ISF

Why is ISF Ltd falling/rising?

As of 23-Jun, ISF Ltd's stock price is Rs. 0.75, unchanged, and has hit a new 52-week low, reflecting a significant decline. The stock has decreased by 8.54% over the past week and 27.18% year-to-date, underperforming compared to the Sensex, despite increased investor participation.

As of 23-Jun, ISF Ltd's stock price is currently at Rs. 0.75, unchanged from the previous close, indicating a 0.00% change. The stock has recently hit a new 52-week low today, which suggests a significant decline in its value. Over the past week, the stock has decreased by 8.54%, and it has experienced a substantial drop of 27.18% year-to-date. In comparison to the benchmark Sensex, which has only fallen by 10.58% year-to-date, ISF Ltd's performance has been notably worse.<BR><BR>The stock is trading below its moving averages across various time frames, including the 5-day, 20-day, 50-day, 100-day, and 200-day averages, indicating a bearish trend. However, there has been a notable increase in investor participation, with delivery volume rising by 313.76% against the 5-day average, suggesting some interest in trading despite the overall decline in stock price.<BR><BR>In summary, ISF Ltd's stock is falling primarily due to its poor performance relative to the market and its own historical performance, as evidenced by the significant declines over various periods, alongside the fact that it has reached a new low today.

Which are the latest news on ISF?

How big is ISF?

As of 10th June, ISF Ltd has a market capitalization of 7.00 Cr, with recent net sales of 0.78 Cr and a net loss of 0.04 Cr over the latest four quarters. Shareholder's funds are 12.31 Cr, and total assets amount to 15.58 Cr as of March 2015.

As of 10th June, <BR><BR>Market Cap: ISF Ltd has a market capitalization of 7.00 Cr, categorizing it as a Micro Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters is 0.78 Cr, while the sum of Net Profit for the same period shows a loss of 0.04 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period is March 2015, with Shareholder's Funds amounting to 12.31 Cr and Total Assets totaling 15.58 Cr.

Who are in the management team of ISF?

The management team of ISF consists of Vishal Dang (Whole-time Director), Hargovind Sachdev (Independent Non-Executive Director), Gayathri M N (Independent Non-Executive Director), and Vhupendra Kaushik (Independent Director).

The management team of ISF includes the following members:<BR><BR>1. **Vishal Dang** - Whole-time Director<BR>2. **Hargovind Sachdev** - Independent Non-Executive Director<BR>3. **Gayathri M N** - Independent Non-Executive Director<BR>4. **Vhupendra Kaushik** - Independent Director<BR><BR>If you need more details about their roles or contributions, feel free to ask!

Who are the peers of the ISF?

ISF's peers include Money Masters, Galada Finance, Integra Capital, PS IT Infra, Delta Industrial, Hasti Finance, Futuristic Sec., GCM Capital, and BFL Asset Finves. Key insights show excellent management and capital structure for several peers, while PS IT Infra leads in 1-year returns at 23.15%, and BFL Asset Finves has the lowest at -50.81%.

Peers: The peers of ISF are Money Masters, Galada Finance, Integra Capital, PS IT Infra, Delta Industrial, Hasti Finance, Futuristic Sec., GCM Capital, and BFL Asset Finves.<BR><BR>Quality Snapshot: Excellent management risk is observed at Money Masters, ISF, Galada Finance, Integra Capital, Delta Industrial, and GCM Capital, while Below Average management risk is found at PS IT Infra, Hasti Finance, Futuristic Sec., and BFL Asset Finves. Growth is rated as Good for Galada Finance, while Below Average growth is noted for Money Masters, ISF, Integra Capital, PS IT Infra, and Delta Industrial, and the rest. Capital Structure is Excellent for Money Masters, ISF, Galada Finance, Integra Capital, Delta Industrial, and GCM Capital, while Below Average capital structure is seen at PS IT Infra and BFL Asset Finves, and Hasti Finance and Futuristic Sec. do not qualify.<BR><BR>Return Snapshot: The peer with the highest 1-year return is PS IT Infra at 23.15%, while the peer with the lowest is BFL Asset Finves at -50.81%. ISF's 1-year return of -21.50% is better than BFL Asset Finves but worse than PS IT Infra. Additionally, several peers including Hasti Finance, Futuristic Sec., GCM Capital, and BFL Asset Finves have negative six-month returns.

What does ISF do?

ISF Ltd is a micro-cap Non-Banking Financial Company in India that offers leasing and hire purchase finance services. As of March 2026, it reported net sales of 0 Cr and a net profit of -2 Cr, with a market cap of INR 7 Cr.

Overview:<BR>ISF Ltd is a Non Banking Financial Company (NBFC) in the micro cap category that provides leasing and hire purchase finance services in India.<BR><BR>History:<BR>ISF Limited was incorporated in August 1988 and was formerly known as 'Inter State Finance Limited' until it changed its name to 'ISF Limited' in November 2009. The latest quarterly results reported net sales and profit for the period ending March 2026.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 0 Cr (Quarterly Results - Mar 2026) <BR>Most recent Net Profit: -2 Cr (Quarterly Results - Mar 2026) <BR>Market-cap value: INR 7 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: N/A <BR>Industry P/E: 20 <BR>Dividend Yield: 0.00% <BR>Debt-Equity: 0.21 <BR>Return on Equity: -12.33% <BR>Price to Book: 0.54<BR><BR>Contact Details:<BR>Address: K-10 Som Vihar, R K Puram New Delhi New Delhi : 110022 <BR>Tel: 91-11-26109124 <BR>Email: amar@isflimited.com <BR>Website: http://www.isflimited.in

Should I buy, sell or hold ISF Ltd?

