Ind Bank Housing

how big is Ind Bank Housing?

As of Jun 06, Ind Bank Housing Ltd has a market capitalization of 41.00 Cr, categorizing it as a Micro Cap company, with recent net sales of 0.00 Cr and a net profit of -0.30 Cr. The balance sheet shows shareholder's funds at -120.57 Cr and total assets of 8.94 Cr.

As of Jun 06, Ind Bank Housing Ltd has a market capitalization of 41.00 Cr, categorizing it as a Micro Cap company.<BR><BR>As of Jun 06, the company's recent quarterly performance shows a sum of Net Sales for the latest four quarters (Mar'25, Dec'24, Sep'24, Jun'24) at 0.00 Cr and a sum of Net Profit at -0.30 Cr. This data is based on Standalone financials.<BR><BR>As of Mar'24, the Balance Sheet Snapshot indicates that this is Standalone data. The Shareholder's Funds are reported at -120.57 Cr, while Total Assets amount to 8.94 Cr.

Who are in the management team of Ind Bank Housing?

As of March 2022, the management team of Ind Bank Housing includes V. Hari Babu (Executive Director & Managing Director), Imran Amin Siddiqui, Sunil Jain, S. Thangaraju (all Non-Executive Directors/Nominees), and independent directors T R Chandrasekaran, Padma Sridharan, and G R Sundaravadivel. This diverse team oversees the company's governance and strategic direction.

As of March 2022, the management team of Ind Bank Housing includes the following individuals:<BR><BR>1. V. Hari Babu - Executive Director & Managing Director<BR>2. Imran Amin Siddiqui - Non-Executive Director / Nominee<BR>3. Sunil Jain - Non-Executive Director / Nominee<BR>4. S. Thangaraju - Non-Executive Director / Nominee<BR>5. T R Chandrasekaran - Independent Non-Executive Director<BR>6. Padma Sridharan - Independent Non-Executive Director<BR>7. G R Sundaravadivel - Independent Non-Executive Director<BR><BR>This team comprises a mix of executive and non-executive directors, including independent directors, contributing to the governance and strategic direction of the company.

Has Ind Bank Housing declared dividend?

No Dividend History Available

Who are the peers of the Ind Bank Housing?

Ind Bank Housing's peers include Bajaj Housing, LIC Housing Fin., PNB Housing, Aadhar Hsg. Fin., Aptus Value Hou., Aavas Financiers, Home First Finan, Sahara Housing, and Manraj Hsg. Fin., with varying management risks and growth rates; PNB Housing has the highest 1-year return at 45.17%, while Home First Finan has the lowest at -20.15%.

Peers: The peers of Ind Bank Housing are Bajaj Housing, LIC Housing Fin., PNB Housing, Aadhar Hsg. Fin., Aptus Value Hou., Aavas Financiers, Home First Finan, Sahara Housing, and Manraj Hsg.Fin.<BR><BR>Quality Snapshot: Excellent management risk is observed at Aptus Value Hou., while Good management risk is found at LIC Housing Fin., Aavas Financiers, and Home First Finan. Average management risk is present at Bajaj Housing, PNB Housing, and Aadhar Hsg. Fin., and the rest have Below Average or do not qualify. Growth is Excellent at Home First Finan, Good at Aadhar Hsg. Fin., Aptus Value Hou., Aavas Financiers, and the rest have Below Average or do not qualify. Capital Structure is Excellent at Bajaj Housing, PNB Housing, Aadhar Hsg. Fin., Aptus Value Hou., Aavas Financiers, Home First Finan, and Sahara Housing, while the rest do not qualify.<BR><BR>Return Snapshot: The peer with the highest 1-year return is PNB Housing at 45.17%, while the lowest is Home First Finan at -20.15%, which is worse than Ind Bank Housing's own 1-year return of -20.15%. Additionally, Aadhar Hsg. Fin. and Aptus Value Hou. have negative six-month returns.

What is the technical trend for Ind Bank Housing?

As of June 4, 2025, Ind Bank Housing's technical trend is mildly bearish, with mixed signals from MACD and bearish indicators from Bollinger Bands and KST, despite a mildly bullish stance indicated by Dow Theory on the weekly chart.

