Tour. Fin. Corp.

Why is Tourism Finance Corporation of India Ltd falling/rising?

As of 22-Jun, the stock price of Tourism Finance Corporation of India Ltd is currently rising at 74.50, following a trend reversal after four days of decline. Despite a year-to-date gain of 14.44% and a significant increase over the past year, challenges such as reduced investor participation and weak long-term fundamentals may impact future performance.

As of 22-Jun, the stock price of Tourism Finance Corporation of India Ltd is rising, currently at 74.50, with a change of 0.51 (0.69%) upward. This increase follows a trend reversal, as the stock has gained after four consecutive days of decline. Despite this recent uptick, the stock has underperformed its sector by -0.67% today, indicating some challenges in the market.<BR><BR>In terms of performance over various periods, the stock has shown strong returns year-to-date, with a gain of 14.44%, and an impressive 59.63% increase over the past year. Furthermore, it has outperformed the BSE500 index consistently over the last three years, with a remarkable 404.81% increase over three years. Positive financial results reported for the quarter ending March 26, including the highest profit before tax and net sales, have likely contributed to the stock's upward movement.<BR><BR>However, there are also negative factors influencing investor sentiment. The stock has seen a significant decline in delivery volume, which fell by 73.19% against the five-day average, indicating reduced investor participation. Additionally, the stock's long-term fundamental strength is considered weak, with an average return on equity of 8.81% and slow growth in net sales and operating profit. Institutional investors have also decreased their stake by 1.53% in the previous quarter, which could reflect a lack of confidence in the stock's future performance.<BR><BR>Overall, while the stock is currently rising, it faces challenges such as falling investor participation and concerns over long-term growth, which could impact its future price movements.

Which are the latest news on Tour. Fin. Corp.?

Should I buy, sell or hold Tourism Finance Corporation of India Ltd?

How big is Tour. Fin. Corp.?

As of 10th June, Tourism Finance Corporation of India Ltd has a market capitalization of 3,431.00 Cr, with recent net sales of 232.21 Cr and a net profit of 85.48 Cr. Shareholder's funds are 936.91 Cr, and total assets amount to 2,236.79 Cr.

As of 10th June, Tourism Finance Corporation of India Ltd has a market capitalization of 3,431.00 Cr, categorizing it as a Small Cap company.<BR><BR>In the latest 4 quarters, the company reported Net Sales of 232.21 Cr and a Net Profit of 85.48 Cr.<BR><BR>The reporting period for the balance sheet is March 2022, with Shareholder's Funds amounting to 936.91 Cr and Total Assets of 2,236.79 Cr.

Who are in the management team of Tour. Fin. Corp.?

The management team of Tour. Fin. Corp. includes Sanjay Ahuja (Company Secretary), Bapi Munshi and Thankom T Mathew (Non-Executive Independent Directors), Koppara Sajeeve Thomas (Non-Executive Non-Independent Director), S Ravi (Chairman), G D Mundra (Director), Anoop Bali (Whole Time Director & CFO), and Ashok Kumar Garg (Independent Director). This team offers a diverse range of expertise and governance.

The management team of Tour. Fin. Corp. includes the following individuals:<BR><BR>1. **Sanjay Ahuja** - Company Secretary & Compliance Officer<BR>2. **Bapi Munshi** - Non-Executive & Independent Director<BR>3. **Thankom T Mathew** - Non-Executive & Independent Director<BR>4. **Koppara Sajeeve Thomas** - Non-Executive & Non-Independent Director<BR>5. **S Ravi** - Chairman (Non-Executive)<BR>6. **G D Mundra** - Director<BR>7. **Anoop Bali** - Whole Time Director & CFO<BR>8. **Ashok Kumar Garg** - Independent Director<BR><BR>This diverse team brings a range of expertise and governance to the company.

Who are the peers of the Tour. Fin. Corp.?

Peers of Tour. Fin. Corp. include REC Ltd, HUDCO, Indian Renewable, CreditAcc. Gram., IFCI, Muthoot Microfin, Fusion Finance, Satin Creditcare, and Spandana Sphoort. Tour. Fin. Corp. has the highest 1-year return at 62.44%, significantly outperforming its peers.

