EFC (I)

Why is EFC (I) Ltd falling/rising?

As of 03-Aug, EFC (I) Ltd's stock is declining, with a year-to-date drop of 34.60% and a one-year decline of 41.23%, significantly underperforming the Sensex. Despite positive financial results, high debt levels and historical underperformance are contributing to negative investor sentiment.

As of 03-Aug, EFC (I) Ltd's stock price is currently falling, as indicated by a change of -0.65, which represents a decrease of 0.33%. The stock has underperformed significantly compared to the benchmark Sensex, with a one-week decline of 1.15% while the Sensex has increased by 2.35%. Over the past month, EFC (I) Ltd has seen a drop of 5.07%, contrasting with the Sensex's modest gain of 1.13%. Year-to-date, the stock has plummeted by 34.60%, while the Sensex has only decreased by 7.72%. <BR><BR>The stock's performance over the past year is particularly concerning, with a decline of 41.23%, while the broader market has shown a positive return of 3.90%. Despite the company declaring positive results for the last 14 consecutive quarters and experiencing significant growth in net sales and operating profit, these factors have not translated into stock price appreciation. The company's high Debt to EBITDA ratio of 3.00 times raises concerns about its ability to service debt, which may contribute to investor apprehension.<BR><BR>While there has been an increase in institutional investor participation, with a 0.51% rise in their stake, the overall sentiment remains negative due to the stock's historical underperformance and its current trading at a discount compared to peers. Thus, despite some positive financial metrics, the combination of poor stock performance relative to the market and high debt levels is driving the stock price down.

Which are the latest news on EFC (I)?

Are EFC (I) Ltd latest results good or bad?

EFC (I) Ltd's latest results show strong year-on-year growth with a 58.91% increase in net profit, but concerns arise from quarter-on-quarter declines in sales and profit, along with high debt levels. Investors should be cautious due to these challenges despite the company's solid return on equity.

EFC (I) Ltd's latest results present a mixed picture. On one hand, the company reported a consolidated net profit of ₹69.00 crore for Q1 FY27, which is a significant increase of 58.91% year-on-year. Additionally, net sales grew by 28.80% year-on-year to ₹282.88 crore, indicating strong revenue momentum.<BR><BR>However, when looking at the quarter-on-quarter performance, there are concerns. Both net sales and net profit experienced slight declines of 3.41% and 0.58%, respectively. More notably, the operating margin saw a sharp contraction of 555 basis points, falling to 43.47%. This decline raises questions about the sustainability of the company's growth and profitability, especially in a challenging real estate environment.<BR><BR>Moreover, the company's stock has underperformed significantly, down 36.85% year-to-date, which reflects investor concerns about its elevated debt levels and the ability to maintain growth. While the return on equity remains strong at 27.57%, the high leverage indicated by a net debt-to-equity ratio of 1.63 is a significant risk factor.<BR><BR>In summary, while EFC (I) Ltd shows strong year-on-year growth, the sequential declines and high leverage present challenges that could impact its future performance. Investors should be cautious and monitor how the company addresses these issues moving forward.

Should I buy, sell or hold EFC (I) Ltd?

What does EFC (I) do?

EFC (I) Ltd provides real estate and property management services and was incorporated in 1984. As of March 2026, it reported net sales of 293 Cr and a net profit of 69 Cr, with a market cap of INR 2,806 Cr.

Overview: <BR>EFC (I) Ltd is engaged in providing real estate services, property management services, and renting or leasing services, operating within the Realty industry and classified as a Small Cap company.<BR><BR>History: <BR>EFC (I) Ltd was incorporated on February 27, 1984, and was formerly known as Amani Trading and Exports Limited. The company changed its name to EFC (I) Limited on July 16, 2022. The latest quarterly results reported net sales and net profit for the period ending March 2026.<BR><BR>Financial Snapshot: <BR>Most recent Net Sales: 293 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: 69 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 2,806 Cr (Small Cap)<BR><BR>Key Metrics: <BR>P/E: 12.00 <BR>Industry P/E: 21 <BR>Dividend Yield: 0.00% <BR>Debt Equity: 1.63 <BR>Return on Equity: 27.57% <BR>Price to Book: 3.40 <BR><BR>Contact Details: <BR>Address: No 32 Milan Park Society, Nr Jawahar Chowk Maninagar Ahmedabad Gujarat : 380008 <BR>Tel: 91-079-25462907 <BR>Email: amaniexports@yahoo.co.in <BR>Website: http://www.efclimited.in

How big is EFC (I)?

