Bank Of India

Who are in the management team of Bank Of India?

As of March 2023, the management team of Bank of India includes Rajneesh Karnatak (MD & CEO), P R Rajagopal, Swarup Dasgupta, M Karthikeyan, Subrat Kumar (all Executive Directors), along with several nominees and directors. They oversee the bank's strategic direction and management.

As of March 2023, the management team of Bank Of India includes the following members:<BR><BR>1. Rajneesh Karnatak - Managing Director & CEO<BR>2. P R Rajagopal - Executive Director<BR>3. Swarup Dasgupta - Executive Director<BR>4. M Karthikeyan - Executive Director<BR>5. Subrat Kumar - Executive Director<BR>6. Subrata Das - Nominee (RBI)<BR>7. Bhushan Kumar Sinha - Nominee (Govt)<BR>8. Rajesh V Upadhya - Company Secretary & Compliance Officer<BR>9. Munish Kumar Ralhan - Non-Official Director<BR>10. Veni Thapar - Director (Shareholder)<BR>11. V V Shenoy - Director (Shareholder)<BR><BR>This team is responsible for the strategic direction and management of the bank.

What does Bank Of India do?

Bank of India is a state-owned commercial bank offering a variety of banking products and services to both corporate and retail customers. As of March 2025, it reported net sales of ₹18,323.21 crore and a net profit of ₹2,626 crore, with a market capitalization of ₹56,635 crore.

Overview:<BR>Bank of India is a state-owned commercial bank that provides a wide range of banking products and financial services to corporate and retail customers, operating within the Public Sector Bank industry and classified as a Large Cap entity.<BR><BR>History:<BR>Bank of India was incorporated in the year 1906. It remains a state-owned entity and the latest quarterly results reported are for March 2025, showcasing the bank's ongoing operations.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 18,323.21 Cr (Quarterly Results - Mar 2025)<BR>Most recent Net Profit: 2,626 Cr (Quarterly Results - Mar 2025)<BR>Market-cap value: Rs 56,635 Cr (Large Cap)<BR><BR>Key Metrics:<BR>P/E: N/A<BR>Industry P/E: N/A<BR>Dividend Yield: 2.25%<BR>Debt-Equity: N/A<BR>ROE: N/A<BR>Price-to-Book: N/A<BR><BR>Contact Details:<BR>Registrar Address: Bigshare Services Pvt Ltd, E-2, Ansa Industrial Estate, Saki Vihar Road, Saki Naka, Andheri (E), Mumbai

Has Bank Of India declared dividend?

Yes, Bank of India has declared a 40% dividend, with an ex-date of June 20, 2025, and a dividend yield of 2.25%. The bank has demonstrated strong total returns across various periods, with a total return of 216.3% over the last 5 years.

Bank Of India has declared a 40% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 40%<BR>- Ex-date: 20 Jun 25<BR><BR>Dividend Yield: 2.25%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was 5.31%, the dividend return was 3.45%, leading to a total return of 8.76%.<BR><BR>Over the past year, the price return remained at 5.31%, with a dividend return of 5.53%, resulting in a total return of 10.84%.<BR><BR>For the 2-year period, the price return was 67.43%, the dividend return was 11.72%, culminating in a total return of 79.15%.<BR><BR>In the 3-year span, the price return soared to 165.63%, while the dividend return was 24.52%, achieving a total return of 190.15%.<BR><BR>During the last 4 years, the price return was 50.73%, with a dividend return of 13.45%, resulting in a total return of 64.18%.<BR><BR>Finally, over the 5-year period, the price return reached 194.66%, and the dividend return was 21.64%, leading to a total return of 216.3%.<BR><BR>Overall, Bank Of India has shown a strong performance with significant total returns across all periods, alongside a notable dividend declaration, indicating a positive outlook for investors.

Who are the peers of the Bank Of India?

The peers of the Bank of India include Bank of Baroda, Punjab National Bank, Union Bank of India, Canara Bank, and others. In terms of performance, Indian Bank leads with a 1-year return of 5.11%, while Bank of India has a return of -8.30%.

