Bank Of India

Why is Bank Of India falling/rising?

As of 06-Aug, the stock price of Bank Of India is rising to 142.50, driven by strong financial fundamentals, consistent performance, and positive investor sentiment. The stock has outperformed the benchmark Sensex and shows attractive valuations compared to peers, indicating strong investor confidence.

As of 06-Aug, the stock price of Bank Of India is rising, currently at 142.50, with a change of 1.7 (1.21%) upwards. This upward movement can be attributed to several factors. Over the past week, the stock has gained 3.83%, outperforming the benchmark Sensex, which only increased by 1.32%. Additionally, the stock has shown consistent performance, having gained for the last five consecutive days.<BR><BR>The company has demonstrated strong financial fundamentals, including a low Gross NPA ratio of 1.81% and a significant growth in net profits at a compound annual growth rate (CAGR) of 40.98%. These strong lending practices and robust profit growth have contributed to positive investor sentiment. Furthermore, the stock is trading at a discount compared to its peers, with a Price to Book Value of 0.7, making it an attractive investment option.<BR><BR>Despite a slight underperformance against its sector today, where it lagged by 1.04%, the overall market-beating performance over the past year, with a return of 27.57% compared to the market's 4.47%, indicates strong investor confidence. The high institutional holdings at 20.84% also suggest that knowledgeable investors are backing the stock, further supporting its rising price. Overall, the combination of strong financial results, consistent performance, and favorable valuations are driving the stock price of Bank Of India upward.

Which are the latest news on Bank Of India?

Are Bank Of India latest results good or bad?

Bank of India's latest results are largely positive, with a net profit of ₹3,067.90 crores for Q1 FY27, marking a 36.22% year-on-year growth and improved asset quality, although there are some concerns about margin pressures and cautious investor sentiment.

Bank of India's latest results can be considered quite positive overall. The bank reported a net profit of ₹3,067.90 crores for Q1 FY27, which reflects a significant year-on-year growth of 36.22%. This is the highest quarterly profit in the bank's recent history, indicating strong profitability.<BR><BR>Additionally, the asset quality metrics have improved notably, with the gross non-performing assets (NPAs) declining to a record low of 1.81% from 2.92% a year ago, and net NPAs down to 0.51% from 0.75%. This improvement in asset quality is a strong indicator of the bank's effective risk management and recovery efforts.<BR><BR>Net interest income also saw a healthy increase of 12.60% year-on-year, reaching ₹6,832.54 crores, although the net interest margin did contract slightly to 2.52% from 2.55% in the previous year. <BR><BR>While the fundamentals appear strong, there are mixed signals in the market, with some technical indicators showing a mildly bearish trend. Institutional investors are also displaying cautious positioning, which could reflect concerns about the competitive pressures impacting the bank's margins and the recent decline in its CASA ratio.<BR><BR>In summary, while there are some challenges, particularly regarding margins and investor sentiment, the overall financial performance indicates a solid trajectory for Bank of India, making the latest results largely favorable.

Should I buy, sell or hold Bank Of India?

When is the next results date for Bank Of India?

The next results date for Bank Of India is 24 July 2026.

The next results date for Bank Of India is scheduled for 24 July 2026.

How big is Bank Of India?

As of 10th June, Bank Of India has a market capitalization of 67,607.00 Cr and reported a net profit of 10,527.15 Cr over the latest four quarters, with total assets of 11,65,362.64 Cr.

As of 10th June, <BR><BR>Market Cap: Bank Of India has a market capitalization of 67,607.00 Cr, categorizing it as a Mid Cap company.<BR><BR>Recent Quarterly Performance: The company reported net sales of 0.00 Cr for the latest quarters, indicating no valid data found for summing. The net profit for the latest four quarters is 10,527.15 Cr.<BR><BR>Balance Sheet Snapshot: The reporting period for the balance sheet is March 2026. Shareholder's funds stand at 87,990.22 Cr, while total assets amount to 11,65,362.64 Cr.

Who are in the management team of Bank Of India?

The management team of Bank of India includes Rajneesh Karnatak (MD & CEO), P R Rajagopal, Swarup Dasgupta, M Karthikeyan, Subrat Kumar (all Executive Directors), along with various nominees and directors, overseeing the bank's operations and strategy.

