contributing to negative sentiment despite some positive long-term growth indicators.

As of 05-Sep, EFC (I) Ltd's stock price is falling, currently at 192.90, which reflects a decrease of 7.45 or 3.72%. This decline is evident in the stock's performance today, where it underperformed its sector by 5.04%. The stock reached an intraday low of Rs 191.9, marking a drop of 4.22%. <BR><BR>Over the past week, the stock has decreased by 4.65%, while the benchmark Sensex has only fallen by 0.97%. This trend continues over a longer period, with the stock down 34.94% year-to-date and 40.35% over the past year, significantly underperforming the market, which has seen a return of 1.51% in the same timeframe. <BR><BR>Investor participation has also declined, as indicated by a 69.5% drop in delivery volume compared to the 5-day average. Although the company has shown healthy long-term growth in net sales and operating profit, the high Debt to EBITDA ratio of 3.00 times raises concerns about its ability to service debt, contributing to the stock's negative sentiment. <BR><BR>Despite some positive factors, such as increased institutional investor participation and a fair valuation compared to peers, the overall performance metrics and market conditions suggest that EFC (I) Ltd is currently experiencing a downward trend in its stock price.

Who are in the management team of EFC (I)?

The management team of EFC (I) includes Umesh Sahay (Chairman & Managing Director), Nikhil Dilipbhai Bhuta (Director), Abhishek Narbaria (Whole Time Director), Rajesh Vaishnav, Gayathri Srinivasan Iyer, and Mangina Srinivas Rao (Independent Directors), and Aman Kumar Gupta (Company Secretary & Compliance Officer).

The management team of EFC (I) includes the following members:<BR><BR>1. **Umesh Sahay** - Chairman & Managing Director<BR>2. **Nikhil Dilipbhai Bhuta** - Director<BR>3. **Abhishek Narbaria** - Whole Time Director<BR>4. **Rajesh Vaishnav** - Independent Director<BR>5. **Gayathri Srinivasan Iyer** - Independent Director<BR>6. **AMAN KUMAR GUPTA** - Company Secretary & Compliance Officer<BR>7. **Mangina Srinivas Rao** - Independent Director<BR><BR>If you have any more questions about EFC (I) or its management, feel free to ask!

What does EFC (I) do?

EFC (I) Ltd provides real estate and property management services, operating as a Small Cap company with a market cap of INR 2,974 Cr. As of June 2026, it reported net sales of 283 Cr and a net profit of 69 Cr.

Overview:<BR>EFC (I) Ltd is engaged in providing real estate services, property management services, and renting or leasing services, operating within the Realty industry and classified as a Small Cap company.<BR><BR>History:<BR>EFC (I) Ltd was incorporated on February 27, 1984, and was formerly known as Amani Trading and Exports Limited until it changed its name on July 16, 2022. The most recent quarterly results reported net sales and net profit for June 2026.<BR><BR>Financial Snapshot:<BR>Net Sales: 283 Cr (Quarterly Results - Jun 2026) <BR>Net Profit: 69 Cr (Quarterly Results - Jun 2026) <BR>Market Cap: INR 2,974 Cr (Small Cap)<BR><BR>Key Metrics:<BR>P/E: 12.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 1.63 <BR>Return on Equity: 28.68% <BR>Price to Book: 3.72 <BR><BR>Contact Details:<BR>Address: No 32 Milan Park Society, Nr Jawahar Chowk Maninagar Ahmedabad Gujarat : 380008 <BR>Tel: 91-079-25462907 <BR>Email: amaniexports@yahoo.co.in <BR>Website: http://www.efclimited.in

Who are the peers of the EFC (I)?

EFC (I) peers include Kesar India, AGI Infra, TARC Ltd, and others, with varying management risks and growth rates. Elpro Internatio leads in 1-year returns at 108.64%, while EFC (I) has a return of -38.30%.