Peers: The peers of Tour. Fin. Corp. are REC Ltd, HUDCO, Indian Renewable, CreditAcc. Gram., IFCI, Muthoot Microfin, Fusion Finance, Satin Creditcare, Spandana Sphoort.<BR><BR>Quality Snapshot: Excellent management risk is observed at REC Ltd, while Average management risk is found at HUDCO, Muthoot Microfin, Fusion Finance, and Spandana Sphoort, and the rest. Below Average management risk is noted for IFCI, Tour. Fin. Corp., and Satin Creditcare. Growth is Average for HUDCO, CreditAcc. Gram., and Satin Creditcare, while Good growth is seen at Indian Renewable, and the rest have Below Average growth. Excellent capital structure is noted for CreditAcc. Gram., Tour. Fin. Corp., Muthoot Microfin, Fusion Finance, Satin Creditcare, and the rest, while Good capital structure is found at REC Ltd and HUDCO.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Tour. Fin. Corp. at 62.44%, while the lowest is Indian Renewable at -34.67%. Tour. Fin. Corp.'s return is significantly higher than all its peers. Additionally, IFCI and Spandana Sphoort have negative six-month returns.

What does Tour. Fin. Corp. do?

Tourism Finance Corporation of India Ltd is a small-cap public company established in 1989, specializing in financing the tourism sector. As of March 2026, it reported net sales of 74 Cr and a net profit of 32 Cr, with a market cap of INR 3,431 Cr.

Overview:<BR>Tourism Finance Corporation of India Ltd is a public limited company operating in the finance industry, categorized as a small-cap entity.<BR><BR>History:<BR>The company was incorporated on January 27, 1989, and became operational on February 1, 1989. The latest quarterly results reported net sales and net profit for the period ending March 2026.<BR><BR>Financial Snapshot:<BR>- Net Sales: 74 Cr (Quarterly Results - Mar 2026)<BR>- Net Profit: 32 Cr (Quarterly Results - Mar 2026)<BR>- Market cap: INR 3,431 Cr (Small Cap)<BR><BR>Key Metrics:<BR>- P/E: 28.00<BR>- Industry P/E: 20<BR>- Dividend Yield: 0.81%<BR>- Debt Equity: 0.82<BR>- Return on Equity: 9.39%<BR>- Price to Book: 2.62<BR><BR>Contact Details:<BR>Address: 4th Floor Tower-1 NBCC Plaza, Puship Vihar Sector-5 Saket New Delhi New Delhi : 110017<BR>Tel: 91-11-29561180<BR>Email: ho@rfciltd.com<BR>Website: http://www.tfciltd.com

When is the next results date for Tourism Finance Corporation of India Ltd?

The next results date for Tourism Finance Corporation of India Ltd is 13 May 2026.

The next results date for Tourism Finance Corporation of India Ltd is scheduled for 13 May 2026.

Are Tourism Finance Corporation of India Ltd latest results good or bad?

Tourism Finance Corporation of India Ltd. reported strong third-quarter results with record highs in net profit (₹31.82 crores) and net sales (₹69.64 crores), reflecting positive growth. However, concerns about low return on equity (9.16%) and a high P/E ratio (27.0x) compared to peers suggest a cautious outlook for investors.

The latest results for Tourism Finance Corporation of India Ltd. are quite strong, showcasing significant improvements in both net profit and net sales. In the third quarter of FY26, the company reported a net profit of ₹31.82 crores and net sales of ₹69.64 crores, both of which are record highs for the company. This represents a quarter-on-quarter growth of 9.46% in net profit and 4.80% in net sales, indicating positive momentum in their financial performance.<BR><BR>However, despite these impressive figures, there are concerns regarding the company's capital efficiency. The average return on equity (ROE) stands at 9.16%, which is below that of its peers, suggesting that the company is not generating sufficient returns relative to its equity base. Additionally, the price-to-earnings (P/E) ratio of 27.0x is considered very expensive compared to the finance sector average of 22.0x, raising questions about the sustainability of its current valuation.<BR><BR>Overall, while the quarterly results are good in terms of growth and profitability, the underlying issues related to capital efficiency and valuation multiples suggest a more cautious outlook for investors.

Is Tour. Fin. Corp. technically bullish or bearish?

As of December 1, 2025, Tour. Fin. Corp. shows a mildly bullish trend supported by daily moving averages, but caution is advised due to bearish signals from the weekly MACD, KST, and RSI, indicating mixed market sentiment.

As of 1 December 2025, the technical trend for Tour. Fin. Corp. has changed from bullish to mildly bullish. The current stance is mildly bullish, supported by the daily moving averages indicating a positive trend. However, the weekly MACD and KST are mildly bearish, which suggests some caution. The weekly RSI is bearish, indicating potential weakness in momentum. Bollinger Bands on both weekly and monthly timeframes are mildly bullish, providing some support to the overall outlook. The lack of a clear trend in Dow Theory and OBV on both weekly and monthly charts suggests indecision in the market. Overall, while there are bullish indicators, the presence of bearish signals in the weekly timeframe indicates a mixed sentiment.

How has been the historical performance of Tour. Fin. Corp.?

Tour. Fin. Corp. experienced a mixed performance over the past two years, with net sales declining from 258.45 Cr to 254.19 Cr, but profitability improved, as profit after tax rose to 85.31 Cr and cash flow from operations recovered significantly to 138.00 Cr.

