Ind Bank Housing

how big is Ind Bank Housing?

As of Jun 06, Ind Bank Housing Ltd has a market capitalization of 41.00 Cr, categorizing it as a Micro Cap company, with recent net sales of 0.00 Cr and a net profit of -0.30 Cr. The balance sheet shows shareholder's funds at -120.57 Cr and total assets of 8.94 Cr.

As of Jun 06, Ind Bank Housing Ltd has a market capitalization of 41.00 Cr, categorizing it as a Micro Cap company.<BR><BR>As of Jun 06, the company's recent quarterly performance shows a sum of Net Sales for the latest four quarters (Mar'25, Dec'24, Sep'24, Jun'24) at 0.00 Cr and a sum of Net Profit at -0.30 Cr. This data is based on Standalone financials.<BR><BR>As of Mar'24, the Balance Sheet Snapshot indicates that this is Standalone data. The Shareholder's Funds are reported at -120.57 Cr, while Total Assets amount to 8.94 Cr.

Who are in the management team of Ind Bank Housing?

As of March 2022, the management team of Ind Bank Housing includes V. Hari Babu (Executive Director & Managing Director), Imran Amin Siddiqui, Sunil Jain, S. Thangaraju (all Non-Executive Directors/Nominees), and independent directors T R Chandrasekaran, Padma Sridharan, and G R Sundaravadivel. This diverse team oversees the company's governance and strategic direction.

As of March 2022, the management team of Ind Bank Housing includes the following individuals:<BR><BR>1. V. Hari Babu - Executive Director & Managing Director<BR>2. Imran Amin Siddiqui - Non-Executive Director / Nominee<BR>3. Sunil Jain - Non-Executive Director / Nominee<BR>4. S. Thangaraju - Non-Executive Director / Nominee<BR>5. T R Chandrasekaran - Independent Non-Executive Director<BR>6. Padma Sridharan - Independent Non-Executive Director<BR>7. G R Sundaravadivel - Independent Non-Executive Director<BR><BR>This team comprises a mix of executive and non-executive directors, including independent directors, contributing to the governance and strategic direction of the company.

Has Ind Bank Housing declared dividend?

No Dividend History Available

Who are the peers of the Ind Bank Housing?

Ind Bank Housing's peers include Bajaj Housing, LIC Housing Fin., PNB Housing, Aadhar Hsg. Fin., Aptus Value Hou., Aavas Financiers, Home First Finan, Sahara Housing, and Manraj Hsg. Fin., with varying management risks and growth rates; PNB Housing has the highest 1-year return at 45.17%, while Home First Finan has the lowest at -20.15%.

Peers: The peers of Ind Bank Housing are Bajaj Housing, LIC Housing Fin., PNB Housing, Aadhar Hsg. Fin., Aptus Value Hou., Aavas Financiers, Home First Finan, Sahara Housing, and Manraj Hsg.Fin.<BR><BR>Quality Snapshot: Excellent management risk is observed at Aptus Value Hou., while Good management risk is found at LIC Housing Fin., Aavas Financiers, and Home First Finan. Average management risk is present at Bajaj Housing, PNB Housing, and Aadhar Hsg. Fin., and the rest have Below Average or do not qualify. Growth is Excellent at Home First Finan, Good at Aadhar Hsg. Fin., Aptus Value Hou., Aavas Financiers, and the rest have Below Average or do not qualify. Capital Structure is Excellent at Bajaj Housing, PNB Housing, Aadhar Hsg. Fin., Aptus Value Hou., Aavas Financiers, Home First Finan, and Sahara Housing, while the rest do not qualify.<BR><BR>Return Snapshot: The peer with the highest 1-year return is PNB Housing at 45.17%, while the lowest is Home First Finan at -20.15%, which is worse than Ind Bank Housing's own 1-year return of -20.15%. Additionally, Aadhar Hsg. Fin. and Aptus Value Hou. have negative six-month returns.

What is the technical trend for Ind Bank Housing?

As of June 4, 2025, Ind Bank Housing's technical trend is mildly bearish, with mixed signals from MACD and bearish indicators from Bollinger Bands and KST, despite a mildly bullish stance indicated by Dow Theory on the weekly chart.

