Ind Bank Housing

Why is Ind Bank Housing Ltd falling/rising?

As of 29-Jun, Ind Bank Housing Ltd's stock price is currently at 45.33, reflecting a decline after three days of gains and underperforming its sector. Despite a year-to-date increase of 14.76%, recent trading activity and performance suggest weakening momentum and investor confidence.

As of 29-Jun, Ind Bank Housing Ltd's stock price is falling, currently at 45.33, which reflects a decrease of 0.88 or 1.9%. This decline comes after a period of three consecutive days of gains, indicating a trend reversal. The stock has underperformed its sector by 1.77% today, suggesting that it is not keeping pace with its peers. <BR><BR>In terms of performance over different periods, the stock has shown a year-to-date increase of 14.76%, which is significantly better than the Sensex's decline of 9.96%. However, in the last month, the stock has dropped by 4.79%, while the Sensex has gained 2.61%. This recent underperformance could be contributing to the current price drop.<BR><BR>Additionally, there has been a notable decrease in investor participation, with the delivery volume on June 25 falling by 12.79% compared to the 5-day average. This decline in trading activity may indicate a lack of confidence among investors, further pressuring the stock price downward. <BR><BR>While the stock is trading above its 100-day and 200-day moving averages, it is below its shorter-term moving averages (5-day, 20-day, and 50-day), which may suggest a weakening momentum. Overall, these factors combined are contributing to the current decline in Ind Bank Housing Ltd's stock price.

Which are the latest news on Ind Bank Housing?

How big is Ind Bank Housing?

As of 10th June, Ind Bank Housing Ltd has a market capitalization of 49.00 Cr, with reported Net Sales of 0.00 Cr and a Net Profit loss of 0.09 Cr in the latest four quarters. The balance sheet for March 2025 shows Shareholder's Funds at a loss of 120.87 Cr and Total Assets valued at 8.63 Cr.

As of 10th June, Ind Bank Housing Ltd has a market capitalization of 49.00 Cr, categorizing it as a Micro Cap company.<BR><BR>In the latest four quarters, the company reported Net Sales of 0.00 Cr and a Net Profit loss of 0.09 Cr.<BR><BR>The latest annual period for the balance sheet is March 2025, showing Shareholder's Funds at a loss of 120.87 Cr and Total Assets valued at 8.63 Cr.

Who are in the management team of Ind Bank Housing?

The management team of Ind Bank Housing includes V. Hari Babu (Executive Director & Managing Director), Imran Amin Siddiqui, Sunil Jain, S. Thangaraju (all Non-Executive Directors/Nominees), and independent directors T R Chandrasekaran, Padma Sridharan, and G R Sundaravadivel. This team combines executive leadership with independent oversight.

The management team of Ind Bank Housing includes the following individuals:<BR><BR>1. **V. Hari Babu** - Executive Director & Managing Director<BR>2. **Imran Amin Siddiqui** - Non-Executive Director / Nominee<BR>3. **Sunil Jain** - Non-Executive Director / Nominee<BR>4. **S. Thangaraju** - Non-Executive Director / Nominee<BR>5. **T R Chandrasekaran** - Independent Non-Executive Director<BR>6. **Padma Sridharan** - Independent Non-Executive Director<BR>7. **G R Sundaravadivel** - Independent Non-Executive Director<BR><BR>This team brings a mix of executive and independent oversight to the company.

Who are the peers of the Ind Bank Housing?

Ind Bank Housing's peers include Repco Home Fin, GIC Housing Fin, SRG Housing, Reliance Home, Star Housing Fin, Ruparel Food, India Home Loans, Sahara Housing, and Manraj Hsg.Fin. Ind Bank Housing leads with a 21.30% 1-year return, while Reliance Home has the lowest at -71.22%.