The management team of Bank of India includes the following members:<BR><BR>1. **Rajneesh Karnatak** - Managing Director & CEO<BR>2. **P R Rajagopal** - Executive Director<BR>3. **Swarup Dasgupta** - Executive Director<BR>4. **M Karthikeyan** - Executive Director<BR>5. **Subrat Kumar** - Executive Director<BR>6. **Subrata Das** - Nominee (RBI)<BR>7. **Bhushan Kumar Sinha** - Nominee (Govt)<BR>8. **Rajesh V Upadhya** - Company Secretary & Compliance Officer<BR>9. **Munish Kumar Ralhan** - Non-Official Director<BR>10. **Veni Thapar** - Director (Shareholder)<BR>11. **V V Shenoy** - Director (Shareholder)<BR><BR>This team is responsible for overseeing the operations and strategic direction of the bank.

Who are the peers of the Bank Of India?

The peers of the Bank of India include Bank of Baroda, Union Bank, Punjab National Bank, Canara Bank, Indian Bank, Bank of Maharashtra, IOB, UCO Bank, Central Bank, and Punjab & Sind Bank. Bank of Maharashtra leads with a 1-year return of 50.08%, while IOB has the lowest at -17.05%; Bank of India has a return of 14.97%.

Peers: The peers of the Bank Of India are Bank Of Baroda, Union Bank (I), Punjab Natl.Bank, Canara Bank, Indian Bank, Bank of Maha, I O B, UCO Bank, Central Bank, and Pun. & Sind Bank.<BR><BR>Quality Snapshot: Excellent management risk is observed at Bank of Maha, while Good management risk is found at Bank Of Baroda, Union Bank (I), Punjab Natl.Bank, Canara Bank, Indian Bank, I O B, UCO Bank, and Central Bank, and the rest. Growth is Excellent at Bank of Maha, while Good growth is noted at Bank Of Baroda, Union Bank (I), Punjab Natl.Bank, Canara Bank, Indian Bank, I O B, UCO Bank, and Central Bank, and the rest. Good capital structure is seen at Bank Of Baroda, Union Bank (I), Punjab Natl.Bank, Canara Bank, Indian Bank, I O B, UCO Bank, Central Bank, and the rest, while Excellent capital structure is found at Pun. & Sind Bank.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Bank of Maha at 50.08%, while the lowest is I O B at -17.05%. The Bank Of India has a 1-year return of 14.97%, which is higher than I O B but lower than Bank of Maha. Additionally, UCO Bank and Central Bank have negative six-month returns.

What does Bank Of India do?

Bank of India is a state-owned commercial bank offering a variety of banking products and services to corporate and retail customers. As of March 2026, it reported net sales of ₹19,475.86 Cr and a net profit of ₹3,016 Cr, with a market capitalization of ₹67,607 Cr.

Overview:<BR>Bank of India is a state-owned commercial bank that provides a wide range of banking products and financial services to corporate and retail customers, operating within the public sector banking industry and classified as a mid-cap company.<BR><BR>History:<BR>Bank of India was incorporated in the year 1906. It is a state-owned entity and has been providing banking services for over a century. The latest quarterly results reported are for March 2026, showing significant sales and profit figures.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: 19,475.86 Cr (Quarterly Results - Mar 2026)<BR>Most recent Net Profit: 3,016 Cr (Quarterly Results - Mar 2026)<BR>Market-cap value: INR 67,607 Cr (Mid Cap)<BR><BR>Key Metrics:<BR>Industry: Public Sector Bank<BR>Dividend Yield: 5.82%<BR>CAR: 15.35%<BR>Return on Assets: 0.90%<BR>Net NPA: 0.56%<BR>Gross NPA: 1.98%<BR><BR>Contact Details:<BR>Registrar Address: Bigshare Services Pvt Ltd, E-2, Ansa Industrial Estate, Saki Vihar Road, Saki Naka, Andheri (E), Mumbai<BR>Phone: N/A<BR>Email: N/A<BR>Website: N/A

How has been the historical performance of Bank Of India?

Bank Of India has shown significant financial growth from March 2023 to March 2025, with interest earned rising from 47,647.72 Cr to 70,826.30 Cr, and profit after tax increasing from 4,022.94 Cr to 9,219.02 Cr, alongside substantial growth in total assets and liabilities. Overall, the bank's performance reflects a positive upward trend in income and profitability.

