how big is Tour. Fin. Corp.?

As of Jun 06, Tourism Finance Corporation of India Ltd has a market capitalization of 2,160.71 Cr, with recent net sales of 232.21 Cr and net profit of 85.48 Cr over the last four quarters. Shareholder's funds are 936.91 Cr, and total assets amount to 2,236.79 Cr as of Mar'22.

Market Cap: As of Jun 06, Tourism Finance Corporation of India Ltd has a market capitalization of 2,160.71 Cr, categorizing it as a Small Cap company.<BR><BR>Recent Quarterly Performance: The sum of Net Sales for the latest 4 quarters, which includes Dec'22, Sep'22, Jun'22, and Mar'22, is 232.21 Cr. The sum of Net Profit for the same quarters is 85.48 Cr. This data is on a Consolidated basis.<BR><BR>Balance Sheet Snapshot: This is also on a Consolidated basis for the latest annual period ending in Mar'22. Shareholder's Funds are reported at 936.91 Cr, while Total Assets amount to 2,236.79 Cr.

Who are in the management team of Tour. Fin. Corp.?

As of March 2022, the management team of Tour. Fin. Corp. includes Sanjay Ahuja (Company Secretary), S Ravi (Chairman), Anoop Bali (Whole Time Director & CFO), and several independent and non-executive directors. Together, they oversee the company's governance and operations.

As of March 2022, the management team of Tour. Fin. Corp. includes the following individuals:<BR><BR>1. Sanjay Ahuja - Company Secretary & Compliance Officer<BR>2. Bapi Munshi - Non-Executive & Independent Director<BR>3. Thankom T Mathew - Non-Executive & Independent Director<BR>4. Koppara Sajeeve Thomas - Non-Executive & Non-Independent Director<BR>5. S Ravi - Chairman (Non-Executive)<BR>6. G D Mundra - Director<BR>7. Anoop Bali - Whole Time Director & CFO<BR>8. Ashok Kumar Garg - Independent Director<BR><BR>These members play various roles within the company, contributing to its governance and operational management.

Has Tour. Fin. Corp. declared dividend?

Yes, Tourism Finance Corporation of India Ltd has declared a 25% dividend, amounting to ₹2.5 per share, with an ex-date of August 7, 2024. The company has shown strong total returns over various periods, with a 5-year total return of 473.35%.

Tourism Finance Corporation of India Ltd has declared a 25% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 25%<BR>- Amount per share: 2.5<BR>- Ex-date: Aug-07-2024<BR><BR>Dividend Yield: 1.09%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was 33.31%, with no dividend return, resulting in a total return of 33.31%.<BR><BR>Over the past year, the price return was 46.11%, the dividend return was 1.38%, leading to a total return of 47.49%.<BR><BR>In the 2-year period, the price return reached 219.53%, with a dividend return of 6.62%, culminating in a total return of 226.15%.<BR><BR>For the 3-year period, the price return was 324.05%, the dividend return was 12.90%, resulting in a total return of 336.95%.<BR><BR>In the last 4 years, the price return was 240.6%, with a dividend return of 8.77%, giving a total return of 249.37%.<BR><BR>Finally, over the 5-year period, the price return was 456.35%, with a dividend return of 17.00%, leading to a total return of 473.35%.<BR><BR>Overall, the company has declared a significant dividend while also demonstrating strong total returns across multiple periods, indicating a healthy financial performance.

Who are the peers of the Tour. Fin. Corp.?

Peers of Tour. Fin. Corp. include I R F C, Power Fin. Corpn., REC Ltd, HUDCO, Indian Renewable, CreditAcc. Gram., Spandana Sphoort, Satin Creditcare, and Fusion Finance. Tour. Fin. Corp. has the highest 1-year return at 36.02%, while Spandana Sphoort has the lowest at -66.05%.

Peers: The peers of Tour. Fin. Corp. are I R F C, Power Fin.Corpn., REC Ltd, HUDCO, Indian Renewable, CreditAcc. Gram., Spandana Sphoort, Satin Creditcare, and Fusion Finance.<BR><BR>Quality Snapshot: Excellent management risk is observed at REC Ltd and Power Fin.Corpn., while Good management risk is found at CreditAcc. Gram. Average management risk is present at I R F C, HUDCO, Indian Renewable, and Spandana Sphoort, and the rest. Below Average management risk is noted at Tour. Fin. Corp., Satin Creditcare, and Fusion Finance. In terms of Growth, Excellent growth is seen at Indian Renewable, while Average growth is found at Power Fin.Corpn., I R F C, REC Ltd, and the rest. Below Average growth is noted at Tour. Fin. Corp., Satin Creditcare, Spandana Sphoort, and Fusion Finance. For Capital Structure, Excellent capital structure is observed at Tour. Fin. Corp., HUDCO, and CreditAcc. Gram., while Good capital structure is noted at REC Ltd and Indian Renewable, and the rest.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Tour. Fin. Corp. at 36.02%, while the lowest is Spandana Sphoort at -66.05%. Tour. Fin. Corp.'s 1-year return is significantly higher than the lowest peer. Additionally, peers with negative six-month returns include Spandana Sphoort, Satin Creditcare, and Fusion Finance.