As of 4 June 2025, the technical trend for Ind Bank Housing has changed from bearish to mildly bearish. The weekly MACD indicates a mildly bullish stance, while the monthly MACD shows a mildly bearish trend. The daily moving averages are also mildly bearish, suggesting short-term weakness. Bollinger Bands and KST are bearish on both weekly and monthly time frames, reinforcing the overall bearish sentiment. The Dow Theory indicates a mildly bullish trend on the weekly chart, but lacks a clear direction on the monthly chart. Overall, the current technical stance is mildly bearish, driven primarily by the mixed signals from MACD and the bearish indicators from Bollinger Bands and KST.

What does Ind Bank Housing do?

Ind Bank Housing Ltd is a micro-cap company in India that provides long-term financing for residential property construction and purchases. Incorporated in 1991, it reported a net profit of 0 crore for March 2025, with a market cap of INR 39 crore.

Overview:<BR>Ind Bank Housing Ltd is a micro-cap company operating in the housing finance industry, providing long-term finance for the construction or purchase of residential properties in India.<BR><BR>History:<BR>Incorporated on 28 January 1991, Ind Bank Housing Limited commenced its business on 5 February 1991. The company was promoted jointly by Indian Bank and HUDCO. The latest quarterly results reported are for March 2025, showing a net profit of 0 crore.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: N/A<BR>Most recent Net Profit: 0 Cr (Quarterly Results - Mar 2025)<BR>Market-cap value: INR 39 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: N/A<BR>Industry P/E: 13<BR>Dividend Yield: 0.00%<BR>Debt-Equity: 0.00<BR>Return on Equity: 0.25%<BR>Price to Book: -0.33<BR><BR>Contact Details:<BR>Address: 3rd Floor, 480 Anna Salai Nandanam Chennai Tamil Nadu : 600035<BR>Tel: 91-044-2432 9235<BR>Email: indhouse@vsnl.com<BR>Website: http://www.indbankhousing.com

Who are the top shareholders of the Ind Bank Housing?

The top shareholders of Ind Bank Housing are Indian Bank with 51%, Housing and Urban Development Corporation Ltd with 25%, and individual investors holding 22.62%. There are no holdings by mutual funds or foreign institutional investors.

The top shareholders of Ind Bank Housing are primarily the promoters, with Indian Bank holding the largest stake at 51.0%. The next significant shareholder is the Housing and Urban Development Corporation Ltd, which owns 25%. Additionally, individual investors hold 22.62% of the shares. There are currently no holdings by mutual funds or foreign institutional investors.

How has been the historical performance of Ind Bank Housing?

Ind Bank Housing has experienced a significant decline in financial performance, with net sales dropping from 0.36 Cr in March 2021 to zero by March 2025, and operating profit turning negative, resulting in a loss of -0.30 Cr. Reserves fell to -129.88 Cr, and cash equivalents decreased from 5.60 Cr to 3.00 Cr, indicating severe financial struggles.

Answer:<BR>The historical performance of Ind Bank Housing shows a consistent decline in financial metrics over the years, particularly from March 2021 to March 2025. The company reported net sales of 0.36 Cr in March 2021, which dropped to zero in the subsequent years, indicating a complete halt in revenue generation by March 2025. Total operating income followed the same trend, peaking at 0.36 Cr in March 2021 and falling to zero by March 2025. Operating profit, which was positive at 2.75 Cr in March 2020, turned negative in subsequent years, reaching -0.30 Cr by March 2025. Profit before tax and profit after tax also reflected this downward trajectory, with losses increasing from -0.19 Cr in March 2021 to -0.31 Cr in March 2025. The company's reserves have significantly deteriorated, showing a negative balance of -129.88 Cr in March 2025 compared to a positive reserve of 5.83 Cr in March 2021. The book value per share has also declined sharply, reaching -120.87 in March 2025. Cash and cash equivalents decreased from 5.60 Cr in March 2020 to 3.00 Cr in March 2025, further illustrating the company's financial struggles.<BR><BR>Breakdown:<BR>Ind Bank Housing's financial performance has been characterized by a significant decline in key metrics over the years. From March 2021, when net sales were 0.36 Cr, the company has seen a complete drop to zero sales by March 2025. Operating income mirrored this decline, falling from 0.36 Cr to zero. The operating profit, which was positive at 2.75 Cr in March 2020, turned negative in the following years, culminating in a loss of -0.30 Cr by March 2025. Profit before tax and profit after tax also worsened, with losses increasing from -0.19 Cr in March 2021 to -0.31 Cr in March 2025. Reserves have plummeted to -129.88 Cr, a stark contrast to the positive reserves of 5.83 Cr in March 2021. The book value per share has similarly declined to -120.87, while cash and cash equivalents decreased from 5.60 Cr in March 2020 to 3.00 Cr in March 2025, indicating a troubling financial trajectory for the company.