As of 4 June 2025, the technical trend for Ind Bank Housing has changed from bearish to mildly bearish. The weekly MACD indicates a mildly bullish stance, while the monthly MACD shows a mildly bearish trend. The daily moving averages are also mildly bearish, suggesting short-term weakness. Bollinger Bands and KST are bearish on both weekly and monthly time frames, reinforcing the overall bearish sentiment. The Dow Theory indicates a mildly bullish trend on the weekly chart, but lacks a clear direction on the monthly chart. Overall, the current technical stance is mildly bearish, driven primarily by the mixed signals from MACD and the bearish indicators from Bollinger Bands and KST.

What does Ind Bank Housing do?

Ind Bank Housing Ltd is a micro-cap company in India that provides long-term financing for residential property construction and purchases. Incorporated in 1991, it reported a net profit of 0 crore for March 2025, with a market cap of INR 39 crore.

Overview:<BR>Ind Bank Housing Ltd is a micro-cap company operating in the housing finance industry, providing long-term finance for the construction or purchase of residential properties in India.<BR><BR>History:<BR>Incorporated on 28 January 1991, Ind Bank Housing Limited commenced its business on 5 February 1991. The company was promoted jointly by Indian Bank and HUDCO. The latest quarterly results reported are for March 2025, showing a net profit of 0 crore.<BR><BR>Financial Snapshot:<BR>Most recent Net Sales: N/A<BR>Most recent Net Profit: 0 Cr (Quarterly Results - Mar 2025)<BR>Market-cap value: INR 39 Cr (Micro Cap)<BR><BR>Key Metrics:<BR>P/E: N/A<BR>Industry P/E: 13<BR>Dividend Yield: 0.00%<BR>Debt-Equity: 0.00<BR>Return on Equity: 0.25%<BR>Price to Book: -0.33<BR><BR>Contact Details:<BR>Address: 3rd Floor, 480 Anna Salai Nandanam Chennai Tamil Nadu : 600035<BR>Tel: 91-044-2432 9235<BR>Email: indhouse@vsnl.com<BR>Website: http://www.indbankhousing.com

Who are the top shareholders of the Ind Bank Housing?

The top shareholders of Ind Bank Housing are Indian Bank with 51%, Housing and Urban Development Corporation Ltd with 25%, and individual investors holding 22.62%. There are no holdings by mutual funds or foreign institutional investors.

The top shareholders of Ind Bank Housing are primarily the promoters, with Indian Bank holding the largest stake at 51.0%. The next significant shareholder is the Housing and Urban Development Corporation Ltd, which owns 25%. Additionally, individual investors hold 22.62% of the shares. There are currently no holdings by mutual funds or foreign institutional investors.

Are Ind Bank Housing latest results good or bad?

Ind Bank Housing's latest results are concerning, showing a net loss of ₹0.02 crores for Q2 FY26 despite an improvement from the previous quarter. The company continues to face operational challenges, with zero revenue and a significant year-to-date stock decline of 22.65%, indicating a bleak outlook.

Ind Bank Housing's latest results indicate a challenging financial situation. For Q2 FY26, the company reported a net loss of ₹0.02 crores, which, while showing an improvement of 81.82% from the previous quarter's loss of ₹0.11 crores, still reflects ongoing operational difficulties. The company continues to struggle with zero revenue generation and minimal operational activity, leading to persistent losses.<BR><BR>The stock has also underperformed significantly, with a year-to-date decline of 22.65%, contrasting sharply with the Sensex's gain of 5.36%. This underperformance is compounded by a negative book value and a lack of institutional interest, highlighting investor skepticism about the company's future prospects.<BR><BR>Overall, the results can be considered bad, as they underscore the company's ongoing issues, including negative shareholder equity and a complete cessation of lending activity. Without a clear turnaround strategy or capital infusion, the outlook remains bleak.

How has been the historical performance of Ind Bank Housing?

Ind Bank Housing has experienced a significant decline in financial performance, with net sales dropping from 0.36 Cr in March 2021 to zero by March 2025, and operating profit turning negative, resulting in a loss of -0.30 Cr. Reserves fell to -129.88 Cr, and cash equivalents decreased from 5.60 Cr to 3.00 Cr, indicating severe financial struggles.

