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Bank Of India

Part of MojoOne Strategy
  • Market Cap: Mid Cap
  • Industry: Public Sector Bank
  • ISIN: INE084A01016
  • NSEID: BANKINDIA
  • BSEID: 532149
INR
143.15
1.6 (1.13%)
BSENSE

Dec 05

BSE+NSE Vol: 52.21 lacs

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stock-recommendationAnnual Results
Results Snapshot
Figures in Cr
Standalone Annual Results
Mar'25
Mar'24
Mar'23
Mar'22
Mar'21
Mar'20
Mar'19
Interest Earned
70,826.30
60,709.49
47,647.72
38,075.83
40,599.44
42,353.26
40,767.81
Income On Investments
17,205.03
14,122.68
11,943.20
11,116.26
11,547.79
10,704.15
9,972.89
Interest On Balances With Rbi Other Inter Bank Funds
3,195.29
2,890.89
1,666.38
623.39
1,142.09
2,431.53
2,837.66
Interest / Discount On Advances / Bills
50,044.94
42,881.01
33,367.61
25,841.51
27,406.74
28,804.74
27,250.35
Others
381.04
814.91
670.53
494.67
502.82
412.84
706.91
Other Income
8,993.62
6,094.85
7,099.89
7,878.73
6,841.87
6,713.07
4,658.89
Total Income
79,819.92
66,804.34
54,747.61
45,954.56
47,441.31
49,066.33
45,426.70
Interest Expended
46,432.35
37,656.57
27,372.82
24,013.73
26,329.60
27,096.29
27,110.14
Net Interest Income
24,393.95
23,052.92
20,274.90
14,062.10
14,269.84
15,256.97
13,657.67
Total Expenditure (Excl Depreciation)
16,975.46
15,079.16
13,982.17
11,952.38
10,839.11
10,451.40
10,224.35
Employee Cost
10,299.60
9,188.47
8,391.83
7,055.53
6,472.99
6,141.45
6,021.04
Other Operating Expenses
6,675.86
5,890.69
5,590.34
4,896.85
4,366.12
4,309.95
4,203.31
Operating Profit Before Provisions and Contingencies
16,412.11
14,068.61
13,392.62
9,988.45
10,272.60
11,518.64
8,092.21
Exceptional Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Provisions and contingencies
3,977.67
3,969.54
7,163.31
4,421.70
7,035.88
16,121.37
16,805.62
Profit Before Tax
12,434.44
10,099.07
6,229.31
5,566.75
3,236.72
-4,602.73
-8,713.41
Tax
3,215.42
3,781.15
2,206.37
2,162.05
1,076.42
-1,645.84
-3,166.51
Profit After Tax
9,219.02
6,317.92
4,022.94
3,404.70
2,160.30
-2,956.89
-5,546.90
Extraordinary Items
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
0.00
0.00
0.00
0.00
Net Profit
9,219.02
6,317.92
4,022.94
3,404.70
2,160.30
-2,956.89
-5,546.90
Face Value
10.0
10.0
10.0
10.0
10.0
10.0
10.0
Reserves
65,781.38
57,508.56
47,970.28
44,100.32
36,156.13
34,216.30
32,647.79
Earnings per share (EPS)
20.25
13.88
9.8
8.3
6.59
-9.02
-20.1
Diluted Earnings per share
20.25
14.9
9.8
8.84
6.59
-9.1
-29.79
Operating Profit Margin (Excl OI)
70.42%
68.62%
55.62%
57.0%
55.97%
37.26%
33.7%
Gross Profit Margin
17.56%
16.64%
13.07%
14.62%
7.97%
-10.87%
-21.37%
PAT Margin
13.02%
10.41%
8.44%
8.94%
5.32%
-6.98%
-13.61%
Net Interest Margin
2.82%
2.97%
3.01%
2.36%
2.48%
2.93%
2.56%
Return on Assets
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
CASA (%)
40.29%
43.21%
44.73%
45.02%
41.27%
41.5%
43.36%
CASA Amount
0.00
0.00
2,52,149.00
2,45,464.00
2,24,669.00
1,97,750.00
1,81,765.00
Capital Adequacy Ratio (Total)
17.77%
16.96%
16.28%
16.51%
14.93%
13.1%
14.19%
Capital Adequacy Ratio (Tier 1)
15.47%
15.62%
14.4%
13.92%
11.96%
9.9%
11.07%
Provision Coverage Ratio (%)
92.39%
90.59%
89.68%
87.76%
86.24%
83.75%
76.95%
Amount of Gross NPAs
21,748.89
29,182.77
37,685.56
45,605.40
56,534.95
61,549.93
60,661.12
Amount of Net NPAs
5,358.49
6,845.25
8,053.61
9,851.93
12,262.03
14,320.10
19,118.95
% of Net NPAs
0.82%
1.22%
1.66%
2.34%
3.35%
3.88%
5.61%
% of Gross NPAs
3.27%
4.98%
7.31%
9.98%
13.77%
14.78%
15.84%
Public Share Holdings (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Promotor Holding (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Pledged Capital (%)
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
Number of ATMs
8003.0
8230.0
8214.0
7949.0
5551.0
5750.0
6154.0
Number of Branches
5328.0
5170.0
5152.0
5128.0
5107.0
5106.0
5117.0
Annual Analysis Highlights
stock-summary