Answer:<BR>The historical performance of Bank Of India shows a significant upward trend in various financial metrics over the years, particularly from March 2023 to March 2025.<BR><BR>Breakdown:<BR>Bank Of India has demonstrated a robust increase in interest earned, rising from 47,647.72 Cr in March 2023 to 70,826.30 Cr in March 2025. This growth is driven by higher income from advances, which increased from 33,367.61 Cr in March 2023 to 50,044.94 Cr in March 2025. Total income also saw a substantial rise, reaching 79,819.92 Cr in March 2025, up from 54,747.61 Cr in March 2023. Net interest income improved from 20,274.90 Cr in March 2023 to 24,393.95 Cr in March 2025, while profit before tax surged from 6,229.31 Cr to 12,434.44 Cr in the same period. Profit after tax followed suit, increasing from 4,022.94 Cr to 9,219.02 Cr. The bank's total assets grew significantly from 8,17,669.54 Cr in March 2023 to 10,44,378.81 Cr in March 2025, alongside total liabilities which rose from 8,17,669.54 Cr to 10,44,378.82 Cr. The cash and cash equivalents also improved, with a closing balance of 100,280.00 Cr in March 2025, compared to 84,395.00 Cr in March 2023. Overall, Bank Of India has shown a positive trajectory in its financial performance, marked by increased income, profits, and asset growth.

Is Bank Of India overvalued or undervalued?

As of October 20, 2025, Bank of India is considered attractive and undervalued with a PE ratio of 5.94, a Price to Book Value of 0.72, and a PEG ratio of 0.17, outperforming the Sensex with a year-to-date return of 27.21%.

As of 20 October 2025, the valuation grade for Bank of India has moved from very attractive to attractive. The company is currently considered undervalued. Key ratios include a PE ratio of 5.94, a Price to Book Value of 0.72, and a PEG ratio of 0.17, which indicate strong value relative to earnings and growth potential.<BR><BR>In comparison to peers, Bank of India stands out with a significantly lower PE ratio than State Bank of India, which is rated as very expensive at 11.46, and Bank of Baroda, which is attractive at 7.14. The company’s net NPA to book value stands at 5.54%, which is manageable compared to industry standards. Notably, Bank of India has outperformed the Sensex with a year-to-date return of 27.21% compared to the Sensex's 7.97%, reinforcing its undervalued status in the market.

Is Bank Of India technically bullish or bearish?

As of October 1, 2025, Bank Of India has a bullish trend supported by strong indicators like MACD and Bollinger Bands, despite a mildly bearish KST signal, and it has significantly outperformed the Sensex.

As of 1 October 2025, the technical trend for Bank Of India has changed from mildly bullish to bullish. The current stance is bullish with strong indicators supporting this view. The MACD is bullish on both the weekly and monthly time frames, and Bollinger Bands also indicate a bullish trend on both time frames. Daily moving averages confirm a bullish outlook as well. Although the KST shows a mildly bearish signal on the weekly and monthly, the overall strength of the bullish indicators outweighs this. Dow Theory supports a mildly bullish stance on both weekly and monthly charts. The stock has outperformed the Sensex significantly over various periods, further reinforcing the bullish sentiment.

Who are the top shareholders of the Bank Of India?

The top shareholders of the Bank of India include the President of India with 73.38%, Life Insurance Corporation of India - P & Gs Fund at 7.99%, and individual investors at 5.99%. Additionally, mutual fund schemes hold 4.37% and foreign institutional investors hold 3.89%.

The top shareholders of the Bank of India include the President of India, who holds the largest stake at 73.38%. Other significant shareholders are the Life Insurance Corporation of India - P & Gs Fund, with a holding of 7.99%, and individual investors, who collectively own 5.99%. Additionally, the bank has 30 mutual fund schemes holding 4.37% and 216 foreign institutional investors (FIIs) holding 3.89%.

Has Bank Of India declared dividend?

Yes, Bank of India has declared a 40% dividend, with an ex-date of June 20, 2025, and a dividend yield of 2.25%. The bank has demonstrated strong total returns across various periods, with a total return of 216.3% over the last 5 years.

Bank Of India has declared a 40% dividend.<BR><BR>Dividend Details:<BR>- Percentage announced: 40%<BR>- Ex-date: 20 Jun 25<BR><BR>Dividend Yield: 2.25%.<BR><BR>Total Returns by Period:<BR>In the last 6 months, the price return was 5.31%, the dividend return was 3.45%, leading to a total return of 8.76%.<BR><BR>Over the past year, the price return remained at 5.31%, with a dividend return of 5.53%, resulting in a total return of 10.84%.<BR><BR>For the 2-year period, the price return was 67.43%, the dividend return was 11.72%, culminating in a total return of 79.15%.<BR><BR>In the 3-year span, the price return soared to 165.63%, while the dividend return was 24.52%, achieving a total return of 190.15%.<BR><BR>During the last 4 years, the price return was 50.73%, with a dividend return of 13.45%, resulting in a total return of 64.18%.<BR><BR>Finally, over the 5-year period, the price return reached 194.66%, and the dividend return was 21.64%, leading to a total return of 216.3%.<BR><BR>Overall, Bank Of India has shown a strong performance with significant total returns across all periods, alongside a notable dividend declaration, indicating a positive outlook for investors.