Answer:<BR>The historical performance of Ind Bank Housing shows a consistent decline in financial metrics over the years, particularly from March 2021 to March 2025. The company reported net sales of 0.36 Cr in March 2021, which dropped to zero in the subsequent years, indicating a complete halt in revenue generation by March 2025. Total operating income followed the same trend, peaking at 0.36 Cr in March 2021 and falling to zero by March 2025. Operating profit, which was positive at 2.75 Cr in March 2020, turned negative in subsequent years, reaching -0.30 Cr by March 2025. Profit before tax and profit after tax also reflected this downward trajectory, with losses increasing from -0.19 Cr in March 2021 to -0.31 Cr in March 2025. The company's reserves have significantly deteriorated, showing a negative balance of -129.88 Cr in March 2025 compared to a positive reserve of 5.83 Cr in March 2021. The book value per share has also declined sharply, reaching -120.87 in March 2025. Cash and cash equivalents decreased from 5.60 Cr in March 2020 to 3.00 Cr in March 2025, further illustrating the company's financial struggles.<BR><BR>Breakdown:<BR>Ind Bank Housing's financial performance has been characterized by a significant decline in key metrics over the years. From March 2021, when net sales were 0.36 Cr, the company has seen a complete drop to zero sales by March 2025. Operating income mirrored this decline, falling from 0.36 Cr to zero. The operating profit, which was positive at 2.75 Cr in March 2020, turned negative in the following years, culminating in a loss of -0.30 Cr by March 2025. Profit before tax and profit after tax also worsened, with losses increasing from -0.19 Cr in March 2021 to -0.31 Cr in March 2025. Reserves have plummeted to -129.88 Cr, a stark contrast to the positive reserves of 5.83 Cr in March 2021. The book value per share has similarly declined to -120.87, while cash and cash equivalents decreased from 5.60 Cr in March 2020 to 3.00 Cr in March 2025, indicating a troubling financial trajectory for the company.

Is Ind Bank Housing overvalued or undervalued?

As of December 4, 2025, Ind Bank Housing's valuation has improved to attractive, but it remains overvalued with severely negative financial ratios and a year-to-date stock decline of 24.04%, significantly underperforming compared to its peers and the Sensex.

As of 4 December 2025, the valuation grade for Ind Bank Housing has moved from risky to attractive, indicating a significant improvement in its perceived value. Despite this positive shift, the company appears to be overvalued based on its current financial ratios. The PE ratio stands at -169.26, the price to book value is -0.32, and the EV to EBITDA is -153.37, all of which suggest severe financial distress.<BR><BR>In comparison to its peers, Ind Bank Housing's ratios are starkly unfavorable. For instance, HUDCO, categorized as very expensive, has a PE ratio of 15.88, while LIC Housing Finance, rated as attractive, has a PE of 5.44. This stark contrast highlights that Ind Bank Housing is not only underperforming relative to its peers but also facing significant valuation challenges. Additionally, the company's recent stock performance shows a decline of 24.04% year-to-date, contrasting with the Sensex's gain of 9.12%, further reinforcing the notion that it is currently overvalued.

When is the next results date for Ind Bank Housing Ltd?

Ind Bank Housing Ltd will announce its results on 13 January 2026.

Ind Bank Housing Ltd will declare its results on 13 January 2026.

Should I buy, sell or hold Ind Bank Housing Ltd?

Which are the latest news on Ind Bank Housing?

Why is Ind Bank Housing Ltd falling/rising?

As of 18-Jan, Ind Bank Housing Ltd's stock is slightly rising at 40.93, with a recent gain of 5.46% over two days. However, long-term concerns persist due to negative book value, declining net sales, and significant underperformance over the past year.

As of 18-Jan, Ind Bank Housing Ltd's stock price is rising slightly, currently at 40.93, with a change of 0.01 (0.02%) upwards. The stock has shown a positive performance over the last two days, gaining 5.46% during this period. Additionally, it has outperformed the benchmark Sensex over the past week and month, with returns of +1.14% and +8.42% respectively, while the Sensex has seen minimal changes or declines.<BR><BR>Despite this recent uptick, there are underlying concerns affecting the stock's long-term outlook. The company has a negative book value and weak long-term fundamental strength, with net sales declining at an annual rate of -10.01%. Furthermore, the stock has underperformed significantly over the past year, with a return of -14.19% compared to the market's positive return of 8.47%. <BR><BR>Investor participation appears to be declining, as indicated by a drop in delivery volume by -4.52% against the 5-day average. While high institutional holdings at 25% suggest some level of confidence from larger investors, the overall sentiment remains cautious due to the company's negative EBITDA and flat results reported in December.<BR><BR>In summary, while the stock is experiencing a short-term rise, the long-term fundamentals and recent performance trends indicate significant challenges that could impact its stability moving forward.