Interest Earned

YoY Growth in year ended Mar 2025 is 16.66% vs 27.41% in Mar 2024

stock-summary

Net Profit

YoY Growth in year ended Mar 2025 is 45.92% vs 57.05% in Mar 2024

stock-summary

Operating Profit (PBDIT)

YoY Growth in year ended Mar 2025 is 16.66% vs 5.05% in Mar 2024

stock-summary

% of Net NPAs

YoY Growth in year ended Mar 2025 is -0.40% vs -0.44% in Mar 2024

stock-summary

% of Gross NPAs

YoY Growth in year ended Mar 2025 is -1.71% vs -2.33% in Mar 2024

Compare Annual Results Of Bank Of India With
Markets Mojo
Figures in Cr
Standalone Annual Results
Markets Mojo
Markets Mojo
Change(INR)
Change(%)
Interest Earned
70,826.30
28,131.01
42,695.29
151.77%
Income On Investments
17,205.03
7,037.88
10,167.15
144.46%
Interest On Balances With Rbi Other Inter Bank Funds
3,195.29
175.88
3,019.41
1716.74%
Interest / Discount On Advances / Bills
50,044.94
20,182.13
29,862.81
147.97%
Others
381.04
735.12
-354.08
-48.17%
Other Income
8,993.62
5,545.07
3,448.55
62.19%
Total Income
79,819.92
33,676.08
46,143.84
137.02%
Interest Expended
46,432.35
17,240.80
29,191.55
169.32%
Net Interest Income
24,393.95
10,890.21
13,503.74
124.0%
Total Expenditure (Excl Depreciation)
16,975.46
7,747.27
9,228.19
119.12%
Employee Cost
10,299.60
4,666.40
5,633.20
120.72%
Other Operating Expenses
6,675.86
3,080.87
3,594.99
116.69%
Operating Profit Before Provisions and Contingencies
16,412.11
8,688.01
7,724.10
88.91%
Exceptional Items
0.00
0.00
0.00
Provisions and contingencies
3,977.67
4,176.29
-198.62
-4.76%
Profit Before Tax
12,434.44
4,511.72
7,922.72
175.6%
Tax
3,215.42
1,177.01
2,038.41
173.19%
Profit After Tax
9,219.02
3,334.71
5,884.31
176.46%
Extraordinary Items
0.00
0.00
0.00
Prior Period Expenses
0.00
0.00
0.00
Other Adjustments
0.00
0.00
0.00
Net Profit
9,219.02
3,334.71
5,884.31
176.46%
Face Value
10.00
10.00
0.00
Reserves
65,781.38
9,489.99
56,291.39
593.17%
Earnings per share (EPS)
20.25
1.73
18.52
1070.52%
Diluted Earnings per share
20.25
1.76
18.49
1050.57%
Operating Profit Margin (Excl OI)
70.42%
57.61%
0.00
12.81%
Gross Profit Margin
17.56%
16.04%
0.00
1.52%
PAT Margin
13.02%
11.85%
0.00
1.17%
Net Interest Margin
2.82%
3.25%
-0.43
-0.43%
Return on Assets
0.00%
0.00%
0.00
0.00%
CASA (%)
40.29%
43.65%
-3.36
-3.36%
CASA Amount
0.00
0.00
0.00
Capital Adequacy Ratio (Total)
17.77%
19.74%
-1.97
-1.97%
Capital Adequacy Ratio (Tier 1)
15.47%
17.13%
-1.66
-1.66%
Provision Coverage Ratio (%)
92.39%
97.30%
-4.91
-4.91%
Amount of Gross NPAs
21,748.89
5,347.72
16,401.17
306.69%
Amount of Net NPAs
5,358.49
911.86
4,446.63
487.64%
% of Net NPAs
0.82%
0.37%
0.45
0.45%
% of Gross NPAs
3.27%
2.14%
1.13
1.13%
Public Share Holdings (%)
0.00%
0.00%
0.00
0.00%
Pledged Promotor Holding (%)
0.00%
0.00%
0.00
0.00%
Pledged Capital (%)
0.00%
0.00%
0.00
0.00%
Number of ATMs
8,003.00
3,497.00
4,506.00
128.85%
Number of Branches
5,328.00
3,335.00
1,993.00
59.76%
Annual - Interest Earned
Interest Earned 70826.3 Cr
in Mar 2025

Figures in Cr
stock-summary

YoY Growth in year ended Mar 2025 is 16.66% vs 27.41% in Mar 2024

Annual - Net Profit
Net Profit 9,219.02 Cr
in Mar 2025

Figures in Cr
stock-summary

YoY Growth in year ended Mar 2025 is 45.92% vs 57.05% in Mar 2024

Annual - Operating Profit (PBDIT)
Operating Profit (PBDIT) 16,412.11 Cr
in Mar 2025

Figures in Cr
stock-summary

YoY Growth in year ended Mar 2025 is 16.66% vs 5.05% in Mar 2024

Annual - % of Net NPAs
% of Net NPAs 0.82%
in Mar 2025

Figures in %
stock-summary

YoY Growth in year ended Mar 2025 is -0.40% vs -0.44% in Mar 2024

Annual - % of Gross NPAs
% of Gross NPAs 3.27%
in Mar 2025

Figures in %
stock-summary

YoY Growth in year ended Mar 2025 is -1.71% vs -2.33% in Mar 2024

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