What does Tour. Fin. Corp. do?

Tourism Finance Corporation of India Ltd is a government enterprise that provides financial assistance to the tourism sector, with a market cap of INR 2,691 Cr and a net profit of 302 Cr as of March 2025. It was established in 1989 and operates as a small-cap company.

Overview:<BR>Tourism Finance Corporation of India Ltd is a government enterprise that operates in the finance industry, specifically focusing on providing financial assistance for the tourism sector. It is categorized as a small-cap company.<BR><BR>History:<BR>The company was incorporated on January 27, 1989, and became operational on February 1, 1989, after receiving its certificate of commencement of business. The latest quarterly results reported net sales and net profit for the period ending March 2025.<BR><BR>Financial Snapshot:<BR>- Net Sales: 680 Cr (Quarterly Results - Mar 2025)<BR>- Net Profit: 302 Cr (Quarterly Results - Mar 2025)<BR>- Market Cap: INR 2,691 Cr (Small Cap)<BR><BR>Key Metrics:<BR>- P/E: 26.00<BR>- Industry P/E: 23<BR>- Dividend Yield: 0.86%<BR>- Debt Equity: 0.71<BR>- Return on Equity: 8.53%<BR>- Price to Book: 2.21<BR><BR>Contact Details:<BR>Address: 4th Floor Tower-1 NBCC Plaza, Puship Vihar Sector-5 Saket New Delhi New Delhi : 110017<BR>Tel: 91-11-29561180<BR>Email: ho@rfciltd.com<BR>Website: http://www.tfciltd.com

Who are the top shareholders of the Tour. Fin. Corp.?

The top shareholders of Tour. Fin. Corp. include Aditya Kumar Halwasiya with 15.2%, 42 Foreign Institutional Investors holding 3.44%, and Lici Asm Non Par with 2.92%. Individual investors collectively own 45.52% of the shares, with no pledged promoter holdings.

The top shareholders of Tour. Fin. Corp. include a mix of individual and institutional investors. The largest public shareholder is Aditya Kumar Halwasiya, who holds 15.2% of the shares. Among institutional investors, the company has 42 Foreign Institutional Investors (FIIs) holding a combined 3.44%. The promoter with the highest holding is Lici Asm Non Par, with 2.92%. Additionally, individual investors collectively hold 45.52% of the shares. There are no pledged promoter holdings, and mutual funds currently hold a negligible amount in one scheme.

Is Tour. Fin. Corp. overvalued or undervalued?

As of July 28, 2025, Tour. Fin. Corp. is considered expensive and overvalued based on its high PE ratio of 24.37 and unfavorable comparisons to peers, despite strong past performance.

As of 28 July 2025, the valuation grade for Tour. Fin. Corp. has moved from very expensive to expensive. The company appears to be overvalued based on its current metrics. Key ratios include a PE ratio of 24.37, an EV to EBIT of 14.79, and a PEG ratio of 2.18, which suggest that the stock is trading at a premium compared to its earnings growth potential.<BR><BR>In comparison to peers, Tour. Fin. Corp. has a significantly higher PE ratio than Life Insurance, which stands at 11.66, and Bajaj Finserv, which is at 33.23. The EV to EBITDA ratio of 14.73 also positions it unfavorably against Life Insurance's 9.1, indicating that it is relatively more expensive in terms of operational earnings. While the company has shown strong returns, outperforming the Sensex over the past year with a 45.75% return compared to the Sensex's -0.54%, the current valuation metrics suggest that it may not be justified at this price level.

When is the next results date for Tour. Fin. Corp.?

Tour. Fin. Corp. will declare its results on 10 November 2025.

Tour. Fin. Corp. will declare its results on 10 November 2025.

Are Tour. Fin. Corp. latest results good or bad?

Tourism Finance Corporation's latest results show strong half-yearly net profit growth of 25.85%, but face challenges with declining quarterly sales and a below-average return on equity. The stock is also trading at a premium valuation, making it a complex investment decision.