Peers: The peers of Ind Bank Housing are Repco Home Fin, GIC Housing Fin, SRG Housing, Reliance Home, Star Housing Fin, Ruparel Food, India Home Loans, Sahara Housing, and Manraj Hsg.Fin.<BR><BR>Quality Snapshot: Excellent management risk is observed at Repco Home Fin, while Below Average management risk is found at GIC Housing Fin, SRG Housing, Reliance Home, Star Housing Fin, Ruparel Food, India Home Loans, Sahara Housing, and Manraj Hsg.Fin. Growth is rated as Good for SRG Housing, Excellent for Star Housing Fin, and Below Average for the rest. In terms of Capital Structure, Excellent ratings are given to Repco Home Fin, GIC Housing Fin, SRG Housing, Star Housing Fin, Ruparel Food, India Home Loans, and Sahara Housing, while Reliance Home has an Average rating and the rest do not qualify.<BR><BR>Return Snapshot: The peer with the highest 1-year return is Ind Bank Housing at 21.30%, while the peer with the lowest is Reliance Home at -71.22%. Ind Bank Housing's return is significantly higher than all its peers. Additionally, the six-month return is negative for Reliance Home, Star Housing Fin, and India Home Loans.

What does Ind Bank Housing do?

Ind Bank Housing Ltd is a micro-cap company in India that provides long-term housing finance for individuals and companies. As of March 2026, it reported a net profit of 0 Cr and has a market capitalization of INR 49 Cr.

Overview:<BR>Ind Bank Housing Ltd is a micro-cap company in the housing finance industry that provides long-term finance to individuals and companies for constructing or purchasing residential premises in India.<BR><BR>History:<BR>Ind Bank Housing Ltd was incorporated on 28 January 1991 and commenced business on 5 February 1991. The latest quarterly results reported are for March 2026, showing a net profit of 0 Cr.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: N/A<BR>Most recent Net Profit: 0 Cr (Quarterly Results - Mar 2026)<BR>Market-cap value: INR 49 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: N/A<BR>Industry P/E: 12<BR>Dividend Yield: 0.00%<BR>Debt-Equity: -1.07<BR>Return on Equity: 0.07%<BR>Price to Book: -0.40<BR><BR>Contact Details:<BR>Address: 3rd Floor, 480 Anna Salai Nandanam Chennai Tamil Nadu : 600035<BR>Tel: 91-044-2432 9235<BR>Email: indhouse@vsnl.com<BR>Website: http://www.indbankhousing.com

Are Ind Bank Housing Ltd latest results good or bad?

Ind Bank Housing Ltd's latest results are concerning, showing a net loss of ₹0.02 crores and negative shareholder equity of ₹120.87 crores, indicating ongoing financial distress and no revenue generation. Investors should be cautious, as the company's outlook remains bleak.

Ind Bank Housing Ltd's latest results indicate a challenging financial situation. In Q4 FY26, the company reported a net loss of ₹0.02 crores, which is a decline from a modest profit of ₹0.06 crores in the previous quarter. This marks a continuation of a trend of erratic profitability, with the company having zero net sales and relying on minimal other income for revenue.<BR><BR>The financial position is particularly concerning, as the company has negative shareholder equity of ₹120.87 crores, indicating that accumulated losses have completely eroded its equity base. Current liabilities significantly exceed current assets, raising questions about its ability to meet obligations.<BR><BR>Despite these fundamental weaknesses, the stock has shown some volatility, with a recent price increase of 5.25% on April 13, bringing it to ₹46.50. However, this price movement appears disconnected from the company's underlying financial health, which is characterized by zero revenue generation and ongoing losses.<BR><BR>Overall, the results can be characterized as bad, reflecting a company in distress with no clear path to recovery or profitability. Investors should approach with caution, as the outlook remains bleak given the lack of operational activity and ongoing financial challenges.

Should I buy, sell or hold Ind Bank Housing Ltd?

When is the next results date for Ind Bank Housing Ltd?

Ind Bank Housing Ltd will announce its results on 13 April 2026.

Ind Bank Housing Ltd will declare its results on 13 April 2026.

Is Ind Bank Housing overvalued or undervalued?

As of December 4, 2025, Ind Bank Housing's valuation has improved to attractive, but it remains overvalued with severely negative financial ratios and a year-to-date stock decline of 24.04%, significantly underperforming compared to its peers and the Sensex.

As of 4 December 2025, the valuation grade for Ind Bank Housing has moved from risky to attractive, indicating a significant improvement in its perceived value. Despite this positive shift, the company appears to be overvalued based on its current financial ratios. The PE ratio stands at -169.26, the price to book value is -0.32, and the EV to EBITDA is -153.37, all of which suggest severe financial distress.<BR><BR>In comparison to its peers, Ind Bank Housing's ratios are starkly unfavorable. For instance, HUDCO, categorized as very expensive, has a PE ratio of 15.88, while LIC Housing Finance, rated as attractive, has a PE of 5.44. This stark contrast highlights that Ind Bank Housing is not only underperforming relative to its peers but also facing significant valuation challenges. Additionally, the company's recent stock performance shows a decline of 24.04% year-to-date, contrasting with the Sensex's gain of 9.12%, further reinforcing the notion that it is currently overvalued.