Is Ind Bank Housing overvalued or undervalued?

As of December 4, 2025, Ind Bank Housing's valuation has improved to attractive, but it remains overvalued with severely negative financial ratios and a year-to-date stock decline of 24.04%, significantly underperforming compared to its peers and the Sensex.

As of 4 December 2025, the valuation grade for Ind Bank Housing has moved from risky to attractive, indicating a significant improvement in its perceived value. Despite this positive shift, the company appears to be overvalued based on its current financial ratios. The PE ratio stands at -169.26, the price to book value is -0.32, and the EV to EBITDA is -153.37, all of which suggest severe financial distress.<BR><BR>In comparison to its peers, Ind Bank Housing's ratios are starkly unfavorable. For instance, HUDCO, categorized as very expensive, has a PE ratio of 15.88, while LIC Housing Finance, rated as attractive, has a PE of 5.44. This stark contrast highlights that Ind Bank Housing is not only underperforming relative to its peers but also facing significant valuation challenges. Additionally, the company's recent stock performance shows a decline of 24.04% year-to-date, contrasting with the Sensex's gain of 9.12%, further reinforcing the notion that it is currently overvalued.

When is the next results date for Ind Bank Housing Ltd?

Ind Bank Housing Ltd will announce its results on 13 April 2026.

Ind Bank Housing Ltd will declare its results on 13 April 2026.

Are Ind Bank Housing Ltd latest results good or bad?

Ind Bank Housing Ltd's latest results are concerning, showing a net loss of ₹0.02 crores and negative shareholder equity of ₹120.87 crores, indicating ongoing financial distress and no revenue generation. Investors should be cautious, as the company's outlook remains bleak.

Ind Bank Housing Ltd's latest results indicate a challenging financial situation. In Q4 FY26, the company reported a net loss of ₹0.02 crores, which is a decline from a modest profit of ₹0.06 crores in the previous quarter. This marks a continuation of a trend of erratic profitability, with the company having zero net sales and relying on minimal other income for revenue.<BR><BR>The financial position is particularly concerning, as the company has negative shareholder equity of ₹120.87 crores, indicating that accumulated losses have completely eroded its equity base. Current liabilities significantly exceed current assets, raising questions about its ability to meet obligations.<BR><BR>Despite these fundamental weaknesses, the stock has shown some volatility, with a recent price increase of 5.25% on April 13, bringing it to ₹46.50. However, this price movement appears disconnected from the company's underlying financial health, which is characterized by zero revenue generation and ongoing losses.<BR><BR>Overall, the results can be characterized as bad, reflecting a company in distress with no clear path to recovery or profitability. Investors should approach with caution, as the outlook remains bleak given the lack of operational activity and ongoing financial challenges.

Should I buy, sell or hold Ind Bank Housing Ltd?

Which are the latest news on Ind Bank Housing?

Why is Ind Bank Housing Ltd falling/rising?

As of 06-May, Ind Bank Housing Ltd's stock price is Rs 50.19, with a year-to-date increase of 27.06%. Despite today's mixed performance and underperformance against its sector, long-term growth remains strong.

As of 06-May, Ind Bank Housing Ltd's stock price is currently at Rs 50.19, reflecting a slight increase of Rs 0.19 or 0.38%. The stock has shown strong performance over various periods, with a year-to-date increase of 27.06%, significantly outperforming the Sensex, which has declined by 8.52% during the same timeframe. Additionally, the stock has risen by 35.83% over the past year, while the Sensex has fallen by 3.33%.<BR><BR>However, today's performance indicates a mixed scenario. The stock underperformed its sector by 5.19%, and it touched an intraday low of Rs 47.5, representing a decline of 5%. Despite this, there has been a notable increase in investor participation, with delivery volume rising by 25.65% compared to the 5-day average, suggesting that more investors are engaging with the stock.<BR><BR>The stock's moving averages are higher than the 20-day, 50-day, 100-day, and 200-day averages, but lower than the 5-day moving average, indicating some short-term volatility. Overall, while the stock has shown strong long-term growth, today's fluctuations and sector underperformance may contribute to the perception of instability in the short term.