EFC (I) Ltd (EFCIL) Stock Recommendation | Score, Valuation, Technicals & Financial Trend

Score

Part of MojoOne Strategy

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

EFC (I)

Raymond

Ajmera Realty

National Standar

Alembic

Marathon Nextgen

Arvind SmartSp.

Hubtown

Kolte Patil Dev.

Raymond Realty

Nxt-Infra Trust

Why is EFC (I) Ltd ?

High Management Efficiency with a high ROCE of 15.14%

High Debt Company with a Debt to Equity ratio (avg) at 1.72 times

High Debt Company with a Debt to Equity ratio (avg) at 1.72 times

Healthy long term growth as Net Sales has grown by an annual rate of 184.83% and Operating profit at 244.54%

With a growth in Net Profit of 10.13%, the company declared Very Positive results in Dec 25

The company has declared positive results for the last 12 consecutive quarters
ROCE(HY) Highest at 18.29%
NET SALES(Q) At Rs 269.59 cr has Grown at 25.0% (vs previous 4Q average)
PBDIT(Q) Highest at Rs 111.70 cr.

With ROCE of 18.9, it has a Fair valuation with a 2.3 Enterprise value to Capital Employed

The stock is trading at a discount compared to its peers' average historical valuations
Over the past year, while the stock has generated a return of -18.42%, its profits have risen by 58.4% ; the PEG ratio of the company is 1

Majority shareholders : Promoters

Below par performance in long term as well as near term

Along with generating -18.42% returns in the last 1 year, the stock has also underperformed BSE500 in the last 3 years, 1 year and 3 months

Real-Time Research Report

Verdict Report

How much should you hold?

Overall Portfolio exposure to EFC (I) should be less than 10%
Overall Portfolio exposure to Realty should be less than 30%

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Realty)

When to exit? - We will constantly monitor the company and suggest at the appropriate time to exit from the stock

Is EFC (I) for you?

High Risk, Low Return

Absolute

Risk Adjusted

Volatility

EFC (I)

-18.34%

-0.38

48.22%

Sensex

-2.42%

-0.19

12.70%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

184.83%

EBIT Growth (5y)

244.54%

EBIT to Interest (avg)

4.47

Debt to EBITDA (avg)

3.83

Net Debt to Equity (avg)

1.56

Sales to Capital Employed (avg)

0.40

Tax Ratio

27.41%

Dividend Payout Ratio

Pledged Shares

Institutional Holding

8.16%

ROCE (avg)

10.41%

ROE (avg)

20.17%

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

Industry P/E

Price to Book Value

4.36

EV to EBIT

11.52

EV to EBITDA

8.48

EV to Capital Employed

2.31

EV to Sales

3.85

PEG Ratio

0.99

Dividend Yield

ROCE (Latest)

18.86%

ROE (Latest)

26.49%

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Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bearish

Mildly Bearish

RSI

No Signal

Bollinger Bands

Bearish

Moving Averages

Bearish (Daily)

KST

Bearish

Mildly Bearish

Dow Theory

Mildly Bearish

OBV

Mildly Bullish

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

25What is working for the Company

ROCE(HY)

Highest at 18.29%

NET SALES(Q)

At Rs 269.59 cr has Grown at 25.0% (vs previous 4Q average

PBDIT(Q)

Highest at Rs 111.70 cr.

PBT LESS OI(Q)

Highest at Rs 75.40 cr.

PAT(Q)

Highest at Rs 63.24 cr.

-3What is not working for the Company

INTEREST(Q)

At Rs 10.48 cr has Grown at 61.98%

Loading Valuation Snapshot...

Here's what is working for EFC (I)

Net Sales - Quarterly

Highest at Rs 269.59 cr and Grown

each quarter in the last five quarters

MOJO Watch

Near term sales trend is very positive

Net Sales (Rs Cr)

Profit After Tax (PAT) - Quarterly

At Rs 63.24 cr has Grown at 53.4% (vs previous 4Q average)

over average PAT of the previous four quarters of Rs 41.22 Cr

MOJO Watch

Near term PAT trend is very positive

PAT (Rs Cr)

Net Sales - Quarterly

At Rs 269.59 cr has Grown at 25.0% (vs previous 4Q average)

over average Net Sales of the previous four quarters of Rs 215.62 Cr

MOJO Watch

Near term sales trend is positive

Net Sales (Rs Cr)

Operating Profit (PBDIT) - Quarterly

Highest at Rs 111.70 cr.

in the last five quarters

MOJO Watch

Near term Operating Profit trend is positive

Operating Profit (Rs Cr)

Profit Before Tax less Other Income (PBT) - Quarterly

Highest at Rs 75.40 cr.

in the last five quarters

MOJO Watch

Near term PBT trend is positive

PBT less Other Income (Rs Cr)

Profit Before Tax less Other Income (PBT) - Quarterly

At Rs 75.40 cr has Grown at 21.1% (vs previous 4Q average)

over average PBT of the previous four quarters of Rs 62.24 Cr

MOJO Watch

Near term PBT trend is positive

PBT less Other Income (Rs Cr)

Profit After Tax (PAT) - Quarterly

Highest at Rs 63.24 cr.

in the last five quarters

MOJO Watch

Near term PAT trend is positive

PAT (Rs Cr)

Here's what is not working for EFC (I)

Interest - Quarterly

At Rs 10.48 cr has Grown at 61.98%

Quarter on Quarter (QoQ)

MOJO Watch

Rising interest cost signifies increased borrowings

Interest Paid (Rs cr)

Non Operating Income - Quarterly

Highest at Rs 6.90 cr

in the last five quarters

MOJO Watch

Increased income from non business activities may not be sustainable

Non Operating Income