Ind Bank Housing

Market Cap: Micro Cap
Industry: Housing Finance Company
ISIN: INE969D01012
NSEID:
BSEID: 523465
View on BSE

INR

49.11

-1.08 (-2.15%)

BSENSE

May 07

BSE+NSE Vol: 1.92 k

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Score

Click here to find our call on this stock

Strong Sell

Sell

Hold

Buy

Strong Buy

Comparison

Company

Score

Quality

Valuation

Financial

Technical

Repco Home Fin

Ind Bank Housing

SRG Housing

Reliance Home

Star Housing Fin

GIC Housing Fin

Sahara Housing

Ruparel Food

India Home Loans

Manraj Hsg.Fin.

Hind.Housing Co.

Why is Ind Bank Housing Ltd ?

With a Negative Book Value, the company has a Weak Long Term Fundamental Strength

Poor long term growth as Net Sales has grown by an annual rate of -8.54% and Operating profit at 0%

Flat results in Mar 26

PBDIT(Q) Lowest at Rs -0.23 cr.
PBT LESS OI(Q) Lowest at Rs -0.23 cr.

Risky - Negative EBITDA

The company has recorded a negative EBITDA of Rs. -0.59 cr
Over the past year, while the stock has generated a return of 39.56%, its profits have risen by 21%
The stock is trading risky as compared to its average historical valuations

Real-Time Research Report

Verdict Report

How much should you sell?

All quantity irrespective of whether you are making profits or losses

(If sector exposure > 30%, please use optimiser tool to see which are the best stocks to hold in Housing Finance Company)

When to re-enter? - We will constantly monitor the company and review our call based on new data

Is Ind Bank Housing for you?

High Risk, High Return

Absolute

Risk Adjusted

Volatility

Ind Bank Housing

34.55%

0.80

49.74%

Sensex

-3.38%

-0.25

13.48%

Quality

Management Risk

Growth

Capital Structure

Quality grade scale :

Below Average, Average, Good, Excellent

Quality key factors

Factor

Value

Sales Growth (5y)

-8.54%

EBIT Growth (5y)

2.11%

Net Debt to Equity (avg)

-1.07

Institutional Holding

25.00%

ROE (avg)

Valuation

Valuation Scorecard

Valuation grade scale :

Very Risky, Risky, Very Expensive, Expensive, Fair, Attractive, Very Attractive

Valuation Key Factors

Factor

Value

P/E Ratio

NA (Loss Making)

Industry P/E

Price to Book Value

-0.40

EV to EBIT

-162.81

EV to EBITDA

-162.81

EV to Capital Employed

-24.45

EV to Sales

PEG Ratio

Dividend Yield

ROCE (Latest)

Negative Capital Employed

ROE (Latest)

Negative BV

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Technicals

Technical key factors

Indicator

Weekly

Monthly

MACD

Bullish

RSI

No Signal

Bollinger Bands

Bullish

Moving Averages

Bullish (Daily)

KST

Bullish

Mildly Bullish

Dow Theory

No Trend

Technical Indicator Scale: Bearish, Mildly Bearish, Sideways, Mildly Bullish, Bullish Turned

Technical Movement

Analyse All Technical Factors

Financial Trend

Financial Trend Scorecard

Financial Trend scale:

Very Negative, Negative, Flat, Positive, Very Positive, Outstanding

4What is working for the Company

PAT(Latest six months)

Higher at Rs 0.04 cr

CASH AND CASH EQUIVALENTS(HY)

Highest at Rs 14.69 cr

-2What is not working for the Company

PBDIT(Q)

Lowest at Rs -0.23 cr.

PBT LESS OI(Q)

Lowest at Rs -0.23 cr.

Loading Valuation Snapshot...

Here's what is working for Ind Bank Housing

Profit After Tax (PAT) - Latest six months

Higher at Rs 0.04 cr

than preceding 12 month period ended Mar 2026 of Rs -0.23 cr

MOJO Watch

In the half year the company has already crossed PAT of the previous twelve months

PAT (Rs Cr)

Cash and Cash Equivalents - Half Yearly

Highest at Rs 14.69 cr

in the last six half yearly periods

MOJO Watch

Short Term liquidity is improving

Cash and Cash Equivalents

Here's what is not working for Ind Bank Housing

Operating Profit (PBDIT) - Quarterly

Lowest at Rs -0.23 cr.

in the last five quarters

MOJO Watch

Near term Operating Profit trend is negative

Operating Profit (Rs Cr)

Profit Before Tax less Other Income (PBT) - Quarterly

Lowest at Rs -0.23 cr.

in the last five quarters

MOJO Watch

Near term PBT trend is negative

PBT less Other Income (Rs Cr)