Peers: The peers of EFC (I) are Kesar India, AGI Infra, TARC Ltd, Arvind SmartSp., Elpro Internatio, Marathon Nextgen, Hubtown, Alembic, Arkade, and Ajmera Realty.<BR><BR>Quality Snapshot: Excellent management risk is observed at Arvind SmartSp., while Average management risk is found at Kesar India, AGI Infra, EFC (I), Marathon Nextgen, Alembic, and Arkade. Below Average management risk is noted at TARC Ltd, Elpro Internatio, Hubtown, and Ajmera Realty. Growth is Excellent for Kesar India, Arvind SmartSp., EFC (I), Elpro Internatio, and the rest. Average growth is seen at AGI Infra and Marathon Nextgen, while Below Average growth is noted for TARC Ltd, Hubtown, and Arkade. Excellent capital structure is present at Kesar India and Alembic, Good capital structure is found at AGI Infra and Arvind SmartSp., while EFC (I), Elpro Internatio, Hubtown, and Ajmera Realty have Below Average capital structure, and the rest.<BR><BR>Return Snapshot: Elpro Internatio has the highest 1-year return at 108.64%, while TARC Ltd has the lowest at -22.97%. EFC (I) has a 1-year return of -38.30%, which is lower than both. Additionally, Marathon Nextgen, Hubtown, Arkade, and Ajmera Realty have negative six-month returns.

How big is EFC (I)?

As of 31st August, EFC (I) Ltd has a market capitalization of 2,974.00 Cr, with recent Net Sales of 1,099.94 Cr and a Net Profit of 257.14 Cr.

As of 31st August, EFC (I) Ltd has a market capitalization of 2,974.00 Cr, categorizing it as a Small Cap company.<BR><BR>In the latest four quarters, EFC (I) Ltd reported Net Sales of 1,099.94 Cr and a Net Profit of 257.14 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 543.01 Cr and Total Assets of 1,696.71 Cr.

Are EFC (I) Ltd latest results good or bad?

EFC (I) Ltd's latest results show strong year-on-year growth with a 58.91% increase in net profit, but concerns arise from quarter-on-quarter declines in sales and profit, along with high debt levels. Investors should be cautious due to these challenges despite the company's solid return on equity.

EFC (I) Ltd's latest results present a mixed picture. On one hand, the company reported a consolidated net profit of ₹69.00 crore for Q1 FY27, which is a significant increase of 58.91% year-on-year. Additionally, net sales grew by 28.80% year-on-year to ₹282.88 crore, indicating strong revenue momentum.<BR><BR>However, when looking at the quarter-on-quarter performance, there are concerns. Both net sales and net profit experienced slight declines of 3.41% and 0.58%, respectively. More notably, the operating margin saw a sharp contraction of 555 basis points, falling to 43.47%. This decline raises questions about the sustainability of the company's growth and profitability, especially in a challenging real estate environment.<BR><BR>Moreover, the company's stock has underperformed significantly, down 36.85% year-to-date, which reflects investor concerns about its elevated debt levels and the ability to maintain growth. While the return on equity remains strong at 27.57%, the high leverage indicated by a net debt-to-equity ratio of 1.63 is a significant risk factor.<BR><BR>In summary, while EFC (I) Ltd shows strong year-on-year growth, the sequential declines and high leverage present challenges that could impact its future performance. Investors should be cautious and monitor how the company addresses these issues moving forward.

Should I buy, sell or hold EFC (I) Ltd?

When is the next results date for EFC (I) Ltd?

The next results date for EFC (I) Ltd is 14 February 2026.

The next results date for EFC (I) Ltd is scheduled for 14 February 2026.

Is EFC (I) technically bullish or bearish?

As of December 4, 2025, EFC (I) is in a bearish trend with moderate strength, supported by bearish signals from the MACD, KST, moving averages, and Bollinger Bands across multiple time frames.

As of 4 December 2025, the technical trend has changed from mildly bearish to bearish. The current stance for EFC (I) is bearish with a moderate strength. Key indicators driving this assessment include the weekly MACD and KST both showing bearish signals, along with the daily moving averages confirming a bearish trend. Additionally, Bollinger Bands are bearish on both weekly and monthly time frames. The Dow Theory also indicates a mildly bearish stance on the weekly and monthly charts. Overall, the combination of these indicators suggests a negative outlook for the stock.

Is EFC (I) overvalued or undervalued?