As of 10th June, EFC (I) Ltd has a market capitalization of 2,806.00 Cr, with recent Net Sales of 1,036.68 Cr and a Net Profit of 222.55 Cr. Shareholder's Funds are 543.01 Cr and Total Assets amount to 1,696.71 Cr as of March 2025.

As of 10th June, EFC (I) Ltd has a market capitalization of 2,806.00 Cr, classifying it as a Small Cap company.<BR><BR>In the latest four quarters, EFC (I) Ltd reported Net Sales of 1,036.68 Cr and a Net Profit of 222.55 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, with Shareholder's Funds amounting to 543.01 Cr and Total Assets of 1,696.71 Cr.

Who are in the management team of EFC (I)?

The management team of EFC (I) includes Umesh Sahay (Chairman & Managing Director), Nikhil Dilipbhai Bhuta (Director), Abhishek Narbaria (Whole Time Director), Rajesh Vaishnav, Gayathri Srinivasan Iyer, and Mangina Srinivas Rao (Independent Directors), along with Aman Kumar Gupta (Company Secretary & Compliance Officer).

The management team of EFC (I) includes the following individuals:<BR><BR>1. Umesh Sahay - Chairman & Managing Director<BR>2. Nikhil Dilipbhai Bhuta - Director<BR>3. Abhishek Narbaria - Whole Time Director<BR>4. Rajesh Vaishnav - Independent Director<BR>5. Gayathri Srinivasan Iyer - Independent Director<BR>6. Aman Kumar Gupta - Company Secretary & Compliance Officer<BR>7. Mangina Srinivas Rao - Independent Director<BR><BR>If you have any more questions about EFC (I) or its management, feel free to ask!

Who are the peers of the EFC (I)?

EFC (I) peers include Raymond, Kolte Patil Dev., Elpro International, Hubtown, Marathon Nextgen, Arvind SmartSpaces, National Standard, Ajmera Realty, and Alembic. Elpro International shows the highest 1-year return at 76.57%, while EFC (I) has a return of -41.95%.

Peers: The peers of EFC (I) are Raymond, Kolte Patil Dev., Elpro Internatio, Hubtown, Marathon Nextgen, Arvind SmartSp., National Standar, Ajmera Realty, and Alembic.<BR><BR>Quality Snapshot: Excellent growth is observed at Elpro Internatio and EFC (I), while Average management risk is found at Raymond, Kolte Patil Dev., Marathon Nextgen, Ajmera Realty, and Alembic, and the rest. Below Average management risk is noted at Hubtown, National Standar, and Nxt-Infra Trust, while Good management risk is present at Arvind SmartSp. Growth is rated as Good at Hubtown and Ajmera Realty, while Below Average growth is seen at Kolte Patil Dev., Marathon Nextgen, and the rest. Capital Structure is Excellent at Alembic, Good at Arvind SmartSp., and Below Average at Kolte Patil Dev., Elpro Internatio, EFC (I), Hubtown, Marathon Nextgen, Ajmera Realty, and the rest.<BR><BR>Return Snapshot: Elpro Internatio has the highest 1-year return at 76.57%, while Kolte Patil Dev. has the lowest at -22.77%, with EFC (I) showing a 1-year return of -41.95%, which is lower than both. Additionally, Hubtown, Marathon Nextgen, Ajmera Realty, Alembic, and Nxt-Infra Trust all have negative six-month returns.

When is the next results date for EFC (I) Ltd?

The next results date for EFC (I) Ltd is 14 February 2026.

The next results date for EFC (I) Ltd is scheduled for 14 February 2026.

Is EFC (I) technically bullish or bearish?

As of December 4, 2025, EFC (I) is in a bearish trend with moderate strength, supported by bearish signals from the MACD, KST, moving averages, and Bollinger Bands across multiple time frames.

As of 4 December 2025, the technical trend has changed from mildly bearish to bearish. The current stance for EFC (I) is bearish with a moderate strength. Key indicators driving this assessment include the weekly MACD and KST both showing bearish signals, along with the daily moving averages confirming a bearish trend. Additionally, Bollinger Bands are bearish on both weekly and monthly time frames. The Dow Theory also indicates a mildly bearish stance on the weekly and monthly charts. Overall, the combination of these indicators suggests a negative outlook for the stock.