Are ISF Ltd latest results good or bad?

ISF Ltd's latest results are concerning, showing an 11.11% decline in net sales and an 18.18% drop in net profit, alongside a weak Return on Equity of 1.75%. Overall, these metrics indicate significant financial distress and operational challenges for the company.

ISF Ltd's latest results indicate a concerning trend. The company reported a 11.11% decline in net sales for the quarter ended December 2025 compared to the previous quarter, which is a negative sign for its operational performance. Additionally, the standalone net profit also decreased by 18.18% in the same period, further highlighting ongoing profitability challenges.<BR><BR>Overall, the financial metrics reflect a pattern of persistent losses and operational inefficiencies. The company's average Return on Equity (ROE) stands at a weak 1.75%, and it has consistently underperformed against its peers in the NBFC sector. The stock has also seen a significant decline in value, down 39.49% over the past year, which starkly contrasts with the positive performance of the Sensex.<BR><BR>Given these factors, the latest results can be characterized as bad, reinforcing the notion that ISF Ltd. is facing significant financial distress and operational challenges.

When is the next results date for ISF Ltd?

The next results date for ISF Ltd is 19 January 2026.

The next results date for ISF Ltd is scheduled for 19 January 2026.

Is ISF overvalued or undervalued?

As of November 17, 2025, ISF is considered overvalued with a high PE ratio of 155.17, low ROCE of 1.97%, and poor stock performance, contrasting sharply with its peers like Bajaj Finance and Life Insurance.

As of 17 November 2025, the valuation grade for ISF has moved from very expensive to expensive. The company is currently considered overvalued based on its high PE ratio of 155.17, which significantly exceeds that of its peers. For instance, Bajaj Finance has a PE ratio of 34.85, while Life Insurance boasts a much lower PE ratio of 11.33, indicating that ISF's valuation is not justified when compared to these competitors.<BR><BR>In addition to the elevated PE ratio, ISF's EV to EBITDA stands at 12.67, which is on par with its own valuation but still higher than many peers, such as Life Insurance at 9.36. The company also shows a low ROCE of 1.97% and an ROE of just 0.45%, further highlighting its inefficiency relative to its market price. Recent stock performance has been poor, with a year-to-date return of -39.51%, contrasting sharply with the Sensex's gain of 8.72%, reinforcing the notion that ISF is overvalued in the current market landscape.

How has been the historical performance of ISF?

ISF has experienced a decline in net sales and profit over the years, with net sales dropping from 0.89 Cr in 2014 to 0.78 Cr in 2015, resulting in a profit before tax of -0.03 Cr. Despite some improvements in operating profit margins and cash flow, the overall financial performance indicates ongoing challenges in sales and profitability.

Answer:<BR>The historical performance of ISF shows a decline in net sales and profit over the years analyzed.<BR><BR>Breakdown:<BR>In the fiscal year ending March 2015, ISF reported net sales of 0.78 Cr, a decrease from 0.89 Cr in March 2014. Total operating income followed the same trend, dropping to 0.78 Cr from 0.89 Cr. The company's total expenditure, excluding depreciation, decreased to 0.44 Cr from 0.50 Cr, while operating profit (PBDIT) also fell to 0.35 Cr from 0.39 Cr. Interest expenses increased slightly to 0.35 Cr from 0.33 Cr, leading to a profit before tax of -0.03 Cr, down from a profit of 0.03 Cr the previous year. Consequently, profit after tax was -0.03 Cr, an improvement from -0.31 Cr in the prior year. The earnings per share reflected this trend, with EPS at -0.0 compared to -0.03. The operating profit margin improved slightly to 44.19% from 43.71%, but the profit after tax margin showed a significant improvement to -3.96% from -34.94%. On the balance sheet, total liabilities decreased to 15.58 Cr from 16.03 Cr, while total assets also declined to 15.58 Cr from 16.03 Cr. Cash flow from operating activities was 0.19 Cr, down from 0.47 Cr, but net cash inflow improved to 0.04 Cr from -0.02 Cr. Overall, ISF's financial performance indicates challenges, particularly in sales and profitability, despite some improvements in margins and cash flow.

Who are the top shareholders of the ISF?

The top shareholders of ISF include promoter Neelam Taneja with 0.52% and public shareholder Prem Kumar Jain with 9.25%. Individual investors hold a significant 81.91%, with no institutional holdings from mutual funds or foreign investors.

The top shareholders of ISF include Neelam Taneja, who is the promoter with the highest holding at 0.52%. The highest public shareholder is Prem Kumar Jain, holding 9.25%. Additionally, individual investors collectively hold a significant portion, accounting for 81.91% of the shares. There are no institutional holdings from mutual funds or foreign institutional investors.

What is the technical trend for ISF?

As of May 26, 2025, ISF's technical trend has shifted to a moderate bearish stance, supported by bearish MACD indicators and daily moving averages, despite mixed signals from the KST and a mildly bearish outlook from Bollinger Bands and Dow Theory.

As of 26 May 2025, the technical trend for ISF has changed from mildly bearish to bearish. The current stance is bearish with a moderate strength. The weekly and monthly MACD indicators are both bearish, reinforcing the negative outlook. The daily moving averages also indicate a bearish trend. While the KST shows a bullish signal on the weekly timeframe, it is bearish on the monthly, suggesting mixed signals. The Bollinger Bands and Dow Theory both indicate a mildly bearish stance on the weekly and monthly timeframes. Overall, the combination of these indicators supports a bearish outlook for ISF.

Has ISF declared dividend?

No Dividend History Available