Peers: The peers of the Bank Of India are St Bk of India, Bank Of Baroda, Punjab Natl.Bank, Union Bank (I), Canara Bank, Indian Bank, Bank of Maha, UCO Bank, Central Bank, and Pun. & Sind Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bank Of Baroda, Union Bank (I), Canara Bank, Indian Bank, Bank of Maha, and the rest have good management risk. Good growth is noted at Bank Of India, St Bk of India, and UCO Bank, while excellent growth is seen at Punjab Natl.Bank, Union Bank (I), Canara Bank, Indian Bank, Bank of Maha, and the rest. Average capital structure is found at St Bk of India, UCO Bank, and Central Bank, while good capital structure is noted at Bank Of Baroda, Punjab Natl.Bank, Union Bank (I), Canara Bank, Indian Bank, Bank Of India, Bank of Maha, and the rest.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Indian Bank at 5.11%, while UCO Bank has the lowest at -45.79%. The Bank Of India's 1-year return of -8.30% is better than UCO Bank's but worse than Indian Bank's. Additionally, UCO Bank and Central Bank have negative six-month returns.

Who are the top shareholders of the Bank Of India?

The top shareholders of the Bank of India include the President of India with 73.38%, Life Insurance Corporation of India - P & Gs Fund at 7.99%, and individual investors at 5.99%. Additionally, mutual fund schemes hold 4.37% and foreign institutional investors hold 3.89%.

The top shareholders of the Bank of India include the President of India, who holds the largest stake at 73.38%. Other significant shareholders are the Life Insurance Corporation of India - P & Gs Fund, with a holding of 7.99%, and individual investors, who collectively own 5.99%. Additionally, the bank has 30 mutual fund schemes holding 4.37% and 216 foreign institutional investors (FIIs) holding 3.89%.

How big is Bank Of India?

As of 24th July, Bank Of India has a market capitalization of 51,718.00 Cr and reported a net profit of 9,219.02 Cr, with total assets of 10,44,378.81 Cr. There is no valid data for net sales.

As of 24th July, Bank Of India has a market capitalization of 51,718.00 Cr, categorizing it as a Large Cap company.<BR><BR>In the latest four quarters, the company reported net sales of 0.00 Cr, indicating no valid data found for this metric. The net profit for the same period was 9,219.02 Cr.<BR><BR>The latest reporting period for the balance sheet is March 2025. Shareholder's funds were recorded at 78,601.44 Cr, while total assets amounted to 10,44,378.81 Cr.

Is Bank Of India technically bullish or bearish?

As of October 1, 2025, Bank Of India has a bullish trend supported by strong indicators like MACD and Bollinger Bands, despite a mildly bearish KST signal, and it has significantly outperformed the Sensex.

As of 1 October 2025, the technical trend for Bank Of India has changed from mildly bullish to bullish. The current stance is bullish with strong indicators supporting this view. The MACD is bullish on both the weekly and monthly time frames, and Bollinger Bands also indicate a bullish trend on both time frames. Daily moving averages confirm a bullish outlook as well. Although the KST shows a mildly bearish signal on the weekly and monthly, the overall strength of the bullish indicators outweighs this. Dow Theory supports a mildly bullish stance on both weekly and monthly charts. The stock has outperformed the Sensex significantly over various periods, further reinforcing the bullish sentiment.

When is the next results date for Bank Of India?

The next results date for Bank Of India is 17 October 2025.

The next results date for Bank Of India is scheduled for 17 October 2025.

Are Bank Of India latest results good or bad?

The latest results for Bank of India are positive, with a net profit of ₹2,525.64 crores in Q2 FY26, reflecting an 18.05% quarter-on-quarter growth. Despite some margin pressure, the bank maintains a strong capital adequacy ratio of 17.24% and offers an attractive dividend yield of 3.24%, indicating a solid growth trajectory.

The latest results for Bank of India are generally positive. In the second quarter of FY26, the bank reported a net profit of ₹2,525.64 crores, which marks an impressive quarter-on-quarter growth of 18.05%. This growth is also reflected in the year-on-year performance, with a 5.29% increase compared to the same quarter last year.<BR><BR>The bank's interest earned for the quarter was ₹18,521.48 crores, showing a modest increase of 0.30% from the previous quarter. However, net interest income did see a decline of 2.51% quarter-on-quarter, indicating some margin pressure, which is a concern in the current competitive environment.<BR><BR>On a positive note, Bank of India maintains a strong capital adequacy ratio of 17.24%, well above regulatory requirements, and a return on equity of 12.31%, indicating effective capital utilization. The bank also offers an attractive dividend yield of 3.24%, making it appealing for income-seeking investors.<BR><BR>Despite some challenges, such as the reliance on non-operating income for profitability, the overall financial performance suggests that Bank of India is on a solid growth trajectory, making the latest results favorable for investors.