Is EFC (I) overvalued or undervalued?

As of December 3, 2025, EFC (I) is fairly valued with a PE Ratio of 17.51, an EV to EBITDA of 8.57, and a PEG Ratio of 0.26, making it a competitive investment compared to peers like Elitecon International and MMTC, despite a year-to-date decline of 12.43% against the Sensex's gain of 8.92%.

As of 3 December 2025, the valuation grade for EFC (I) has moved from expensive to fair. The company is currently fairly valued based on its financial metrics. Key ratios include a PE Ratio of 17.51, an EV to EBITDA of 8.57, and a PEG Ratio of 0.26, which indicates strong growth potential relative to its price.<BR><BR>In comparison to its peers, EFC (I) stands out with a PE Ratio that is significantly lower than that of Elitecon International, which is very expensive at 197.75, and MMTC, which is risky at 125.09. Additionally, PTC India, which is rated very attractive, has a PE Ratio of 7.21, highlighting EFC's competitive positioning within the industry. Despite recent stock performance lagging behind the Sensex, with a year-to-date decline of 12.43% compared to the Sensex's gain of 8.92%, EFC (I) presents a fair investment opportunity at its current valuation.

How has been the historical performance of EFC (I)?

EFC (I) has demonstrated significant growth over the past four years, with net sales rising from 0.00 Cr in Mar'22 to 656.74 Cr in Mar'25, and profit after tax reaching 140.77 Cr, reflecting a strong upward trend in revenues and profitability. Total assets also increased to 1,696.71 Cr in Mar'25, indicating robust financial performance.

Answer:<BR>The historical performance of EFC (I) shows significant growth over the past four years, particularly in net sales and profitability.<BR><BR>Breakdown:<BR>EFC (I) has experienced remarkable growth in net sales, increasing from 0.00 Cr in Mar'22 to 656.74 Cr in Mar'25, with a steady rise each year. Total operating income followed a similar trend, reaching 656.74 Cr in Mar'25, up from 0.00 Cr in Mar'22. The company's total expenditure, excluding depreciation, also grew significantly, amounting to 329.07 Cr in Mar'25 compared to just 0.09 Cr in Mar'22. Operating profit (PBDIT) surged to 345.19 Cr in Mar'25 from a mere 0.02 Cr in Mar'22, indicating strong operational efficiency. Profit before tax increased to 199.84 Cr in Mar'25, while profit after tax reached 140.77 Cr, reflecting a PAT margin of 21.43%. The company's total assets rose to 1,696.71 Cr in Mar'25 from 1.65 Cr in Mar'22, with total liabilities also increasing to 1,696.71 Cr. Cash flow from operating activities improved significantly, reaching 133.00 Cr in Mar'25, compared to -50.00 Cr in Mar'23. Overall, EFC (I) has shown a robust upward trajectory in its financial performance, marked by increasing revenues, profits, and asset growth.

Who are the top shareholders of the EFC (I)?

The top shareholders of EFC (I) include Umesh Kumar Sahay with 23.26%, individual investors with 27.38%, and Martina Developers And Fincon Private Limited at 3.95%. Additionally, 14 foreign institutional investors hold 3.87%, and two mutual fund schemes account for 1.63%, with no pledged promoter holdings reported.

The top shareholders of EFC (I) include Umesh Kumar Sahay, who is the promoter with the highest holding at 23.26%. Additionally, individual investors collectively hold 27.38% of the shares. Among public shareholders, Martina Developers And Fincon Private Limited holds 3.95%. The company also has 14 foreign institutional investors (FIIs) holding a combined 3.87%, and two mutual fund schemes that account for 1.63% of the shares. There are no pledged promoter holdings reported.

What is the bonus history of the EFC (I)?

EFC (I) Ltd has announced a 1:1 bonus issue effective February 11, 2025, meaning shareholders will receive an additional share for each share owned on that date. The record and ex-date for this bonus are both February 11, 2025.

EFC (I) Ltd has a recent bonus history that includes a 1:1 bonus issue, which is set to take effect on February 11, 2025. The record date and ex-date for this bonus are both the same, February 11, 2025. This means that shareholders will receive an additional share for each share they own on that date. If you have any more questions about EFC (I) or its corporate actions, feel free to ask!

Has EFC (I) declared dividend?

No Dividend History Available