How has been the historical performance of Ind Bank Housing?

Ind Bank Housing has experienced a significant decline in financial performance, with net sales dropping from 0.36 Cr in March 2021 to zero by March 2025, and operating profit turning negative, resulting in a loss of -0.30 Cr. Reserves fell to -129.88 Cr, and cash equivalents decreased from 5.60 Cr to 3.00 Cr, indicating severe financial struggles.

Answer:<BR>The historical performance of Ind Bank Housing shows a consistent decline in financial metrics over the years, particularly from March 2021 to March 2025. The company reported net sales of 0.36 Cr in March 2021, which dropped to zero in the subsequent years, indicating a complete halt in revenue generation by March 2025. Total operating income followed the same trend, peaking at 0.36 Cr in March 2021 and falling to zero by March 2025. Operating profit, which was positive at 2.75 Cr in March 2020, turned negative in subsequent years, reaching -0.30 Cr by March 2025. Profit before tax and profit after tax also reflected this downward trajectory, with losses increasing from -0.19 Cr in March 2021 to -0.31 Cr in March 2025. The company's reserves have significantly deteriorated, showing a negative balance of -129.88 Cr in March 2025 compared to a positive reserve of 5.83 Cr in March 2021. The book value per share has also declined sharply, reaching -120.87 in March 2025. Cash and cash equivalents decreased from 5.60 Cr in March 2020 to 3.00 Cr in March 2025, further illustrating the company's financial struggles.<BR><BR>Breakdown:<BR>Ind Bank Housing's financial performance has been characterized by a significant decline in key metrics over the years. From March 2021, when net sales were 0.36 Cr, the company has seen a complete drop to zero sales by March 2025. Operating income mirrored this decline, falling from 0.36 Cr to zero. The operating profit, which was positive at 2.75 Cr in March 2020, turned negative in the following years, culminating in a loss of -0.30 Cr by March 2025. Profit before tax and profit after tax also worsened, with losses increasing from -0.19 Cr in March 2021 to -0.31 Cr in March 2025. Reserves have plummeted to -129.88 Cr, a stark contrast to the positive reserves of 5.83 Cr in March 2021. The book value per share has similarly declined to -120.87, while cash and cash equivalents decreased from 5.60 Cr in March 2020 to 3.00 Cr in March 2025, indicating a troubling financial trajectory for the company.

Who are the top shareholders of the Ind Bank Housing?

The top shareholders of Ind Bank Housing are Indian Bank with 51%, Housing and Urban Development Corporation Ltd with 25%, and individual investors holding 22.62%. There are no holdings by mutual funds or foreign institutional investors.

The top shareholders of Ind Bank Housing are primarily the promoters, with Indian Bank holding the largest stake at 51.0%. The next significant shareholder is the Housing and Urban Development Corporation Ltd, which owns 25%. Additionally, individual investors hold 22.62% of the shares. There are currently no holdings by mutual funds or foreign institutional investors.

What is the technical trend for Ind Bank Housing?

As of June 4, 2025, Ind Bank Housing's technical trend is mildly bearish, with mixed signals from MACD and bearish indicators from Bollinger Bands and KST, despite a mildly bullish stance indicated by Dow Theory on the weekly chart.

As of 4 June 2025, the technical trend for Ind Bank Housing has changed from bearish to mildly bearish. The weekly MACD indicates a mildly bullish stance, while the monthly MACD shows a mildly bearish trend. The daily moving averages are also mildly bearish, suggesting short-term weakness. Bollinger Bands and KST are bearish on both weekly and monthly time frames, reinforcing the overall bearish sentiment. The Dow Theory indicates a mildly bullish trend on the weekly chart, but lacks a clear direction on the monthly chart. Overall, the current technical stance is mildly bearish, driven primarily by the mixed signals from MACD and the bearish indicators from Bollinger Bands and KST.

Has Ind Bank Housing declared dividend?

No Dividend History Available