As of December 3, 2025, EFC (I) is fairly valued with a PE Ratio of 17.51, an EV to EBITDA of 8.57, and a PEG Ratio of 0.26, making it a competitive investment compared to peers like Elitecon International and MMTC, despite a year-to-date decline of 12.43% against the Sensex's gain of 8.92%.

As of 3 December 2025, the valuation grade for EFC (I) has moved from expensive to fair. The company is currently fairly valued based on its financial metrics. Key ratios include a PE Ratio of 17.51, an EV to EBITDA of 8.57, and a PEG Ratio of 0.26, which indicates strong growth potential relative to its price.<BR><BR>In comparison to its peers, EFC (I) stands out with a PE Ratio that is significantly lower than that of Elitecon International, which is very expensive at 197.75, and MMTC, which is risky at 125.09. Additionally, PTC India, which is rated very attractive, has a PE Ratio of 7.21, highlighting EFC's competitive positioning within the industry. Despite recent stock performance lagging behind the Sensex, with a year-to-date decline of 12.43% compared to the Sensex's gain of 8.92%, EFC (I) presents a fair investment opportunity at its current valuation.

How has been the historical performance of EFC (I)?

EFC (I) has demonstrated significant growth over the past four years, with net sales rising from 0.00 Cr in Mar'22 to 656.74 Cr in Mar'25, and profit after tax reaching 140.77 Cr, reflecting a strong upward trend in revenues and profitability. Total assets also increased to 1,696.71 Cr in Mar'25, indicating robust financial performance.

Answer:<BR>The historical performance of EFC (I) shows significant growth over the past four years, particularly in net sales and profitability.<BR><BR>Breakdown:<BR>EFC (I) has experienced remarkable growth in net sales, increasing from 0.00 Cr in Mar'22 to 656.74 Cr in Mar'25, with a steady rise each year. Total operating income followed a similar trend, reaching 656.74 Cr in Mar'25, up from 0.00 Cr in Mar'22. The company's total expenditure, excluding depreciation, also grew significantly, amounting to 329.07 Cr in Mar'25 compared to just 0.09 Cr in Mar'22. Operating profit (PBDIT) surged to 345.19 Cr in Mar'25 from a mere 0.02 Cr in Mar'22, indicating strong operational efficiency. Profit before tax increased to 199.84 Cr in Mar'25, while profit after tax reached 140.77 Cr, reflecting a PAT margin of 21.43%. The company's total assets rose to 1,696.71 Cr in Mar'25 from 1.65 Cr in Mar'22, with total liabilities also increasing to 1,696.71 Cr. Cash flow from operating activities improved significantly, reaching 133.00 Cr in Mar'25, compared to -50.00 Cr in Mar'23. Overall, EFC (I) has shown a robust upward trajectory in its financial performance, marked by increasing revenues, profits, and asset growth.

Who are the top shareholders of the EFC (I)?

The top shareholders of EFC (I) include Umesh Kumar Sahay with 23.26%, individual investors with 27.38%, and Martina Developers And Fincon Private Limited at 3.95%. Additionally, 14 foreign institutional investors hold 3.87%, and two mutual fund schemes account for 1.63%, with no pledged promoter holdings reported.

The top shareholders of EFC (I) include Umesh Kumar Sahay, who is the promoter with the highest holding at 23.26%. Additionally, individual investors collectively hold 27.38% of the shares. Among public shareholders, Martina Developers And Fincon Private Limited holds 3.95%. The company also has 14 foreign institutional investors (FIIs) holding a combined 3.87%, and two mutual fund schemes that account for 1.63% of the shares. There are no pledged promoter holdings reported.

What is the bonus history of the EFC (I)?

EFC (I) Ltd has announced a 1:1 bonus issue effective February 11, 2025, meaning shareholders will receive an additional share for each share owned on that date. The record and ex-date for this bonus are both February 11, 2025.

EFC (I) Ltd has a recent bonus history that includes a 1:1 bonus issue, which is set to take effect on February 11, 2025. The record date and ex-date for this bonus are both the same, February 11, 2025. This means that shareholders will receive an additional share for each share they own on that date. If you have any more questions about EFC (I) or its corporate actions, feel free to ask!

Has EFC (I) declared dividend?

No Dividend History Available