Is Bank Of India overvalued or undervalued?

As of October 20, 2025, Bank of India is considered attractive and undervalued with a PE ratio of 5.94, a Price to Book Value of 0.72, and a PEG ratio of 0.17, outperforming the Sensex with a year-to-date return of 27.21%.

As of 20 October 2025, the valuation grade for Bank of India has moved from very attractive to attractive. The company is currently considered undervalued. Key ratios include a PE ratio of 5.94, a Price to Book Value of 0.72, and a PEG ratio of 0.17, which indicate strong value relative to earnings and growth potential.<BR><BR>In comparison to peers, Bank of India stands out with a significantly lower PE ratio than State Bank of India, which is rated as very expensive at 11.46, and Bank of Baroda, which is attractive at 7.14. The company’s net NPA to book value stands at 5.54%, which is manageable compared to industry standards. Notably, Bank of India has outperformed the Sensex with a year-to-date return of 27.21% compared to the Sensex's 7.97%, reinforcing its undervalued status in the market.

How has been the historical performance of Bank Of India?

Bank Of India has shown significant financial growth from March 2023 to March 2025, with interest earned rising from 47,647.72 Cr to 70,826.30 Cr, and profit after tax increasing from 4,022.94 Cr to 9,219.02 Cr, alongside substantial growth in total assets and liabilities. Overall, the bank's performance reflects a positive upward trend in income and profitability.

Answer:<BR>The historical performance of Bank Of India shows a significant upward trend in various financial metrics over the years, particularly from March 2023 to March 2025.<BR><BR>Breakdown:<BR>Bank Of India has demonstrated a robust increase in interest earned, rising from 47,647.72 Cr in March 2023 to 70,826.30 Cr in March 2025. This growth is driven by higher income from advances, which increased from 33,367.61 Cr in March 2023 to 50,044.94 Cr in March 2025. Total income also saw a substantial rise, reaching 79,819.92 Cr in March 2025, up from 54,747.61 Cr in March 2023. Net interest income improved from 20,274.90 Cr in March 2023 to 24,393.95 Cr in March 2025, while profit before tax surged from 6,229.31 Cr to 12,434.44 Cr in the same period. Profit after tax followed suit, increasing from 4,022.94 Cr to 9,219.02 Cr. The bank's total assets grew significantly from 8,17,669.54 Cr in March 2023 to 10,44,378.81 Cr in March 2025, alongside total liabilities which rose from 8,17,669.54 Cr to 10,44,378.82 Cr. The cash and cash equivalents also improved, with a closing balance of 100,280.00 Cr in March 2025, compared to 84,395.00 Cr in March 2023. Overall, Bank Of India has shown a positive trajectory in its financial performance, marked by increased income, profits, and asset growth.

Should I buy, sell or hold Bank Of India?

Why is Bank Of India falling/rising?

As of 06-May, the stock price of Bank Of India is rising to 142.45, following a trend reversal after five days of decline, with strong fundamentals and a significant return of 30.57% over the past year. Despite a drop in investor participation, the stock remains liquid and is trading at a fair value compared to peers.

As of 06-May, the stock price of Bank Of India is rising, currently at 142.45, reflecting a change of 3.85 or 2.78% increase. This upward movement follows a trend reversal, as the stock has gained after five consecutive days of decline. Additionally, the stock reached an intraday high of Rs 143.35, marking a 3.43% increase during the day.<BR><BR>The performance of the stock today is in line with the sector, where public banks have gained by 2.92%. Despite a recent decline in investor participation, with delivery volume falling by 24.73% against the five-day average, the stock remains liquid enough for trading, indicating ongoing interest from investors.<BR><BR>Fundamentally, Bank Of India shows strong lending practices with a low Gross NPA ratio of 2.26% and has reported positive results for the last 18 consecutive quarters. The company has demonstrated robust long-term growth, with a compound annual growth rate (CAGR) of 51.96% in net profits, which supports the stock's valuation. The stock is trading at a fair value compared to its peers, and its performance over the past year has significantly outpaced the broader market, generating a return of 30.57% compared to the BSE500's 4.81%.<BR><BR>Overall, the combination of a trend reversal, positive sector performance, strong fundamentals, and attractive valuation contributes to the rising stock price of Bank Of India.

Which are the latest news on Bank Of India?