Answer:<BR>The historical performance of Tour. Fin. Corp. shows a mixed trend over the past two years, with some improvements in profitability metrics despite a slight decline in net sales.<BR><BR>Breakdown:<BR>In the fiscal year ending March 2022, Tour. Fin. Corp. reported net sales of 254.19 Cr, a decrease from 258.45 Cr in March 2021. Total operating income mirrored this trend, remaining at 254.19 Cr in March 2022 compared to 258.45 Cr the previous year. The company's total expenditure, excluding depreciation, decreased to 24.91 Cr from 27.42 Cr, contributing to an operating profit (PBDIT) of 229.41 Cr, slightly down from 231.08 Cr. Interest expenses also declined to 120.04 Cr from 130.12 Cr, leading to a profit before tax of 107.89 Cr, an increase from 99.82 Cr. Consequently, profit after tax rose to 85.31 Cr from 80.71 Cr, resulting in a PAT margin improvement to 34.36% from 31.23%. The company's total assets increased to 2,236.79 Cr from 2,177.68 Cr, while total liabilities also rose to 2,236.79 Cr from 2,177.68 Cr. Cash flow from operating activities showed a significant recovery, reaching 138.00 Cr in March 2022, compared to a negative cash flow of -171.00 Cr in March 2021. Overall, while sales declined, profitability and cash flow metrics improved, indicating a positive trend in operational efficiency.

Is Tour. Fin. Corp. overvalued or undervalued?

As of July 28, 2025, Tour. Fin. Corp. is considered expensive and overvalued based on its high PE ratio of 24.37 and unfavorable comparisons to peers, despite strong past performance.

As of 28 July 2025, the valuation grade for Tour. Fin. Corp. has moved from very expensive to expensive. The company appears to be overvalued based on its current metrics. Key ratios include a PE ratio of 24.37, an EV to EBIT of 14.79, and a PEG ratio of 2.18, which suggest that the stock is trading at a premium compared to its earnings growth potential.<BR><BR>In comparison to peers, Tour. Fin. Corp. has a significantly higher PE ratio than Life Insurance, which stands at 11.66, and Bajaj Finserv, which is at 33.23. The EV to EBITDA ratio of 14.73 also positions it unfavorably against Life Insurance's 9.1, indicating that it is relatively more expensive in terms of operational earnings. While the company has shown strong returns, outperforming the Sensex over the past year with a 45.75% return compared to the Sensex's -0.54%, the current valuation metrics suggest that it may not be justified at this price level.

Who are the top shareholders of the Tour. Fin. Corp.?

The top shareholders of Tour. Fin. Corp. include Aditya Kumar Halwasiya with 15.2%, 42 Foreign Institutional Investors holding 3.44%, and Lici Asm Non Par with 2.92%. Individual investors collectively own 45.52% of the shares, with no pledged promoter holdings.

The top shareholders of Tour. Fin. Corp. include a mix of individual and institutional investors. The largest public shareholder is Aditya Kumar Halwasiya, who holds 15.2% of the shares. Among institutional investors, the company has 42 Foreign Institutional Investors (FIIs) holding a combined 3.44%. The promoter with the highest holding is Lici Asm Non Par, with 2.92%. Additionally, individual investors collectively hold 45.52% of the shares. There are no pledged promoter holdings, and mutual funds currently hold a negligible amount in one scheme.

Has Tour. Fin. Corp. declared dividend?

Yes, Tourism Finance Corporation of India Ltd has declared a 25% dividend, amounting to ₹2.5 per share, with an ex-date of August 7, 2024. The company has shown strong total returns over various periods, with a 5-year total return of 473.35%.

Tourism Finance Corporation of India Ltd has declared a 25% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 25%<BR>- Amount per share: 2.5<BR>- Ex-date: Aug-07-2024<BR><BR>Dividend Yield: 1.09%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was 33.31%, with no dividend return, resulting in a total return of 33.31%.<BR><BR>Over the past year, the price return was 46.11%, the dividend return was 1.38%, leading to a total return of 47.49%.<BR><BR>In the 2-year period, the price return reached 219.53%, with a dividend return of 6.62%, culminating in a total return of 226.15%.<BR><BR>For the 3-year period, the price return was 324.05%, the dividend return was 12.90%, resulting in a total return of 336.95%.<BR><BR>In the last 4 years, the price return was 240.6%, with a dividend return of 8.77%, giving a total return of 249.37%.<BR><BR>Finally, over the 5-year period, the price return was 456.35%, with a dividend return of 17.00%, leading to a total return of 473.35%.<BR><BR>Overall, the company has declared a significant dividend while also demonstrating strong total returns across multiple periods, indicating a healthy financial performance.