Tourism Finance Corporation's latest results present a mixed picture. On one hand, the company reported a strong half-yearly net profit of ₹89.83 crores, reflecting a significant year-on-year growth of 25.85%. This indicates operational improvements and robust profit margins, with a PAT margin of 36.04% in December 2022.<BR><BR>However, there are notable concerns. The quarterly performance has shown volatility, with net sales declining by 11.52% quarter-on-quarter in December 2022 and a 17.46% year-on-year contraction. Additionally, the standalone net profit for September 2025 decreased by 4.88% compared to the previous quarter, suggesting potential challenges in maintaining momentum.<BR><BR>The company's return on equity (ROE) stands at 8.97%, which is below the industry average, raising questions about its capital efficiency. Furthermore, the stock is currently trading at a premium valuation, with a P/E ratio of 29.36x, which is higher than the industry average of 24x, indicating that it may be considered "very expensive" relative to its earnings potential.<BR><BR>Overall, while the company has shown impressive profit growth, the underlying structural issues and high valuation create a complex investment narrative. Investors should weigh these factors carefully when assessing the company's performance.

Should I buy, sell or hold Tour. Fin. Corp.?

How has been the historical performance of Tour. Fin. Corp.?

Tour. Fin. Corp. experienced a mixed performance over the past two years, with net sales declining from 258.45 Cr to 254.19 Cr, but profitability improved, as profit after tax rose to 85.31 Cr and cash flow from operations recovered significantly to 138.00 Cr.

Answer:<BR>The historical performance of Tour. Fin. Corp. shows a mixed trend over the past two years, with some improvements in profitability metrics despite a slight decline in net sales.<BR><BR>Breakdown:<BR>In the fiscal year ending March 2022, Tour. Fin. Corp. reported net sales of 254.19 Cr, a decrease from 258.45 Cr in March 2021. Total operating income mirrored this trend, remaining at 254.19 Cr in March 2022 compared to 258.45 Cr the previous year. The company's total expenditure, excluding depreciation, decreased to 24.91 Cr from 27.42 Cr, contributing to an operating profit (PBDIT) of 229.41 Cr, slightly down from 231.08 Cr. Interest expenses also declined to 120.04 Cr from 130.12 Cr, leading to a profit before tax of 107.89 Cr, an increase from 99.82 Cr. Consequently, profit after tax rose to 85.31 Cr from 80.71 Cr, resulting in a PAT margin improvement to 34.36% from 31.23%. The company's total assets increased to 2,236.79 Cr from 2,177.68 Cr, while total liabilities also rose to 2,236.79 Cr from 2,177.68 Cr. Cash flow from operating activities showed a significant recovery, reaching 138.00 Cr in March 2022, compared to a negative cash flow of -171.00 Cr in March 2021. Overall, while sales declined, profitability and cash flow metrics improved, indicating a positive trend in operational efficiency.

Is Tour. Fin. Corp. technically bullish or bearish?

As of December 1, 2025, Tour. Fin. Corp. shows a mildly bullish trend supported by daily moving averages, but caution is advised due to bearish signals from the weekly MACD, KST, and RSI, indicating mixed market sentiment.

As of 1 December 2025, the technical trend for Tour. Fin. Corp. has changed from bullish to mildly bullish. The current stance is mildly bullish, supported by the daily moving averages indicating a positive trend. However, the weekly MACD and KST are mildly bearish, which suggests some caution. The weekly RSI is bearish, indicating potential weakness in momentum. Bollinger Bands on both weekly and monthly timeframes are mildly bullish, providing some support to the overall outlook. The lack of a clear trend in Dow Theory and OBV on both weekly and monthly charts suggests indecision in the market. Overall, while there are bullish indicators, the presence of bearish signals in the weekly timeframe indicates a mixed sentiment.

Which are the latest news on Tour. Fin. Corp.?

Why is Tour. Fin. Corp. falling/rising?

As of 04-Dec, the stock price of Tourism Finance Corporation of India Ltd is at 64.44, reflecting a 1.0% decline and a total drop of 12.64% over the past five days. This underperformance, coupled with declining investor participation and a bearish trend in moving averages, indicates a lack of confidence among investors.

As of 04-Dec, the stock price of Tourism Finance Corporation of India Ltd is falling, currently at 64.44, reflecting a decrease of 0.65 or 1.0%. This decline is part of a broader trend, as the stock has been underperforming significantly, with a consecutive fall over the last five days resulting in a total drop of 12.64%. <BR><BR>In comparison to the benchmark Sensex, which has only decreased by 0.53% over the same week, the stock's performance indicates a notable weakness. Additionally, the stock has underperformed its sector by 1.12% today. <BR><BR>Investor participation appears to be declining as well, with the delivery volume on December 3rd falling by 74.06% compared to the five-day average. This drop in trading activity suggests a lack of confidence among investors, contributing to the stock's downward trajectory. <BR><BR>While the stock remains above its 200-day moving average, it is currently below its shorter-term moving averages (5-day, 20-day, 50-day, and 100-day), indicating a bearish trend in the near term. Overall, these factors collectively explain the current decline in the stock price of Tourism Finance Corporation of India Ltd.